Cheap Car Insurance in Imperial Beach, California (With 2024 Rates)

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Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Insurance Agents in Imperial Beach, CA and Near by

  • 0 mi
    Greg Nelson
    1228 Palm Ave, Imperial Beach, CA 91932
    (619) 424-6990
    View |
  • 0 mi
    Ideal Choice Insurance Agency
    1233 Palm Ave, Imperial Beach, CA 91932
    (619) 423-7172
    View |
  • 0 mi
    Tracey Rivera
    1239 Palm Ave, Imperial Beach, CA 91932
    (619) 424-3956
    View |
  • 0 mi
    Carlos Diaz
    1340 Imperial Beach Blvd Ste 204, Imperial Beach, CA 91932
    (619) 425-0079
    View |
  • 0 mi
    Cheryl Close
    1144 13th St Ste 101, Imperial Beach, CA 91932
    (619) 423-7111
    View |

Learn More About Car Insurance in Imperial Beach, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.