Cheap Car Insurance in San Bernardino, California ( With 2024 Rates)

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Lowest Premium

$324 / YEAR

Average Premium

$707 / YEAR

Highest Premium

$963 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in San Bernardino is around $707 and can go upto $963. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Car Insurance Rates in San Bernardino by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in San Bernardino. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

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Zip	Avg. Premium
92401	$703
92402	$726
92403	$707
92404	$666
92405	$706
92407	$687
92408	$723
92411	$704
92415	$674

Insurance Agents in San Bernardino, CA and Near by

0 mi

Rc Chavez

454 N Arrowhead Ave, San Bernardino, CA 92401

(909) 889-4017

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0 mi

Douglas Dubois

560 N D St Ste 200, San Bernardino, CA 92401

(909) 384-8308

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0 mi

Charlie Weeks

560 N D St Ste 100, San Bernardino, CA 92401

(909) 384-1400

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0 mi

Patricia Doakes

357 W 2nd St Ste 1, San Bernardino, CA 92401

(909) 888-9200

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0 mi

Keith Doakes

357 W 2nd St Ste 10, San Bernardino, CA 92401

(909) 388-7490

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0.34 mi

Checkers Insurance Agency

784 N Waterman Ave, San Bernardino, CA 92410

(909) 888-9100

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0.34 mi

City Best Insurance Services

275 E 9th St Ste K, San Bernardino, CA 92410

(909) 889-9519

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0.34 mi

Adriana's Insurance Services

295 E Base Line St, San Bernardino, CA 92410

(909) 888-0605

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0.34 mi

Just Auto Insurance Services

1184 W 2nd St Ste 109, San Bernardino, CA 92410

(909) 677-5000

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0.34 mi

David Gathings

470 S Mount Vernon Ave, San Bernardino, CA 92410

(909) 885-1214

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0.34 mi

Raul Sanchez

555 S Mount Vernon Ave Ste A, San Bernardino, CA 92410

(909) 885-0061

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0.34 mi

Mauricio Alvarado

1353 W Mill St Ste 117, San Bernardino, CA 92410

(909) 342-7077

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0.34 mi

Martin Solorzano

7576 Sterling Ave Ste J, San Bernardino, CA 92410

(909) 885-2878

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0.34 mi

Aims Insurance Services

25745 Base Line St, San Bernardino, CA 92410

(909) 864-2300

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2 mi

ASAP Auto Insurance Services

1574 W Base Line St Ste 106, San Bernardino, CA 92411

(909) 888-7300

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2.06 mi

Thunder Insurance Services

333 S Waterman Ave # B, San Bernardino, CA 92408

(909) 884-5990

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2.06 mi

Melissa Milender

738 S Waterman Ave Ste A8, San Bernardino, CA 92408

(909) 522-3300

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2.06 mi

Veronica's Insurance Services

290 W Orange Show Rd Ste 101, San Bernardino, CA 92408

(909) 963-5599

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2.06 mi

Adriana's Insurance Services

290 W Orange Show Rd Ste 100, San Bernardino, CA 92408

(909) 723-1900

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2.06 mi

Wonderful Insurance Agency

1254 S Waterman Ave Ste 8, San Bernardino, CA 92408

(909) 763-2317

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2.06 mi

Anaya Insurance Agency

1274 S Waterman Ave Ste 105, San Bernardino, CA 92408

(909) 890-9772

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2.06 mi

Patricia Cisneros

1364 Camino Real Ste 150b, San Bernardino, CA 92408

(909) 777-0060

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2.06 mi

Susan Mesa

1585 S D St Ste 206, San Bernardino, CA 92408

(909) 888-7750

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2.06 mi

The Empire Company - Jordan Insurance Services Office

1325 S Auto Plaza Dr Ste 110, San Bernardino, CA 92408

(909) 888-2231

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2.06 mi

A T Walters Insurance

242 E Airport Dr Ste 105, San Bernardino, CA 92408

(909) 383-5023

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2.06 mi

Sean McMullin

242 E Airport Dr Ste 203, San Bernardino, CA 92408

(909) 890-3559

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2.06 mi

Wendy Gallagher

1911 Commercenter E Ste 115, San Bernardino, CA 92408

(909) 388-9266

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2.06 mi

Monique Lahti

1911 Commercenter E Ste 115, San Bernardino, CA 92408

(909) 824-1711

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2.06 mi

April Nunez

1918 Business Center Dr Ste 214, San Bernardino, CA 92408

(909) 895-4870

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2.06 mi

Lance Selnick

1918 Business Center Dr Ste 108, San Bernardino, CA 92408

(888) 247-5402

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2.06 mi

Lupita Jimenez

1918 Business Center Dr Ste 108, San Bernardino, CA 92408

(909) 890-2670

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2.06 mi

Michael Berrios

155 W Hospitality Ln Ste 200, San Bernardino, CA 92408

(909) 890-1901

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2.06 mi

Jack Porter Insurance

685 Carnegie Dr Ste 120, San Bernardino, CA 92408

(909) 884-3208

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2.06 mi

Alliant Insurance Services

735 Carnegie Dr Ste 200, San Bernardino, CA 92408

(909) 886-9861

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2.06 mi

Rosa Maria Salazar

155 W Hospitality Ln Ste 200, San Bernardino, CA 92408

(909) 890-1270

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2.06 mi

Yuriana Jara

155 W Hospitality Ln Ste 200, San Bernardino, CA 92408

(909) 890-0490

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2.06 mi

Titan Insurance

420 E Hospitality Ln Ste A4, San Bernardino, CA 92408

(909) 383-1700

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2.06 mi

Freeway Insurance

1995 Diners Ct, San Bernardino, CA 92408

(909) 766-1923

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2.06 mi

John Keen

2627 S Waterman Ave Ste A, San Bernardino, CA 92408

(909) 825-4161

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2.8 mi

Benco Insurance Services

1389 N D St, San Bernardino, CA 92405

(909) 884-0682

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2.8 mi

Lupe Salazar

1819 N D St, San Bernardino, CA 92405

(909) 882-6265

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2.8 mi

Eden Herrera

412 W Highland Ave, San Bernardino, CA 92405

(909) 474-9210

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2.8 mi

Freeway Insurance

739 W Highland Ave, San Bernardino, CA 92405

(909) 784-1125

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5.59 mi

Rosemead Insurance Agency

1505 N Waterman Ave, San Bernardino, CA 92404

(909) 387-0781

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5.59 mi

Yvette Chacon

1558 N Waterman Ave Ste B, San Bernardino, CA 92404

(909) 889-3354

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5.59 mi

Robert J Johnston Insurance

1794 N Waterman Ave, San Bernardino, CA 92404

(909) 882-4700

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5.59 mi

Gil Lemus Insurance Services

1794 N Waterman Ave, San Bernardino, CA 92404

(909) 882-8700

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5.59 mi

Scott Claus

2124 N Waterman Ave, San Bernardino, CA 92404

(909) 883-4211

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5.59 mi

William Westenberger

2124 N Waterman Ave, San Bernardino, CA 92404

(909) 886-8528

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5.59 mi

Luxor Insurance Services

129 E Highland Ave, San Bernardino, CA 92404

(909) 881-6638

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5.59 mi

Enrique Cervantes

2172 Belle St, San Bernardino, CA 92404

(909) 881-2626

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5.59 mi

Tony Paniagua

247 E Highland Ave Ste 105, San Bernardino, CA 92404

(909) 886-5398

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5.59 mi

Fiesta Auto Insurance

297 E Highland Ave Unit B, San Bernardino, CA 92404

(909) 237-8033

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5.59 mi

Brent Nord

1255 E Highland Ave Ste 209, San Bernardino, CA 92404

(909) 881-8741

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5.59 mi

LZ Insurance Services

1200 E Highland Ave Ste K, San Bernardino, CA 92404

(909) 713-2140

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5.59 mi

Denise M Lundy Insurance Services

1321 E Highland Ave, San Bernardino, CA 92404

(909) 882-1781

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5.59 mi

Hammer Insurance Services

2609 Del Rosa Ave, San Bernardino, CA 92404

(909) 804-4125

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5.59 mi

Phil Solberg

2601 Del Rosa Ave Ste 104, San Bernardino, CA 92404

(909) 886-4896

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9.56 mi

Joseph Dalton

4508 N Sierra Way Ste 101, San Bernardino, CA 92407

(909) 881-3415

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9.56 mi

Yadira Duran

974 Kendall Dr Ste 9, San Bernardino, CA 92407

(909) 882-8222

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9.56 mi

Gene Skala

4214 N Sierra Way, San Bernardino, CA 92407

(909) 883-8861

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9.56 mi

Eric Sanchez

5252 University Pkwy Ste B, San Bernardino, CA 92407

(951) 215-0920

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9.56 mi

Jason Reyes

2999 Kendall Dr Ste 201, San Bernardino, CA 92407

(888) 485-5070

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9.56 mi

Pedro Mora

3205 Kendall Dr, San Bernardino, CA 92407

(909) 880-1009

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9.81 mi

Crystal Lopez

363 W Baseline Ave, San Bernardino, CA 92402

(909) 888-0307

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View all agents ↓

Learn More About Car Insurance in San Bernardino, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in San Bernardino, California (With 2024 Rates)