Cheap Car Insurance in Santa Rosa, California ( With 2024 Rates)

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Lowest Premium

$339 / YEAR

Average Premium

$610 / YEAR

Highest Premium

$779 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Santa Rosa is around $610 and can go upto $779. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Car Insurance Rates in Santa Rosa by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Santa Rosa. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
95401	$607
95402	$624
95403	$602
95404	$617
95405	$593
95409	$586

Insurance Agents in Santa Rosa, CA and Near by

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Eric Tyler

2460 W 3rd St Ste 210, Santa Rosa, CA 95401

(707) 843-4729

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Angel Fowler

525 Mendocino Ave, Santa Rosa, CA 95401

(707) 526-3002

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Jeff Lecoeuche

726 Mendocino Ave Ste A, Santa Rosa, CA 95401

(707) 523-0908

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Freeway Insurance

320 W 3rd St, Santa Rosa, CA 95401

(707) 394-6671

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George Petersen Insurance Agency

175 W College Ave, Santa Rosa, CA 95401

(707) 525-4150

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Brian Bertoli

1211 N Dutton Ave Ste B, Santa Rosa, CA 95401

(707) 579-2643

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Culley Insurance Services

1220 N Dutton Ave Ste 108, Santa Rosa, CA 95401

(707) 542-7700

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Changyu You

1260 N Dutton Ave Ste 105, Santa Rosa, CA 95401

(408) 876-0786

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Gena Perdue

1260 N Dutton Ave Ste 105, Santa Rosa, CA 95401

(707) 843-1171

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Kimberly Brown

1260 N Dutton Ave Ste 105, Santa Rosa, CA 95401

(707) 479-7750

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Robert Lanier

1260 N Dutton Ave Ste 105, Santa Rosa, CA 95401

(707) 758-7539

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Robert Oandason

1260 N Dutton Ave Ste 105, Santa Rosa, CA 95401

(707) 527-2260

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Ruben Mora Roman

1260 N Dutton Ave Ste 105, Santa Rosa, CA 95401

(707) 479-5206

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Erica McNeal

1355 N Dutton Ave Ste 222, Santa Rosa, CA 95401

(707) 595-1131

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Pronoeo Insurance Agency

1150 Coddingtown Ctr Ste 3, Santa Rosa, CA 95401

(707) 293-6108

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AAA Insurance

2180 Mendocino Ave, Santa Rosa, CA 95401

(707) 543-5300

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Argos Insurance Services

1007 W College Ave Ste E, Santa Rosa, CA 95401

(707) 526-9324

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Joy Walp

475 Stony Point Rd, Santa Rosa, CA 95401

(707) 525-9000

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Caitlyn Garlock

140 Stony Point Rd Ste J, Santa Rosa, CA 95401

(707) 579-6097

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Sherzer & Associates Insurance Agency

110 Stony Point Rd Ste 120, Santa Rosa, CA 95401

(707) 573-1010

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Rafael Gutierrez

141 Stony Cir Ste 185, Santa Rosa, CA 95401

(707) 542-2795

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Rob Mokry

141 Stony Cir Ste 185, Santa Rosa, CA 95401

(707) 542-2754

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Vantreo Insurance Brokerage

100 Stony Point Rd Ste 160, Santa Rosa, CA 95401

(707) 546-2300

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Lemus Insurance Agency

1791 Marlow Rd Ste 15, Santa Rosa, CA 95401

(707) 623-9383

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10.57 mi

ISU - Sander Jacobs Cassayre Insurance Services

4983 Sonoma Hwy Ste K, Santa Rosa, CA 95409

(707) 537-8838

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10.57 mi

Marina Associates Insurance Agency

4918 Sonoma Hwy Ste C, Santa Rosa, CA 95409

(877) 921-8900

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10.57 mi

Kathy Crim

4777 Sonoma Hwy, Santa Rosa, CA 95409

(707) 538-7093

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10.57 mi

Sam Martinez

52 Mission Cir Ste 119, Santa Rosa, CA 95409

(707) 537-9857

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10.57 mi

Jettus Memmer

4623 Sonoma Hwy, Santa Rosa, CA 95409

(707) 539-3004

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4.22 mi

Cheda Thwaites & Soper Insurance

112 Wikiup Dr, Santa Rosa, CA 95403

(707) 546-2146

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4.22 mi

Barb Amick

1400 Guerneville Rd Ste 5, Santa Rosa, CA 95403

(707) 545-6190

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4.22 mi

Lehr Insurance Agency

2240 Professional Dr, Santa Rosa, CA 95403

(707) 546-3700

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4.22 mi

Gamma Insurance Services

1175 W Steele Ln Ste 2, Santa Rosa, CA 95403

(707) 570-0477

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4.22 mi

Titan Insurance

1331 Guerneville Rd Ste R, Santa Rosa, CA 95403

(707) 523-9610

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4.22 mi

Daniel Evans

2200 Range Ave Ste 105, Santa Rosa, CA 95403

(707) 542-7405

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4.22 mi

RIC Insurance General Agency

2544 Cleveland Ave Ste 100, Santa Rosa, CA 95403

(707) 535-2623

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4.22 mi

Elijah Yu

2635 Cleveland Ave Ste 6, Santa Rosa, CA 95403

(707) 508-9861

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4.22 mi

McDonald-Leavitt Insurance Agency

2800 Cleveland Ave Ste D, Santa Rosa, CA 95403

(707) 284-5900

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4.22 mi

Carolyn Pollard

1144 State Farm Dr, Santa Rosa, CA 95403

(707) 545-9014

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4.22 mi

RCU Insurance Services

3033 Cleveland Ave Ste 100, Santa Rosa, CA 95403

(707) 996-1232

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4.22 mi

Michael Rosetti

835 Piner Rd, Santa Rosa, CA 95403

(707) 545-3000

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4.22 mi

Strategic Independent Insurance Agency Sol

3558 Round Barn Blvd 258-260, Santa Rosa, CA 95403

(603) 601-1246

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4.22 mi

Brown & Brown Insurance Services of California

3554 Round Barn Blvd Ste 309, Santa Rosa, CA 95403

(510) 452-0458

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4.22 mi

Christine Cline - State Farm Insurance Agent

3401 Cleveland Ave Ste 3, Santa Rosa, CA 95403

(707) 526-0515

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4.22 mi

Mark Scheuer

650 Larkfield Ctr Ste B1, Santa Rosa, CA 95403

(707) 579-0805

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4.22 mi

Gary Senneff

474 Larkfield Ctr, Santa Rosa, CA 95403

(707) 542-8148

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4.22 mi

PolicyNow Insurance Services

684 Larkfield Ctr, Santa Rosa, CA 95403

(800) 822-7005

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4.22 mi

Brenk & Company Insurance Services

4853 Old Redwood Hwy, Santa Rosa, CA 95403

(707) 766-0784

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4.22 mi

Louis Jenkins

73b Saint James Dr, Santa Rosa, CA 95403

(707) 575-5204

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4.57 mi

Brian Rickerson

3818 Sebastopol Rd, Santa Rosa, CA 95407

(707) 591-9600

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4.57 mi

Eddie Sandoval

2780 Stony Point Rd Ste O, Santa Rosa, CA 95407

(707) 536-9492

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4.57 mi

Fiesta Auto Insurance

500 Sebastopol Rd Ste C, Santa Rosa, CA 95407

(707) 545-7803

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4.57 mi

Auto Saver Plus Insurance

620 Sebastopol Rd, Santa Rosa, CA 95407

(707) 523-1888

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4.57 mi

Argos Insurance Services

1542 Sebastopol Rd, Santa Rosa, CA 95407

(707) 595-2004

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4.57 mi

Cost-U-Less Insurance Center

2790 Santa Rosa Ave Ste E, Santa Rosa, CA 95407

(707) 652-9474

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6.88 mi

Joe Ruppe

1103 Sonoma Ave, Santa Rosa, CA 95405

(707) 537-3660

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6.88 mi

Susan Anderson-Krieg

725 Farmers Ln Ste 1, Santa Rosa, CA 95405

(707) 579-1656

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6.88 mi

AAA Insurance

1500 Farmers Ln, Santa Rosa, CA 95405

(707) 566-4000

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6.88 mi

John Wehde

1260 Farmers Ln, Santa Rosa, CA 95405

(707) 542-4544

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6.88 mi

James Kinkela

2500 Vallejo St Ste 103, Santa Rosa, CA 95405

(707) 527-7330

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6.88 mi

Jerry Rammer

2500 Vallejo St Ste 103, Santa Rosa, CA 95405

(707) 569-0217

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6.88 mi

Verify Insurance Service

1180 Yulupa Ave Ste C, Santa Rosa, CA 95405

(707) 586-9324

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6.88 mi

Christi Spina

3900 Mayette Ave, Santa Rosa, CA 95405

(415) 382-9714

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6.88 mi

Bill Hansen

4000 Montgomery Dr, Santa Rosa, CA 95405

(707) 526-0448

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6.88 mi

Charles Wong

2700 Yulupa Ave Ste 5a, Santa Rosa, CA 95405

(707) 525-3200

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6.88 mi

Ron Hosack

2312 Bethards Dr Ste 1, Santa Rosa, CA 95405

(707) 544-1555

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7.67 mi

Frank Nappi

618 4th St Ste 215, Santa Rosa, CA 95404

(707) 244-4555

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7.67 mi

Black Rock Insurance Services

703 2nd St Ste 205, Santa Rosa, CA 95404

(707) 703-1400

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7.67 mi

Modern Republic Insurance Agency

430 E St, Santa Rosa, CA 95404

(707) 758-6073

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7.67 mi

Debi Fitzgerald

659 Cherry St Ste 101, Santa Rosa, CA 95404

(707) 566-3930

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7.67 mi

Gabby Insurance Agency

716 College Ave Ste A1, Santa Rosa, CA 95404

(707) 578-4229

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7.67 mi

Allegheny Pacific Insurance Services

100 S E St, Santa Rosa, CA 95404

(707) 540-6106

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7.67 mi

Barber Insurance Agency

620 College Ave, Santa Rosa, CA 95404

(707) 526-7900

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7.67 mi

Frank Dutto

806 Sonoma Ave Ste A, Santa Rosa, CA 95404

(707) 545-9018

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7.67 mi

Insight Agency Insurance Services

521 College Ave Ste 111, Santa Rosa, CA 95404

(707) 843-5425

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7.67 mi

David Haynes Insurance Agency

85 Brookwood Ave Ste 23, Santa Rosa, CA 95404

(707) 568-2880

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7.67 mi

Evans Insurance Agency

151 Montgomery Dr, Santa Rosa, CA 95404

(707) 525-8092

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7.67 mi

Lemus Insurance Agency

1207 4th St, Santa Rosa, CA 95404

(707) 579-8456

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7.67 mi

Robert Stroud

1275 4th St Ste 105, Santa Rosa, CA 95404

(707) 546-2010

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7.67 mi

Kitty Uhrich Mayer

1422 4th St Ste C, Santa Rosa, CA 95404

(707) 523-4000

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7.67 mi

Francisco Ramirez

1825 4th St, Santa Rosa, CA 95404

(707) 236-0116

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7.67 mi

Katherine Wong

1445 Santa Rosa Ave Ste A2, Santa Rosa, CA 95404

(707) 578-1294

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7.67 mi

Brian Freeman

2001 4th St, Santa Rosa, CA 95404

(707) 544-8415

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7.67 mi

Kiddoo Insurance Agency

2455 Bennett Valley Rd Ste B105, Santa Rosa, CA 95404

(707) 526-3312

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7.67 mi

Aslan Insurance Agency

2455 Bennett Valley Rd Ste C103, Santa Rosa, CA 95404

(707) 576-1713

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7.67 mi

Soward Insurance Services

5656 Wild View Way, Santa Rosa, CA 95404

(707) 538-9012

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View all agents ↓

Learn More About Car Insurance in Santa Rosa, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Santa Rosa, California (With 2024 Rates)