Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in San Luis Obispo, CA and Near by
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0 miEngle & Associates Insurance Brokers1236 Higuera St, San Luis Obispo, CA 93401(805) 781-6336View |
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0 miTodd Thomas1238 Marsh St, San Luis Obispo, CA 93401(805) 543-0650View |
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0 miShawn Minton1042 Pacific St Ste E, San Luis Obispo, CA 93401(805) 546-8113View |
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0 miDavid Radmacher1025 Pacific St, San Luis Obispo, CA 93401(805) 242-5583View |
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0 miRL & Associates1363 Marsh St Ste A, San Luis Obispo, CA 93401(805) 783-7130View |
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0 miCoast & Ranch Insurance Services1108 Garden St Ste 206, San Luis Obispo, CA 93401(805) 549-0553View |
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0 miSLO Insurance Services1494 Mill St, San Luis Obispo, CA 93401(805) 543-7564View |
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0 miJoy Swann Cottle1228 Broad St, San Luis Obispo, CA 93401(805) 548-8530View |
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0 miShari Robasciotti1608 Johnson Ave, San Luis Obispo, CA 93401(805) 546-8393View |
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0 miSusan Rodriguez1317 Broad St Ste A, San Luis Obispo, CA 93401(805) 783-7050View |
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0 miFreedom Insurance Services569 Higuera St Ste B, San Luis Obispo, CA 93401(800) 881-3419View |
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0 miAdler Belmont Dye Insurance Services369 Marsh St Ste 200, San Luis Obispo, CA 93401(805) 540-3900View |
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0 miMcGee Insurance Agency2000 Broad St, San Luis Obispo, CA 93401(805) 543-8833View |
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0 miMarc Amesse2251 Broad St Ste A, San Luis Obispo, CA 93401(805) 543-0889View |
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0 miLorenzen Insurance Services3211 Broad St Ste 201, San Luis Obispo, CA 93401(805) 783-2440View |
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0 miState One Insurance Services1248 Laurel Ln, San Luis Obispo, CA 93401(805) 547-1000View |
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0 miMorris & Garritano Insurance Services1122 Laurel Ln, San Luis Obispo, CA 93401(805) 543-6887View |
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0 miCoast Auto Insurance Services3121 S Higuera St Ste I, San Luis Obispo, CA 93401(805) 544-1990View |
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0 miAndy Cox3220 S Higuera St Ste 300, San Luis Obispo, CA 93401(805) 543-2194View |
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0 miPeterson & Grantham Insurance36 Zaca Ln, San Luis Obispo, CA 93401(805) 544-9000View |
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0 miDiBuduo & DeDendis Insurance100 Cross St Ste 104, San Luis Obispo, CA 93401(805) 593-1400View |
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7.31 miAndrew Cox11555 Los Osos Valley Rd Ste 110, San Luis Obispo, CA 93405(805) 543-2425View |
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7.31 miAAA Insurance1445 Calle Joaquin, San Luis Obispo, CA 93405(805) 543-6454View |
Learn More About Car Insurance in San Luis Obispo, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.