Auto Insurance Requirements in California
By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:
- $15,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
- $5,000 for damage to the property of other people.
Jump to Topic:
Car Insurance Companies in California and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $313 | 3.9826% ($566,768,855) | 66 |
Progressive | $533 | 1.0974% ($156,172,025) | 36 |
Allstate | $544 | 7.5870% ($1,079,711,625) | 50 |
Nationwide | $693 | 0.6784% ($96,539,693) | 9 |
Farmers | $723 | 6.0130% ($855,712,148 ) | 32 |
State Farm | $746 | 14.1983% ($2,020,561,254) | 50 |
Get a free quote from the best of 200+ companies in 90 seconds.
Find affordable car insurance in your city
We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.
Insurance Agents in Albany, CA and Near by
-
0 miMichael Chang400 Evelyn Ave Ste 101, Albany, CA 94706(510) 528-6333View |
-
0 miRuben Leon-Correa600 San Pablo Ave Ste 201, Albany, CA 94706(510) 525-6540View |
-
0 miG F Brown Insurance Services828 San Pablo Ave Ste 201, Albany, CA 94706(510) 524-8812View |
-
0 miSang Rowand1110 Solano Ave, Albany, CA 94706(510) 526-2224View |
-
0 miKelly Sopak1225 Solano Ave Ste A, Albany, CA 94706(510) 526-4961View |
-
0 miFreeman Insurance Services1035 San Pablo Ave Ste 1, Albany, CA 94706(510) 528-2700View |
-
0 miBerkeley Insurance & Financial Services555 Pierce St Cml 2, Albany, CA 94706(510) 984-0161View |
-
1.07 miAlan Caruso367 Colusa Ave, Berkeley, CA 94707(510) 527-4640View |
-
1.07 miPeggy Smith1758 Solano Ave, Berkeley, CA 94707(510) 525-6627View |
-
1.07 miFrank Bliss1700 Solano Ave, Berkeley, CA 94707(510) 527-2000View |
-
1.07 miHarold L Lee & Sons1654 Solano Ave Ste D, Berkeley, CA 94707(510) 525-8830View |
-
1.6 miSharon Woo2915 9th St, Berkeley, CA 94710(510) 549-2122View |
-
1.6 miFidelity Insurance Service801 Allston Way, Berkeley, CA 94710(510) 548-8200View |
-
1.72 miEdward Molishever1600 Shattuck Ave # 214, Berkeley, CA 94709(510) 843-5023View |
-
1.72 miManmohan Grover1400 Shattuck Ave Ste 8, Berkeley, CA 94709(510) 665-5800View |
-
1.73 miLazena Kelly-Andrada2517 Sacramento St Ste B, Berkeley, CA 94702(510) 549-7400View |
-
1.73 miTimothy Carter2717 San Pablo Ave, Berkeley, CA 94702(510) 649-3870View |
-
1.73 miJohn Kistner1401 San Pablo Ave, Berkeley, CA 94702(510) 526-7036View |
-
2.03 miHamilton Insurance Agency515 Cragmont Ave, Berkeley, CA 94708(510) 526-5969View |
-
2.09 miAAA Insurance1775 University Ave, Berkeley, CA 94703(510) 898-7600View |
-
2.21 miNEK Insurance11481 San Pablo Ave, El Cerrito, CA 94530(510) 233-2600View |
-
2.21 miCost-U-Less Insurance Center11100 San Pablo Ave Ste 110, El Cerrito, CA 94530(510) 408-6823View |
-
2.21 miEl Cerrito Insurance Services10891 San Pablo Ave, El Cerrito, CA 94530(510) 232-1010View |
-
2.21 miSirak Tegbaru10810 San Pablo Ave Ste 40, El Cerrito, CA 94530(510) 528-4638View |
-
2.21 miBossa Nova Insurance Services10468 San Pablo Ave Ste A, El Cerrito, CA 94530(510) 559-1066View |
-
2.21 miConsumer Friendly Insurance Services10460 San Pablo Ave, El Cerrito, CA 94530(510) 559-1311View |
-
2.21 miAlive Insurance Services6328 Fairmount Ave Ste 230, El Cerrito, CA 94530(510) 524-3200View |
-
2.59 miDave Schiller2126 Kittredge St, Berkeley, CA 94704(510) 841-6171View |
-
2.59 miGary Eason2150 Shattuck Ave Ste 410, Berkeley, CA 94704(510) 843-1092View |
-
2.59 miRabea Aldheleai64 Shattuck Sq Ste 212, Berkeley, CA 94704(415) 770-5604View |
Learn More About Car Insurance in Albany, CA
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.