Cheap Car Insurance in Plano, Texas ( With 2024 Rates)

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Lowest Premium

$387 / YEAR

Average Premium

$569 / YEAR

Highest Premium

$757 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Plano is around $569 and can go upto $757. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Plano by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Plano. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
75023	$560
75024	$578
75074	$576
75075	$562
75093	$555
75094	$575

Insurance Agents in Plano, TX and Near by

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Glenn Linsky

301 W Parker Rd Ste 204, Plano, TX 75023

(972) 578-2200

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JBJB Financial Services

601 W Parker Rd Ste 115, Plano, TX 75023

(972) 422-9832

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Mansoor Karimi

3409 Central Expy, Plano, TX 75023

(972) 801-9898

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Street & Associates Insurance Agency

1717 Throwbridge Ln, Plano, TX 75023

(972) 386-9393

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Canales Family

700 W Spring Creek Pkwy Ste 210, Plano, TX 75023

(972) 535-5166

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FirstUSA Insurance

3401 Custer Rd Ste 152, Plano, TX 75023

(214) 680-6229

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The Gray Jones Insurance Group

3401 Custer Rd Ste 150, Plano, TX 75023

(972) 378-3232

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Zhang Insurance & Financial Services

3401 Custer Rd Ste 189, Plano, TX 75023

(405) 408-6449

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Jose Gonzalez

2209 W Parker Rd, Plano, TX 75023

(469) 429-4164

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Goosehead Insurance - Brenda Carmona-Canales

3415 Custer Rd Ste 194, Plano, TX 75023

(312) 560-3230

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Sunet Insurance Services

3415 Custer Rd Ste 106, Plano, TX 75023

(972) 666-4878

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Ann Dunham

2301 W Parker Rd Ste 1, Plano, TX 75023

(972) 596-4809

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Haskins Agency

3400 Silverstone Dr Ste 192, Plano, TX 75023

(469) 385-7834

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Tim Rho

2040 W Spring Creek Pkwy Ste 141, Plano, TX 75023

(972) 867-4222

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William Kuo

280 Legacy Dr Ste 250, Plano, TX 75023

(972) 575-9100

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Jake Tedesco

2831 W Parker Rd Ste 2, Plano, TX 75023

(972) 985-5515

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Clifton Calk

6800 Alma Dr Ste 102, Plano, TX 75023

(972) 398-1952

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Executive Insurance Agency

6900 Alma Dr Ste 190, Plano, TX 75023

(469) 229-9080

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Lori Scott

2121 W Spring Creek Pkwy Ste 100, Plano, TX 75023

(972) 517-5838

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MetLife Auto & Home - Max Yi

2121 W Spring Creek Pkwy Ste 236, Plano, TX 75023

(972) 612-8883

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Pro-Source Insurance Agency

2121 W Spring Creek Pkwy Ste 210, Plano, TX 75023

(214) 227-1010

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The Best Insurance Agent

3115 W Parker Rd Ste 555, Plano, TX 75023

(972) 599-0200

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Angela Allen

3115 W Parker Rd Ste 560, Plano, TX 75023

(469) 366-9618

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Southern States Insurance Agency

3115 W Parker Rd Ste 580, Plano, TX 75023

(972) 985-1267

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Insulink Insurance & Financial Services

5501 Independence Pkwy, Plano, TX 75023

(972) 312-1400

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Matthew Adams

5501 Independence Pkwy Ste 115, Plano, TX 75023

(469) 786-0085

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Danny Wilson

5501 Independence Pkwy Ste 311, Plano, TX 75023

(972) 519-0936

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Earl Manns Jr

3020 Legacy Dr Ste 190, Plano, TX 75023

(972) 208-3705

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JYS Integra Insurance Services

3948 Legacy Dr Ste 106-300, Plano, TX 75023

(214) 233-5971

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Insurance of Texas

3948 Legacy Dr, Plano, TX 75023

(972) 378-1919

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2.4 mi

Capstone Insurance

7005 Chase Oaks Blvd, Plano, TX 75025

(972) 801-9775

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2.4 mi

Trent Wilkins

7801 Alma Dr Ste 129, Plano, TX 75025

(972) 517-0200

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2.4 mi

AAA Insurance

7200 Independence Pkwy Ste 224, Plano, TX 75025

(214) 706-3757

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2.4 mi

Drew Baccus

7965 Custer Rd Ste 122, Plano, TX 75025

(972) 517-9175

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2.4 mi

The Insurance Suite

2712 Summit View Dr, Plano, TX 75025

(972) 638-0788

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2.4 mi

Brad Salter

8000 Coit Rd Ste 100, Plano, TX 75025

(972) 731-0350

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2.4 mi

Dagley Insurance & Financial Services

8000 Coit Rd Ste 500, Plano, TX 75025

(972) 731-9595

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2.4 mi

State Farm - John Kraft

10185 Custer Rd Ste 100, Plano, TX 75025

(972) 517-8859

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2.4 mi

Byron Wilkerson

9720 Coit Rd Ste 140, Plano, TX 75025

(214) 618-5700

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2.4 mi

Mondics Insurance Group

6900 N Dallas Prkwy #425, Plano, TX 75025

(214) 739-4800

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2.4 mi

Xin Lei

Po Box 251566, Plano, TX 75025

(469) 733-2164

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2.51 mi

GEICO - Darrell Fisher

1729 N Central Expy Ste A, Plano, TX 75075

(972) 509-5600

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2.51 mi

David Long Insurance Agency

400 Chisholm Pl Ste 107, Plano, TX 75075

(972) 200-4993

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2.51 mi

Preferred Insurance

400 Chisholm Pl Ste 106, Plano, TX 75075

(972) 303-8833

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2.51 mi

Korina Hernandez

2301 N Central Expy Ste 260, Plano, TX 75075

(972) 423-7667

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2.51 mi

Sergio Reyes

1700 Alma Dr Ste 300, Plano, TX 75075

(972) 943-8811

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2.51 mi

Antwan Johnson

700 Alma Dr Ste 141, Plano, TX 75075

(469) 241-1333

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2.51 mi

Alison J Garner

1255 W 15th St Ste 565, Plano, TX 75075

(972) 422-0240

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2.51 mi

Bertin Santibanez

202 W Parker Rd Ste F, Plano, TX 75075

(972) 905-3588

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2.51 mi

Insurance City

3209 Premier Dr Ste 103, Plano, TX 75075

(972) 422-1400

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2.51 mi

Texas Farm Bureau Insurance

3209 Premier Dr Ste 130, Plano, TX 75075

(972) 881-0044

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2.51 mi

Tinh Tieu

1721 W Plano Pkwy Ste 127, Plano, TX 75075

(972) 596-5511

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2.51 mi

Freeway Insurance

1905 W 15th St, Plano, TX 75075

(972) 426-5081

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2.51 mi

Benjamin Jia

1709 Faringdon Dr, Plano, TX 75075

(469) 600-9231

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2.51 mi

Donnie Pence

1301 Custer Rd Ste 340, Plano, TX 75075

(972) 309-0009

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2.51 mi

INSURICA Insurance

2301 W Plano Pkwy Ste 108, Plano, TX 75075

(469) 443-3488

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2.51 mi

Ed Hester

2115 Teakwood Ln Ste 250, Plano, TX 75075

(972) 985-0150

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2.51 mi

Alpha Omega Insurance Agency

3131 Custer Rd Ste 275, Plano, TX 75075

(866) 386-0739

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2.51 mi

Osterts & Associates

3131 Custer Rd Ste 250, Plano, TX 75075

(972) 612-8636

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2.51 mi

Zhou Insurance Agency

2809 Regal Rd Ste 108, Plano, TX 75075

(972) 398-8986

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2.51 mi

H & H Insurance Group

2817 Regal Rd Ste 108, Plano, TX 75075

(972) 855-8432

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2.51 mi

Sills Insurance Agency

2817 Regal Rd Ste 101, Plano, TX 75075

(972) 596-5866

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2.51 mi

Calvin Wilson

1524 Independence Pkwy Ste K, Plano, TX 75075

(972) 867-3386

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2.51 mi

Sergeant 55 Insurance & Real Estate

2951 W 15th St, Plano, TX 75075

(469) 214-4200

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2.51 mi

Stephen Eichenbaum

3100 Devonshire Dr Unit B105, Plano, TX 75075

(214) 916-0450

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2.51 mi

Buckley Insurance Agency

3100 Independence Pkwy Ste 216, Plano, TX 75075

(972) 665-0620

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2.51 mi

Qualitas Insurance Agency

3198 W Parker Rd Ste 3110, Plano, TX 75075

(855) 292-7930

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2.51 mi

Marinoni Insurance

1220 Coit Rd Ste 106, Plano, TX 75075

(972) 665-9974

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2.51 mi

MetLife Auto & Home - Kira Boone

3900 American Dr Ste 105, Plano, TX 75075

(972) 747-7944

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2.51 mi

Leili Li

3911 W Park Blvd Ste 600, Plano, TX 75075

(469) 878-7921

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2.51 mi

Jennifer Webb

208 Coit Rd Ste 600, Plano, TX 75075

(972) 312-9930

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2.51 mi

Mike Fouche Insurance Agency

2001 Coit Rd Ste 204, Plano, TX 75075

(972) 985-1555

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2.51 mi

Hyundai Insurance & Financial Service

2001 Coit Rd Ste 209c, Plano, TX 75075

(214) 206-3128

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2.51 mi

Kristian Rhyne

2325 Coit Rd Ste C, Plano, TX 75075

(972) 400-1089

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2.51 mi

Matthew Greiner

2415 Coit Rd Ste D, Plano, TX 75075

(972) 769-8800

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3.79 mi

Chad Wall

1410 K Ave # 1103, Plano, TX 75074

(972) 578-5757

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3.79 mi

Frank Gallovich

1145 14th St Ste 2117, Plano, TX 75074

(972) 398-0001

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3.79 mi

A R Schell & Son Agency

1001 E 15th St Ste 100, Plano, TX 75074

(972) 423-4546

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3.79 mi

Ruth Bookhammer

1106 14th St, Plano, TX 75074

(469) 814-0551

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3.79 mi

Direct Insurance

1306 Ave M, Plano, TX 75074

(972) 881-7341

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3.79 mi

KAS Auto Insurance

1716 K Ave, Plano, TX 75074

(972) 423-7574

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3.79 mi

Premier Group Insurance - Jacob King

1308 14th St, Plano, TX 75074

(469) 656-8477

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3.79 mi

TWFG Insurance Services - Mike Underwood

903 18th St Ste 226, Plano, TX 75074

(972) 422-5625

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3.79 mi

Guest Insurance Agency

903 18th St Ste 124, Plano, TX 75074

(972) 424-4209

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3.79 mi

Deborah Kurtz

704 E 15th St Ste 208, Plano, TX 75074

(972) 424-2993

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3.79 mi

Superior Insurance Services

1347 19th St, Plano, TX 75074

(972) 423-2300

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3.79 mi

Arthur Blake Insurance

542 Haggard St Ste 502, Plano, TX 75074

(972) 335-4115

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3.79 mi

Richard Asel

730 E Park Blvd Ste 202, Plano, TX 75074

(972) 422-3098

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3.79 mi

A-Max Auto Insurance

2400 Avenue K Ste G, Plano, TX 75074

(972) 423-1000

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3.79 mi

West Legacy Insurance Partners

2000 N Central Expy Ste 210, Plano, TX 75074

(469) 656-8780

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3.79 mi

Hutson Insurance Group

710 E Park Blvd Ste 200, Plano, TX 75074

(972) 398-9001

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3.79 mi

ANPAC Agency

2000 Central Expy Ste 110, Plano, TX 75074

(972) 423-9151

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3.79 mi

Byron Hooper

2000 Central Expy Ste 110, Plano, TX 75074

(214) 793-7447

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3.79 mi

Jim Bujarski

2000 Central Expy Ste 110, Plano, TX 75074

(214) 202-5952

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3.79 mi

Megan Kryzak

2000 Central Expy Ste 110, Plano, TX 75074

(972) 423-9159

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3.79 mi

Steve Madrigal

2000 Central Expy Ste 110, Plano, TX 75074

(214) 418-2824

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3.79 mi

Red Ladder Insurance Group

101 E Park Blvd Ste 451, Plano, TX 75074

(214) 427-7000

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3.79 mi

Yuan Insurance & Financial Services

101 E Park Blvd Ste 225, Plano, TX 75074

(972) 881-9988

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3.79 mi

A & H Insurance Agency

2504 Avenue K Ste 400, Plano, TX 75074

(972) 423-4348

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3.79 mi

Shelly Balleza

801 E Plano Pkwy Ste 206, Plano, TX 75074

(972) 244-6560

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3.79 mi

Baja Auto Insurance

1409 Jupiter Rd, Plano, TX 75074

(214) 301-7033

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3.79 mi

Affordable Insurance

555 Republic Dr Ste 277, Plano, TX 75074

(972) 596-0300

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3.79 mi

MetLife Auto & Home - Roman Fantahun

555 Republic Dr Ste 200, Plano, TX 75074

(214) 935-2428

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3.79 mi

Liere Insurance

5555 Republic Dr Ste 200, Plano, TX 75074

(855) 776-2300

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3.79 mi

Lorina Espinoza-Rodriguez

651 K Ave, Plano, TX 75074

(972) 784-0397

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3.79 mi

Prime Time Insurance Services

651 K Ave, Plano, TX 75074

(214) 212-9160

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3.79 mi

Joon Taek Park Agency

2600 K Ave Ste 259, Plano, TX 75074

(214) 206-1414

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3.79 mi

Cerra Insurance

2600 Avenue K Ste 121, Plano, TX 75074

(972) 423-7900

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3.79 mi

Trimark Insurance Group

630 N Central Expy, Plano, TX 75074

(972) 881-8000

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3.79 mi

Bob Moore

1111 Jupiter Rd Ste 100a, Plano, TX 75074

(972) 424-4321

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3.79 mi

Contigo Auto Insurance

2901 K Ave, Plano, TX 75074

(214) 227-7481

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3.79 mi

Payless Auto Insurance

2357 Jupiter Rd, Plano, TX 75074

(972) 200-5559

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3.79 mi

Paul Witt

2201 E George Bush Hwy Ste 100, Plano, TX 75074

(972) 423-8810

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3.79 mi

Israr Hussain

3200 14th St Ste 506, Plano, TX 75074

(469) 814-0849

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3.79 mi

Jimmy Weddle

3509 E Park Blvd Ste 240, Plano, TX 75074

(469) 640-0154

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3.79 mi

Darin McCullough

1445 Los Rios Blvd Ste 203, Plano, TX 75074

(972) 422-7918

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3.79 mi

Raymond Holden

6100 Avenue K Ste 106, Plano, TX 75074

(972) 424-5900

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3.79 mi

Sanju Joy

4101 E Park Blvd Ste 107, Plano, TX 75074

(214) 501-4667

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3.79 mi

Reggie White

800 Central Pkwy E Ste 200, Plano, TX 75074

(972) 422-9412

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4.54 mi

Dearman Insurance Group

6616 Crown Forest Dr, Plano, TX 75024

(972) 370-3200

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4.54 mi

Louie Devega

6205 Coit Rd Ste 300, Plano, TX 75024

(214) 473-9000

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4.54 mi

Lou Insurance & Financial Services

4120 W Spring Creek Pkwy Ste B518, Plano, TX 75024

(972) 669-9888

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4.54 mi

You Cai

4160 W Spring Creek Pkwy Ste A250, Plano, TX 75024

(214) 888-2228

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4.54 mi

Jie Zhang

6100 Shelbourne Cir, Plano, TX 75024

(214) 509-7288

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4.54 mi

Bob Redding

6833 Coit Rd Ste 100, Plano, TX 75024

(972) 618-4300

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4.54 mi

Todd Redding

6833 Coit Rd Ste 100, Plano, TX 75024

(972) 238-7896

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4.54 mi

Larry McHargue

6833 Coit Rd Ste 100, Plano, TX 75024

(972) 618-3535

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4.54 mi

Kima Adams Evans

6853 Coit Rd Ste 400, Plano, TX 75024

(972) 423-4009

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4.54 mi

Mark Kinney

6905 Coit Rd Ste 101, Plano, TX 75024

(972) 424-7610

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4.54 mi

Tamara Murphy

4504 Legacy Dr Ste 200, Plano, TX 75024

(972) 943-9555

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4.54 mi

Paragon Independent Insurance Agency

6305 Preston Rd Ste 1000, Plano, TX 75024

(972) 473-4813

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4.54 mi

Larry Filio

6521 Preston Rd Ste 200, Plano, TX 75024

(972) 543-0212

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4.54 mi

Azam-Ul Haque

7150 Preston Rd Ste 100b, Plano, TX 75024

(817) 975-9651

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4.54 mi

Greenway Insurance

7800 Preston Rd Ste 137, Plano, TX 75024

(972) 784-4058

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4.54 mi

JRB Insurance Agency

7800 Preston Rd Ste 131, Plano, TX 75024

(972) 996-2564

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4.54 mi

Steven J Schram

4904 Portrait Ln, Plano, TX 75024

(214) 415-7772

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4.54 mi

Wu's Cornerstone Insurance Agency

4428 Orchard Gate Dr, Plano, TX 75024

(214) 448-4891

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4.54 mi

Trotter Insurance Group

5208 Tennyson Pkwy Ste 140, Plano, TX 75024

(972) 966-9626

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4.54 mi

VGW Insurance

4040 Mcdermott Rd Ste 200, Plano, TX 75024

(972) 668-1000

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4.54 mi

Hendry Insurance

7800 Preston Rd Ste 152, Plano, TX 75024

(972) 380-9223

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4.54 mi

ADL Insurance Group

7800 Preston Rd Ste 153, Plano, TX 75024

(469) 685-1234

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4.54 mi

James Coleman

7800 Preston Rd Ste 136, Plano, TX 75024

(972) 625-3600

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4.54 mi

Ken Robinson

7800 Preston Rd Ste 141, Plano, TX 75024

(972) 208-1220

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4.54 mi

Kimberly Barnes

7800 Preston Rd Ste 150, Plano, TX 75024

(469) 543-0080

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4.54 mi

Tri Star Insurance Professionals

4949 Hedgcoxe Rd Ste 250, Plano, TX 75024

(214) 387-0600

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4.54 mi

Royalty Insurance

5408 Tennyson Pkwy Ste 250, Plano, TX 75024

(972) 801-9188

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4.54 mi

David N. Lappots

8105 Rasor Blvd Ste 80, Plano, TX 75024

(972) 510-5665

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4.54 mi

Joseph Jackson

7920 Preston Rd Ste 300, Plano, TX 75024

(972) 690-9090

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4.54 mi

Brad Williamson

4670 Mcdermott Rd Ste 206, Plano, TX 75024

(972) 867-2778

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4.54 mi

Cynthia Michel

5601 Democracy Dr Ste 295, Plano, TX 75024

(469) 642-3551

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4.54 mi

Imran Makani

5601 Democracy Dr Ste 110, Plano, TX 75024

(469) 733-4775

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4.54 mi

Matthew Hartman

5601 Democracy Dr Ste 180, Plano, TX 75024

(972) 517-2693

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4.54 mi

Peggy Fenwick

5601 Democracy Dr Ste 295, Plano, TX 75024

(972) 596-3500

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4.54 mi

Dean Insurance Group

5600 Tennyson Pkwy Ste 285, Plano, TX 75024

(214) 227-9377

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4.54 mi

Nick Purvis

5600 Tennyson Pkwy Ste 243, Plano, TX 75024

(972) 665-9975

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4.54 mi

Qian Liu

5200 Mcdermott Rd Ste 210, Plano, TX 75024

(972) 808-6098

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4.54 mi

Brian Slack

8612 Preston Road # D119, Plano, TX 75024

(972) 384-2660

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4.54 mi

Amerifirst Insurance Agency

6900 Dallas Pkwy Ste 110, Plano, TX 75024

(469) 366-0650

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4.54 mi

Goosehead Insurance - Geoffrey Gordillo

5851 Legacy Cir Ste 600, Plano, TX 75024

(214) 872-8991

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4.54 mi

Kristin Wilson

5851 Legacy Cir Ste 600, Plano, TX 75024

(469) 626-5138

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4.54 mi

Assured Advantage Insurance

5700 Granite Pkwy Ste 200, Plano, TX 75024

(214) 619-1400

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4.54 mi

Scarbrough Medlin & Associates

5700 Granite Pkwy Ste 500, Plano, TX 75024

(214) 423-3333

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4.54 mi

Joseph W Reeves

5700 Granite Pkwy Ste 200, Plano, TX 75024

(972) 791-2927

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4.54 mi

Josh Smith Insurance Services

5700 Granite Pkwy Ste 200, Plano, TX 75024

(972) 731-2639

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4.54 mi

Felix Garcia

7800 Dallas Pkwy Ste 100, Plano, TX 75024

(469) 583-0422

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4.54 mi

Michel Hambrick

7800 Dallas Pkwy Ste 100, Plano, TX 75024

(469) 294-1944

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4.54 mi

Michele Robbins

7800 Dallas Pkwy Ste 100, Plano, TX 75024

(214) 435-8982

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4.54 mi

Wayne Webster

7800 Dallas Pkwy Ste 100, Plano, TX 75024

(972) 646-3012

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4.54 mi

Curtis Reese

7800 Dallas Pkwy Ste 100, Plano, TX 75024

(972) 896-1533

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4.54 mi

Boyd Shackelford & Barnett LLC

5800 Granite Pkwy Ste 350, Plano, TX 75024

(972) 767-2811

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4.54 mi

Finley Ewing IV

6455 Dallas Pkwy Ste A, Plano, TX 75024

(972) 526-2690

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4.73 mi

Alliance II Insurance Agency

5566 Main St Ste 210, Plano, TX 75093

(972) 964-1824

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4.73 mi

Britt Starnes

4011 W Plano Pkwy Ste 109, Plano, TX 75093

(972) 400-6777

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4.73 mi

Clifton Calk

5805 Coit Rd Ste 201, Plano, TX 75093

(972) 673-0700

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4.73 mi

Matt Lohoefer Insurance Agency

5805 Coit Rd Ste 401, Plano, TX 75093

(972) 845-1230

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4.73 mi

Financial Affiliates Insurance Services

1800 Preston Park Blvd Ste 103, Plano, TX 75093

(972) 379-2500

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4.73 mi

Ron Vines

1800 Preston Park Blvd Ste 120, Plano, TX 75093

(972) 985-1899

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4.73 mi

Bradley Ambrose

1820 Preston Park Blvd Ste 1800, Plano, TX 75093

(972) 473-8600

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4.73 mi

Alkali Insurance

2301 Ohio Dr Ste 260, Plano, TX 75093

(972) 673-0045

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4.73 mi

John Parker

2301 Ohio Dr Ste 243, Plano, TX 75093

(972) 758-0500

View |
4.73 mi

Mike Moore

2301 Ohio Dr Ste 280, Plano, TX 75093

(972) 881-7700

View |
4.73 mi

Encore Insurance Agency

2301 Ohio Dr Ste 265, Plano, TX 75093

(972) 769-8888

View |
4.73 mi

SMA Insurance Services

2301 Ohio Dr Ste 221, Plano, TX 75093

(214) 342-3109

View |
4.73 mi

Larry Richardson

1800 Preston Park Blvd Ste 122, Plano, TX 75093

(972) 964-9077

View |
4.73 mi

Goosehead Insurance - Rey Mesa

1400 Preston Rd Ste 461, Plano, TX 75093

(972) 665-9815

View |
4.73 mi

Kerry Schock

1400 Preston Rd Ste 400, Plano, TX 75093

(214) 448-8020

View |
4.73 mi

Pro Net Insurance Group

1400 Preston Rd Ste 400, Plano, TX 75093

(972) 596-4470

View |
4.73 mi

Community Insurance Group

1400 Preston Rd Ste 345, Plano, TX 75093

(972) 758-9300

View |
4.73 mi

Educators Advantage Group

3308 Preston Rd, Plano, TX 75093

(214) 778-5645

View |
4.73 mi

Christopher Walls

3308 Preston Rd Ste 300, Plano, TX 75093

(972) 758-1111

View |
4.73 mi

Scott Schoener

1941 Preston Road Ste 1001, Plano, TX 75093

(972) 403-8888

View |
4.73 mi

Taegon Um

5068 W Plano Pkwy Ste 274, Plano, TX 75093

(972) 239-9100

View |
4.73 mi

Chris Sladek

5068 W Plano Pkwy Ste 117, Plano, TX 75093

(972) 250-3525

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4.73 mi

Kelly Cook

5068 W Plano Pkwy Ste 277, Plano, TX 75093

(972) 250-4700

View |
4.73 mi

Linda Dawn Denman

5068 W Plano Pkwy Ste 300, Plano, TX 75093

(972) 491-7826

View |
4.73 mi

Strambler Insurance Agency

5068 W Plano Pkwy Ste 300, Plano, TX 75093

(469) 948-4728

View |
4.73 mi

Burl Wood

3608 Preston Rd Ste 200, Plano, TX 75093

(972) 867-0090

View |
4.73 mi

Dave Kiley

3608 Preston Rd Ste 145, Plano, TX 75093

(972) 985-8800

View |
4.73 mi

Choice Insurance Agency

5045 Bridge Creek Dr, Plano, TX 75093

(214) 483-2090

View |
4.73 mi

Jason Ruiz

5809 Preston Rd Ste 586, Plano, TX 75093

(972) 378-1024

View |
4.73 mi

Robert Bennett

5045 Lorimar Dr Ste 130, Plano, TX 75093

(972) 696-0885

View |
4.73 mi

Kay Williams

5208 Village Creek Dr Ste 102, Plano, TX 75093

(972) 713-6100

View |
4.73 mi

Randy Shockey

5800 W Plano Pkwy Ste 200, Plano, TX 75093

(972) 407-5080

View |
4.73 mi

Mike Warren

2100 Dallas Pkwy Ste 110, Plano, TX 75093

(972) 403-1060

View |
4.73 mi

John Clements

2500 Dallas Pkwy Ste 150, Plano, TX 75093

(972) 312-1800

View |
4.73 mi

Mark Moon

5938 W Parker Rd Ste 100, Plano, TX 75093

(972) 867-1088

View |
4.73 mi

Ron Bowser

6205 Chapel Hill Blvd Ste 500, Plano, TX 75093

(972) 378-0824

View |
4.73 mi

Al Sicard

6009 W Parker Rd Ste 137, Plano, TX 75093

(972) 517-9454

View |
4.73 mi

Stump Insurance

6009 W Parker Rd Ste 149-349, Plano, TX 75093

(972) 422-3330

View |
4.73 mi

Brad Williamson

6404 International Pkwy Ste 2030, Plano, TX 75093

(214) 716-5174

View |
4.73 mi

Orlando Williams

6517 W Plano Pkwy Ste C, Plano, TX 75093

(972) 200-7080

View |
4.73 mi

Romby Bryant

6517 W Plano Pkwy Ste C, Plano, TX 75093

(405) 473-4960

View |
4.73 mi

Jessica Brock

3501 Midway Rd Ste 240, Plano, TX 75093

(972) 378-5885

View |
7.28 mi

Amie Kurtenbach

703 E Fm 544 Ste 160, Plano, TX 75094

(972) 429-4477

View |
7.28 mi

Cantrell Financial & Insurance Services

231 W Fm 544 Ste 119, Plano, TX 75094

(972) 423-8871

View |
7.28 mi

Carolyn Weeks

104 N Murphy Rd Ste 215, Plano, TX 75094

(972) 954-1321

View |
7.28 mi

Capital Protection Insurance Services

120 E Fm 544 Ste 72 # 318, Plano, TX 75094

(214) 223-7369

View |
7.28 mi

An American Insurance Agency

120 E Fm 544 Ste 72, Plano, TX 75094

(214) 636-1359

View |
7.28 mi

Jon Lashbrook

111 S Murphy Rd, Plano, TX 75094

(972) 633-9919

View |
7.28 mi

Revis E. Smith Insurance Agency

704 Summer Pl, Plano, TX 75094

(972) 881-5028

View |
7.28 mi

Willis Morrison

158 W Fm 544 Ste 120, Plano, TX 75094

(469) 863-7898

View |
7.28 mi

Tracy Hirsch

318 W Fm 544 Bldg Dste4, Plano, TX 75094

(469) 802-8760

View |
7.28 mi

D. Zane Shepherd

412 Village Dr Ste 100, Plano, TX 75094

(972) 633-2222

View |

View all agents ↓

Learn More About Car Insurance in Plano, TX

Population

288,000

Total Crashes

5,499

Persons Injured

1,378

Car Insurance in Plano is cheaper compared to other major cities in Texas. But be cautious when choosing car insurance and add enough coverage to protect you from any lawsuits for a car accident that you caused. There are more than a dozen insurance companies operating in Plano. Some are popular and have the majority share of the market. There are lesser known insurers that may have more reasonable premiums for similar coverage but you should take a holistic view of all your options. You need a convenient process, assured approval of claims and responsiveness on the part of your insurer so you don’t have to run to and fro with your applications, filing of damages and other imperative procedures.

Check this article to know what all types of coverages you need for car insurance.

What car insurance covers?

Car insurance vary by age group

The age group you are in can influence the car insurance premium. You can see how much car insurance costs for different age groups in Plano city.

Age group	Avg. Premium (50/100/50)
20's	$1,190
30's	$555
40's	$510
50's	$490
60's	$485
70's	$620

From the graph above, we can see that the insurance premium cost is very high for those in their 20's as the risk of accident is higher in that age group. Similarly for those who passed their 70's also tends to be at higher risk of collision and hence a higher premium amount.

Also you can see a slight difference in car insurance premium cost with respect to your gender as female drivers tends to pay less for their car insurance. This variation is seen more in the 20's age group.

Age is just one of the factors that effects your car insurance price. Check the article below to know what other factors are there.

The choice of insurer will also have a substantial influence on the cost. It is needless to mention that the cheapest quote is not always the best and the most expensive policy is not always the ideal option. There are some insurers that are more convenient to deal with and some are more affordable, some are lenient and easy with claims while some are more suited for families of deployed military personnel. You should have a diligent approach while choosing car insurance in Plano. Figure out how much coverage you would need based on the value of your car, driving skills, frequency of usage including the mileage and routes, your history of accidents and the extent of financial protection you want.

Factors influencing your auto insurance rates

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Plano, Texas (With 2024 Rates)