Cheap Car Insurance in Torrance, California (With 2024 Rates)

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Home » Car insurance » California » Cheap Car Insurance Torrance

Lowest Premium

$396 / YEAR

Average Premium

$743 / YEAR

Highest Premium

$1011 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Torrance is around $743 and can go upto $1011. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Torrance by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Torrance. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
90501$745
90502$751
90503$720
90504$723
90505$744
90506$741
90710$

Insurance Agents in Torrance, CA and Near by

  • 0 mi
    Freeway Insurance
    1431 W Knox St Ste 1300, Torrance, CA 90501
    (310) 707-1203
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    Wayne Bradshaw
    20675 S Western Ave Ste 210, Torrance, CA 90501
    (310) 543-9393
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  • 0 mi
    FIA Insurance Services
    373 Van Ness Ave Ste 240, Torrance, CA 90501
    (626) 795-7059
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  • 0 mi
    Kamiya Insurance AGency
    373 Van Ness Ave Ste 200, Torrance, CA 90501
    (310) 781-2066
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  • 0 mi
    Stan Burns Insurance
    21061 S Western Ave Ste 110, Torrance, CA 90501
    (310) 328-7655
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  • 0 mi
    TWFG Insurance Services - David Lu
    21151 S Western Ave # 157, Torrance, CA 90501
    (310) 279-7710
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  • 0 mi
    Marie Berkey
    21151 S Western Ave Ste 240, Torrance, CA 90501
    (310) 341-0388
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  • 0 mi
    GlobalGreen Insurance Agency
    1108 Sartori Ave Ste 120, Torrance, CA 90501
    (310) 744-1996
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  • 0 mi
    Daniel Petty
    1218 El Prado Ave Ste 138, Torrance, CA 90501
    (310) 782-8877
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  • 0 mi
    Thomas Forsythe
    1308 Sartori Ave Ste 101, Torrance, CA 90501
    (310) 320-0111
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  • 0 mi
    Andrew Yang
    1422 Cabrillo Ave, Torrance, CA 90501
    (310) 782-7884
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    Gesele Rey
    1405 Sartori Ave # 2, Torrance, CA 90501
    (310) 618-9868
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  • 0 mi
    Steve Trifunovic
    1423 Marcelina Ave Ste 1, Torrance, CA 90501
    (562) 494-2000
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  • 0 mi
    Don Lee
    1640 Cabrillo Ave Ste 103, Torrance, CA 90501
    (310) 297-2050
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  • 0 mi
    Carolyn Thompson
    2204 Torrance Blvd Ste 101a, Torrance, CA 90501
    (310) 563-8959
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  • 0 mi
    James Chen
    2259 Torrance Blvd, Torrance, CA 90501
    (310) 212-6657
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  • 0 mi
    Michael Correa
    1820 W Carson St Ste 221, Torrance, CA 90501
    (310) 782-1936
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  • 0 mi
    Arnold Jordan
    1820 W Carson St Ste 221, Torrance, CA 90501
    (310) 782-1809
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  • 0 mi
    Wm Scott Carter
    1820 W Carson St Ste 221, Torrance, CA 90501
    (310) 732-0023
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  • 0 mi
    Victor Khalil
    2305 Torrance Blvd, Torrance, CA 90501
    (424) 903-2525
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  • 0 mi
    You're Covered Insurance Services
    22712 S Western Ave, Torrance, CA 90501
    (310) 328-6627
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  • 0 mi
    Best California Insurance Services
    1710 Sepulveda Blvd, Torrance, CA 90501
    (310) 626-6366
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  • 0 mi
    Farmers Insurance Group
    22925 Arlington Ave Ste 1, Torrance, CA 90501
    (310) 530-9662
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  • 0 mi
    Mark Applegate
    22925 Arlington Ave Ste 7, Torrance, CA 90501
    (310) 257-8300
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  • 0 mi
    Matthew Hebson
    22925 Arlington Ave Ste 3, Torrance, CA 90501
    (310) 530-9856
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  • 0 mi
    Billye Chambers
    22925 Arlington Ave Ste 9, Torrance, CA 90501
    (310) 325-3994
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  • 0 mi
    Lanna Pian
    22937 Arlington Ave Ste 104, Torrance, CA 90501
    (310) 530-3250
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  • 0 mi
    Michael Delaney
    2340 Plaza Del Amo Ste 200, Torrance, CA 90501
    (310) 782-8586
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  • 0 mi
    Post Insurance Services
    2356 Torrance Blvd, Torrance, CA 90501
    (310) 328-3622
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  • 0 mi
    Ernesto Hernandez
    1330 Crenshaw Blvd, Torrance, CA 90501
    (310) 328-4242
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  • 0 mi
    Rick Castillon
    1222 Crenshaw Blvd Ste A, Torrance, CA 90501
    (310) 328-8135
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  • 0 mi
    Norm Pearson Insurance Agency
    2463 Torrance Blvd Ste A, Torrance, CA 90501
    (310) 328-5606
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  • 0 mi
    Expert Auto Insurance Agency
    1311 Crenshaw Blvd Ste E, Torrance, CA 90501
    (310) 533-6000
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  • 0 mi
    Blue Ribbon Insurance Agency
    1010 Crenshaw Blvd Ste 270, Torrance, CA 90501
    (310) 328-2115
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  • 1.23 mi
    B R & Y Insurance Agency
    970 W 190th St Ste 590, Torrance, CA 90502
    (310) 217-8880
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  • 1.23 mi
    Crystal Clear Insurance Services
    19401 S Vermont Ave, Torrance, CA 90502
    (310) 538-4381
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  • 1.23 mi
    Randy Matsumoto
    19401 S Vermont Ave Ste D102, Torrance, CA 90502
    (310) 512-6456
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  • 1.23 mi
    The J. Morey Company
    970 Knox St, Torrance, CA 90502
    (310) 771-1505
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  • 1.23 mi
    Ismael Diaz
    833 Torrance Blvd Ste 106a, Torrance, CA 90502
    (310) 217-0077
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  • 1.23 mi
    Michelle Gibson
    21730 S Vermont Ave Ste 132, Torrance, CA 90502
    (310) 328-3359
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  • 1.23 mi
    Freeway Insurance
    1243 W Carson St, Torrance, CA 90502
    (310) 746-5632
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  • 2.31 mi
    United Agencies - ACACIA Associates Insurance
    350 Crenshaw Blvd Ste A106, Torrance, CA 90503
    (310) 224-7199
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  • 2.31 mi
    Michelle Killian
    2521 W Carson St, Torrance, CA 90503
    (310) 328-3096
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  • 2.31 mi
    Carlton Insurance Agency
    21710 Madrona Ave, Torrance, CA 90503
    (310) 320-7070
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  • 2.31 mi
    Arroyo Insurance Services
    3510 Torrance Blvd Ste 305, Torrance, CA 90503
    (310) 356-8201
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  • 2.31 mi
    Ron Martinez
    3451 Torrance Blvd Ste 210, Torrance, CA 90503
    (310) 944-9144
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  • 2.31 mi
    Kris Rogers Insurance Services
    3451 Torrance Blvd Ste 207, Torrance, CA 90503
    (310) 316-2200
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  • 2.31 mi
    Peninsula General Insurance Agency
    22150 Hawthorne Blvd, Torrance, CA 90503
    (877) 539-2533
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  • 2.31 mi
    Heather Chong
    3655 Torrance Blvd Ste 120, Torrance, CA 90503
    (310) 316-3400
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  • 2.31 mi
    QIS Insurance Services
    21707 Hawthorne Blvd Ste 104, Torrance, CA 90503
    (310) 316-1600
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  • 2.31 mi
    Ganis Insurance Services
    3655 Torrance Blvd Ste 210, Torrance, CA 90503
    (310) 540-8486
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  • 2.31 mi
    SRS Business & Personal Insurance Services
    21515 Hawthorne Blvd Ste 1059, Torrance, CA 90503
    (310) 698-0698
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  • 2.31 mi
    Daiwa Insurance Marketing
    21515 Hawthorne Blvd Ste 900, Torrance, CA 90503
    (310) 540-8595
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  • 2.31 mi
    Wells Fargo Insurance Services USA
    21250 Hawthorne Blvd Ste 600, Torrance, CA 90503
    (310) 543-9995
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  • 2.31 mi
    Insurance Office of America
    21250 Hawthorne Blvd Ste 700, Torrance, CA 90503
    (310) 792-7415
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  • 2.31 mi
    Scherer McMullen Insurance Agency
    3868 W Carson St Ste 210, Torrance, CA 90503
    (310) 540-5151
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  • 2.31 mi
    Goosehead Insurance - Bernhard Hoehle
    3868 W Carson St Fl 3, Torrance, CA 90503
    (310) 831-4000
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  • 2.31 mi
    Zenker Insurance Agency
    3868 W Carson St Ste 206, Torrance, CA 90503
    (310) 214-2444
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  • 2.31 mi
    Remon Wasfi
    3737 Torrance Blvd Ste 201, Torrance, CA 90503
    (310) 322-1132
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  • 2.31 mi
    Eric Fierro
    21235 Hawthorne Blvd Ste 201, Torrance, CA 90503
    (310) 337-7365
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  • 2.31 mi
    Tsuneishi Insurance Agency
    21235 Hawthorne Blvd Ste 200, Torrance, CA 90503
    (310) 533-8877
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  • 2.31 mi
    Donald Kelley
    21235 Hawthorne Blvd Ste 201, Torrance, CA 90503
    (310) 316-0678
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  • 2.31 mi
    United Agencies - High Ground Insurance Services
    3625 Del Amo Blvd Ste 200, Torrance, CA 90503
    (310) 542-4600
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  • 2.31 mi
    Scott Robinson Insurance
    20340 Hawthorne Blvd Ste A, Torrance, CA 90503
    (310) 371-4471
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  • 2.31 mi
    Don Harrison
    4825 Torrance Blvd Ste 10, Torrance, CA 90503
    (310) 371-9100
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  • 2.31 mi
    Brian Lee
    4630 Del Amo Blvd, Torrance, CA 90503
    (310) 542-0077
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  • 2.5 mi
    Francisco Cacheo
    2050 Artesia Blvd Ste 202, Torrance, CA 90504
    (310) 734-6151
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  • 2.5 mi
    Unity Insurance Services
    16300 Crenshaw Blvd Ste 206a, Torrance, CA 90504
    (310) 817-3510
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  • 2.5 mi
    Yamasaki Insurance Agency
    1840 W 186th St Ste 200, Torrance, CA 90504
    (310) 323-5661
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  • 2.5 mi
    Altima Insurance
    17314 Crenshaw Blvd, Torrance, CA 90504
    (310) 323-1400
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  • 2.5 mi
    Ashley Emms Shanander
    17411 Crenshaw Blvd # D, Torrance, CA 90504
    (310) 532-3430
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  • 2.5 mi
    Nakazawa Insurance Services
    1995 W 190th St Ste 101, Torrance, CA 90504
    (310) 771-1500
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  • 2.5 mi
    Randall Tsuruta
    17625 Crenshaw Blvd Ste 201, Torrance, CA 90504
    (310) 532-2070
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  • 2.5 mi
    Tania Richardson
    17715 Crenshaw Blvd, Torrance, CA 90504
    (310) 225-5600
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  • 2.5 mi
    Peters Insurance Agency
    17725 Crenshaw Blvd Ste 202, Torrance, CA 90504
    (310) 527-4373
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  • 2.5 mi
    Eloy Huitron
    3134 W 182nd St, Torrance, CA 90504
    (310) 366-6997
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  • 2.5 mi
    Pacific Partners Insurance Agency
    18411 Crenshaw Blvd Ste 401, Torrance, CA 90504
    (310) 354-2958
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  • 2.5 mi
    Lara Insurance Agency
    3937 Artesia Blvd, Torrance, CA 90504
    (310) 370-2300
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  • 2.5 mi
    Okwuii Okeke
    18119 Prairie Ave Ste 100, Torrance, CA 90504
    (310) 542-6699
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  • 2.5 mi
    Enrique Borja
    17528 Hawthorne Blvd, Torrance, CA 90504
    (424) 206-1082
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  • 2.5 mi
    Seashore Insurance Agency
    18402 Hawthorne Blvd, Torrance, CA 90504
    (310) 542-9500
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  • 2.57 mi
    Dave Terpening
    22850 Crenshaw Blvd Ste 206, Torrance, CA 90505
    (310) 517-8222
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  • 2.57 mi
    David Carpenter
    22850 Crenshaw Blvd Ste 203, Torrance, CA 90505
    (310) 325-6565
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  • 2.57 mi
    Greg Bornstein
    22850 Crenshaw Blvd Ste 203, Torrance, CA 90505
    (310) 325-4411
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  • 2.57 mi
    Deborah Destephen
    23110 Crenshaw Blvd Ste B, Torrance, CA 90505
    (310) 539-6275
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  • 2.57 mi
    David Graham
    23314 Crenshaw Blvd Ste 6, Torrance, CA 90505
    (310) 325-6632
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  • 2.57 mi
    Financial Martin Insurance Agency
    23314 Crenshaw Blvd Ste 1, Torrance, CA 90505
    (310) 539-3533
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  • 2.57 mi
    Green Arrow Financials
    23505 Crenshaw Blvd Ste 134, Torrance, CA 90505
    (310) 698-0140
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  • 2.57 mi
    Michael Kim
    23505 Crenshaw Blvd Ste 260, Torrance, CA 90505
    (310) 530-2400
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  • 2.57 mi
    Steele Insurance Agency
    23505 Crenshaw Bivd Ste 225, Torrance, CA 90505
    (310) 347-3700
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  • 2.57 mi
    Jim Curton
    23545 Crenshaw Blvd Ste 201a, Torrance, CA 90505
    (310) 326-2494
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  • 2.57 mi
    Jeffrey Ng
    23706 Crenshaw Blvd Ste 104, Torrance, CA 90505
    (310) 539-3681
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  • 2.57 mi
    Farmers Insurance Group
    2535 W 237th St, Torrance, CA 90505
    (310) 791-8255
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  • 2.57 mi
    Christopher Booz
    2510 W 237th St Ste 214, Torrance, CA 90505
    (310) 534-8432
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  • 2.57 mi
    John Sanguinet
    2510 W 237th St Ste 214, Torrance, CA 90505
    (310) 534-8682
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  • 2.57 mi
    Susanne F Holloway
    24325 Crenshaw Blvd # 241, Torrance, CA 90505
    (310) 534-1040
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  • 2.57 mi
    Rick Chung
    2758 Sepulveda Blvd, Torrance, CA 90505
    (310) 773-0322
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  • 2.57 mi
    Nancy Howell
    25200 Crenshaw Blvd Ste 201, Torrance, CA 90505
    (310) 325-8572
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  • 2.57 mi
    Armstrong Company Insurance Consultants
    2780 Skypark Dr Ste 440, Torrance, CA 90505
    (310) 530-0099
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  • 2.57 mi
    Barnett & Associates
    2601 Airport Dr Ste 100, Torrance, CA 90505
    (310) 539-8466
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  • 2.57 mi
    Insurance Center Associates - C & S Insurance
    3220 Sepulveda Blvd Ste 202, Torrance, CA 90505
    (310) 517-8255
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  • 2.57 mi
    John Olsen
    22730 Hawthorne Blvd Ste 200, Torrance, CA 90505
    (310) 373-0079
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  • 2.57 mi
    Larry Gerst
    22730 Hawthorne Blvd Ste 200, Torrance, CA 90505
    (310) 373-3460
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  • 2.57 mi
    Stephanie Criona
    22330 Hawthorne Blvd Ste 211, Torrance, CA 90505
    (310) 791-7703
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  • 2.57 mi
    Linda Griffith
    3142 Pacific Coast Hwy Ste 204, Torrance, CA 90505
    (310) 539-2211
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  • 2.57 mi
    Colonial South Bay Insurance Brokers
    23844 Hawthorne Blvd Ste 201, Torrance, CA 90505
    (310) 791-0333
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  • 2.57 mi
    Sam Martelaro
    23670 Hawthorne Blvd Ste 210, Torrance, CA 90505
    (310) 214-9481
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  • 2.57 mi
    Chief Insurance Agency
    23740 Hawthorne Blvd Ste 103, Torrance, CA 90505
    (310) 725-1400
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  • 2.57 mi
    AAA Insurance
    23001 Hawthorne Blvd, Torrance, CA 90505
    (310) 325-3111
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  • 2.57 mi
    Sue Hyun
    23133 Hawthorne Blvd Ste B13, Torrance, CA 90505
    (310) 378-2010
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  • 2.57 mi
    Won Soh
    22751 Hawthorne Blvd, Torrance, CA 90505
    (310) 378-8340
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  • 2.57 mi
    Jeff Lukovich
    3614 Pacific Coast Hwy Ste D, Torrance, CA 90505
    (310) 787-8717
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  • 2.57 mi
    Bob Haas
    23717 Hawthorne Blvd Ste 208, Torrance, CA 90505
    (310) 373-2775
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  • 2.57 mi
    Beach Financial & Insurance Solutions
    23727 Hawthorne Blvd Ste 2, Torrance, CA 90505
    (310) 414-2100
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  • 2.57 mi
    Neal Bracewell
    24406 Hawthorne Blvd, Torrance, CA 90505
    (310) 378-1088
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  • 2.57 mi
    Derik Obuljen
    24430 Hawthorne Blvd Ste 202, Torrance, CA 90505
    (310) 373-9839
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  • 2.57 mi
    Charles Hong
    3855 Pacific Coast Hwy Ste 14b, Torrance, CA 90505
    (310) 408-6059
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  • 2.57 mi
    H Bob Taylor
    3855 Pacific Coast Hwy Ste 2, Torrance, CA 90505
    (310) 373-6720
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  • 2.57 mi
    Reza Marivani
    24445 Hawthorne Blvd Ste 101, Torrance, CA 90505
    (714) 609-1276
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  • 2.57 mi
    Mark Schoettler
    24572 Hawthorne Blvd, Torrance, CA 90505
    (310) 373-3211
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  • 2.57 mi
    ISU - Olson Duncan Agency
    25550 Hawthorne Blvd Ste 203, Torrance, CA 90505
    (310) 373-6441
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  • 2.57 mi
    Griswold & Griswold Insurance Agency
    25550 Hawthorne Blvd Ste 200, Torrance, CA 90505
    (310) 377-7172
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  • 2.57 mi
    Joe Emanuel
    3985 Pacific Coast Hwy, Torrance, CA 90505
    (310) 465-0900
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  • 2.57 mi
    Chris Gordon
    5145 Calle Mayor, Torrance, CA 90505
    (310) 373-5551
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  • 2.59 mi
    George Rice
    910 Lomita Blvd Ste J, Harbor City, CA 90710
    (310) 817-4946
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  • 2.59 mi
    Agredano Reynoso Insurance Services
    1212 Pacific Coast Hwy, Harbor City, CA 90710
    (310) 326-4771
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  • 2.74 mi
    Bob Wall
    23910 Narbonne Ave, Lomita, CA 90717
    (310) 326-7830
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  • 2.74 mi
    Chet Stewart
    24100 Narbonne Ave Ste 101, Lomita, CA 90717
    (310) 326-0075
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  • 2.74 mi
    Nickerson Insurance Services
    2106 Lomita Blvd Ste 100, Lomita, CA 90717
    (310) 326-6333
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  • 2.74 mi
    TMH Insurance Services
    2106 Lomita Blvd, Lomita, CA 90717
    (310) 326-6335
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  • 2.74 mi
    Lin Associates Insurance Agency
    24705 Narbonne Ave Ste 200, Lomita, CA 90717
    (310) 326-9600
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  • 2.74 mi
    Ted Talbot
    24838 Narbonne Ave Ste 1, Lomita, CA 90717
    (310) 534-2012
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  • 2.74 mi
    KARP Insurance Services
    2418 Lomita Blvd Ste D, Lomita, CA 90717
    (310) 539-6600
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  • 2.74 mi
    Ken Hovsepian
    25048 Narbonne Ave Ste A, Lomita, CA 90717
    (310) 534-2977
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  • 2.74 mi
    TWFG Insurance Services - Loretta Bentley
    25220 Narbonne Ave, Lomita, CA 90717
    (310) 326-2626
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  • 2.74 mi
    Gamil Shehata
    25897 Western Ave Ste 1, Lomita, CA 90717
    (310) 784-3999
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  • 2.74 mi
    Eric Lamas - State Farm Insurance
    1954 Pacific Coast Hwy, Lomita, CA 90717
    (310) 891-3485
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  • 2.74 mi
    Adel Gobran
    2068 Pacific Coast Hwy Ste B, Lomita, CA 90717
    (310) 325-4247
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  • 2.74 mi
    CIA - Harris
    26302 Western Ave Ste 1b, Lomita, CA 90717
    (310) 325-1551
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  • 2.74 mi
    Dik Johnson
    26302 Western Ave Ste 9, Lomita, CA 90717
    (310) 534-5060
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  • 2.99 mi
    Hilda Gadea-Fox
    222 E Sepulveda Blvd, Carson, CA 90745
    (310) 792-1700
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  • 2.99 mi
    Registration Insurance Services - Carson
    500 Carson Town Ctr, Carson, CA 90745
    (310) 263-1368
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  • 2.99 mi
    Stoebe Insurance Agency
    1 Civic Plaza Dr Ste 290, Carson, CA 90745
    (310) 834-2883
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  • 2.99 mi
    Alan Zinsmeister
    234 E Carson St Ste 9, Carson, CA 90745
    (310) 830-7860
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  • 2.99 mi
    Jose Merton
    208 E Carson St Ste 202, Carson, CA 90745
    (310) 549-3111
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  • 2.99 mi
    Gerry Angel
    302 E Carson St Ste 206, Carson, CA 90745
    (310) 835-7903
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  • 2.99 mi
    Leonor Flores
    302 E Carson St Ste 200, Carson, CA 90745
    (310) 835-0595
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  • 2.99 mi
    Silvia De La Torre
    302 E Carson St Ste 200, Carson, CA 90745
    (310) 835-8296
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  • 2.99 mi
    R. Steve Hinds Insurance Agency
    500 E Carson St Ste 210, Carson, CA 90745
    (310) 527-4200
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  • 2.99 mi
    Victory Auto Insurance
    316 W Carson St Ste 101, Carson, CA 90745
    (310) 618-9905
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  • 2.99 mi
    Alex Cainglet
    860 E Carson St Ste 119, Carson, CA 90745
    (310) 830-7136
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  • 2.99 mi
    Altima Insurance
    21741 Avalon Blvd, Carson, CA 90745
    (310) 518-5100
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  • 2.99 mi
    Gregory Owens
    21780 Avalon Blvd Ste 106a, Carson, CA 90745
    (877) 733-4734
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  • 2.99 mi
    Sheldon Stokes
    1822 E Carson St, Carson, CA 90745
    (310) 935-2212
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  • 2.99 mi
    Josephine Tan
    22200 Main St Ste B, Carson, CA 90745
    (310) 707-0010
    View |
  • 2.99 mi
    Alberto Tandoc Insurance Agency
    23517 Main St Ste 117, Carson, CA 90745
    (310) 830-7911
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Learn More About Car Insurance in Torrance, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.