Cheap Car Insurance in Southlake, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Southlake

Lowest Premium

$379 / YEAR

Average Premium

$528 / YEAR

Highest Premium

$702 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Southlake is around $528 and can go upto $702. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Southlake by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Southlake. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
76092$528

Insurance Agents in Southlake, TX and Near by

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    Brian Zvonecek
    190 W Highway 114 Ste A, Southlake, TX 76092
    (817) 251-8999
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    Joshua Barger
    1330 N White Chapel Blvd, Southlake, TX 76092
    (817) 439-5559
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    MetLife Auto & Home - Chad Tennyson
    1500 Corporate Cir Ste 15, Southlake, TX 76092
    (817) 350-4485
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    Lindsay Hall
    1500 W Southlake Blvd Ste 180, Southlake, TX 76092
    (682) 200-6767
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    Catherine Taylor
    950 E State Highway 114, Southlake, TX 76092
    (817) 788-1888
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    Chuck Hulett
    950 E State Highway 114 Suite 132, Southlake, TX 76092
    (817) 533-8027
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    Twenty Mile Insurance Services
    2113 Greenbriar Dr Ste A, Southlake, TX 76092
    (877) 606-6453
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    Goosehead Insurance - Mary Randall / Jennifer Garza
    211 E Southlake Blvd Ste 109, Southlake, TX 76092
    (817) 345-6366
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    Riveros Integra Insurance Services
    221 E Southlake Blvd Ste A, Southlake, TX 76092
    (817) 502-6644
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    Glenda Petkus
    1101 E State Highway 114 Ste 108, Southlake, TX 76092
    (817) 481-3911
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    Kevin Hendricks
    241 E Southlake Blvd Ste 100, Southlake, TX 76092
    (817) 442-8776
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    Benny Cartlidge
    700 E Southlake Blvd Ste 100, Southlake, TX 76092
    (817) 481-8996
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    Mark Jameson
    500 N Carroll Ave Ste 120, Southlake, TX 76092
    (817) 481-5569
  • 0 mi
    Harborlife Insurance
    751 E Southlake Blvd Ste 100, Southlake, TX 76092
    (888) 398-5051
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    Sharyn Crownover
    1721 E Southlake Blvd Ste 100, Southlake, TX 76092
    (817) 416-6560
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    Jeffery Hardin
    578 N Kimball Ave Ste 160, Southlake, TX 76092
    (817) 756-7410
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    Veterans Insurance Agency
    705 Aberdeen Way, Southlake, TX 76092
    (817) 756-9469
  • 0 mi
    Stephen Sewell
    2615 E Southlake Blvd Ste 160, Southlake, TX 76092
    (817) 873-8010
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    Weatherby-Eisenrich Insurance
    540 Silicon Dr Ste 102, Southlake, TX 76092
    (817) 578-8884
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    McKamie Insurance & Financial Services
    2273 E Continental Blvd Ste 100, Southlake, TX 76092
    (817) 251-0541
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    Rodney Matthews
    1207 S White Chapel Blvd Ste 120, Southlake, TX 76092
    (817) 488-5666
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    TWFG Insurance Services - Samuel Farhat
    1205 S White Chapel Blvd Ste 260, Southlake, TX 76092
    (817) 755-7004
  • 0 mi
    Kevin Brett
    1211 S Whites Chapel Blvd, Southlake, TX 76092
    (817) 896-4663
View all agents ↓

Learn More About Car Insurance in Southlake, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.