Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Palo Alto, CA and Near by
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0 miWHINS Insurance Agency300 Hamilton Ave Ste 400 Unit 1002, Palo Alto, CA 94301(650) 899-1115View |
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0 miJay Schmidt459 Hamilton Ave Ste 207, Palo Alto, CA 94301(650) 329-8711View |
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0 miHarold Lorber467 Hamilton Ave Ste 24, Palo Alto, CA 94301(650) 322-5191View |
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0 miBob Anderson467 Hamilton Ave Ste 11, Palo Alto, CA 94301(650) 321-8711View |
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0 miInsurance By Allied Brokers630 Cowper St, Palo Alto, CA 94301(650) 328-1000View |
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1.75 miAbove All Insurance Agency907 Newbridge St Ste B, Palo Alto, CA 94303(650) 328-8753View |
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1.75 miAmanda MartinCharleston Shopping Center 3968 Middlefield Road, Palo Alto, CA 94303(650) 494-1404View |
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1.75 miEmilia Liu1731 Embarcadero Rd Ste 212, Palo Alto, CA 94303(650) 856-8002View |
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1.75 miJason Schram1731 Embarcadero Rd Ste 212, Palo Alto, CA 94303(650) 522-0027View |
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1.75 miMark Tran999 Commercial St Ste 104, Palo Alto, CA 94303(650) 300-1618View |
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1.75 miMarketside Insurance Services4083 Transport St, Palo Alto, CA 94303(650) 858-1123View |
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1.75 miNaomi Kleitsch948 Industrial Ave, Palo Alto, CA 94303(650) 321-7637View |
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1.83 miInsurance By Allied Brokers6 Lassen Ct, Menlo Park, CA 94025(888) 505-7988View |
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1.83 miChuck Davis325 Sharon Park Dr Ste B2, Menlo Park, CA 94025(650) 854-0500View |
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1.83 miBill Cohen325 Sharon Park Dr Ste B2, Menlo Park, CA 94025(650) 854-0500View |
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1.83 miEmily Chapman325 Sharon Park Dr Ste B2, Menlo Park, CA 94025(650) 854-0500View |
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1.83 miShepherd & Associates Insurance Services1263 San Mateo Dr, Menlo Park, CA 94025(650) 329-8111View |
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1.83 miDino Baca3221 Middlefield Rd, Menlo Park, CA 94025(650) 670-7000View |
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1.83 miFiesta Auto Insurance3365 Middlefield Rd, Menlo Park, CA 94025(650) 369-4388View |
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1.83 miSteve Fiorentino1182 Chestnut St, Menlo Park, CA 94025(650) 322-3499View |
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1.83 miDan Miller770 Menlo Ave Ste 221, Menlo Park, CA 94025(650) 322-3064View |
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1.83 miSteven Smith770 Menlo Ave Ste 223, Menlo Park, CA 94025(415) 385-8535View |
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1.83 miHarold Lorber770 Menlo Ave Ste 223, Menlo Park, CA 94025(650) 462-8733View |
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1.83 miCharlie Porter671 Oak Grove Ave Ste A, Menlo Park, CA 94025(650) 327-1313View |
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1.83 miAAA Insurance65 El Camino Real, Menlo Park, CA 94025(650) 798-3200View |
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1.83 miProInsurance3925 Bohannon Dr Ste 100, Menlo Park, CA 94025(650) 326-1900View |
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1.83 miHeffernan Insurance Brokers1460b Obrien Dr, Menlo Park, CA 94025(650) 842-5200View |
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2.22 miCandice Kistner576 Cambridge Ave, Palo Alto, CA 94306(650) 424-1100View |
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2.22 miJeri Fink2225 El Camino Real, Palo Alto, CA 94306(650) 812-2700View |
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2.22 miLee Aldinger Insurance Agency460 S California Ave Ste 203, Palo Alto, CA 94306(650) 326-3350View |
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2.22 miAbraham Khalil444 S California Ave, Palo Alto, CA 94306(650) 321-1575View |
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2.22 miAbdallah Ali Lama435 S California Ave, Palo Alto, CA 94306(650) 321-7586View |
Learn More About Car Insurance in Palo Alto, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.