Cheap Car Insurance in Alvin, Texas ( With 2024 Rates)

Home » Car insurance » Texas » Cheap Car Insurance Alvin

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Insurance Agents in Alvin, TX and Near by

0 mi

Bob Dillman

1111 Fm 1462 Rd, Alvin, TX 77511

(281) 331-7414

View |
0 mi

Ai United Insurance

2551 South Loop Hwy 35 Ste 164, Alvin, TX 77511

(281) 581-9111

View |
0 mi

Victory Insurance Agency

2426 S Gordon Ste 103, Alvin, TX 77511

(713) 331-9071

View |
0 mi

Chris Peters

2626 S Bypass 35, Alvin, TX 77511

(281) 331-3300

View |
0 mi

Mark Erwin

2300 S Bypass 35 Ste C, Alvin, TX 77511

(281) 388-2127

View |
0 mi

Scott Keithley

2521 S Loop 35 Ste A, Alvin, TX 77511

(281) 331-3838

View |
0 mi

Blanchard Insurance Services

1916 S Gordon St, Alvin, TX 77511

(281) 585-1001

View |
0 mi

John McLelland

1824 S Gordon St Ste 1, Alvin, TX 77511

(281) 331-1000

View |
0 mi

Rose Caskey

1801 S Gordon St, Alvin, TX 77511

(281) 331-7087

View |
0 mi

Barrera Insurance Agency

3037 W Highway 6, Alvin, TX 77511

(281) 756-8237

View |
0 mi

All Coverage Insurance

2587 W Highway 6, Alvin, TX 77511

(281) 388-0417

View |
0 mi

Claron Salter-Clark

408 E House St, Alvin, TX 77511

(281) 331-7546

View |
0 mi

Blasa Vela

400 E House St, Alvin, TX 77511

(281) 388-2754

View |
0 mi

TWFG Insurance Services - Tina Sital

1240 W Highway 6 Unit 3, Alvin, TX 77511

(281) 756-8934

View |
0 mi

A Burr Insurance Agency

475 S Gordon St Ste B, Alvin, TX 77511

(281) 331-9093

View |
0 mi

Independent Insurance Counselors

302 S Gordon St, Alvin, TX 77511

(281) 331-3131

View |
0 mi

John Barron

116 S Gordon St, Alvin, TX 77511

(281) 331-4132

View |
0 mi

Karen Lynn Coady

717 W Sealy St, Alvin, TX 77511

(281) 956-1043

View |
0 mi

Gotcha Covered Insurance

216 N Johnson St, Alvin, TX 77511

(281) 824-4981

View |
0 mi

Alpha Insurance & Financial Services

3438 N Gordon St, Alvin, TX 77511

(281) 331-0260

View |

View all agents ↓

Learn More About Car Insurance in Alvin, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Alvin, Texas (With 2024 Rates)