Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $313 | 3.9826% ($566,768,855) | 66 |
| Progressive | $533 | 1.0974% ($156,172,025) | 36 |
| Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
| Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
| Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
| State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Watsonville, CA and Near by
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0 miJuan Uribe445 Union St, Watsonville, CA 95076(831) 319-4024View |
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0 miWatsonville Insurance Associates320 E Lake Ave, Watsonville, CA 95076(831) 722-3541View |
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0 miDwight Lynn365 E Lake Ave, Watsonville, CA 95076(831) 722-6787View |
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0 miKBK Insurance Agency1006 Freedom Blvd, Watsonville, CA 95076(831) 724-1085View |
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0 miJeffrey O. Nordahl723b E Lake Ave, Watsonville, CA 95076(800) 485-4075View |
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0 miFernando Lopez734 E Lake Ave Ste 7, Watsonville, CA 95076(831) 722-1500View |
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0 miRafael Suarez1185 Freedom Blvd Ste 3, Watsonville, CA 95076(831) 722-3000View |
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0 miGloria Huizar734 E Lake Ave Ste 4, Watsonville, CA 95076(831) 763-4626View |
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0 miMarini & Gold Insurance141 Monte Vista Ave, Watsonville, CA 95076(831) 724-7593View |
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0 miHansen Insurance Agency800 E Lake Ave, Watsonville, CA 95076(831) 722-9666View |
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0 miFreeway Insurance1441 Main St Ste 103, Watsonville, CA 95076(831) 287-6764View |
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0 miMolly Brooks909 E Lake Ave, Watsonville, CA 95076(831) 728-2220View |
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0 miGonzalez & Associates Insurance Services1046 E Lake Ave, Watsonville, CA 95076(831) 728-8882View |
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0 miFiesta Auto Insurance1439 Freedom Blvd, Watsonville, CA 95076(831) 768-0390View |
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0 miLeticia Klay Insurance Services1469 Freedom Blvd, Watsonville, CA 95076(831) 724-8100View |
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0 miAmezcua Insurance Services1481a Freedom Blvd, Watsonville, CA 95076(831) 724-9900View |
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0 miAinslie Loverde Insurance Services1054 S Green Valley Rd, Watsonville, CA 95076(831) 761-0177View |
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0 miPete Alexander1994a Main St, Watsonville, CA 95076(831) 724-0638View |
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0 miCoast Auto Insurance Services1091 S Green Valley Rd, Watsonville, CA 95076(831) 761-1990View |
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0 miAAA Insurance1195 S Green Valley Rd, Watsonville, CA 95076(831) 768-4540View |
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0 miThe Liberty Company Insurance Brokers - NewGate Insurance Services444 Airport Blvd Ste 109, Watsonville, CA 95076(831) 536-4800View |
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0 miMBI Financial275 Race Horse Ln, Watsonville, CA 95076(831) 688-2258View |
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1.92 miNathan Jones2000 Freedom Blvd, Freedom, CA 95019(831) 763-4200View |
Learn More About Car Insurance in Watsonville, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.