Cheap Car Insurance in Escondido, California (With 2024 Rates)

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Home » Car insurance » California » Cheap Car Insurance Escondido

Lowest Premium

$332 / YEAR

Average Premium

$620 / YEAR

Highest Premium

$862 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Escondido is around $620 and can go upto $862. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Car Insurance Rates in Escondido by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Escondido. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
92025$600
92026$611
92027$632
92029$598

Insurance Agents in Escondido, CA and Near by

  • 0 mi
    Hi Sage Insurance Agency
    650 Metcalf St, Escondido, CA 92025
    (800) 927-5712
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  • 0 mi
    Kevin Hannify
    520 W Valley Pkwy Ste E, Escondido, CA 92025
    (800) 734-6544
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  • 0 mi
    Tim Giblin
    133 S Escondido Blvd, Escondido, CA 92025
    (760) 741-1188
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  • 0 mi
    Hal Dick
    260 S Orange St Ste 7, Escondido, CA 92025
    (760) 743-4515
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  • 0 mi
    JBL Premier Insurance Services
    144 S Escondido Blvd, Escondido, CA 92025
    (858) 521-7205
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  • 0 mi
    Araceli Wilson
    314 W 3rd Ave, Escondido, CA 92025
    (760) 532-2018
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  • 0 mi
    Fifth Avenue Insurance Services
    170 S Escondido Blvd, Escondido, CA 92025
    (760) 745-2151
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  • 0 mi
    Wil Mason
    338 W 3rd Ave, Escondido, CA 92025
    (760) 745-1161
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  • 0 mi
    20/20 Insurance Services
    225 W Valley Pkwy Ste 101, Escondido, CA 92025
    (760) 432-2020
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  • 0 mi
    Dewitt Insurance Services
    445 S Escondido Blvd, Escondido, CA 92025
    (760) 747-9596
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  • 0 mi
    Steven Dean
    120 W Grand Ave Ste 101, Escondido, CA 92025
    (760) 745-5911
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  • 0 mi
    Trent Stroh
    250 W Woodward Ave Ste 1, Escondido, CA 92025
    (760) 743-4300
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  • 0 mi
    Estella Carriedo Insurance Services
    259 W Washington Ave Ste A, Escondido, CA 92025
    (760) 738-4032
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  • 0 mi
    Oasis South Insurance Services
    608 N Escondido Blvd, Escondido, CA 92025
    (760) 546-6666
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  • 0 mi
    Viviane Tazbaz
    303 E 2nd Ave, Escondido, CA 92025
    (760) 738-7799
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  • 0 mi
    Adriana's Insurance Services
    601 N Broadway Ste C, Escondido, CA 92025
    (760) 871-8888
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  • 0 mi
    R Kim Farewell
    350 W 9th Ave Ste 205, Escondido, CA 92025
    (760) 743-6777
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  • 0 mi
    Steve Beach
    402 S Juniper St, Escondido, CA 92025
    (760) 743-2999
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  • 0 mi
    DA Insurance Brokers
    665 N Escondido Blvd, Escondido, CA 92025
    (760) 745-2333
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  • 0 mi
    Farmers Insurance Group
    925 S Orange St, Escondido, CA 92025
    (760) 746-3200
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  • 0 mi
    Kraig Heiland
    402 E 2nd Ave, Escondido, CA 92025
    (760) 432-9965
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  • 0 mi
    Freeway Insurance
    341 W Mission Ave, Escondido, CA 92025
    (760) 813-5527
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  • 0 mi
    Paul Smith
    720 N Broadway Ste 108, Escondido, CA 92025
    (760) 871-0258
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  • 0 mi
    Fast Lane Insurance Services
    1059 S Escondido Blvd, Escondido, CA 92025
    (760) 839-1400
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  • 0 mi
    HJM Insurance Services
    500 La Terraza Blvd Ste 150, Escondido, CA 92025
    (888) 871-3315
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  • 0 mi
    Richard Duane Hanson
    362 W Mission Ave Ste 206, Escondido, CA 92025
    (760) 747-8882
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  • 0 mi
    Dennis Stevens
    135 W Mission Ave Ste 101, Escondido, CA 92025
    (760) 743-5393
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  • 0 mi
    Safe N Easy Insurance Services
    600 La Terraza Blvd, Escondido, CA 92025
    (858) 914-1933
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  • 0 mi
    AAA Insurance
    800 La Terraza Blvd, Escondido, CA 92025
    (760) 745-2124
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  • 0 mi
    Fred Loya Insurance Agency
    242 W Mission Ave Ste B, Escondido, CA 92025
    (760) 740-0700
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  • 0 mi
    Buggie Dugger Jr
    504 W Mission Ave Ste 104, Escondido, CA 92025
    (442) 248-8701
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  • 0 mi
    Bob Wiley Insurance Agency
    316 W Mission Ave, Escondido, CA 92025
    (760) 735-9890
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  • 0 mi
    Brian Konishi
    240 W Crest St Ste A, Escondido, CA 92025
    (760) 746-1998
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  • 0 mi
    North County Insurance
    900 Canterbury Pl Ste 310, Escondido, CA 92025
    (760) 745-9511
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  • 0 mi
    LIA Insurance Agency
    250 W Crest St Ste E, Escondido, CA 92025
    (760) 743-1007
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  • 0 mi
    Emanuel Carrillo
    711 E Valley Pkwy, Escondido, CA 92025
    (760) 670-4949
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  • 0 mi
    Brouwer Insurance Agency
    725 E Valley Pkwy, Escondido, CA 92025
    (760) 745-5151
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  • 0 mi
    Morris Kushner Insurance
    1615 S Escondido Blvd, Escondido, CA 92025
    (760) 743-1446
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  • 0 mi
    Bridgeway West Insurance Services
    410 W Felicita Ave Ste H, Escondido, CA 92025
    (760) 415-3161
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  • 0 mi
    State Farm Insurance - Bartjan Vargas
    410 W Felicita Ave Ste E, Escondido, CA 92025
    (760) 741-8383
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  • 0 mi
    Agredano Reynoso Insurance Services
    1026 E Valley Pkwy, Escondido, CA 92025
    (760) 466-2488
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  • 0 mi
    Auto Insurance Specialists
    1815 S Centre City Pkwy Ste D1, Escondido, CA 92025
    (888) 772-4247
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  • 0 mi
    Eli Wences
    1141 E Washington Ave Ste D, Escondido, CA 92025
    (760) 390-0016
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  • 0 mi
    Brook Daly
    2447 S Centre Cty Pkwy, Escondido, CA 92025
    (760) 741-0971
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  • 10.13 mi
    Uriel Leon
    2150 N Centre City Pkwy Ste A, Escondido, CA 92026
    (760) 458-8203
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  • 10.13 mi
    Nick Adamo
    2150 N Centre City Pkwy Ste A, Escondido, CA 92026
    (760) 670-2575
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  • 10.13 mi
    Summit Commercial Insurance Se
    1944 Vizcaino Ct, Escondido, CA 92026
    (858) 521-9411
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  • 10.13 mi
    Lisa Luong
    1081 Borden Rd Ste 105a, Escondido, CA 92026
    (760) 583-4363
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  • 10.13 mi
    Vince Asaro
    1081 Borden Rd Ste 104, Escondido, CA 92026
    (760) 480-1301
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  • 10.13 mi
    All Discount Insurance Services
    150 W El Norte Pkwy Ste B, Escondido, CA 92026
    (760) 738-7766
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  • 4.29 mi
    Esmanuel Ruiz
    360 N Midway Dr Ste 105, Escondido, CA 92027
    (760) 746-5010
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  • 4.29 mi
    BBC Insurance Services / Escondido
    1642 E Valley Pkwy, Escondido, CA 92027
    (760) 480-0400
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  • 4.29 mi
    Montoya Insurance Agency
    1672 E Valley Pkwy, Escondido, CA 92027
    (760) 746-0721
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  • 4.29 mi
    Richard Khasim
    105 N Rose St Ste 107, Escondido, CA 92027
    (760) 781-1555
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  • 4.29 mi
    Oasis South Insurance Services
    1301 E Valley Pkwy, Escondido, CA 92027
    (760) 743-2222
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  • 4.29 mi
    MAPFRE Insurance
    1315 E Valley Pkwy, Escondido, CA 92027
    (844) 627-3732
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  • 5.82 mi
    Ninoli Insurance & Financial Services
    1416 Mission Rd, Escondido, CA 92029
    (760) 695-0059
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  • 5.82 mi
    MAPFRE Insurance
    1717 Auto Park Way, Escondido, CA 92029
    (844) 627-3732
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  • 5.82 mi
    Christopher Timmons
    1340 W Valley Pkwy Ste 206, Escondido, CA 92029
    (760) 737-7424
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  • 5.82 mi
    Frank Ortega
    1340 W Valley Pkwy Ste 103, Escondido, CA 92029
    (760) 738-7710
    View |
View all agents ↓

Learn More About Car Insurance in Escondido, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.