Cheap Car Insurance in Huntington Beach, California (With 2024 Rates)

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Home » Car insurance » California » Cheap Car Insurance Huntington Beach

Lowest Premium

$403 / YEAR

Average Premium

$704 / YEAR

Highest Premium

$907 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Huntington Beach is around $704 and can go upto $907. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Car Insurance Rates in Huntington Beach by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Huntington Beach. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
92605$715
92647$686
92648$705
92649$690
92655$

Insurance Agents in Huntington Beach, CA and Near by

  • 0.58 mi
    DIAI Insurance Brokerage
    7561 Center Ave Ste 9, Huntington Beach, CA 92647
    (714) 963-5684
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  • 0.58 mi
    Myrna Viray Insurance
    7735 Center Ave, Huntington Beach, CA 92647
    (310) 715-2777
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  • 0.58 mi
    Chris Fowler
    16052 Beach Blvd Ste 131, Huntington Beach, CA 92647
    (714) 968-4611
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  • 0.58 mi
    John Balsis
    16168 Beach Blvd Ste 115, Huntington Beach, CA 92647
    (714) 843-0501
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  • 0.58 mi
    John Murphy
    16168 Beach Blvd Ste 115, Huntington Beach, CA 92647
    (714) 843-0501
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  • 0.58 mi
    Rich Delmar
    16397 Beach Blvd, Huntington Beach, CA 92647
    (714) 848-2228
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  • 0.58 mi
    Ryan Ramirez
    16742 Gothard St Ste 109, Huntington Beach, CA 92647
    (714) 622-5491
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  • 0.58 mi
    William Bodell
    16787 Beach Blvd # 751, Huntington Beach, CA 92647
    (818) 249-8181
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  • 0.58 mi
    Insurance Brokers Group
    16787 Beach Blvd Ste 158, Huntington Beach, CA 92647
    (714) 500-8188
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  • 0.58 mi
    Carl Ferraro
    17011 Beach Blvd Ste 826, Huntington Beach, CA 92647
    (714) 848-6368
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  • 0.58 mi
    Dianne Thompson
    17011 Beach Blvd Ste 826, Huntington Beach, CA 92647
    (714) 698-0202
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  • 0.58 mi
    Number 1 Insurance Services
    17111 Beach Blvd Ste 103, Huntington Beach, CA 92647
    (714) 848-4400
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  • 0.58 mi
    Richard Hayes
    17131 Beach Blvd Ste 300, Huntington Beach, CA 92647
    (714) 842-8885
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  • 0.58 mi
    Jason Feltman
    8907 Warner Ave Ste 261, Huntington Beach, CA 92647
    (714) 841-4536
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  • 0.58 mi
    Olga Wingood
    8907 Warner Ave Ste 168, Huntington Beach, CA 92647
    (714) 963-9703
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  • 0.58 mi
    John Markwith
    8907 Warner Ave Ste 228, Huntington Beach, CA 92647
    (714) 968-3655
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  • 0.58 mi
    Skip Crank
    8907 Warner Ave Ste 228, Huntington Beach, CA 92647
    (714) 847-7070
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  • 0.58 mi
    Omni Safe Insurance Services
    17301 Beach Blvd Ste 15, Huntington Beach, CA 92647
    (714) 698-8014
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  • 0.58 mi
    Select Auto Insurance Services
    17485 Beach Blvd, Huntington Beach, CA 92647
    (714) 847-3340
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  • 0.58 mi
    Questar Insurance & Financial Services
    17612 Beach Blvd Ste 4, Huntington Beach, CA 92647
    (714) 848-9284
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  • 0.58 mi
    Garrett Barbera Insurance Agency
    17682 Beach Blvd Ste 202, Huntington Beach, CA 92647
    (714) 847-8400
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  • 0.58 mi
    Rick Costa
    6849 Warner Ave, Huntington Beach, CA 92647
    (714) 842-9361
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  • 0.58 mi
    Bob Jugan
    16691 Gothard St Ste J, Huntington Beach, CA 92647
    (714) 848-3611
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  • 0.58 mi
    Pam Burket
    16691 Gothard St Ste E, Huntington Beach, CA 92647
    (714) 373-2442
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  • 0.58 mi
    First West Insurance Agency
    16742 Gothard St Ste 217, Huntington Beach, CA 92647
    (714) 842-2523
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  • 0.58 mi
    IAD Insurance Sales & Services
    16651 Gothard St Ste A, Huntington Beach, CA 92647
    (800) 350-0236
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  • 0.58 mi
    Marie Pham
    16541 Gothard St Ste 202, Huntington Beach, CA 92647
    (714) 847-4949
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  • 0.58 mi
    Uzma Afzal
    16511 Goldenwest St Ste 111, Huntington Beach, CA 92647
    (714) 598-2818
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  • 0.58 mi
    TWFG Insurance Services - Frank Clarke
    7351 Heil Ave Ste J, Huntington Beach, CA 92647
    (714) 842-1815
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  • 0.58 mi
    Albert Canedo
    7070 Edinger Ave, Huntington Beach, CA 92647
    (714) 840-1500
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  • 0.58 mi
    Khuyen Do
    15055 Goldenwest St, Huntington Beach, CA 92647
    (714) 248-9913
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  • 2.28 mi
    Probity Commercial Insurance
    20422 Beach Blvd Ste 435, Huntington Beach, CA 92648
    (714) 969-2778
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  • 2.28 mi
    Don Rucker
    305 Orange Ave Ste E, Huntington Beach, CA 92648
    (714) 960-6655
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  • 2.28 mi
    Michael R. Gordon
    18141 Beach Blvd Ste 250, Huntington Beach, CA 92648
    (714) 841-3177
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  • 2.28 mi
    Negie Zin
    18141 Beach Blvd Ste 230, Huntington Beach, CA 92648
    (714) 546-7670
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  • 2.28 mi
    State Farm Insurance - Jason Hobbs, CLU
    18351 Beach Blvd Ste C, Huntington Beach, CA 92648
    (714) 848-3276
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  • 2.28 mi
    Excelsure Insurance Services
    18377 Beach Blvd Ste 325, Huntington Beach, CA 92648
    (714) 796-1000
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  • 2.28 mi
    Nottoli Insurance Agency
    18632 Beach Blvd Ste 205, Huntington Beach, CA 92648
    (714) 963-2418
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  • 2.28 mi
    Huntington Pacific Insurance Agency
    7901 Professional Cir, Huntington Beach, CA 92648
    (714) 841-6283
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  • 2.28 mi
    Dave Yarbrough
    18700 Beach Blvd Ste 140, Huntington Beach, CA 92648
    (714) 465-2544
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  • 2.28 mi
    Nancy Rangel
    18700 Beach Blvd Ste 140, Huntington Beach, CA 92648
    (714) 378-1580
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  • 2.28 mi
    Omar E Molina Insurance
    18822 Beach Blvd Ste 201, Huntington Beach, CA 92648
    (714) 965-6644
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  • 2.28 mi
    Kato Dawood
    18800 Delaware St Ste 304, Huntington Beach, CA 92648
    (949) 417-0204
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  • 2.28 mi
    Trinity One Insurance Services
    2134 Main St Ste 290, Huntington Beach, CA 92648
    (714) 962-5300
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  • 2.28 mi
    Western Republic Insurance Services
    19900 Beach Blvd Ste F1, Huntington Beach, CA 92648
    (888) 467-1718
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  • 2.28 mi
    Ronald Anton
    1120 Pacific Coast Hwy Ste E, Huntington Beach, CA 92648
    (714) 374-0355
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  • 2.28 mi
    Jerold Griffin
    211 9th St, Huntington Beach, CA 92648
    (714) 960-3595
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  • 2.28 mi
    Bannister & Associates Insurance
    305 17th St, Huntington Beach, CA 92648
    (714) 536-6086
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  • 2.28 mi
    Steve Rashoff
    2120 Main St Ste 140, Huntington Beach, CA 92648
    (714) 969-6430
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  • 2.28 mi
    Gausepohl Insurance Agency
    2130 Main St Ste 110, Huntington Beach, CA 92648
    (714) 262-4742
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  • 2.28 mi
    Diane Adams
    2134 Main St Ste 280, Huntington Beach, CA 92648
    (714) 374-3282
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  • 2.53 mi
    Scott Soleau
    16390 Pch Suite 207, Huntington Beach, CA 92649
    (310) 214-3955
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  • 2.53 mi
    INM Insurance Services
    16450 Pacific Coast Hwy Ste 200, Huntington Beach, CA 92649
    (562) 453-3195
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  • 2.53 mi
    Beachview Insurance
    5011 Argosy Ave Ste 15, Huntington Beach, CA 92649
    (714) 901-3494
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  • 2.53 mi
    Brett Halpin
    5011 Argosy Ave Ste 16, Huntington Beach, CA 92649
    (714) 544-5164
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  • 2.53 mi
    Mazin Yehia
    5500 Bolsa Ave Ste 140, Huntington Beach, CA 92649
    (714) 840-0437
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  • 2.53 mi
    Rachel Ritter
    5500 Bolsa Ave Ste 140, Huntington Beach, CA 92649
    (714) 840-0448
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  • 2.53 mi
    Sarah Atkinson
    15061 Springdale St Ste 101, Huntington Beach, CA 92649
    (714) 892-3351
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  • 2.53 mi
    Bob Kim
    15185 Springdale St, Huntington Beach, CA 92649
    (714) 895-1203
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  • 2.53 mi
    Ray Weissinger
    5922 Warner Ave, Huntington Beach, CA 92649
    (714) 377-1111
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  • 2.53 mi
    Ric Weissinger
    5922 Warner Ave, Huntington Beach, CA 92649
    (714) 377-1111
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  • 2.53 mi
    Jeff Baker
    4952 Warner Ave Ste 250, Huntington Beach, CA 92649
    (714) 846-5548
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  • 2.53 mi
    Gardner Insurance Agency
    4952 Warner Ave Ste 229, Huntington Beach, CA 92649
    (714) 846-4231
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  • 2.53 mi
    Sunrise Express Insurance & Financial Concepts
    16882 Bolsa Chica St Ste 200, Huntington Beach, CA 92649
    (714) 840-0712
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  • 2.53 mi
    Shanna McKay
    4911 Warner Ave Ste 213, Huntington Beach, CA 92649
    (714) 840-9400
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  • 2.53 mi
    Pelican Insurance
    16835 Algonquin St, Huntington Beach, CA 92649
    (562) 592-5963
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  • 2.7 mi
    Tan Bui
    14341 Beach Blvd Ste D, Westminster, CA 92683
    (714) 379-8500
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  • 2.7 mi
    Kelly Duong
    14256 Beach Blvd, Westminster, CA 92683
    (714) 891-5500
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  • 2.7 mi
    John Le
    8081 Westminster Blvd, Westminster, CA 92683
    (714) 625-8467
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  • 2.7 mi
    Century Republic Insurance Services
    8361 Westminster Blvd Ste 110, Westminster, CA 92683
    (714) 898-9800
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  • 2.7 mi
    Fiesta Auto Insurance
    15070 Goldenwest St # 6, Westminster, CA 92683
    (714) 379-0222
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  • 2.7 mi
    American Center Insurance Services
    8564 Westminster Blvd, Westminster, CA 92683
    (714) 893-1881
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  • 2.7 mi
    Freeway Insurance
    13525 Beach Blvd, Westminster, CA 92683
    (714) 795-3562
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  • 2.7 mi
    Mark Reese
    8130 Mcfadden Ave Ste 205, Westminster, CA 92683
    (714) 895-3022
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  • 2.7 mi
    Good Day Insurance
    13730 Goldenwest St, Westminster, CA 92683
    (714) 464-5656
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  • 2.7 mi
    Huntington Insurance Agency
    13786 Goldenwest St, Westminster, CA 92683
    (714) 893-7271
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  • 2.7 mi
    Titan Insurance
    6731 Westminster Blvd, Westminster, CA 92683
    (714) 892-3506
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  • 2.7 mi
    Lords Insurance Agency
    15613 Beach Blvd Ste A, Westminster, CA 92683
    (714) 487-5491
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  • 2.7 mi
    Joe Tran
    8900 Bolsa Ave Ste E, Westminster, CA 92683
    (714) 373-2376
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  • 2.7 mi
    Lina Nguyen
    14082 Magnolia St Ste 110, Westminster, CA 92683
    (714) 373-2412
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  • 2.7 mi
    Pulp Street Insurance Agency
    9012 Bolsa Ave, Westminster, CA 92683
    (714) 379-7410
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  • 2.7 mi
    Thuy Huynh
    14072 Magnolia St # 210, Westminster, CA 92683
    (714) 766-0779
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  • 2.7 mi
    Mai Tonnu
    9039 Bolsa Ave Ste 212, Westminster, CA 92683
    (714) 899-3109
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  • 2.7 mi
    Elite 21st Insurance Agency
    9061 Bolsa Ave, Westminster, CA 92683
    (714) 899-7899
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  • 2.7 mi
    Tan's Professional Insurance Agency
    9191 Bolsa Ave Ste 202, Westminster, CA 92683
    (714) 897-4277
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  • 2.7 mi
    LTV Insurance Agency
    9191 Bolsa Ave Ste 204, Westminster, CA 92683
    (949) 355-1050
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  • 2.7 mi
    Hung Van Pham
    9211 Bolsa Ave Ste 219, Westminster, CA 92683
    (714) 799-0997
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  • 2.7 mi
    Tensha Hoa Nguyen
    9017 Mcfadden Ave, Westminster, CA 92683
    (714) 893-4515
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  • 2.7 mi
    Western Insurance Marketing
    9340 Bolsa Ave, Westminster, CA 92683
    (714) 891-8953
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  • 2.7 mi
    Leanne Hang Nguyen
    9529 Bolsa Ave, Westminster, CA 92683
    (714) 839-3512
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  • 2.7 mi
    Le Nguyet-Ahn Insurance
    9550 Bolsa Ave Ste 208, Westminster, CA 92683
    (714) 531-8450
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  • 2.7 mi
    Charlie Chuong Vu
    9550 Bolsa Ave Ste 211, Westminster, CA 92683
    (714) 839-9693
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  • 2.7 mi
    David Tran
    9550 Bolsa Ave Ste 228, Westminster, CA 92683
    (714) 531-2324
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  • 2.7 mi
    New Millennium Insurance Services
    9639 Bolsa Ave Ste B, Westminster, CA 92683
    (714) 531-4331
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  • 2.7 mi
    Premier Group Insurance - Thiery Nguyen & Anthony Vu
    9741 Bolsa Ave Ste 206, Westminster, CA 92683
    (877) 741-2008
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  • 2.7 mi
    Rose Delfin
    8517 Heil Ave, Westminster, CA 92683
    (714) 847-4153
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  • 2.7 mi
    B & T Insurance & Financial Services
    9842 Bolsa Ave Ste 204, Westminster, CA 92683
    (714) 531-3100
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  • 2.7 mi
    Sonny Hodac
    14541 Brookhurst St Ste B1, Westminster, CA 92683
    (714) 876-0818
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  • 2.7 mi
    Thao Vu
    9928 Bolsa Ave, Westminster, CA 92683
    (714) 531-1200
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  • 2.7 mi
    Kim Jones
    9439 Edinger Ave, Westminster, CA 92683
    (714) 531-0502
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  • 2.7 mi
    Novastar Insurance Agency
    16461 Magnolia St, Westminster, CA 92683
    (714) 512-5132
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  • 2.7 mi
    Anh Cao
    15355 Brookhurst St Ste 213, Westminster, CA 92683
    (714) 531-9578
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  • 2.7 mi
    Thomas Nguyen
    10161 Bolsa Ave, Westminster, CA 92683
    (714) 775-3086
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  • 2.7 mi
    Orange County Pacific Auto Insurance
    10161 Bolsa Ave Ste 104a, Westminster, CA 92683
    (714) 531-8999
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  • 2.7 mi
    Mark Minh Nguyen
    15570 Brookhurst St, Westminster, CA 92683
    (714) 418-9050
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  • 2.7 mi
    Phil Dong
    15626 Brookhurst St, Westminster, CA 92683
    (714) 775-6777
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  • 2.7 mi
    Cali Insurance Agency
    10451 Bolsa Ave Ste 201, Westminster, CA 92683
    (714) 775-8191
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  • 2.7 mi
    An Truong
    10512 Bolsa Ave Ste 204, Westminster, CA 92683
    (714) 554-7397
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  • 2.7 mi
    Irma De Santiago
    5455 Garden Grove Blvd Ste 415, Westminster, CA 92683
    (949) 295-2510
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  • 4.18 mi
    Geoffrey Dopheide
    21501 Brookhurst St Ste E, Huntington Beach, CA 92646
    (714) 943-1537
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  • 4.18 mi
    Fast & Affordable Insurance
    9816 Villa Pacific Dr, Huntington Beach, CA 92646
    (714) 968-6767
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  • 4.18 mi
    Mizuno Insurance Agency
    9564 Hamilton Ave, Huntington Beach, CA 92646
    (714) 964-7227
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  • 4.18 mi
    Sun Vista Insurance Services
    21062 Brookhurst St Ste 104, Huntington Beach, CA 92646
    (714) 964-2912
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  • 4.18 mi
    Farmers Insurance Group
    20902 Brookhurst St Ste 203, Huntington Beach, CA 92646
    (714) 964-1626
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  • 4.18 mi
    Robert Granger
    20902 Brookhurst St Ste 208, Huntington Beach, CA 92646
    (714) 968-2905
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  • 4.18 mi
    Donald Frost
    9023 Adams Ave, Huntington Beach, CA 92646
    (714) 791-4231
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  • 4.18 mi
    Gary Jones
    9023 Adams Ave, Huntington Beach, CA 92646
    (714) 962-3391
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  • 4.18 mi
    McLaren & Associates
    9042 Garfield Ave Ste 202, Huntington Beach, CA 92646
    (714) 377-7937
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  • 4.18 mi
    Joel Samuels
    9042 Garfield Ave Ste 315, Huntington Beach, CA 92646
    (714) 963-3276
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  • 4.18 mi
    John Lynn
    9042 Garfield Ave Ste 313, Huntington Beach, CA 92646
    (714) 248-9597
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  • 4.18 mi
    William Gibson
    9042 Garfield Ave Ste 313, Huntington Beach, CA 92646
    (714) 962-1556
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View all agents ↓

Learn More About Car Insurance in Huntington Beach, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.