Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Cardiff By The Sea, CA and Near by
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1.91 miBalancio Insurance124 Lomas Santa Fe Dr Ste 204, Solana Beach, CA 92075(858) 755-2566View |
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1.91 miLatchezar Boyadjiev437 S Highway 101 Ste 208, Solana Beach, CA 92075(619) 488-4451View |
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1.91 miJoe Deutsch429 S Sierra Ave Unit 123, Solana Beach, CA 92075(760) 481-8839View |
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1.91 miScott Held Insurance Agency731 S Highway 101 Ste 10, Solana Beach, CA 92075(858) 332-2220View |
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1.91 miKonecki Insurance Brokerage777 S Highway 101 Ste 105, Solana Beach, CA 92075(858) 751-5888View |
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1.91 miPacific Diversified Insurance Services990 Highland Dr Ste 110c, Solana Beach, CA 92075(858) 345-5787View |
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1.91 miAdvanced Brokers Insurance Services674 Via De La Valle Ste 223, Solana Beach, CA 92075(858) 436-7999View |
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1.91 miLinda Newell993 Lomas Santa Fe Dr Ste C, Solana Beach, CA 92075(858) 481-1436View |
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2.54 miTaylor Swoy162 S Rancho Santa Fe Rd Ste F12, Encinitas, CA 92024(619) 988-2886View |
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2.54 miJ R Wood Insurance Agency4405 Manchester Ave Ste 202, Encinitas, CA 92024(760) 944-1848View |
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2.54 miMark Miletello2210 Encinitas Blvd Ste S, Encinitas, CA 92024(858) 768-2498View |
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2.54 miBenjamin Chapman1991 Village Park Way Ste 2f1, Encinitas, CA 92024(619) 940-8482View |
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2.54 miCoastal Live Scan & Insurance Services144 W D St, Encinitas, CA 92024(760) 230-1830View |
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2.54 miMatt Lynn531 Encinitas Blvd Ste 111, Encinitas, CA 92024(760) 944-1020View |
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2.54 miThomas Krynicki531 Encinitas Blvd Ste 202, Encinitas, CA 92024(760) 634-4165View |
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2.54 miSam Delegge531 Encinitas Blvd Ste 202, Encinitas, CA 92024(760) 579-2727View |
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2.54 miAragon Insurance Solutions171 Saxony Rd Ste 209, Encinitas, CA 92024(760) 696-3551View |
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2.54 miKatie Harlan527 Encinitas Blvd Ste 106, Encinitas, CA 92024(760) 753-4944View |
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2.54 miBenefitSource Insurance Services330 Encinitas Blvd Ste 202d, Encinitas, CA 92024(858) 312-6662View |
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2.54 miSuellen Eichman511 Saxony Pl Ste 101, Encinitas, CA 92024(760) 230-6157View |
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2.54 miTamra Early607 N Vulcan Ave Ste A1, Encinitas, CA 92024(760) 871-0770View |
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2.54 miDiana Tracy1295 Encinitas Blvd, Encinitas, CA 92024(760) 635-1960View |
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2.54 miChad Hazelrigg - Allstate Insurance Agent148 N El Camino Real, Encinitas, CA 92024(760) 942-5555View |
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2.54 miRalph Bettencourt111 N El Camino Real Ste D, Encinitas, CA 92024(760) 942-2277View |
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2.54 miAccess West Insurance Services1991 Village Pkwy Ste 100, Encinitas, CA 92024(760) 610-8978View |
Learn More About Car Insurance in Cardiff By The Sea, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.