Cheap Car Insurance in Oakland, California (With 2024 Rates)

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Home » Car insurance » California » Cheap Car Insurance Oakland

Lowest Premium

$329 / YEAR

Average Premium

$701 / YEAR

Highest Premium

$1032 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Oakland is around $701 and can go upto $1032. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Car Insurance Rates in Oakland by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Oakland. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

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ZipAvg. Premium
94601$688
94602$663
94603$686
94604$741
94605$671
94606$732
94607$720
94610$657
94611$635
94615$708
94617$701
94618$630
94619$659
94620$
94621$710
94649$702
94666$697

Insurance Agents in Oakland, CA and Near by

  • 0 mi
    Rightworks Insurance Services
    3018 Foothill Blvd, Oakland, CA 94601
    (510) 534-9203
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  • 0 mi
    Fiesta Auto Insurance
    1479 Fruitvale Ave, Oakland, CA 94601
    (510) 210-1269
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  • 0 mi
    Margarita Rodriguez
    3028 International Blvd, Oakland, CA 94601
    (510) 532-8426
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  • 0 mi
    Fernando Valenzuela
    1236 30th Ave, Oakland, CA 94601
    (510) 533-9712
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  • 0 mi
    Lilian Cabrera
    1324 Fruitvale Ave, Oakland, CA 94601
    (510) 436-6900
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  • 0 mi
    Concise Insurance Services
    3349 International Blvd, Oakland, CA 94601
    (510) 534-6293
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  • 0 mi
    Jose Cano
    3301 E 12th St Ste 113, Oakland, CA 94601
    (510) 533-8107
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  • 0 mi
    Menjivar Insurance
    3908 International Blvd, Oakland, CA 94601
    (510) 534-5292
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  • 0 mi
    Confianza Quick Access Insurance
    4419 Foothill Blvd, Oakland, CA 94601
    (510) 361-0614
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  • 0 mi
    Freeway Insurance
    1452 High St, Oakland, CA 94601
    (510) 306-4388
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  • 0 mi
    Juan Gil
    4726 International Blvd, Oakland, CA 94601
    (510) 534-2864
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  • 0 mi
    Del Rose Insurance Services
    4819 International Blvd, Oakland, CA 94601
    (510) 261-4456
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  • 1.79 mi
    Cuong Cao
    433 International Blvd, Oakland, CA 94606
    (510) 836-5555
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  • 1.79 mi
    Mai Tran
    545 International Blvd Ste 204, Oakland, CA 94606
    (510) 834-8729
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  • 1.79 mi
    Thy Le
    745 E 12th St Ste 101, Oakland, CA 94606
    (510) 465-2029
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  • 1.79 mi
    TAG Insurance - Yin Tang
    1844 E 12th St, Oakland, CA 94606
    (510) 535-9139
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  • 1.79 mi
    Cook Disharoon & Greathouse
    1942 Embarcadero, Oakland, CA 94606
    (510) 437-1900
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  • 1.99 mi
    Julie La
    3800 Park Blvd Ste 200, Oakland, CA 94602
    (510) 550-9775
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  • 1.99 mi
    Scott Halbrook
    1433 Leimert Blvd, Oakland, CA 94602
    (510) 531-1432
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  • 1.99 mi
    Grantland Bailey
    2115 Macarthur Blvd, Oakland, CA 94602
    (510) 482-7700
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  • 2.68 mi
    Mario Pashai
    333 Hegenberger Rd Ste 710, Oakland, CA 94621
    (888) 984-8702
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  • 2.68 mi
    Raquel Zafra
    333 Hegenberger Rd Ste 710, Oakland, CA 94621
    (877) 550-6376
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  • 2.68 mi
    Bay Star Insurance Agency
    333 Hegenberger Rd Ste 210c, Oakland, CA 94621
    (866) 932-7605
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  • 2.68 mi
    Dollar Insurance Services
    349 Pendleton Way, Oakland, CA 94621
    (510) 633-9421
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  • 2.68 mi
    Norman Garcia
    8105 Edgewater Dr Ste 118, Oakland, CA 94621
    (510) 878-7555
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  • 2.68 mi
    W B Insurance Agency
    8105 Edgewater Dr Ste 210, Oakland, CA 94621
    (510) 686-2282
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  • 2.68 mi
    Oona Joseph
    80 Swan Way Ste 275a, Oakland, CA 94621
    (510) 379-5246
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  • 2.68 mi
    Jimmie Oliver
    1800 55th Ave, Oakland, CA 94621
    (510) 517-7663
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  • 2.73 mi
    H & L Insurance Services
    3756 Grand Ave Ste 303, Oakland, CA 94610
    (510) 922-1268
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  • 2.73 mi
    Kelly Wright
    3645 Grand Ave Ste 105, Oakland, CA 94610
    (510) 488-3505
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  • 2.73 mi
    Angela Darby
    3608 Grand Ave Ste 203, Oakland, CA 94610
    (510) 451-4933
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  • 2.73 mi
    Brady Harbord Payne Insurance Brokers
    3608 Grand Ave Ste 2, Oakland, CA 94610
    (510) 444-5645
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  • 2.73 mi
    Ruth Stroup
    3560 Grand Ave, Oakland, CA 94610
    (510) 874-5700
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  • 2.73 mi
    Anthony Sue
    3333 Grand Ave Ste 203, Oakland, CA 94610
    (510) 465-1544
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  • 2.73 mi
    Jessica Hebert
    490 Grand Ave Ste 210, Oakland, CA 94610
    (510) 653-2900
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  • 2.73 mi
    Scale Insurance Agency
    440 Grand Ave Ste 202, Oakland, CA 94610
    (800) 456-8400
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  • 2.73 mi
    Ruby Barnett
    440 Grand Ave Ste 450, Oakland, CA 94610
    (510) 251-3800
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  • 3.5 mi
    Fiesta Auto Insurance
    10507 International Blvd Ste B, Oakland, CA 94603
    (510) 244-2148
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  • 3.5 mi
    LRC Insurance Services
    888 98th Ave Ste 201, Oakland, CA 94603
    (510) 564-4259
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  • 3.55 mi
    Brown & Brown Insurance Services of California
    1 Kaiser Plz Ste 1101, Oakland, CA 94612
    (510) 452-0458
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  • 3.55 mi
    Joe Trapasso
    1901 Harrison St Ste 100, Oakland, CA 94612
    (510) 808-7120
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  • 3.55 mi
    Khoe & Associates Insurance Services
    328 15th St, Oakland, CA 94612
    (510) 465-3993
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  • 3.55 mi
    Daniel Park
    1409 Webster St, Oakland, CA 94612
    (510) 272-9900
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  • 3.55 mi
    Sharon Li
    320 13th St Ste 103, Oakland, CA 94612
    (510) 986-1128
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  • 3.55 mi
    Judy Chambers
    1305 Franklin St Ste 400, Oakland, CA 94612
    (510) 832-2195
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  • 3.55 mi
    Marlon Bradford
    1201 Franklin St, Oakland, CA 94612
    (510) 893-3300
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  • 3.79 mi
    AAA Insurance
    1982 Pleasant Valley Ave Ste A, Oakland, CA 94611
    (510) 350-2042
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  • 3.79 mi
    Ken Bullock
    4490 Piedmont Ave, Oakland, CA 94611
    (510) 658-9616
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  • 3.79 mi
    Kim McGuire Reid
    4323 Piedmont Ave, Oakland, CA 94611
    (510) 428-2016
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  • 3.79 mi
    Liz Drennan
    4170 Piedmont Ave Ste C, Oakland, CA 94611
    (510) 594-2090
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  • 3.79 mi
    Charles Olson
    2063 Mountain Blvd Ste 6, Oakland, CA 94611
    (510) 339-8010
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  • 3.79 mi
    Stephanie Canessa
    6228 Merced Ave, Oakland, CA 94611
    (510) 339-4444
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  • 3.79 mi
    Rich Kirchner
    5736 Thornhill Dr Ste 101, Oakland, CA 94611
    (510) 339-9340
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  • 3.99 mi
    Howard Ruud
    5956 Macarthur Blvd, Oakland, CA 94605
    (510) 635-0608
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  • 3.99 mi
    Ken McLauglin Insurance Agency
    6417 Sunnymere Ave, Oakland, CA 94605
    (408) 364-1360
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  • 3.99 mi
    Mat Dahms
    4400 Keller Ave Ste 260, Oakland, CA 94605
    (510) 636-1440
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  • 4.7 mi
    Auto Insurance Specialists
    4937 Telegraph Ave Ste A, Oakland, CA 94609
    (888) 772-4247
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  • 4.7 mi
    Brignole & Ghiri Insurance
    4685 Telegraph Ave, Oakland, CA 94609
    (510) 653-0685
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  • 4.7 mi
    Christopher Clark
    4797 Telegraph Ave, Oakland, CA 94609
    (650) 504-1042
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  • 4.7 mi
    David E Quan Agency Insurance Brokers
    523 47th St, Oakland, CA 94609
    (510) 653-8880
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  • 4.75 mi
    Jain Williams - State Farm Insurance
    4222 Macarthur Blvd, Oakland, CA 94619
    (510) 530-3222
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  • 4.75 mi
    Mahir Abdul-Haqq
    4267 Masterson St, Oakland, CA 94619
    (510) 530-8502
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  • 4.75 mi
    Kristen Law
    3940 High St Ste C, Oakland, CA 94619
    (510) 530-3200
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  • 4.75 mi
    Larry Sneed
    11881 Skyline Blvd Ste C, Oakland, CA 94619
    (510) 336-9909
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  • 4.78 mi
    Strahan Insurance Services
    5940 College Ave, Oakland, CA 94618
    (510) 450-9051
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  • 4.78 mi
    Cost-U-Less Insurance Center
    5353 Claremont Ave Ste A, Oakland, CA 94618
    (510) 497-0640
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  • 4.78 mi
    Frank Sanchez
    5301 Claremont Ave, Oakland, CA 94618
    (510) 658-2722
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  • 4.78 mi
    Ozwald & Speakar Insurance
    5263 Claremont Ave, Oakland, CA 94618
    (510) 655-8555
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  • 4.94 mi
    Gene Lou
    361 12th St, Oakland, CA 94607
    (510) 893-2298
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  • 4.94 mi
    J & J Insurance Agency
    993 Jackson St, Oakland, CA 94607
    (510) 893-8828
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  • 4.94 mi
    Patrick Siu
    993 Jackson St, Oakland, CA 94607
    (510) 350-7829
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  • 4.94 mi
    Lorraine Yip Yung
    1168 Franklin St, Oakland, CA 94607
    (510) 832-5113
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  • 4.94 mi
    Francis H. Lan
    900 Alice St Ste 128, Oakland, CA 94607
    (510) 835-8581
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  • 4.94 mi
    Maria Wong
    1000 Broadway Ste 270, Oakland, CA 94607
    (510) 834-3634
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  • 4.94 mi
    Sam Cheng
    388 9th St Ste 259, Oakland, CA 94607
    (510) 893-3978
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  • 4.94 mi
    Vincent Leung Insurance Service
    829 Harrison St, Oakland, CA 94607
    (510) 893-9399
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  • 4.94 mi
    On My Way Insurance Agency
    343 9th St, Oakland, CA 94607
    (510) 893-3298
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  • 4.94 mi
    Pleasant Insurance Agency
    320 8th St Ste 2g, Oakland, CA 94607
    (510) 465-8113
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  • 4.94 mi
    D'Star Insurance Agency
    373 9th St #203, Oakland, CA 94607
    (510) 463-0288
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  • 4.94 mi
    Kenneth Ko
    385 9th St Ste 200, Oakland, CA 94607
    (510) 832-6659
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  • 4.94 mi
    Jennifer Lam
    385 9th St Ste 200, Oakland, CA 94607
    (510) 835-1906
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  • 4.94 mi
    David Siu Man Tang
    822 Franklin St Ste 7, Oakland, CA 94607
    (510) 238-1900
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  • 4.94 mi
    Man Kin Lau
    638 Webster St Ste 200a, Oakland, CA 94607
    (510) 282-7996
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  • 4.94 mi
    Yonas Hagos
    220 4th St Ste 200, Oakland, CA 94607
    (510) 763-1030
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  • 4.94 mi
    Mike Clauson
    859 Clay St, Oakland, CA 94607
    (510) 839-3276
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  • 4.94 mi
    Amy Cheok
    180 2nd St Ste 1, Oakland, CA 94607
    (510) 338-3570
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  • 4.94 mi
    Links Insurance Services
    1155 3rd St Ste 220, Oakland, CA 94607
    (510) 452-4600
    View |
View all agents ↓

Learn More About Car Insurance in Oakland, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.