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Home » Car insurance » Texas » Cheap Car Insurance Bedford

Cheap Car Insurance in Bedford

Lowest Premium

$389 / YEAR

Average Premium

$539 / YEAR

Highest Premium

$687 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Bedford is around $539 and can go upto $687. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
GEICO$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get Cheap Car Insurance Quotes in Your Area

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Bedford by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Bedford. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75064$597
76021$541
76022$534
76034$
76039$530

Insurance Agents in Bedford, TX and Near by

Agents by ZIP code:
  • 0 mi
    Susan Black
    217 Harwood Rd, Bedford, TX 76021
    (817) 280-0466
  • 0 mi
    Erick Martinez
    417 Harwood Rd, Bedford, TX 76021
    (817) 788-8565
  • 0 mi
    Texas Insurance Group
    428 Harwood Rd, Bedford, TX 76021
    (817) 282-9940
  • 0 mi
    A-Max Auto Insurance
    1524 Brown Trl, Bedford, TX 76021
    (817) 471-1000
  • 0 mi
    Steve Ward
    2905 Brown Trl Ste A, Bedford, TX 76021
    (817) 498-3749
  • 0 mi
    Jamie Andujar
    1839 Airport Fwy, Bedford, TX 76021
    (817) 267-2646
  • 0 mi
    Maria Golseth
    2128 Parkwood Dr, Bedford, TX 76021
    (817) 540-1133
  • 0 mi
    Efinity Insurance Corporation
    1901 Central Dr Ste 612, Bedford, TX 76021
    (888) 638-5030
  • 0 mi
    Ana Ibarra
    1901 Central Dr Ste 102, Bedford, TX 76021
    (817) 540-2947
  • 0 mi
    Sabine Regan-Pinkerton
    1901 Central Dr Ste 102, Bedford, TX 76021
    (817) 553-0001
  • 0 mi
    Premier Group Insurance - Pascal Zambili
    1901 Central Dr Ste 801, Bedford, TX 76021
    (817) 545-1991
  • 0 mi
    Sherry Houghton
    1908 Central Dr Ste A, Bedford, TX 76021
    (817) 282-2889
  • 0 mi
    Kristie Polk
    2132 L Don Dodson Dr Ste 100, Bedford, TX 76021
    (817) 267-1101
  • 0 mi
    Tara Simmons
    2725 Central Dr Ste B, Bedford, TX 76021
    (817) 545-7404
  • 0 mi
    Sarah Nelson
    2824 Central Dr Ste 320, Bedford, TX 76021
    (817) 267-7918
  • 0 mi
    Belinda Vallejo
    2117 Martin Dr, Bedford, TX 76021
    (817) 333-4606
  • 0 mi
    David Peterson
    2129 Martin Dr Ste 100, Bedford, TX 76021
    (817) 283-8981
  • 0 mi
    SIG - The Harvey Group
    2129 Martin Dr Ste 200, Bedford, TX 76021
    (817) 684-9991
  • 0 mi
    Jay Lyda
    2520 Harwood Rd Ste 500, Bedford, TX 76021
    (817) 868-5566
  • 0 mi
    Alex Behar
    3324 Harwood Rd, Bedford, TX 76021
    (817) 267-9083
  • 0 mi
    Kevin Cook
    4101 Airport Fwy Ste 239, Bedford, TX 76021
    (817) 554-1730
  • 0 mi
    Erica Skinner
    2900 Highway 121 Ste 145, Bedford, TX 76021
    (817) 354-9337
  • 0 mi
    Pro-Source Insurance Agency
    3337 Paint Brush Ln, Bedford, TX 76021
    (214) 227-1010 x8570
  • 0 mi
    Michaeldae Reinhardt
    3700 Cheek Sparger Rd Ste 170, Bedford, TX 76021
    (817) 354-9000
  • 1.71 mi
    Michael Eagan
    112 Bedford Rd Ste 116, Bedford, TX 76022
    (817) 952-9963
  • 1.71 mi
    Julianna Grubbs
    310 Airport Fwy, Bedford, TX 76022
    (817) 268-8999
  • 1.71 mi
    Proclient Insurance Associates
    1312 Brown Trl Ste G, Bedford, TX 76022
    (817) 247-9726
  • 1.71 mi
    Acceptance Auto Insurance
    1424 Airport Fwy Ste T, Bedford, TX 76022
    (817) 359-6600
  • 1.71 mi
    Ai United Insurance
    379 Pipeline Rd, Bedford, TX 76022
    (469) 444-1443
  • 1.71 mi
    Jay Adkins
    1600 Airport Fwy Ste 510, Bedford, TX 76022
    (817) 485-9901
  • 1.71 mi
    Southwest Assurance Group
    2350 Airport Fwy Ste 202, Bedford, TX 76022
    (817) 329-7007
  • 2.75 mi
    RWP Investments
    1801 Precinct Line Rd Ste B, Hurst, TX 76054
    (817) 605-0065
  • 2.75 mi
    Texas American Insurers
    1845 Precinct Line Rd Ste 101, Hurst, TX 76054
    (817) 877-3101
  • 2.75 mi
    Summit Insurance Group
    1845 Precinct Line Rd Ste 216, Hurst, TX 76054
    (817) 281-6500
  • 2.75 mi
    Shalyn Clark
    2000 Precinct Line Rd Ste 100, Hurst, TX 76054
    (817) 788-1999
  • 2.75 mi
    Curtis Farrar & Associates
    1717 Chadwick Ct Ste A, Hurst, TX 76054
    (817) 282-2112
  • 2.75 mi
    Texas Sun Insurance Agency
    1816 Harwood Ct, Hurst, TX 76054
    (817) 479-8401
  • 2.75 mi
    Kurt Steigerwald
    601 W Harwood Rd, Hurst, TX 76054
    (817) 282-8828
  • 2.75 mi
    Sergio San Pedro
    1848 Norwood Plz Ste 109, Hurst, TX 76054
    (817) 755-8500
  • 2.75 mi
    DFW Insurance Professionals
    1848 Norwood Plz Ste 205, Hurst, TX 76054
    (817) 510-6550
  • 2.75 mi
    Lisa Nickels Insurance Agency
    995 W Glade Rd, Hurst, TX 76054
    (817) 318-8900
  • 2.75 mi
    Shaw Insurance Agency
    947 W Glade Rd, Hurst, TX 76054
    (817) 479-7601
  • 2.75 mi
    Jackie Lewis
    971 W Glade Rd Ste 200, Hurst, TX 76054
    (817) 368-6639
  • 2.75 mi
    Jason Taylor
    785 Lonesome Dove Trl, Hurst, TX 76054
    (817) 520-1600
  • 2.79 mi
    Heather Jefferson
    418 N Main St Ste 213, Euless, TX 76039
    (682) 205-2001
  • 2.79 mi
    The Imee Jackson Agency
    418 N Main St Ste 111, Euless, TX 76039
    (817) 355-5101
  • 2.79 mi
    Garrett Spegar
    416 N Main St Ste 120, Euless, TX 76039
    (817) 571-2500
  • 2.79 mi
    Charles McGriff
    910 N Main St, Euless, TX 76039
    (682) 738-3059
  • 2.79 mi
    Texas Insurance Agency
    113 W Harwood Rd, Euless, TX 76039
    (817) 704-3115
  • 2.79 mi
    Linnie Hutchins
    2390 Fuller Wiser Rd Ste 506, Euless, TX 76039
    (817) 571-3500
  • 2.79 mi
    Alexius Xavier Nathan
    2720 State Highway 121 Ste 500, Euless, TX 76039
    (817) 283-4400
  • 2.79 mi
    AAA Insurance
    3001 Hwy 121 Ste 250, Euless, TX 76039
    (817) 684-4571
  • 2.88 mi
    Beverly Lothrop
    7151 Colleyville Blvd Ste 101, Colleyville, TX 76034
    (817) 410-1161
  • 2.88 mi
    BenefitSource Insurance Services
    7712 Prairie View Dr, Colleyville, TX 76034
    (817) 382-0666
  • 2.88 mi
    Brian Crowson
    6409 Colleyville Blvd Ste 2, Colleyville, TX 76034
    (817) 898-0307
  • 2.88 mi
    Hunter Miller
    99 Cheek Sparger Rd Ste 107-a, Colleyville, TX 76034
    (817) 554-8299
  • 2.88 mi
    David Hall
    8504 Precinct Line Rd Ste 100, Colleyville, TX 76034
    (817) 581-6666
  • 2.88 mi
    Robert Comstock
    8500 Precinct Line Rd Ste 200, Colleyville, TX 76034
    (682) 325-5125
  • 2.88 mi
    Jim Barrett
    8090 Precinct Line Rd Ste 101, Colleyville, TX 76034
    (817) 479-8501
  • 2.88 mi
    The Schwab Agency
    714 Centerpark Dr Ste 100, Colleyville, TX 76034
    (817) 485-5050
  • 2.88 mi
    Mark Jameson
    4814 Colleyville Blvd Ste 120, Colleyville, TX 76034
    (817) 656-0885
  • 2.88 mi
    Arnold Del Hierro
    905 Old Glade Rd, Colleyville, TX 76034
    (817) 577-5772
  • 2.88 mi
    VIP Insurance Solutions
    1005 Glade Rd Ste 160, Colleyville, TX 76034
    (214) 830-5321
  • 2.88 mi
    Greg McCord
    32 Village Ln Ste 250, Colleyville, TX 76034
    (214) 764-2439
  • 2.88 mi
    Trip Buchwald
    5025 Colleyville Blvd, Colleyville, TX 76034
    (817) 581-8563
  • 2.88 mi
    Goosehead Insurance - Barrett Buchwald
    5025 Colleyville Blvd, Colleyville, TX 76034
    (682) 334-1018
  • 2.88 mi
    Damon Trammell
    5209 Heritage Ave Ste 320, Colleyville, TX 76034
    (817) 445-0120
  • 2.88 mi
    Jason Ridley Agency
    5303 Colleyville Blvd Ste A, Colleyville, TX 76034
    (817) 281-4500
  • 2.88 mi
    Connect Insurance Agency
    5005 Rose St, Colleyville, TX 76034
    (817) 689-1130
  • 2.88 mi
    Awesome Insurance
    5712 Colleyville Blvd Ste 226, Colleyville, TX 76034
    (817) 239-8172
  • 2.88 mi
    Joe Rooney
    5712 Colleyville Blvd Ste 230, Colleyville, TX 76034
    (817) 605-7200
  • 2.88 mi
    Stratton Wright & Ziemer Insurance
    5712 Colleyville Blvd Ste 240, Colleyville, TX 76034
    (855) 546-2467
  • 2.88 mi
    David Leach
    6100 Colleyville Blvd Ste 135, Colleyville, TX 76034
    (817) 498-1888
  • 2.88 mi
    Doug Strickland
    6208 Colleyville Blvd Ste 200, Colleyville, TX 76034
    (817) 498-2840
  • 2.88 mi
    Tye Strickland
    6208 Colleyville Blvd Ste 200, Colleyville, TX 76034
    (817) 498-2840
  • 2.88 mi
    Cornerstone Insurance Services
    2319 Hall Johnson Rd Ste F2, Colleyville, TX 76034
    (817) 304-2001
  • 2.88 mi
    Monique Kusman
    4109 Gateway Ct Ste 100, Colleyville, TX 76034
    (817) 510-9000
View all agents ↓

Learn More About Car Insurance in Bedford, Texas

Car Insurance Laws in Texas

The state law is straightforward. You must have car insurance when you are registering a vehicle. The law stipulates the minimum coverage in specific categories. The minimum coverage is the least you can have and it is not the optimum coverage you should opt for. Given the scope of damage and the severity of injuries possible as a direct result of an accident, you should always opt for more coverage than the legal requisite.

Texas is a "Fault" car accident state, which means you will have to pay for the damages for an accident that you cause. So be sure to add enough liability and personal injury protection coverage in your insurnace policy. Learn more about how to determine who is at fault in a car accident.

Any car owner who does not have the minimum coverage basically does not have car insurance as per the laws of the state. Hence, the car owner will be subjected to the penalties as decreed by the state law.

Penalty for Driving without Car Insurance in Texas

You cannot drive any type of motor vehicle without insurance, be it a motorcycle, a car or a truck. It is also not sufficient to have a car insurance that has just lapsed or has not been renewed for a few days and hence there is a break in its continuity. The law requires all car owners to have continuous auto insurance in Texas, regardless of the age of the car and other factors such as driving history or record of past incidents.

The state of Texas can levy a penalty on any car owner who does not have adequate insurance. The penalty is usually multipronged. First time offenders are usually charged a maximum of $350. The offense can lead to the suspension of the license and hence driving privileges. A second or subsequent offense will incur penalties of a maximum of $100 and the vehicle could be impounded for a maximum of six months.

Car Insurance Support in Texas

Those who have been fined and have had their driving license revoked or driving privilege suspended and possibly their vehicle impounded are required to file an SR-22 form as proof of continuous car insurance. This should be done proactively. Such car owners and drivers must carry proof of their continuous car insurance at all times. The SR-22 form can be filed with the Department of Public Safety by the insurer or the insured and this should be done for three years following a conviction.

How to choose car insurance wisely?

When it comes to choosing car insurance, the first and important thing is to decide how much coverage is enough for you and your car. How expensive the policy will mostly depend on this. You have to take more liability coverage if you have more at stake if someone decides to sue you in the event of a car accident in which you are involved. If you don't have enough insurance to cover the damage cost, you will end up paying it from your hand. This is why it is important to have the right amount of car insurance coverage.

Learn more about what car insurance covers.

There are also extra coverages that you can get for a small price in your policy such as rental car reimbursment, towing and labor that will cover for the payments for the extra payments for renting a car during your car repair after accident and towing and labor charges.

Another wise thing to do before taking car insurance is to get insurance quotes from different companies to find out the cheapest offer for your car insurance requirement. This is what we help you with. We compare the best offers in the market and provide you with the cheapest and best deal.

Learn more: car insurance quotes FAQ

Applying right amount of deductible lowers the car insurance premium. Deductibles is the sum of money that you will have to pay before your insurance company comes into the picture. Deductibles apply to every claim, which means that you will have to pay the deductible amount every time you file a claim.

when it comes to deciding the deductible amount, you need to think about how much you could afford in case of an accident. You may need to create an emergency fund or see that you have set apart a little from your savings.

Learn more about how to choose right amount of deductibles to get cheap car insurance.

How will traffic ticket affect auto insurance premium?

Your driving record is an important contributing factor in determining your auto insurance premiums. Traffic tickets come in varied severity. Minor the moving violation, lesser the impact on your insurance premiums.

Learn more about how traffic ticket affect your car insurance premium.

How to: Car insurance claims

Are you confused on how the car insurance claims works? Still thinking why your claim got denied? Check the article below to learn more about claims and denial. You might also check out who is at fault in an accident.

Car insurance claims and denial

Driving in other states with Texas car insurance

You can drive your car which is covered by car insurance from Texas state in other states with all the coverage benefits. Even if you have only Texas state minimum insurance coverage, rest assured that insurance companies will have your car covered in other states in a car accident even if the minimum requirement for the other state is higher.

https://www.thezebra.com/insurance-news/3698/car-insurance-cover-out-of-state/

References

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.