Cheap Car Insurance in Richmond, California (With 2024 Rates)

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Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Insurance Agents in Richmond, CA and Near by

  • 0 mi
    Guillermo Jimenez
    242 Marina Way Apt A, Richmond, CA 94801
    (415) 515-0297
    View |
  • 0 mi
    Marisol Villalvazo
    124 Washington Ave, Richmond, CA 94801
    (510) 691-0113
    View |
  • 2.95 mi
    Sandra Valdivia
    874 23rd St, Richmond, CA 94804
    (510) 233-2100
    View |
  • 2.95 mi
    Maria Susana De Saran
    652 23rd St, Richmond, CA 94804
    (510) 215-7885
    View |
  • 2.95 mi
    Aline Marcadier
    635 23rd St Ste A, Richmond, CA 94804
    (510) 215-9288
    View |
  • 2.95 mi
    M A Hays Company
    232 Broadway, Richmond, CA 94804
    (510) 235-0353
    View |
  • 3.21 mi
    Louis Odiase
    12976 San Pablo Ave, Richmond, CA 94805
    (510) 222-2080
    View |
  • 3.21 mi
    Fiesta Auto Insurance
    12816 San Pablo Ave, Richmond, CA 94805
    (510) 860-4939
    View |
  • 3.21 mi
    R W Williams Insurance Agency
    737 Kern St, Richmond, CA 94805
    (510) 734-8257
    View |
  • 3.21 mi
    Mervyn M Davis
    12495 San Pablo Ave, Richmond, CA 94805
    (510) 232-5785
    View |

Learn More About Car Insurance in Richmond, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.