Lowest Premium
$329 / YEAR
Average Premium
$701 / YEAR
Highest Premium
$1032 / YEAR
The average annual premium in Oakland is around $701 and can go upto $1032. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Car Insurance Rates in Oakland by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Oakland. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Scroll inside this box to view all zip codes
Zip | Avg. Premium |
---|---|
94601 | $688 |
94602 | $663 |
94603 | $686 |
94604 | $741 |
94605 | $671 |
94606 | $732 |
94607 | $720 |
94610 | $657 |
94611 | $635 |
94615 | $708 |
94617 | $701 |
94618 | $630 |
94619 | $659 |
94620 | $ |
94621 | $710 |
94649 | $702 |
94666 | $697 |
Insurance Agents in Oakland, CA and Near by
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0 miRightworks Insurance Services3018 Foothill Blvd, Oakland, CA 94601(510) 534-9203View |
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0 miFiesta Auto Insurance1479 Fruitvale Ave, Oakland, CA 94601(510) 210-1269View |
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0 miMargarita Rodriguez3028 International Blvd, Oakland, CA 94601(510) 532-8426View |
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0 miFernando Valenzuela1236 30th Ave, Oakland, CA 94601(510) 533-9712View |
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0 miLilian Cabrera1324 Fruitvale Ave, Oakland, CA 94601(510) 436-6900View |
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0 miConcise Insurance Services3349 International Blvd, Oakland, CA 94601(510) 534-6293View |
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0 miJose Cano3301 E 12th St Ste 113, Oakland, CA 94601(510) 533-8107View |
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0 miMenjivar Insurance3908 International Blvd, Oakland, CA 94601(510) 534-5292View |
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0 miConfianza Quick Access Insurance4419 Foothill Blvd, Oakland, CA 94601(510) 361-0614View |
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0 miFreeway Insurance1452 High St, Oakland, CA 94601(510) 306-4388View |
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0 miJuan Gil4726 International Blvd, Oakland, CA 94601(510) 534-2864View |
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0 miDel Rose Insurance Services4819 International Blvd, Oakland, CA 94601(510) 261-4456View |
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1.79 miCuong Cao433 International Blvd, Oakland, CA 94606(510) 836-5555View |
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1.79 miMai Tran545 International Blvd Ste 204, Oakland, CA 94606(510) 834-8729View |
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1.79 miThy Le745 E 12th St Ste 101, Oakland, CA 94606(510) 465-2029View |
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1.79 miTAG Insurance - Yin Tang1844 E 12th St, Oakland, CA 94606(510) 535-9139View |
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1.79 miCook Disharoon & Greathouse1942 Embarcadero, Oakland, CA 94606(510) 437-1900View |
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1.99 miJulie La3800 Park Blvd Ste 200, Oakland, CA 94602(510) 550-9775View |
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1.99 miScott Halbrook1433 Leimert Blvd, Oakland, CA 94602(510) 531-1432View |
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1.99 miGrantland Bailey2115 Macarthur Blvd, Oakland, CA 94602(510) 482-7700View |
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2.68 miMario Pashai333 Hegenberger Rd Ste 710, Oakland, CA 94621(888) 984-8702View |
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2.68 miRaquel Zafra333 Hegenberger Rd Ste 710, Oakland, CA 94621(877) 550-6376View |
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2.68 miBay Star Insurance Agency333 Hegenberger Rd Ste 210c, Oakland, CA 94621(866) 932-7605View |
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2.68 miDollar Insurance Services349 Pendleton Way, Oakland, CA 94621(510) 633-9421View |
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2.68 miNorman Garcia8105 Edgewater Dr Ste 118, Oakland, CA 94621(510) 878-7555View |
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2.68 miW B Insurance Agency8105 Edgewater Dr Ste 210, Oakland, CA 94621(510) 686-2282View |
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2.68 miOona Joseph80 Swan Way Ste 275a, Oakland, CA 94621(510) 379-5246View |
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2.68 miJimmie Oliver1800 55th Ave, Oakland, CA 94621(510) 517-7663View |
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2.73 miH & L Insurance Services3756 Grand Ave Ste 303, Oakland, CA 94610(510) 922-1268View |
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2.73 miKelly Wright3645 Grand Ave Ste 105, Oakland, CA 94610(510) 488-3505View |
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2.73 miAngela Darby3608 Grand Ave Ste 203, Oakland, CA 94610(510) 451-4933View |
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2.73 miBrady Harbord Payne Insurance Brokers3608 Grand Ave Ste 2, Oakland, CA 94610(510) 444-5645View |
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2.73 miRuth Stroup3560 Grand Ave, Oakland, CA 94610(510) 874-5700View |
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2.73 miAnthony Sue3333 Grand Ave Ste 203, Oakland, CA 94610(510) 465-1544View |
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2.73 miJessica Hebert490 Grand Ave Ste 210, Oakland, CA 94610(510) 653-2900View |
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2.73 miScale Insurance Agency440 Grand Ave Ste 202, Oakland, CA 94610(800) 456-8400View |
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2.73 miRuby Barnett440 Grand Ave Ste 450, Oakland, CA 94610(510) 251-3800View |
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3.5 miFiesta Auto Insurance10507 International Blvd Ste B, Oakland, CA 94603(510) 244-2148View |
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3.5 miLRC Insurance Services888 98th Ave Ste 201, Oakland, CA 94603(510) 564-4259View |
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3.55 miBrown & Brown Insurance Services of California1 Kaiser Plz Ste 1101, Oakland, CA 94612(510) 452-0458View |
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3.55 miJoe Trapasso1901 Harrison St Ste 100, Oakland, CA 94612(510) 808-7120View |
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3.55 miKhoe & Associates Insurance Services328 15th St, Oakland, CA 94612(510) 465-3993View |
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3.55 miDaniel Park1409 Webster St, Oakland, CA 94612(510) 272-9900View |
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3.55 miSharon Li320 13th St Ste 103, Oakland, CA 94612(510) 986-1128View |
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3.55 miJudy Chambers1305 Franklin St Ste 400, Oakland, CA 94612(510) 832-2195View |
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3.55 miMarlon Bradford1201 Franklin St, Oakland, CA 94612(510) 893-3300View |
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3.79 miAAA Insurance1982 Pleasant Valley Ave Ste A, Oakland, CA 94611(510) 350-2042View |
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3.79 miKen Bullock4490 Piedmont Ave, Oakland, CA 94611(510) 658-9616View |
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3.79 miKim McGuire Reid4323 Piedmont Ave, Oakland, CA 94611(510) 428-2016View |
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3.79 miLiz Drennan4170 Piedmont Ave Ste C, Oakland, CA 94611(510) 594-2090View |
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3.79 miCharles Olson2063 Mountain Blvd Ste 6, Oakland, CA 94611(510) 339-8010View |
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3.79 miStephanie Canessa6228 Merced Ave, Oakland, CA 94611(510) 339-4444View |
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3.79 miRich Kirchner5736 Thornhill Dr Ste 101, Oakland, CA 94611(510) 339-9340View |
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3.99 miHoward Ruud5956 Macarthur Blvd, Oakland, CA 94605(510) 635-0608View |
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3.99 miKen McLauglin Insurance Agency6417 Sunnymere Ave, Oakland, CA 94605(408) 364-1360View |
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3.99 miMat Dahms4400 Keller Ave Ste 260, Oakland, CA 94605(510) 636-1440View |
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4.7 miAuto Insurance Specialists4937 Telegraph Ave Ste A, Oakland, CA 94609(888) 772-4247View |
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4.7 miBrignole & Ghiri Insurance4685 Telegraph Ave, Oakland, CA 94609(510) 653-0685View |
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4.7 miChristopher Clark4797 Telegraph Ave, Oakland, CA 94609(650) 504-1042View |
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4.7 miDavid E Quan Agency Insurance Brokers523 47th St, Oakland, CA 94609(510) 653-8880View |
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4.75 miJain Williams - State Farm Insurance4222 Macarthur Blvd, Oakland, CA 94619(510) 530-3222View |
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4.75 miMahir Abdul-Haqq4267 Masterson St, Oakland, CA 94619(510) 530-8502View |
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4.75 miKristen Law3940 High St Ste C, Oakland, CA 94619(510) 530-3200View |
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4.75 miLarry Sneed11881 Skyline Blvd Ste C, Oakland, CA 94619(510) 336-9909View |
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4.78 miStrahan Insurance Services5940 College Ave, Oakland, CA 94618(510) 450-9051View |
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4.78 miCost-U-Less Insurance Center5353 Claremont Ave Ste A, Oakland, CA 94618(510) 497-0640View |
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4.78 miFrank Sanchez5301 Claremont Ave, Oakland, CA 94618(510) 658-2722View |
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4.78 miOzwald & Speakar Insurance5263 Claremont Ave, Oakland, CA 94618(510) 655-8555View |
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4.94 miGene Lou361 12th St, Oakland, CA 94607(510) 893-2298View |
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4.94 miJ & J Insurance Agency993 Jackson St, Oakland, CA 94607(510) 893-8828View |
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4.94 miPatrick Siu993 Jackson St, Oakland, CA 94607(510) 350-7829View |
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4.94 miLorraine Yip Yung1168 Franklin St, Oakland, CA 94607(510) 832-5113View |
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4.94 miFrancis H. Lan900 Alice St Ste 128, Oakland, CA 94607(510) 835-8581View |
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4.94 miMaria Wong1000 Broadway Ste 270, Oakland, CA 94607(510) 834-3634View |
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4.94 miSam Cheng388 9th St Ste 259, Oakland, CA 94607(510) 893-3978View |
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4.94 miVincent Leung Insurance Service829 Harrison St, Oakland, CA 94607(510) 893-9399View |
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4.94 miOn My Way Insurance Agency343 9th St, Oakland, CA 94607(510) 893-3298View |
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4.94 miPleasant Insurance Agency320 8th St Ste 2g, Oakland, CA 94607(510) 465-8113View |
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4.94 miD'Star Insurance Agency373 9th St #203, Oakland, CA 94607(510) 463-0288View |
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4.94 miKenneth Ko385 9th St Ste 200, Oakland, CA 94607(510) 832-6659View |
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4.94 miJennifer Lam385 9th St Ste 200, Oakland, CA 94607(510) 835-1906View |
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4.94 miDavid Siu Man Tang822 Franklin St Ste 7, Oakland, CA 94607(510) 238-1900View |
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4.94 miMan Kin Lau638 Webster St Ste 200a, Oakland, CA 94607(510) 282-7996View |
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4.94 miYonas Hagos220 4th St Ste 200, Oakland, CA 94607(510) 763-1030View |
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4.94 miMike Clauson859 Clay St, Oakland, CA 94607(510) 839-3276View |
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4.94 miAmy Cheok180 2nd St Ste 1, Oakland, CA 94607(510) 338-3570View |
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4.94 miLinks Insurance Services1155 3rd St Ste 220, Oakland, CA 94607(510) 452-4600View |
Learn More About Car Insurance in Oakland, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.