Cheap Car Insurance in Irvine, California (With 2024 Rates)

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Home » Car insurance » California » Cheap Car Insurance Irvine

Lowest Premium

$373 / YEAR

Average Premium

$682 / YEAR

Highest Premium

$975 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Irvine is around $682 and can go upto $975. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Car Insurance Rates in Irvine by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Irvine. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

ZipAvg. Premium
92602$666
92603$659
92604$688
92606$669
92614$695
92616$697
92617$685
92618$670
92620$683
92705$690
92782$

Insurance Agents in Irvine, CA and Near by

  • 0 mi
    Jim Canty
    3200 El Camino Real Ste 110, Irvine, CA 92602
    (949) 769-2600
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  • 1.93 mi
    AAA Insurance
    13331 Jamboree Rd, Tustin, CA 92782
    (714) 973-1211
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  • 1.93 mi
    TAG - Gray Insurance Agency
    16012 Legacy Rd Unit 407, Tustin, CA 92782
    (858) 999-2271
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  • 2.3 mi
    H. K. Financial & Insurance Services
    31 Blakeley, Irvine, CA 92620
    (714) 530-0352
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  • 2.3 mi
    Chuck Jalaty
    4200 Trabuco Rd Ste 220, Irvine, CA 92620
    (949) 857-0139
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  • 2.3 mi
    David Johnson
    4200 Trabuco Rd Ste 220, Irvine, CA 92620
    (949) 651-1026
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  • 2.3 mi
    Michael Bellinger
    4200 Trabuco Rd Ste 220, Irvine, CA 92620
    (949) 857-0566
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  • 2.3 mi
    Lin Chen
    4840 Irvine Blvd Ste 205, Irvine, CA 92620
    (949) 200-7676
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  • 2.3 mi
    Jeff Adams
    4860 Irvine Blvd Ste 206, Irvine, CA 92620
    (714) 505-2457
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  • 2.3 mi
    Rebecca Higgs
    5410 Trabuco Rd Ste 100, Irvine, CA 92620
    (949) 726-9015
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  • 2.3 mi
    Millennium Corporate Solutions
    5530 Trabuco Rd, Irvine, CA 92620
    (949) 857-4500
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  • 2.3 mi
    Sue Epps
    780 Roosevelt Ste 220, Irvine, CA 92620
    (800) 958-7947
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  • 2.3 mi
    Armstrong/Robitaille/Riegle
    830 Roosevelt Ste 200, Irvine, CA 92620
    (714) 221-3900
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  • 2.94 mi
    Opus Insurance Services
    505 N Tustin Ave Ste 181, Santa Ana, CA 92705
    (714) 617-9040
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  • 2.94 mi
    Patricia Kelly
    310 N Tustin Ave Ste A, Santa Ana, CA 92705
    (714) 541-3334
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  • 2.94 mi
    California Insurance Specialists
    400 N Tustin Ave Ste 425, Santa Ana, CA 92705
    (714) 558-8041
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  • 2.94 mi
    Sureguard Insurance Agency
    555 Parkcenter Dr Ste 118, Santa Ana, CA 92705
    (714) 464-8010
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  • 2.94 mi
    Zenith Financial & Insurance
    2112 E 4th St Ste 235, Santa Ana, CA 92705
    (844) 254-4599
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  • 2.94 mi
    Goosehead Insurance - Alex Gudino
    2112 E 4th St Ste 221, Santa Ana, CA 92705
    (714) 831-2020
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  • 2.94 mi
    The Empire Company
    550 Parkcenter Dr Ste 205, Santa Ana, CA 92705
    (714) 836-9945
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  • 2.94 mi
    Ricardo De La Torre
    2030 E 4th St Ste 211, Santa Ana, CA 92705
    (714) 797-0221
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  • 2.94 mi
    Agape Insurance Services
    2021 E 4th St Ste 122, Santa Ana, CA 92705
    (714) 285-4250
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  • 2.94 mi
    Ray Cheng
    540 N Golden Circle Dr Ste 315, Santa Ana, CA 92705
    (888) 395-4847
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  • 2.94 mi
    Leavitt Southern California Insurance Services
    1820 E 1st St Ste 500, Santa Ana, CA 92705
    (714) 569-2700
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  • 2.94 mi
    Quality Plus Insurance Agency
    1450 N Tustin Ave Ste 221, Santa Ana, CA 92705
    (714) 330-1834
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  • 2.94 mi
    NFP Property & Casualty Services
    1551 N Tustin Ave Ste 500, Santa Ana, CA 92705
    (714) 975-8429
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  • 2.94 mi
    Kosmos Insurance
    1913 E 17th St Ste 213, Santa Ana, CA 92705
    (714) 972-0950
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  • 2.94 mi
    Jose Gastelum
    1780 E Mcfadden Ave Ste 114, Santa Ana, CA 92705
    (714) 557-3344
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  • 2.94 mi
    Liz's Insurance Services
    1710 E 17th St Ste C, Santa Ana, CA 92705
    (714) 835-1190
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  • 2.94 mi
    Fiesta Auto Insurance
    1714 E Mcfadden Ave Ste P, Santa Ana, CA 92705
    (714) 884-4248
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  • 2.94 mi
    Freeway Insurance
    1631 E 17th St Ste A, Santa Ana, CA 92705
    (714) 786-6393
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  • 2.94 mi
    Luis Acosta
    2112 N Tustin Ave, Santa Ana, CA 92705
    (714) 866-3204
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  • 2.94 mi
    Herman Boiko-Sokolsky
    1621 E 17th St, Santa Ana, CA 92705
    (714) 547-3622
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  • 2.94 mi
    John Kasravi
    1621 E 17th St Ste C, Santa Ana, CA 92705
    (714) 542-3014
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  • 2.94 mi
    Roberti's Insurance Agency
    2128 N Tustin Ave Ste B, Santa Ana, CA 92705
    (714) 543-2788
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  • 2.94 mi
    Pacheco & Solorzano Insurance Agency
    1525 E 17th St Ste D, Santa Ana, CA 92705
    (714) 542-3585
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  • 2.94 mi
    Danny Urena
    2323 N Tustin Ave Ste E-f, Santa Ana, CA 92705
    (714) 719-6056
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  • 2.94 mi
    Wendy Munoz
    2441 N Tustin Ave Ste E, Santa Ana, CA 92705
    (714) 550-1100
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  • 2.94 mi
    Ayala Insurance Agency
    2020 N Grand Ave Ste 107, Santa Ana, CA 92705
    (714) 210-5770
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  • 2.94 mi
    Araceli Padilla
    2424 N Grand Ave Ste B, Santa Ana, CA 92705
    (714) 543-4638
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  • 2.94 mi
    Premier One Insurance Services
    2709 N Grand Ave, Santa Ana, CA 92705
    (714) 288-6060
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  • 2.94 mi
    Rosalio Plata Insurance Services
    2712 N Grand Ave, Santa Ana, CA 92705
    (714) 532-1999
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  • 2.94 mi
    Hector Gonzalez
    2670 N Main St Ste 350, Santa Ana, CA 92705
    (714) 486-6163
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  • 2.94 mi
    Tutton Insurance Services
    2913 Pullman St, Santa Ana, CA 92705
    (949) 261-5335
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  • 4.62 mi
    Fred Omidi
    14200 Culver Dr Ste 220, Irvine, CA 92604
    (949) 552-6655
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  • 4.62 mi
    Richard Tay
    14210 Culver Dr Ste A, Irvine, CA 92604
    (949) 559-8866
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  • 4.62 mi
    Cornerstone Specialty Insurance Services
    14252 Culver Dr Ste A299, Irvine, CA 92604
    (714) 731-7700
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  • 4.62 mi
    Steven Wang
    15333 Culver Dr Ste 130, Irvine, CA 92604
    (949) 552-3600
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  • 4.62 mi
    Yassa Insurance Agency
    4482 Barranca Pkwy Ste 234, Irvine, CA 92604
    (949) 417-0205
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  • 4.62 mi
    Rich Stevens
    4482 Barranca Pkwy Ste 228, Irvine, CA 92604
    (949) 552-6601
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  • 4.62 mi
    Ryan Stevens
    4482 Barranca Pkwy Ste 224, Irvine, CA 92604
    (949) 559-6200
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  • 4.62 mi
    Scott Stevens
    4482 Barranca Pkwy Ste 228, Irvine, CA 92604
    (949) 552-6602
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  • 4.62 mi
    James Lohse
    4850 Barranca Pkwy Ste 202, Irvine, CA 92604
    (949) 559-0175
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  • 4.62 mi
    Mark Newell
    4850 Barranca Pkwy Ste 202, Irvine, CA 92604
    (949) 255-0009
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  • 4.62 mi
    Dorna Shakoory Asl
    4330 Barranca Pkwy Ste 112, Irvine, CA 92604
    (949) 202-5452
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  • 4.62 mi
    Ghanem Insurance Agency
    4010 Barranca Pkwy Ste 100, Irvine, CA 92604
    (949) 287-4902
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  • 5.04 mi
    Rockpoint Insurance Solutions
    16755 Von Karman Ave Ste 200, Irvine, CA 92606
    (949) 536-5116
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  • 5.04 mi
    Auto Insurance Specialists
    16969 Von Karman Ave Ste 100, Irvine, CA 92606
    (888) 772-4247
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  • 5.04 mi
    Al Minicola Gen Insurance
    16811 Hale Ave Ste A, Irvine, CA 92606
    (714) 543-2344
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  • 5.04 mi
    Matthew Piercey
    16901 Millikan Ave, Irvine, CA 92606
    (949) 396-6030
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  • 5.04 mi
    Glenn Chadwick
    2691 Richter Ave Ste 110, Irvine, CA 92606
    (714) 203-6033
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  • 5.04 mi
    Milestone Insurance Brokers
    8 Corporate Park Ste 130, Irvine, CA 92606
    (949) 852-0909
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  • 5.04 mi
    Berdy Gonzalez-Lubnau
    41 Corporate Park Ste 240, Irvine, CA 92606
    (714) 263-2623
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  • 5.04 mi
    Jane Lee
    30 Corporate Park Ste 110, Irvine, CA 92606
    (949) 223-5020
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  • 5.04 mi
    TAG Insurance - Kim Pham Agency
    14811 Sumac Ave, Irvine, CA 92606
    (909) 964-9165
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  • 5.04 mi
    AAA Insurance
    3851 Alton Pkwy Ste C, Irvine, CA 92606
    (949) 477-4999
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  • 5.43 mi
    Tuttle-Click Insurance Services
    43 Auto Center Dr, Irvine, CA 92618
    (949) 598-2791
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  • 5.43 mi
    Costello & Sons Insurance
    9870 Research Dr, Irvine, CA 92618
    (949) 798-1219
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  • 5.43 mi
    Kasoff Insurance & Financial Services
    9891 Irvine Center Dr Ste 200, Irvine, CA 92618
    (949) 398-8220
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  • 5.43 mi
    Prime Insurance Services
    9891 Irvine Center Dr Ste 160, Irvine, CA 92618
    (949) 450-2310
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  • 5.43 mi
    Jafar Tehrani Kia
    15540c Rockfield Blvd # 203, Irvine, CA 92618
    (949) 707-2020
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  • 5.43 mi
    Robert Andrews
    13844 Alton Pkwy Ste 132, Irvine, CA 92618
    (949) 252-1003
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  • 5.43 mi
    Hodge & Hodge Insurance Brokers
    10 Hughes Ste A205, Irvine, CA 92618
    (949) 458-0442
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  • 5.43 mi
    Semaphore Insurance Services
    16420 Bake Pkwy, Irvine, CA 92618
    (949) 305-5000
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  • 5.43 mi
    Kidder-Staley Insurance
    16 Technology Dr Ste 207, Irvine, CA 92618
    (949) 453-0258
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  • 5.43 mi
    Patriot Risk & Insurance Services
    100 Spectrum Center Dr Ste 400, Irvine, CA 92618
    (949) 486-7900
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  • 5.43 mi
    IAG Insurance Services
    12 Mauchly Bldg 1, Irvine, CA 92618
    (949) 387-2323
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  • 5.43 mi
    Charmaine Lim
    20 Pacifica Ste 1450, Irvine, CA 92618
    (949) 387-9999
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  • 5.43 mi
    Coto Insurance & Financial Services
    200 Spectrum Center Dr Ste 150, Irvine, CA 92618
    (949) 858-7200
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  • 5.43 mi
    Fasttrak Insurance Services
    8001 Irvine Center Dr Ste 1135, Irvine, CA 92618
    (949) 453-2788
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  • 5.43 mi
    TWFG Insurance Services - Francis Sutherland
    15615 Alton Pkwy Ste 450, Irvine, CA 92618
    (888) 609-5540
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  • 5.43 mi
    Allco Insurance Agency
    15615 Alton Pkwy Ste 450, Irvine, CA 92618
    (949) 271-6470
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  • 5.43 mi
    Gino Clemente
    7700 Irvine Center Dr Ste 800, Irvine, CA 92618
    (888) 995-9098
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  • 5.43 mi
    Leasingdesk Insurance Services
    7587 Irvine Center Dr Ste 200, Irvine, CA 92618
    (949) 809-7000
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  • 5.43 mi
    Chuck Allan
    4 Venture Ste 115, Irvine, CA 92618
    (949) 788-0198
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  • 5.43 mi
    Premier One Insurance Services
    100 Pacifica Ste 480, Irvine, CA 92618
    (949) 727-2025
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  • 5.43 mi
    Rima Joseph
    100 Pacifica Ste 475, Irvine, CA 92618
    (949) 727-0202
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  • 5.43 mi
    Multifamily Internet Ventures Insurance
    7585 Irvine Ctr Dr400, Irvine, CA 92618
    (866) 685-6967
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  • 5.43 mi
    Goodman Insurance Services
    101 Pacifica Ste 150, Irvine, CA 92618
    (800) 500-1047
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  • 5.43 mi
    The Liberty Company Insurance Brokers
    111 Pacifica Ste 230, Irvine, CA 92618
    (949) 777-0570
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  • 5.43 mi
    CKS Insurance Agency
    7545 Irvine Center Dr Ste 200, Irvine, CA 92618
    (949) 870-9018
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  • 5.43 mi
    Financial Land Insurance Services
    7545 Irvine Business Center D Ste 200, Irvine, CA 92618
    (800) 818-4992
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  • 5.43 mi
    Debra McCamish
    196 Technology Dr Ste B, Irvine, CA 92618
    (949) 753-9557
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  • 5.43 mi
    Michael Rodgick
    196 Technology Dr Ste B, Irvine, CA 92618
    (949) 753-9555
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  • 5.43 mi
    Spectrum Risk Management & Insurance Services
    74 Discovery, Irvine, CA 92618
    (800) 342-3184
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  • 5.43 mi
    Charles Do
    78 Discovery Ste 150, Irvine, CA 92618
    (949) 727-8283
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  • 5.43 mi
    John Luithly
    16277 Laguna Canyon Rd Ste F, Irvine, CA 92618
    (949) 727-4442
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  • 5.43 mi
    USI Insurance Services
    38 Discovery Ste 250, Irvine, CA 92618
    (949) 790-9200
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  • 5.43 mi
    Arroyo Insurance Services
    36 Discovery Ste 130, Irvine, CA 92618
    (949) 208-8551
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  • 5.43 mi
    Dealer Protection Group
    36 Discovery Ste 130, Irvine, CA 92618
    (949) 208-8550
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  • 5.43 mi
    Western Growers Insurance Services
    15525 Sand Canyon Ave, Irvine, CA 92618
    (949) 863-1000
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  • 5.43 mi
    KCAL Insurance Agency
    14795 Jeffrey Rd Ste 209, Irvine, CA 92618
    (949) 786-6888
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  • 6.57 mi
    Morning Star Agency Insurance Services
    1340 Reynolds Ave Ste 103, Irvine, CA 92614
    (949) 833-2030
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  • 6.57 mi
    Schweickert & Company
    17300 Red Hill Ave Ste 210, Irvine, CA 92614
    (714) 436-6400
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  • 6.57 mi
    DLD Insurance Brokers
    17712 Mitchell N, Irvine, CA 92614
    (949) 221-1788
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  • 6.57 mi
    Al Kash
    17702 Mitchell N, Irvine, CA 92614
    (949) 216-3620
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  • 6.57 mi
    Invensure Insurance Brokers
    17991 Cowan, Irvine, CA 92614
    (949) 756-4100
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  • 6.57 mi
    CDW Insurance Services
    1124 Main St Ste D, Irvine, CA 92614
    (949) 260-1070
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  • 6.57 mi
    ISU Insurance Services of Irvine
    18022 Cowan Ste 225, Irvine, CA 92614
    (949) 419-2100
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  • 6.57 mi
    Arlene Bautista
    17870 Sky Park Cir Ste 101, Irvine, CA 92614
    (949) 261-6050
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  • 6.57 mi
    Heffernan Insurance Brokers
    18004 Sky Park Cir Ste 210, Irvine, CA 92614
    (949) 771-3400
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  • 6.57 mi
    Sharon Leung
    18004 Sky Park Cir Ste 250, Irvine, CA 92614
    (949) 252-0900
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  • 6.57 mi
    IQ Risk Insurance Services
    4 Executive Cir Ste 280, Irvine, CA 92614
    (949) 679-3700
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  • 6.57 mi
    Marim Abdul
    17145 Von Karman Ave Ste 101, Irvine, CA 92614
    (949) 271-9049
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  • 6.57 mi
    SCM - Sullivan Curtis Monroe Insurance Services
    1920 Main St Ste 600, Irvine, CA 92614
    (800) 427-3253
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  • 6.57 mi
    Wells Fargo Insurance Services USA
    2030 Main St Ste 700, Irvine, CA 92614
    (949) 358-6100
    View |
  • 6.57 mi
    Risk Strategies Company
    2040 Main St Ste 580, Irvine, CA 92614
    (949) 242-9240
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  • 6.57 mi
    Marsh Private Client Services
    17901 Von Karman Ave Ste 1100, Irvine, CA 92614
    (949) 399-5800
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  • 6.57 mi
    Woodruff-Sawyer & Company
    2 Park Plz Ste 500, Irvine, CA 92614
    (949) 435-7340
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  • 7.39 mi
    ERM Insurance Brokers
    2101 Business Center Dr, Irvine, CA 92612
    (949) 222-0444
    View |
  • 7.39 mi
    Kevin Chhiv
    2101 Business Center Dr Ste 110, Irvine, CA 92612
    (949) 202-0338
    View |
  • 7.39 mi
    First Foundation Bank Insurance
    18101 Von Karman Ave Ste 750, Irvine, CA 92612
    (949) 202-4100
    View |
  • 7.39 mi
    Susan French
    2082 Business Center Dr Ste 150, Irvine, CA 92612
    (949) 660-0329
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  • 7.39 mi
    Willis Personal Lines Insurance
    18101 Von Karman Ave Ste 600, Irvine, CA 92612
    (949) 885-1204
    View |
  • 7.39 mi
    Ray Vermeulen
    2151 Michelson Dr Ste 242, Irvine, CA 92612
    (949) 752-6335
    View |
  • 7.39 mi
    Help U Save Insurance Services
    18662 Macarthur Blvd Ste 200, Irvine, CA 92612
    (949) 313-7720
    View |
  • 7.39 mi
    Professional Choice Insurance Services
    2151 Michelson Dr Ste 250, Irvine, CA 92612
    (714) 467-8726
    View |
  • 7.39 mi
    TWFG Insurance Services - Bill Verret
    18662 Macarthur Blvd Ste 200, Irvine, CA 92612
    (949) 610-7456
    View |
  • 7.39 mi
    Gary Micek
    2152 Dupont Dr Ste 250, Irvine, CA 92612
    (949) 857-2660
    View |
  • 7.39 mi
    Inland Southern Insurance Services
    2172 Dupont Dr Ste 15, Irvine, CA 92612
    (800) 735-0320
    View |
  • 7.39 mi
    Kay Yang
    4255 Campus Dr Ste A270, Irvine, CA 92612
    (949) 509-2888
    View |
  • 7.39 mi
    Palos Verdes Insurance Agency
    4199 Campus Dr Ste 550, Irvine, CA 92612
    (949) 509-6570
    View |
  • 7.39 mi
    Partners Direct Insurance Services
    19600 Fairchild Ste 105, Irvine, CA 92612
    (949) 337-4070
    View |
  • 7.39 mi
    Stratum Insurance Agency
    18818 Teller Ave Ste 140, Irvine, CA 92612
    (949) 270-0609
    View |
  • 7.39 mi
    Safe Select Insurance Services
    19200 Von Karman Ave Ste 400, Irvine, CA 92612
    (661) 524-0833
    View |
  • 7.39 mi
    Liberty Mutual Agency
    19200 Von Karman Ave Ste 200, Irvine, CA 92612
    (949) 863-1567
    View |
  • 7.39 mi
    Atlas Plus Insurance Services
    2495 Campus Dr Ste 125, Irvine, CA 92612
    (949) 502-0305
    View |
  • 7.39 mi
    Edgewood Partners Insurance Center
    19000 Macarthur Blvd, Irvine, CA 92612
    (949) 263-0606
    View |
  • 8.7 mi
    MLT Insurance Services
    123 Roadrunner, Irvine, CA 92603
    (949) 424-3658
    View |
  • 8.93 mi
    BB&T Insurance Services - Precept
    130 Theory Ste 200, Irvine, CA 92617
    (949) 679-2111
    View |
View all agents ↓

Learn More About Car Insurance in Irvine, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.