Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Rancho Santa Margarita, CA and Near by
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0 miTex Rapeepat22431 Antonio Pkwy Ste B120, Rancho Santa Margarita, CA 92688(949) 858-1640View |
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0 miDavid C Duncan Insurance Services30021 Tomas Ste 300, Rancho Santa Margarita, CA 92688(949) 836-8116View |
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0 miRichard Tyler30021 Tomas Ste 260, Rancho Santa Margarita, CA 92688(949) 713-5881View |
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0 miCameron Watson30162 Tomas Ste 205, Rancho Santa Margarita, CA 92688(800) 922-6526View |
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0 miTom Collings22362 Gilberto Ste 100, Rancho Santa Margarita, CA 92688(949) 713-5790View |
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0 miGeorge Menclewicz22342 Avenida Empresa Ste 130, Rancho Santa Margarita, CA 92688(949) 459-2795View |
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0 miGoosehead Insurance - Spencer Tyler22342 Avenida Empresa Ste 255, Rancho Santa Margarita, CA 92688(949) 335-5588View |
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0 miJerry Farcone30201 Aventura Ste 201, Rancho Santa Margarita, CA 92688(949) 709-7860View |
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0 miRenee Connell30211 Avenida De Las Bandera Ste 200, Rancho Santa Margarita, CA 92688(949) 888-6610View |
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0 miLori Greek-Garabedian29809 Santa Margarita Pkwy Ste 101, Rancho Santa Margarita, CA 92688(949) 858-4400View |
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0 miJohn Andrews30376 Esperanza, Rancho Santa Margarita, CA 92688(949) 589-1114View |
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0 miRio Grande Insurance27 Woodsong, Rancho Santa Margarita, CA 92688(949) 713-3720 x2View |
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1.62 miRandy Park31951 Dove Canyon Dr Ste B, Trabuco Canyon, CA 92679(949) 635-9901View |
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1.62 miJeffrey Goehle31991 Dove Canyon Dr # L, Trabuco Canyon, CA 92679(949) 858-0987View |
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1.99 miRichard Dong- State Farm Insurance27772 Vista Del Lago Ste 20, Mission Viejo, CA 92692(949) 855-1310View |
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1.99 miDavid Jones23120 Alicia Pkwy Ste 200, Mission Viejo, CA 92692(949) 837-8344View |
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1.99 miUnited Agencies - H&S Insurance Services23120 Alicia Pkwy Ste 200, Mission Viejo, CA 92692(949) 597-0817View |
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1.99 miWilliam Veon28892 Marguerite Pkwy Ste 230, Mission Viejo, CA 92692(949) 367-6654View |
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1.99 miHarbor West Insurance Agency25330 Marguerite Pkwy Ste B, Mission Viejo, CA 92692(949) 768-1188View |
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1.99 miJaimee Dawly Insurance Agency & Financial Solutions25108 Marguerite Pkwy Ste A189, Mission Viejo, CA 92692(949) 742-0687View |
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1.99 miMichael B Cohen24501 Marguerite Pkwy Ste 5, Mission Viejo, CA 92692(949) 855-9677View |
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1.99 miHarlis Chavis24501 Marguerite Pkwy Ste 5, Mission Viejo, CA 92692(949) 855-8787View |
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1.99 miBill Rosalino28321 Marguerite Pkwy Ste 203, Mission Viejo, CA 92692(949) 429-1626View |
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1.99 miSteve Karlan28321 Marguerite Pkwy Ste 203, Mission Viejo, CA 92692(949) 364-6400View |
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1.99 miHFI Insurance Services28570 Marguerite Pkwy Ste 112, Mission Viejo, CA 92692(949) 347-2509View |
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1.99 miNathan Comstock28570 Marguerite Pkwy Ste 208, Mission Viejo, CA 92692(949) 887-6629View |
Learn More About Car Insurance in Rancho Santa Margarita, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.