Cheap Car Insurance in Palo Alto, California (With 2024 Rates)

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Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Insurance Agents in Palo Alto, CA and Near by

  • 0 mi
    WHINS Insurance Agency
    300 Hamilton Ave Ste 400 Unit 1002, Palo Alto, CA 94301
    (650) 899-1115
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  • 0 mi
    Jay Schmidt
    459 Hamilton Ave Ste 207, Palo Alto, CA 94301
    (650) 329-8711
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  • 0 mi
    Harold Lorber
    467 Hamilton Ave Ste 24, Palo Alto, CA 94301
    (650) 322-5191
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  • 0 mi
    Bob Anderson
    467 Hamilton Ave Ste 11, Palo Alto, CA 94301
    (650) 321-8711
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  • 0 mi
    Insurance By Allied Brokers
    630 Cowper St, Palo Alto, CA 94301
    (650) 328-1000
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  • 1.75 mi
    Above All Insurance Agency
    907 Newbridge St Ste B, Palo Alto, CA 94303
    (650) 328-8753
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  • 1.75 mi
    Amanda Martin
    Charleston Shopping Center 3968 Middlefield Road, Palo Alto, CA 94303
    (650) 494-1404
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  • 1.75 mi
    Emilia Liu
    1731 Embarcadero Rd Ste 212, Palo Alto, CA 94303
    (650) 856-8002
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  • 1.75 mi
    Jason Schram
    1731 Embarcadero Rd Ste 212, Palo Alto, CA 94303
    (650) 522-0027
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  • 1.75 mi
    Mark Tran
    999 Commercial St Ste 104, Palo Alto, CA 94303
    (650) 300-1618
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  • 1.75 mi
    Marketside Insurance Services
    4083 Transport St, Palo Alto, CA 94303
    (650) 858-1123
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  • 1.75 mi
    Naomi Kleitsch
    948 Industrial Ave, Palo Alto, CA 94303
    (650) 321-7637
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  • 1.83 mi
    Insurance By Allied Brokers
    6 Lassen Ct, Menlo Park, CA 94025
    (888) 505-7988
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  • 1.83 mi
    Chuck Davis
    325 Sharon Park Dr Ste B2, Menlo Park, CA 94025
    (650) 854-0500
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  • 1.83 mi
    Bill Cohen
    325 Sharon Park Dr Ste B2, Menlo Park, CA 94025
    (650) 854-0500
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  • 1.83 mi
    Emily Chapman
    325 Sharon Park Dr Ste B2, Menlo Park, CA 94025
    (650) 854-0500
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  • 1.83 mi
    Shepherd & Associates Insurance Services
    1263 San Mateo Dr, Menlo Park, CA 94025
    (650) 329-8111
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  • 1.83 mi
    Dino Baca
    3221 Middlefield Rd, Menlo Park, CA 94025
    (650) 670-7000
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  • 1.83 mi
    Fiesta Auto Insurance
    3365 Middlefield Rd, Menlo Park, CA 94025
    (650) 369-4388
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  • 1.83 mi
    Steve Fiorentino
    1182 Chestnut St, Menlo Park, CA 94025
    (650) 322-3499
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  • 1.83 mi
    Dan Miller
    770 Menlo Ave Ste 221, Menlo Park, CA 94025
    (650) 322-3064
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  • 1.83 mi
    Steven Smith
    770 Menlo Ave Ste 223, Menlo Park, CA 94025
    (415) 385-8535
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  • 1.83 mi
    Harold Lorber
    770 Menlo Ave Ste 223, Menlo Park, CA 94025
    (650) 462-8733
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  • 1.83 mi
    Charlie Porter
    671 Oak Grove Ave Ste A, Menlo Park, CA 94025
    (650) 327-1313
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  • 1.83 mi
    AAA Insurance
    65 El Camino Real, Menlo Park, CA 94025
    (650) 798-3200
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  • 1.83 mi
    ProInsurance
    3925 Bohannon Dr Ste 100, Menlo Park, CA 94025
    (650) 326-1900
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  • 1.83 mi
    Heffernan Insurance Brokers
    1460b Obrien Dr, Menlo Park, CA 94025
    (650) 842-5200
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  • 2.22 mi
    Candice Kistner
    576 Cambridge Ave, Palo Alto, CA 94306
    (650) 424-1100
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  • 2.22 mi
    Jeri Fink
    2225 El Camino Real, Palo Alto, CA 94306
    (650) 812-2700
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  • 2.22 mi
    Lee Aldinger Insurance Agency
    460 S California Ave Ste 203, Palo Alto, CA 94306
    (650) 326-3350
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  • 2.22 mi
    Abraham Khalil
    444 S California Ave, Palo Alto, CA 94306
    (650) 321-1575
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  • 2.22 mi
    Abdallah Ali Lama
    435 S California Ave, Palo Alto, CA 94306
    (650) 321-7586
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Learn More About Car Insurance in Palo Alto, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.