Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Lake Forest, CA and Near by
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0 miLuis Miguel Aguirre23532 El Toro Rd Ste 7, Lake Forest, CA 92630(949) 707-1172View |
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0 miEric Kotowitz23361 El Toro Rd Ste 217, Lake Forest, CA 92630(949) 830-7778View |
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0 miBraden Palmer23591 El Toro Rd Ste 285, Lake Forest, CA 92630(949) 830-4520View |
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0 miJerry Lefevers23361 El Toro Rd Ste 116, Lake Forest, CA 92630(949) 768-0221View |
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0 miMasood Arshad24602 Raymond Way Ste 205, Lake Forest, CA 92630(714) 350-7835View |
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0 miHelp U Save Insurance Services23783 El Toro Rd, Lake Forest, CA 92630(949) 416-0248View |
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0 miSaeda Turk22481 El Toro Rd Ste C, Lake Forest, CA 92630(949) 328-0288View |
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0 miNava Services Group23814 Mercury Rd, Lake Forest, CA 92630(949) 581-1108View |
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0 miLuke Aucoin21991 El Toro Rd Ste 4, Lake Forest, CA 92630(949) 273-8047View |
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0 miLaura Hahamian23792 Rockfield Blvd Ste 220, Lake Forest, CA 92630(949) 600-9670View |
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0 miCulver Insurance Services23072 Lake Center Dr Ste 214, Lake Forest, CA 92630(800) 780-9395View |
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0 miMembrila Insurance Services23072 Lake Center Dr Ste 250, Lake Forest, CA 92630(949) 660-7781View |
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0 miBradley Hume23101 Lake Center Dr Ste 315, Lake Forest, CA 92630(949) 830-7970View |
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0 miCovenant Direct Insurance Services23101 Lake Center Dr Ste 340, Lake Forest, CA 92630(800) 259-4247View |
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0 miManuel Rocha23101 Lake Center Dr Ste 315, Lake Forest, CA 92630(714) 538-9000View |
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0 miTey Garcia22821 Lake Forest Dr Ste 112, Lake Forest, CA 92630(949) 951-8788View |
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0 miBlackwell Insurance Agency23002 Lake Center Dr Ste 200, Lake Forest, CA 92630(949) 421-0222View |
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0 miMichael Mamula25432 Trabuco Rd Ste 208, Lake Forest, CA 92630(949) 951-8119View |
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0 miReeves-Reeves & Associates23725 Birtcher Dr, Lake Forest, CA 92630(949) 458-9999View |
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0 miAndrea Coulon25432 Trabuco Rd Ste 201, Lake Forest, CA 92630(949) 951-9414View |
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0 miJoy Liberio - State Farm25431 Trabuco Rd Ste 1b, Lake Forest, CA 92630(949) 768-0222View |
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0 miKen Smith21098 Bake Pkwy Ste 104, Lake Forest, CA 92630(949) 770-8000View |
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0 miTony Pena17 Spectrum Pointe Dr Ste 507, Lake Forest, CA 92630(949) 420-2372View |
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0 miSeymour/Hutchings Insurance Services17 Spectrum Pointe Dr Ste 505, Lake Forest, CA 92630(714) 544-9100View |
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0 miKevin Langley26212 Dimension Dr Ste 210, Lake Forest, CA 92630(800) 515-0305View |
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0 miCalifornia Southwestern Insurance Agency21 Orchard, Lake Forest, CA 92630(949) 588-8844View |
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0 miAccess Avenue Insurance20381 Lake Forest Dr Ste B2, Lake Forest, CA 92630(949) 540-1440View |
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0 miBradley Purcell20331 Lake Forest Dr Ste C5, Lake Forest, CA 92630(949) 203-3600View |
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0 miCal Shores1 Orchard Ste 230, Lake Forest, CA 92630(949) 855-0112View |
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0 miMichael Berg1 Orchard Ste 230, Lake Forest, CA 92630(949) 830-4590View |
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0 miComprehensive Insurance Services26429 Rancho Pkwy S Ste 120, Lake Forest, CA 92630(949) 709-8800View |
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2.59 miGrand Western Insurance27758 Santa Margarita Pkwy # 233, Mission Viejo, CA 92691(626) 221-6099View |
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2.59 miAAA Insurance27805 Santa Margarita Pkwy, Mission Viejo, CA 92691(949) 583-9433View |
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2.59 miKelly Brennan24800 Chrisanta Dr Ste 150, Mission Viejo, CA 92691(949) 770-6100View |
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2.59 miCari Heimos27001 La Paz Rd Ste 278b, Mission Viejo, CA 92691(949) 588-1701View |
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2.59 miBoydstun Insurance Service27001 La Paz Rd Ste 116, Mission Viejo, CA 92691(949) 465-9999View |
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2.59 miGary Giuliano27001 La Paz Rd Ste 454, Mission Viejo, CA 92691(949) 707-0585View |
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2.59 miPhillip Robinson27001 La Paz Rd Ste 454, Mission Viejo, CA 92691(949) 707-0581View |
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2.59 miMetro Coast Insurance Services23891 Via Fabricante Ste 606, Mission Viejo, CA 92691(949) 238-6399View |
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2.59 miGary Blackburn23881 Via Fabricante Ste 506, Mission Viejo, CA 92691(949) 581-0800View |
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2.59 miEmber Stites26060 Acero Ste 104, Mission Viejo, CA 92691(949) 588-0204View |
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2.59 miHelen Parsa26060 Acero Ste 104, Mission Viejo, CA 92691(949) 701-9919View |
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2.59 miJohn T Hogan Insurance26060 Acero # 17, Mission Viejo, CA 92691(949) 212-2117View |
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2.59 miRobert Nimtz26060 Acero, Mission Viejo, CA 92691(949) 460-9700View |
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2.59 miChristopher J Ferraro25909 Pala Ste 160, Mission Viejo, CA 92691(949) 951-6026View |
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2.59 miChris Ferraro Jr25909 Pala Ste 160, Mission Viejo, CA 92691(949) 586-7060View |
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2.59 miPaul Odden23456 Madero Ste 110, Mission Viejo, CA 92691(949) 951-3600View |
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2.59 miGood Circle Insurance Agency23456 Madero Ste 200, Mission Viejo, CA 92691(949) 528-6604View |
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2.59 miTravis Williams22951 Los Alisos Blvd Ste 6, Mission Viejo, CA 92691(949) 305-4491View |
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2.59 miJohn Barger27281 Las Ramblas Ste 105, Mission Viejo, CA 92691(949) 788-0136View |
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2.59 miMaryam Rezvani27281 Las Ramblas Ste 100, Mission Viejo, CA 92691(949) 348-9794View |
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2.59 miAmir Filsoof27281 Las Ramblas Ste 100, Mission Viejo, CA 92691(949) 204-3386View |
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2.59 miPaul Sullivan27281 Las Ramblas Ste 105, Mission Viejo, CA 92691(949) 582-9252View |
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2.59 miChambers & Company Insurance Brokers26691 Plaza Ste 220, Mission Viejo, CA 92691(800) 910-6535View |
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2.59 miAdvantis Insurance Services26522 La Alameda Ste 210, Mission Viejo, CA 92691(949) 545-0220View |
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2.59 miHill Financial & Insurance Services26522 La Alameda Ste 210, Mission Viejo, CA 92691(949) 367-0992View |
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2.59 miBoswell Insurance Agency26461 Crown Valley Pkwy Ste 200, Mission Viejo, CA 92691(949) 855-0430View |
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2.59 miSun Pacific Insurance Brokers26441 Crown Valley Pkwy Ste 100, Mission Viejo, CA 92691(949) 582-5220View |
Learn More About Car Insurance in Lake Forest, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.