Cheap Car Insurance in San Juan, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance San Juan

Lowest Premium

$433 / YEAR

Average Premium

$628 / YEAR

Highest Premium

$829 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in San Juan is around $628 and can go upto $829. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in San Juan by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in San Juan. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
78516$
78577$639
78589$628

Insurance Agents in San Juan, TX and Near by

  • 0 mi
    Valley Insurance Providers
    400 W Expressway 83, San Juan, TX 78589
    (956) 787-8536
  • 0 mi
    Raul Resendez
    102 W Amy Dr, San Juan, TX 78589
    (956) 702-2886
  • 0 mi
    Jorge Benitez
    1205 N Raul Longoria Rd Ste K, San Juan, TX 78589
    (956) 961-4045
  • 0 mi
    Juan Rodriguez
    700 N Veterans Blvd Ste C, San Juan, TX 78589
    (956) 782-5300
  • 0 mi
    Direct General Auto Insurance
    901 West Expressway 83, San Juan, TX 78589
    (956) 702-1800
  • 0 mi
    Connect Insurance Agency
    905 W Fm 495 Ste 4, San Juan, TX 78589
    (956) 782-8191
  • 0 mi
    Ricardo Puente
    2203 N Raul Longoria Rd Ste B, San Juan, TX 78589
    (956) 782-8425
  • 0 mi
    Michael D. Valadez
    200 W Interstate 2 Ste K, San Juan, TX 78589
    (956) 961-4745
  • 0 mi
    Eloisa Fernandez
    2812 N Raul Longoria Rd Ste 3, San Juan, TX 78589
    (956) 961-4327
  • 0 mi
    Premier Group Insurance - Lorena Lara
    614 E Nolona Loop Ste E, San Juan, TX 78589
    (956) 787-6867
  • 0 mi
    Eliborio Saenz
    200 West Expressway, San Juan, TX 78589
    (956) 783-4949
  • 2.55 mi
    A & J Insurance Group
    300 E Interstate 2 Ste B, Pharr, TX 78577
    (956) 738-4841
  • 2.55 mi
    Daniela Zuniga
    514 S Veterans Blvd Ste A, Pharr, TX 78577
    (956) 961-4048
  • 2.55 mi
    Lujan Insurance Agency
    100 E Fm 495, Pharr, TX 78577
    (956) 783-1165
  • 2.55 mi
    Melendez Business Enterprises
    225 S Cage Blvd, Pharr, TX 78577
    (956) 783-0060
  • 2.55 mi
    B&B Insurance Agency
    300 E Expressway 83 Ste J, Pharr, TX 78577
    (956) 782-8686
  • 2.55 mi
    V-Ramp Insurance Agency
    600 E Ferguson St Ste B, Pharr, TX 78577
    (956) 283-7767
  • 2.55 mi
    Victor Reyna
    907 S Cage Blvd, Pharr, TX 78577
    (956) 702-7020
  • 2.55 mi
    A-Max Insurance Services
    1501 S Cage Blvd, Pharr, TX 78577
    (956) 783-3000
  • 2.55 mi
    Dora Sanchez
    1530 N Cage Blvd, Pharr, TX 78577
    (956) 961-4438
  • 2.55 mi
    Texas Farm Bureau Insurance
    507 E Interstate 2, Pharr, TX 78577
    (956) 787-8844
  • 2.55 mi
    Elizabeth Gutierrez
    2108 N Cage Blvd, Pharr, TX 78577
    (956) 781-4303
  • 2.55 mi
    RG Insurance Agency
    208 W Ferguson St Ste 4 Ste 7, Pharr, TX 78577
    (956) 702-2705
  • 2.55 mi
    Rolando Martinez
    1115 W Us Highway 83, Pharr, TX 78577
    (956) 781-2104
  • 2.55 mi
    GSM Insurors
    616 W Ferguson St, Pharr, TX 78577
    (956) 787-8539
  • 2.55 mi
    Roel Villanueva
    702 W Expressway 83 Ste A, Pharr, TX 78577
    (956) 702-4200
  • 2.55 mi
    Clark Insurance Plus
    900 N Sugar Rd, Pharr, TX 78577
    (956) 283-5815
  • 2.55 mi
    Safeguard Insurance Agency
    3003 S Cage Blvd, Pharr, TX 78577
    (956) 787-4600
  • 2.55 mi
    Gabriela Almaraz
    2205 N Sugar Rd, Pharr, TX 78577
    (956) 961-4301
  • 2.55 mi
    Daniel Trevino
    1401 W Polk Ave Ste A, Pharr, TX 78577
    (956) 781-7111
  • 2.55 mi
    Bobby Palacios
    411 N Jackson Rd Suite A-6, Pharr, TX 78577
    (956) 686-7400
  • 2.55 mi
    Isaac Ornelas
    1201 S Jackson Rd Ste 3, Pharr, TX 78577
    (956) 205-0501
  • 2.55 mi
    Mancha Insurance Agency
    2114a N Cage Blvd, Pharr, TX 78577
    (956) 781-6581
  • 2.55 mi
    Joe Campos Insurance Agency
    928 W Nolana Loop, Pharr, TX 78577
    (956) 787-8619
  • 2.55 mi
    Santos Hernandez Jr
    940 W Nolana Loop Ste F, Pharr, TX 78577
    (956) 781-0418
  • 2.55 mi
    Bernardo Ramirez
    111 W Business Hwy 83, Pharr, TX 78577
    (956) 783-5000
  • 2.55 mi
    Javier Lujan
    100 E Fm 495 Ste A, Pharr, TX 78577
    (956) 787-1165
  • 2.55 mi
    Armando Trevino
    7705 S Cage Blvd Unit A, Pharr, TX 78577
    (956) 867-2881
  • 2.55 mi
    James E. Capt & Associates
    1336 Med Capt Drive, Pharr, TX 78577
    (956) 787-4989
  • 2.67 mi
    Aldo Quesada
    521 E Frontage Rd Ste B, Alamo, TX 78516
    (956) 787-9292
  • 2.67 mi
    Rick Alvarado
    823 Main St, Alamo, TX 78516
    (956) 781-0979
  • 2.67 mi
    Monica De La Cruz
    1317 W Frontage Ste A, Alamo, TX 78516
    (956) 782-0700
  • 2.67 mi
    Juan Hernandez
    1317 W Frontage Rd Ste B, Alamo, TX 78516
    (956) 702-6841
  • 2.67 mi
    Imelda Gonzalez
    501 N Alamo Rd Ste B, Alamo, TX 78516
    (956) 223-4580
  • 2.67 mi
    Carlos Longoria
    136 S 9th St Ste C, Alamo, TX 78516
    (956) 961-4345
View all agents ↓

Learn More About Car Insurance in San Juan, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.