Cheap Car Insurance in Center, Texas (With 2024 Rates)

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

• $30,000 coverage for all types of bodily injury suffered by one individual in one accident
• Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
• Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

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Insurance Agents in Center, TX and Near by

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  Chris Mayfield
  413 Hurst St, Center, TX 75935
  (936) 598-8492
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  Joe Bill Mettauer
  1007 Tenaha St, Center, TX 75935
  (936) 598-5516
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  Texas Farm Bureau Insurance - Ryan Pinkston
  870 Hurst St, Center, TX 75935
  (936) 598-2773
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  John Burns
  1125 Tenaha St, Center, TX 75935
  (936) 427-5077
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  M & M Insurance Agency
  720 Hurst St, Center, TX 75935
  (936) 598-3793
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  Sandy Wheeler
  621 Tenaha St, Center, TX 75935
  (936) 598-2640
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  Masterson Insurance Agency
  312 Tenaha St, Center, TX 75935
  (936) 598-4359
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  Shoop Insurance Agency
  206 Tenaha St, Center, TX 75935
  (936) 598-9048
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  Tomlin Insurance Store
  102 N Church St, Center, TX 75935
  (936) 598-6165
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  Insurance Bureau Group
  815 Nacogdoches St, Center, TX 75935
  (936) 598-9936
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  Bounds Insurance Agency
  1 W Austin St, Center, TX 75935
  (936) 598-2421
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  Morrison Insurance Agency
  125 Shelbyville St, Center, TX 75935
  (936) 598-2791
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Learn More About Car Insurance in Center, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

• Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
• Collision covers for the expenses on your car caused by accident.
• Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
• Medical payments cover your's and your passenger's medical bills
• Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
• Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
• Towing and labor covers for the pay for towing your car and labor cost.
• Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.