Cheap Car Insurance in Brownwood, Texas ( With 2024 Rates)

Home » Car insurance » Texas » Cheap Car Insurance Brownwood

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Insurance Agents in Brownwood, TX and Near by

0 mi

Brownwood Insurance Center

301 N Center Ave, Brownwood, TX 76801

(325) 643-6100

View |
0 mi

Brenda Martin Forbess

301 N Fisk Ave, Brownwood, TX 76801

(325) 641-2186

View |
0 mi

Robnett-Integra Insurance Services

508 Main St, Brownwood, TX 76801

(325) 646-2886

View |
0 mi

Porter Insurance Agency

100 N Fisk Ave, Brownwood, TX 76801

(325) 646-9586

View |
0 mi

Smith & Sharpe Insurance

201 W Adams St, Brownwood, TX 76801

(325) 646-4578

View |
0 mi

Mike Hall

807 Center Ave Ste C, Brownwood, TX 76801

(325) 646-8600

View |
0 mi

Texas Benefit Consultants

3808 Highway 377 S, Brownwood, TX 76801

(325) 200-4350

View |
0 mi

Shane E. Oliver

3663 Highway 377 S, Brownwood, TX 76801

(325) 643-4243

View |
0 mi

Matthew Williams

3600 Highway 377 S, Brownwood, TX 76801

(325) 646-6288

View |
0 mi

Express Insurance

600 Fisk Ave, Brownwood, TX 76801

(325) 600-4272

View |
0 mi

Kelli Lenzi

2800a Austin Ave, Brownwood, TX 76801

(325) 643-1583

View |
0 mi

Green Insurance

711 Coggin Ave, Brownwood, TX 76801

(325) 646-8980

View |
0 mi

Rollo Insurance Group

2700 Highway 377 S, Brownwood, TX 76801

(325) 646-4100

View |
0 mi

Texas Farm Bureau Insurance

2450 Highway 377 S, Brownwood, TX 76801

(325) 646-5516

View |
0 mi

Eduardo Galaviz

2222 Highway 377 S Ste 3, Brownwood, TX 76801

(325) 646-1600

View |
0 mi

Larry Holder

1203 Coggin Ave, Brownwood, TX 76801

(325) 646-7526

View |
0 mi

Earl Harriss

2421 Austin Ave, Brownwood, TX 76801

(325) 643-1600

View |

View all agents ↓

Learn More About Car Insurance in Brownwood, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Brownwood, Texas (With 2024 Rates)