Cheap Car Insurance in Carlsbad, California ( With 2024 Rates)

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Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Insurance Agents in Carlsbad, CA and Near by

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Dave Miller Insurance

2318 Pio Pico Dr, Carlsbad, CA 92008

(760) 717-1707

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Michael Ehrenfeld Company

2333 State St Ste 201, Carlsbad, CA 92008

(760) 730-2939

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A Brad Needham

2541 State St Ste 202, Carlsbad, CA 92008

(760) 967-9595

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Brubaker & Associates

2585 Pio Pico Dr, Carlsbad, CA 92008

(760) 729-1800

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Chad Bennett

2725 Jefferson St Ste 2c, Carlsbad, CA 92008

(760) 434-2600

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Amanda Tamburrino

2785 Roosevelt St Ste A, Carlsbad, CA 92008

(760) 453-9002

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Mitchell Willett

2785 Roosevelt St Ste A, Carlsbad, CA 92008

(760) 439-4000

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Teresa Adwell

2785 Roosevelt St Ste A, Carlsbad, CA 92008

(760) 429-4653

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Aloha West Insurance

2850 Pio Pico Dr Ste E, Carlsbad, CA 92008

(760) 547-2626

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Pacific Edge Insurance Agency

2850 Pio Pico Dr Ste E, Carlsbad, CA 92008

(760) 547-2622

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John Altenbern

640 Grand Ave Ste H, Carlsbad, CA 92008

(760) 434-0350

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Timothy Haviland

640 Grand Ave Ste H, Carlsbad, CA 92008

(858) 259-4488

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Jeff Darling

2890 Pio Pico Dr Ste 101, Carlsbad, CA 92008

(760) 942-9980

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Kenneth Macbeth

2890 Pio Pico Dr Ste 101, Carlsbad, CA 92008

(760) 729-0656

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Samuel Afsahi

2890 Pio Pico Dr Ste 101, Carlsbad, CA 92008

(760) 941-2500

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Norman Insurance Agency

865 Grand Ave, Carlsbad, CA 92008

(760) 729-1162

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Tony Frausto

690 Carlsbad Village Dr Ste 103, Carlsbad, CA 92008

(760) 517-8555

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Donna Hackett

690 Carlsbad Village Dr Ste 103, Carlsbad, CA 92008

(760) 203-4310

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NCPA Insurance Services

592 Carlsbad Village Dr, Carlsbad, CA 92008

(760) 720-9588

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Hugh Kollar

527 Carlsbad Village Dr, Carlsbad, CA 92008

(760) 730-9110

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American National Insurance Company - Thomas J Whalen III

2604b El Camino Real Ste 332, Carlsbad, CA 92008

(760) 444-3077

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Frank Weber

2588 El Camino Real Ste P, Carlsbad, CA 92008

(760) 729-4966

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Merri Hutchison

2588 El Camino Real Ste M, Carlsbad, CA 92008

(760) 729-1120

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Bud Tovar

1015 Chestnut Ave Ste G3, Carlsbad, CA 92008

(760) 720-3400

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Phil Clark

1015 Chestnut Ave Ste G3, Carlsbad, CA 92008

(760) 730-1686

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Wells Fargo Insurance Services USA

5901 Priestly Dr Ste 306, Carlsbad, CA 92008

(760) 931-3500

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Hatter Williams & Purdy Insurance

2230 Faraday Ave, Carlsbad, CA 92008

(760) 795-2002

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Jill Harris

1947 Camino Vida Roble Ste 110, Carlsbad, CA 92008

(619) 917-8164

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John Peck

1947 Camino Vida Roble Ste 110, Carlsbad, CA 92008

(760) 585-1438

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Ninoli Insurance & Financial Services

5872 Owens Ave Ste 200, Carlsbad, CA 92008

(760) 814-8304

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Kittyboot Gates Insurance

1938 Kellogg Ave Ste 12, Carlsbad, CA 92008

(760) 638-3700

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HUB International Insurance

1903 Wright Pl Ste 280, Carlsbad, CA 92008

(760) 804-0402

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Provo Insurance Services

1928 Kellogg Ave, Carlsbad, CA 92008

(800) 960-5277

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Liberty Mutual Agency

1900 Wright Pl Ste 120, Carlsbad, CA 92008

(760) 930-0841

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Bryan Miller

5315 Avenida Encinas Ste 234, Carlsbad, CA 92008

(760) 607-1299

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Don Bomar

5315 Avenida Encinas Ste 234, Carlsbad, CA 92008

(760) 607-6067

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Consumer Insurance Services

5355 Avenida Encinas Ste 208b, Carlsbad, CA 92008

(760) 585-9277

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Lauren Miralle

5411 Avenida Encinas Ste 240, Carlsbad, CA 92008

(760) 496-1686

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Carlsbad Insurance Services

5555 Car Country Dr Ste A, Carlsbad, CA 92008

(760) 494-1234

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Walt Waggener

5973 Avenida Encinas Ste 200, Carlsbad, CA 92008

(760) 931-5393

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2.06 mi

Gaslamp Insurance Services

3250 Grey Hawk Ct, Carlsbad, CA 92010

(800) 920-4125

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2.06 mi

Ken May Insurance Services

3146 Tiger Run Ct Ste 114, Carlsbad, CA 92010

(760) 893-8055

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2.06 mi

Scott Lord

3129 Tiger Run Ct Ste 119, Carlsbad, CA 92010

(760) 727-5626

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2.06 mi

The Insurance Store

3129 Tiger Run Ct Ste A201, Carlsbad, CA 92010

(760) 753-6521

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2.06 mi

Christian James Ziegler

2888 Loker Ave E Ste 114, Carlsbad, CA 92010

(951) 375-8334

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2.06 mi

Jason Smith

2888 Loker Ave E Ste 106, Carlsbad, CA 92010

(858) 755-2106

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2.06 mi

Logan Moore

2888 Loker Ave E Ste 101, Carlsbad, CA 92010

(310) 943-0288

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2.06 mi

HUB International San Diego

5731 Palmer Way Ste D, Carlsbad, CA 92010

(800) 678-1678

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3.01 mi

Robin Horton

2382 Camino Vida Roble Ste M, Carlsbad, CA 92011

(760) 438-4442

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3.01 mi

Harding Insurance Agency

6150 Yarrow Dr Ste F, Carlsbad, CA 92011

(760) 603-1100

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3.01 mi

Insurance Office of America

2121 Palomar Airport Rd Ste 200, Carlsbad, CA 92011

(619) 574-6220

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3.01 mi

Adam Jungk

2111 Palomar Airport Rd Ste 250, Carlsbad, CA 92011

(760) 203-2433

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3.01 mi

David Jay McGee

6499 Fairwater Pl, Carlsbad, CA 92011

(760) 476-0555

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3.01 mi

Kim Chance

701 Palomar Airport Rd Ste 300, Carlsbad, CA 92011

(760) 716-2397

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3.01 mi

Donna Duplack

6120 Paseo Del Norte Ste J2, Carlsbad, CA 92011

(760) 603-0123

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3.01 mi

Suzy Brase

7040 Avenida Encinas Ste 202, Carlsbad, CA 92011

(760) 431-0844

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3.01 mi

Roger Mitchell Adams

7040 Avenida Encinas Ste 204, Carlsbad, CA 92011

(760) 438-8945

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5.49 mi

BenefitSource Insurance Services

2794 Gateway Rd, Carlsbad, CA 92009

(877) 215-5431 x113

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5.49 mi

Keith Badiner

2784 Gateway Rd Ste 101b, Carlsbad, CA 92009

(760) 203-4567

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5.49 mi

Benchmark Commercial Insurance Services

2530 Gateway Rd, Carlsbad, CA 92009

(760) 632-4840

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5.49 mi

KIAC (Kipper Insurance Agency of California)

3025 Cadencia St, Carlsbad, CA 92009

(760) 471-2200

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5.49 mi

J. Scott Hazelrigg

6994 El Camino Real Ste 200, Carlsbad, CA 92009

(760) 438-7712

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5.49 mi

Jim Klaerich

6994 El Camino Real Ste 203, Carlsbad, CA 92009

(760) 438-7706

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5.49 mi

Mike Giblin

6994 El Camino Real Ste 211, Carlsbad, CA 92009

(760) 438-4505

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5.49 mi

Reinhardt Insurance Service

6994 El Camino Real Ste 203, Carlsbad, CA 92009

(760) 634-0801

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5.49 mi

Richard Fickett

6994 El Camino Real Ste 200, Carlsbad, CA 92009

(760) 931-6245

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5.49 mi

McKinzie Insurance Agency

6965 El Camino Real Ste 105-515, Carlsbad, CA 92009

(760) 602-9275

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5.49 mi

DKR & Associates

7668 El Camino Real Ste 104, Carlsbad, CA 92009

(800) 331-3001

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5.49 mi

James Thompson

7700 El Camino Real Ste 201, Carlsbad, CA 92009

(760) 632-8490

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5.49 mi

Thomas Minegar

7700 El Camino Real Ste 201, Carlsbad, CA 92009

(760) 436-2301

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View all agents ↓

Learn More About Car Insurance in Carlsbad, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Carlsbad, California (With 2024 Rates)