Cheap Car Insurance in Chula Vista, California ( With 2024 Rates)

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Lowest Premium

$318 / YEAR

Average Premium

$578 / YEAR

Highest Premium

$779 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Chula Vista is around $578 and can go upto $779. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Car Insurance Rates in Chula Vista by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Chula Vista. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
91909	$587
91910	$573
91913	$557
91914	$571
91915	$576

Insurance Agents in Chula Vista, CA and Near by

0.9 mi

Francisco Moreno

2471 Main St Ste 19, Chula Vista, CA 91911

(619) 476-1066

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0.9 mi

Titan Insurance

1660 Broadway Ste 13, Chula Vista, CA 91911

(619) 422-8150

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0.9 mi

Freeway Insurance

624 Palomar St Ste 701, Chula Vista, CA 91911

(619) 399-2387

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0.9 mi

Candy Raya

985 Broadway Ste J, Chula Vista, CA 91911

(619) 691-8111

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0.9 mi

First Quality Insurance Services

1017 3rd Ave, Chula Vista, CA 91911

(619) 476-9300

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0.9 mi

Areli's Insurance Services

1010 Broadway Ste 7, Chula Vista, CA 91911

(619) 409-1690

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0.9 mi

20/20 Insurance Services - Chula Vista

1043 Broadway Ste 106, Chula Vista, CA 91911

(619) 240-3030

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0.9 mi

Adriana's Insurance Services

1090 3rd Ave Ste 5, Chula Vista, CA 91911

(619) 591-1540

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0.9 mi

Fiesta Auto Insurance

1099 3rd Ave Ste 2, Chula Vista, CA 91911

(619) 382-3130

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0.9 mi

Oasis South Insurance Services

1295 Broadway Ste 209, Chula Vista, CA 91911

(619) 425-9696

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0.9 mi

Millan Auto Insurance Brokerage

1096 Broadway Ste 204, Chula Vista, CA 91911

(619) 425-9815

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0.9 mi

Carlos Solorzano

1105 Broadway Ste 202, Chula Vista, CA 91911

(619) 420-7000

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0.9 mi

Fred Loya Insurance Agency

1177 Broadway Ste 21, Chula Vista, CA 91911

(619) 422-7500

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0.9 mi

JR Plus Insurance Services

1187 Third Ave, Chula Vista, CA 91911

(619) 863-5900

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0.9 mi

Allstar Insurance Services

1215 Broadway Ste J, Chula Vista, CA 91911

(619) 498-8299

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0.9 mi

Viviane Tazbaz

309 Palomar St, Chula Vista, CA 91911

(619) 498-0194

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0.9 mi

Antonia M Martinez Insurance

1418 Broadway Ste 1, Chula Vista, CA 91911

(619) 250-5391

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0.9 mi

Penagos Insurance Agency

1680 Broadway Ste D, Chula Vista, CA 91911

(619) 691-1071

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0.9 mi

Luis Alejandro Cacho

121 Orange Ave Ofc, Chula Vista, CA 91911

(619) 948-5220

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0.9 mi

Henry Esquer

3154 Main St, Chula Vista, CA 91911

(619) 427-4444

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2.04 mi

Danny Patel

345 F St Ste 160, Chula Vista, CA 91910

(619) 426-8352

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2.04 mi

Tobin Creighton

333 F St Ste B, Chula Vista, CA 91910

(619) 600-3185

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2.04 mi

Golden Rock Insurance Services

319 F St Ste 204, Chula Vista, CA 91910

(619) 294-8855

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2.04 mi

Donald Sewell

355 Third Ave Ste B, Chula Vista, CA 91910

(619) 425-5370

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2.04 mi

Preferred One Insurance Services

249 E St, Chula Vista, CA 91910

(619) 420-8200

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2.04 mi

Joaquin Alvarez

240 F St, Chula Vista, CA 91910

(619) 425-1216

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2.04 mi

Fred Hetter

265 E St Ste F, Chula Vista, CA 91910

(619) 420-9430

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2.04 mi

Bernardo Vasquez - State Farm Insurance

460 3rd Ave Ste A, Chula Vista, CA 91910

(619) 425-6560

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2.04 mi

American TriStar Insurance Services

401 H St Ste 10, Chula Vista, CA 91910

(619) 827-0522

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2.04 mi

Golden Tree Insurance Services

333 H St Ste 1005, Chula Vista, CA 91910

(619) 409-9444

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2.04 mi

Linda Filgo

549 H St # C1, Chula Vista, CA 91910

(619) 427-4040

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2.04 mi

Raul Paredes

208 3rd Ave Ste A, Chula Vista, CA 91910

(619) 651-1900

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2.04 mi

Hotwire Insurance Services

555 Broadway Ste 2018, Chula Vista, CA 91910

(858) 277-2719

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2.04 mi

CSS Insurance

40 3rd Ave, Chula Vista, CA 91910

(619) 427-2662

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2.04 mi

California Special Services

40 Third Ave, Chula Vista, CA 91910

(619) 440-2600

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2.04 mi

Dashers Insurance

38 3rd Ave Ste B, Chula Vista, CA 91910

(619) 498-8088

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2.04 mi

Brian Konishi

45 Third Ave Ste 104, Chula Vista, CA 91910

(619) 426-6580

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2.04 mi

Vanessa Coffeen McEvoy

569 3rd Ave Ste 104, Chula Vista, CA 91910

(619) 422-9223

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2.04 mi

Hugo Aguilera State Farm Insurance Agency

629 3rd Ave Ste A, Chula Vista, CA 91910

(619) 420-3227

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2.04 mi

AMLI Associates Insurance Agency

642 3rd Ave Ste B, Chula Vista, CA 91910

(619) 827-7600

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2.04 mi

Charles Phillips

642 3rd Ave Ste A, Chula Vista, CA 91910

(619) 585-3484

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2.04 mi

Barry L. St Onge

651 Third Ave Ste A, Chula Vista, CA 91910

(619) 426-7885

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2.04 mi

Ronald Phillips

651 Third Ave Ste A, Chula Vista, CA 91910

(619) 777-3395

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2.04 mi

Blanca Montejano

737 Third Ave Ste B, Chula Vista, CA 91910

(619) 799-9443

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2.04 mi

The Insurance Place

713 Broadway Ste A, Chula Vista, CA 91910

(619) 409-7650

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2.04 mi

Steven F. Hovland

88 E Bonita Rd Ste D, Chula Vista, CA 91910

(619) 425-9400

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2.04 mi

Joe Finch

3060 Bonita Rd Ste 101a, Chula Vista, CA 91910

(619) 569-2220

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2.04 mi

Marco Alvarez

3450 Bonita Rd Ste 210, Chula Vista, CA 91910

(619) 770-1903

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2.04 mi

David McClurg

289 1/2 3rd Ave, Chula Vista, CA 91910

(619) 498-1660

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2.04 mi

Garrison & Associates Insurance Services

553 Telegraph Canyon Rd, Chula Vista, CA 91910

(619) 591-2222

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2.04 mi

AAA Insurance

569 Telegraph Canyon Rd, Chula Vista, CA 91910

(619) 421-0410

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2.04 mi

Emanuel Estrada

680 Old Telegraph Canyon Rd Ste 204, Chula Vista, CA 91910

(619) 397-3710

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2.04 mi

Lester Borrero

680 Telegraph Canyon Rd Ste 102, Chula Vista, CA 91910

(619) 585-3326

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2.04 mi

Melissa Talbot

885 Canarios Ct Ste 104, Chula Vista, CA 91910

(619) 781-8716

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4.82 mi

Hoffman Hanono Insurance Services

2090 Otay Lakes Rd Ste 102, Chula Vista, CA 91913

(619) 420-1861

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4.82 mi

Mark Witcher

945 Otay Lakes Rd Ste K, Chula Vista, CA 91913

(619) 656-4200

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4.82 mi

Lisa Johnson

1526 Marion Ct, Chula Vista, CA 91913

(619) 992-5464

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4.82 mi

Jorge Zayas

1750 E Palomar St Ste 5, Chula Vista, CA 91913

(619) 656-8828

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7 mi

Julie Haidao

2060 Otay Lakes Rd Ste 240, Chula Vista, CA 91915

(619) 401-1104

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7.77 mi

Bruce Anderson Insurance Agency

871 Harold Pl Ste 109, Chula Vista, CA 91914

(619) 422-3333

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7.77 mi

Goosehead Insurance - Laseni Williams

2560 Catamaran Way Ste 9, Chula Vista, CA 91914

(619) 754-9930

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7.77 mi

Alfredo Contreras

2318 Proctor Valley Rd Ste 102, Chula Vista, CA 91914

(619) 505-2040

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7.77 mi

Eastlake Insurance Services

884 Eastlake Pkwy Ste 1626, Chula Vista, CA 91914

(619) 216-6100

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7.77 mi

Guadalupe Green

2568 Waterline Way, Chula Vista, CA 91914

(619) 482-5060

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7.77 mi

Jose Doria

830 Starboard St, Chula Vista, CA 91914

(619) 482-8560

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7.77 mi

Lee Meyer

826 Starboard St, Chula Vista, CA 91914

(619) 656-5020

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7.77 mi

Sibylle Ainslie

2552 Waterline Way, Chula Vista, CA 91914

(619) 482-2886

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7.77 mi

Preferred Property & Casualty Insurance Agency

2536 Catamaran Way, Chula Vista, CA 91914

(760) 480-9900

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7.77 mi

Daylight Insurance Brokerage

900 Lane Ave Ste 128, Chula Vista, CA 91914

(619) 240-7164

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7.77 mi

Humberto Loera

910 Hale Pl Ste 210, Chula Vista, CA 91914

(619) 397-4141

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View all agents ↓

Learn More About Car Insurance in Chula Vista, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Chula Vista, California (With 2024 Rates)