Cheap Car Insurance in Poway, California (With 2024 Rates)

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Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Insurance Agents in Poway, CA and Near by

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    Terry Snow
    13943 Poway Rd Ste B, Poway, CA 92064
    (858) 748-3105
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    Cathy Peterson
    12759 Poway Rd Ste 108, Poway, CA 92064
    (858) 748-3134
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    Mike Dolan
    12605 Poway Rd Ste A, Poway, CA 92064
    (858) 486-7290
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    Max Morrison
    12600 Stowe Dr Ste 12, Poway, CA 92064
    (858) 486-1588
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    Poway General Insurance
    13135 Danielson St Ste 207, Poway, CA 92064
    (858) 513-7780
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    Derek Anderson
    12439 Poway Rd Ste F, Poway, CA 92064
    (858) 472-1941
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    Del Dios Insurance Services Inc
    12941 Pomerado Rd Ste B, Poway, CA 92064
    (760) 975-9554
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    Marc Nimetz
    14261 Danielson St Ste B, Poway, CA 92064
    (858) 866-8147
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  • 0 mi
    Thomas Garcia
    12243 Poway Rd, Poway, CA 92064
    (858) 679-0719
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  • 0 mi
    Mari Garcia
    12243 Poway Rd, Poway, CA 92064
    (858) 513-0110
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    Square One Insurance Services & Home Loans
    13555 Quiet Hills Dr, Poway, CA 92064
    (858) 748-9076
    View |
  • 2.12 mi
    Colony West Financial Services
    13308 Midland Rd Unit 1092, Poway, CA 92074
    (800) 485-5554
    View |
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Learn More About Car Insurance in Poway, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.