Cheap Car Insurance in Pasadena, Texas ( With 2024 Rates)

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Lowest Premium

$363 / YEAR

Average Premium

$625 / YEAR

Highest Premium

$876 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Pasadena is around $625 and can go upto $876. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Car Insurance Rates in Pasadena by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Pasadena. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
77501	$634
77502	$630
77504	$620
77505	$617
77506	$623
77507	$606

Insurance Agents in Pasadena, TX and Near by

1.3 mi

TIA - Texas Insurance Agency

2785 Red Bluff St, Pasadena, TX 77505

(713) 921-8000

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1.3 mi

Stone Mutual Insurance Agency

3115 Preston Ave Ste D, Pasadena, TX 77505

(866) 766-1256

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1.3 mi

Salvador Serrano Jr

3207 Preston Ave, Pasadena, TX 77505

(281) 741-9545

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1.3 mi

Roberts Family Insurance

3515 Preston Ave Ste 200, Pasadena, TX 77505

(281) 991-0787

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1.3 mi

Kicker Insures Me Agency

3601 Preston Ave Ste A, Pasadena, TX 77505

(281) 487-9686

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1.3 mi

RR Insurance Group

6149 Spencer Hwy, Pasadena, TX 77505

(281) 487-7779

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1.3 mi

Amtex Insurance

6410 Spencer Hwy, Pasadena, TX 77505

(281) 487-7500

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1.3 mi

Gilliam Insurance Agency

6021 Falmont Pkwy, Pasadena, TX 77505

(281) 972-4000

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1.3 mi

Bill Ramsey

6301 Fairmont Pkwy, Pasadena, TX 77505

(281) 487-4580

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1.3 mi

Judy Ramsey

6301 Fairmont Pkwy, Pasadena, TX 77505

(281) 487-4580

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1.3 mi

Martha Sue Harris

6768 Spencer Hwy, Pasadena, TX 77505

(281) 487-5700

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1.3 mi

David Sewell

6415 Fairmont Pkwy Ste C, Pasadena, TX 77505

(281) 998-1011

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1.3 mi

Keith Fagg

7106 Spencer Hwy, Pasadena, TX 77505

(281) 991-0991

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1.3 mi

Nery Vela

7341 Spencer Hwy, Pasadena, TX 77505

(281) 479-4000

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2.44 mi

Pioneer Insurance Agency

3316 Shaver St Ste 7, Pasadena, TX 77504

(832) 203-7047

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2.44 mi

Union Auto Insurance

3316 Shaver St Ste 2a, Pasadena, TX 77504

(281) 888-3700

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2.44 mi

Aim Insurance of Texas

3322 Shaver St, Pasadena, TX 77504

(713) 947-3434

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2.44 mi

Fernando Lopez

3324 Shaver St Ste G, Pasadena, TX 77504

(713) 947-6482

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2.44 mi

Freeway Insurance

2626 Spencer Hwy Ste 160, Pasadena, TX 77504

(832) 478-2227

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2.44 mi

Friend's Insurance

3497 Spencer Hwy, Pasadena, TX 77504

(713) 947-7200

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2.44 mi

Sean Mertz

3130 Strawberry Rd Ste A, Pasadena, TX 77504

(713) 941-5700

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2.44 mi

Starzz Insurance Services

816 Vista Rd, Pasadena, TX 77504

(713) 944-4449

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2.44 mi

Assurance Management Associates

804 Vista Rd, Pasadena, TX 77504

(713) 944-9600

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2.44 mi

Oscar Meza

4001 Spencer Hwy, Pasadena, TX 77504

(832) 386-0550

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2.44 mi

Allied Insurance Agency

3222 Burke Rd Ste 100, Pasadena, TX 77504

(713) 947-6660

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2.44 mi

Tom Clay

3602 Vista Rd Ste B, Pasadena, TX 77504

(713) 941-5777

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2.44 mi

Scott Loomis

4439 Spencer Hwy, Pasadena, TX 77504

(713) 477-1151

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2.44 mi

Acceptance Auto Insurance

3809 Shaver St Ste 160, Pasadena, TX 77504

(713) 946-7300

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2.44 mi

Eagle Multiservices

118 Fairmont Pakrway, Pasadena, TX 77504

(281) 537-7030

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2.44 mi

Dalinda Madrigal

1001 Fairmont Pkwy Ste A, Pasadena, TX 77504

(281) 998-4952

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2.44 mi

Gary McCoy

4016 Strawberry Rd, Pasadena, TX 77504

(281) 991-0215

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2.44 mi

Justin Thomas

3622 Fairmont Pkwy Ste D, Pasadena, TX 77504

(281) 487-2800

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2.44 mi

Cecil Buffalo

4010 Fairmont Pkwy Ste 102, Pasadena, TX 77504

(281) 487-1313

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2.44 mi

Ken Phelps

4207 Fairmont Pkwy, Pasadena, TX 77504

(281) 998-5000

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2.91 mi

Sophia Diaz

3327 Red Bluff Rd Ste A, Pasadena, TX 77503

(713) 920-3100

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2.91 mi

Oscar Meza

3741 Red Bluff Rd Ste 150b, Pasadena, TX 77503

(713) 475-9090

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2.91 mi

Bruce Harlan

1866 E Sam Houston Pkwy S, Pasadena, TX 77503

(713) 947-7860

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2.91 mi

Joey Cotton Insurance

2936 E Sam Houston Pkwy S, Pasadena, TX 77503

(281) 487-4886

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3.15 mi

Tamayo Insurance & Tax Office

2555 Allen Genoa Rd, Pasadena, TX 77502

(713) 943-1995

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3.15 mi

Freeway Insurance

124 Southmore Ave, Pasadena, TX 77502

(713) 364-0430

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3.15 mi

Liz Olivarez

320 E Southmore Ave Ste 324b, Pasadena, TX 77502

(713) 473-5559

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3.15 mi

AAAA Insurance

108 W Southmore Ave, Pasadena, TX 77502

(713) 473-2220

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3.15 mi

Ai United Insurance

119 W Southmore Ave, Pasadena, TX 77502

(713) 472-6666

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3.15 mi

Texas Insurance Discounters

817 Southmore Ave # 100b, Pasadena, TX 77502

(713) 589-0630

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3.15 mi

Manuel De La Rosa

825 Southmore Ave, Pasadena, TX 77502

(713) 472-6254

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3.15 mi

Harris County Insurance

825 E Southmore Ave Ste 202, Pasadena, TX 77502

(713) 481-0700

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3.15 mi

Affordable Quality Insurance

1411 Richey St, Pasadena, TX 77502

(832) 426-4203

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3.15 mi

Pura Vida Insurance Agency

918 W Southmore Ave Ste 140, Pasadena, TX 77502

(713) 944-6600

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3.15 mi

J Phillip Garcia

1605 Richey St, Pasadena, TX 77502

(713) 534-7277

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3.15 mi

Paisano's Insurance Agency

1709 Richey St, Pasadena, TX 77502

(713) 473-2300

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3.15 mi

Medrano Insurance & Multiservices

1900 Strawberry Rd Ste 130, Pasadena, TX 77502

(713) 477-0100

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3.15 mi

Trevco Insurance

2202 Strawberry Rd, Pasadena, TX 77502

(713) 477-5655

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3.15 mi

Vera Paredes Insurance

2202 Strawberry Rd, Pasadena, TX 77502

(713) 475-8888

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3.15 mi

A & W Insurance Agency

2709 Strawberry Rd Ste 100, Pasadena, TX 77502

(713) 472-5813

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3.15 mi

Marcus Acosta

2750 Strawberry Rd, Pasadena, TX 77502

(713) 941-5600

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3.15 mi

Southern Insurance

2610 Pasadena Blvd, Pasadena, TX 77502

(713) 475-0065

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4.73 mi

Galaxy Auto Insurance

1209 Main St Unit B, Pasadena, TX 77506

(713) 472-5259

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4.73 mi

Lonestar Discount Insurance & Multiservices

1035 Shaver St # 160, Pasadena, TX 77506

(713) 472-3005

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4.73 mi

Adriana Saenz

1034 Shaver St Unit D, Pasadena, TX 77506

(713) 475-5949

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4.73 mi

TIA - Texas Insurance Agency

1001 Richey St, Pasadena, TX 77506

(713) 920-0500

View |
4.73 mi

Texans Insurance Agency

818 Richey St, Pasadena, TX 77506

(832) 495-4137

View |
4.73 mi

David Wray

1303 W Harris Ave, Pasadena, TX 77506

(832) 287-0890

View |
4.73 mi

Nellie Auto Insurance

416 Pasadena Blvd, Pasadena, TX 77506

(713) 473-1940

View |
4.73 mi

All Texas Best Insurance

205 Shaw Ave, Pasadena, TX 77506

(281) 888-4943

View |
4.73 mi

Guard Co Insurance

832 Burke Rd Ste 140, Pasadena, TX 77506

(713) 923-2846

View |
4.73 mi

Freeway Insurance

2139 Red Bluff Rd, Pasadena, TX 77506

(281) 886-8905

View |

View all agents ↓

Learn More About Car Insurance in Pasadena, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Pasadena, Texas (With 2024 Rates)