Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $313 | 3.9826% ($566,768,855) | 66 |
| Progressive | $533 | 1.0974% ($156,172,025) | 36 |
| Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
| Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
| Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
| State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
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Insurance Agents in Berkeley, CA and Near by
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0.47 miAAA Insurance1775 University Ave, Berkeley, CA 94703(510) 898-7600View |
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0.68 miDave Schiller2126 Kittredge St, Berkeley, CA 94704(510) 841-6171View |
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0.68 miGary Eason2150 Shattuck Ave Ste 410, Berkeley, CA 94704(510) 843-1092View |
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0.68 miRabea Aldheleai64 Shattuck Sq Ste 212, Berkeley, CA 94704(415) 770-5604View |
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0.72 miEdward Molishever1600 Shattuck Ave # 214, Berkeley, CA 94709(510) 843-5023View |
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0.72 miManmohan Grover1400 Shattuck Ave Ste 8, Berkeley, CA 94709(510) 665-5800View |
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0.92 miLazena Kelly-Andrada2517 Sacramento St Ste B, Berkeley, CA 94702(510) 549-7400View |
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0.92 miTimothy Carter2717 San Pablo Ave, Berkeley, CA 94702(510) 649-3870View |
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0.92 miJohn Kistner1401 San Pablo Ave, Berkeley, CA 94702(510) 526-7036View |
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1.76 miDavid Reidenbach2625 Alcatraz Ave Ste 700, Berkeley, CA 94705(510) 849-4909View |
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1.76 miSteve Bauer2980 College Ave Ste 1, Berkeley, CA 94705(510) 548-2929View |
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1.76 miCynthia Blumgart - State Farm Insurance2855 Telegraph Ave Ste 509, Berkeley, CA 94705(510) 848-2132View |
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1.76 miJill Cash2809 Telegraph Ave, Berkeley, CA 94705(510) 843-8300View |
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1.76 miKathy Clark2927 Shattuck Ave, Berkeley, CA 94705(510) 548-1600View |
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1.81 miSharon Woo2915 9th St, Berkeley, CA 94710(510) 549-2122View |
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1.81 miFidelity Insurance Service801 Allston Way, Berkeley, CA 94710(510) 548-8200View |
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1.99 miMichael Chang400 Evelyn Ave Ste 101, Albany, CA 94706(510) 528-6333View |
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1.99 miRuben Leon-Correa600 San Pablo Ave Ste 201, Albany, CA 94706(510) 525-6540View |
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1.99 miG F Brown Insurance Services828 San Pablo Ave Ste 201, Albany, CA 94706(510) 524-8812View |
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1.99 miSang Rowand1110 Solano Ave, Albany, CA 94706(510) 526-2224View |
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1.99 miKelly Sopak1225 Solano Ave Ste A, Albany, CA 94706(510) 526-4961View |
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1.99 miFreeman Insurance Services1035 San Pablo Ave Ste 1, Albany, CA 94706(510) 528-2700View |
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1.99 miBerkeley Insurance & Financial Services555 Pierce St Cml 2, Albany, CA 94706(510) 984-0161View |
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2.08 miAlan Caruso367 Colusa Ave, Berkeley, CA 94707(510) 527-4640View |
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2.08 miPeggy Smith1758 Solano Ave, Berkeley, CA 94707(510) 525-6627View |
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2.08 miFrank Bliss1700 Solano Ave, Berkeley, CA 94707(510) 527-2000View |
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2.08 miHarold L Lee & Sons1654 Solano Ave Ste D, Berkeley, CA 94707(510) 525-8830View |
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2.36 miHamilton Insurance Agency515 Cragmont Ave, Berkeley, CA 94708(510) 526-5969View |
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2.42 miAuto Insurance Specialists4937 Telegraph Ave Ste A, Oakland, CA 94609(888) 772-4247View |
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2.42 miBrignole & Ghiri Insurance4685 Telegraph Ave, Oakland, CA 94609(510) 653-0685View |
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2.42 miChristopher Clark4797 Telegraph Ave, Oakland, CA 94609(650) 504-1042View |
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2.42 miDavid E Quan Agency Insurance Brokers523 47th St, Oakland, CA 94609(510) 653-8880View |
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2.43 miStrahan Insurance Services5940 College Ave, Oakland, CA 94618(510) 450-9051View |
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2.43 miCost-U-Less Insurance Center5353 Claremont Ave Ste A, Oakland, CA 94618(510) 497-0640View |
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2.43 miFrank Sanchez5301 Claremont Ave, Oakland, CA 94618(510) 658-2722View |
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2.43 miOzwald & Speakar Insurance5263 Claremont Ave, Oakland, CA 94618(510) 655-8555View |
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2.45 miLuz Cisneros1250 45th St Ste 200, Emeryville, CA 94608(415) 286-4143View |
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2.45 miConstance Joseph1250 45th St Ste 200, Emeryville, CA 94608(510) 913-3403View |
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2.45 miDiego Nunez1250 45th St Ste 200, Emeryville, CA 94608(510) 717-0905View |
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2.45 miDiego Zegarra1250 45th St Ste 200, Emeryville, CA 94608(925) 457-8453View |
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2.45 miFarmers Insurance Group1250 45th St Ste 200, Emeryville, CA 94608(510) 654-4949View |
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2.45 miMatthew Zachery1250 45th St Ste 200, Emeryville, CA 94608(415) 851-5347View |
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2.45 miRene Ramirez1250 45th St Ste 200, Emeryville, CA 94608(510) 260-4643View |
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2.45 miAbby Baldini1240 Powell St Ste 2b, Emeryville, CA 94608(510) 907-3965View |
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2.45 miAuto Insurance Specialists2100 Powell St Ste 100, Emeryville, CA 94608(888) 772-4247View |
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2.45 miAAA Insurance1900 Powell St Ste 1200, Emeryville, CA 94608(510) 596-3500View |
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2.45 miLighthouse Risk & Insurance Solution1900 Powell St Ste 600, Emeryville, CA 94608(510) 239-4594View |
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2.45 miBrennan & Associates2200 Powell St Ste 1080, Emeryville, CA 94608(510) 547-7400View |
Learn More About Car Insurance in Berkeley, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.