Cheap Car Insurance in Buffalo, New York (With 2024 Rates)

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Home » Car insurance » New York » Cheap Car Insurance Buffalo

Lowest Premium

$418 / YEAR

Average Premium

$1132 / YEAR

Highest Premium

$1864 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Buffalo is around $1132 and can go upto $1864. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Buffalo by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Buffalo. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

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ZipAvg. Premium
14201$1163
14203$1195
14204$1199
14205$1263
14206$1123
14207$1090
14210$1125
14212$1222
14213$1177
14214$1158
14215$1233
14216$1134
14217$910
14218$1063
14219$864
14220$1118
14221$918
14222$1154
14223$887
14224$861
14225$876
14226$938
14227$874
14228$907
14260$973
14261$948

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Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.