Cheap Car Insurance in Orange, California ( With 2025 Rates)

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Lowest Premium

$372 / YEAR

Average Premium

$680 / YEAR

Highest Premium

$855 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Orange is around $680 and can go upto $855. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

$15,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
$5,000 for damage to the property of other people.

Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$313	3.9826% ($566,768,855)	66
Progressive	$533	1.0974% ($156,172,025)	36
Allstate	$544	7.5870% ($1,079,711,625)	50
Nationwide	$693	0.6784% ($96,539,693)	9
Farmers	$723	6.0130% ($855,712,148 )	32
State Farm	$746	14.1983% ($2,020,561,254)	50

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Car Insurance Rates in Orange by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Orange. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Scroll inside this box to view all zip codes

Zip	Avg. Premium
92701	$710
92706	$701
92711	$741
92856	$693
92861	$
92862	$659
92865	$657
92866	$649
92867	$677
92869	$679

Insurance Agents in Orange, CA and Near by

0.07 mi

Ray Gallina

827 S Tustin St, Orange, CA 92866

(714) 639-1641

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0.07 mi

Ron Esparza

827 S Tustin St, Orange, CA 92866

(714) 505-3400

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0.07 mi

Vance Orand

220 S Tustin St, Orange, CA 92866

(714) 639-6616

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0.07 mi

Jeff Biddle

503 S Glassell St, Orange, CA 92866

(714) 532-4600

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0.07 mi

Knox General Insurance Brokers

226 S Glassell St, Orange, CA 92866

(714) 744-3300

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0.07 mi

Adam Guss

60 Plaza Sq Ste 200, Orange, CA 92866

(714) 978-4200

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0.07 mi

Lundquist Insurance Services

506 E Chapman Ave, Orange, CA 92866

(714) 633-9100

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0.07 mi

Masood Khan

550 E Chapman Ave Ste D, Orange, CA 92866

(714) 744-8123

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0.07 mi

REE Insurance Services

550 E Chapman Ave Ste B, Orange, CA 92866

(714) 744-5711

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0.07 mi

Remland Insurance Services

636 E Chapman Ave, Orange, CA 92866

(714) 532-3341

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0.07 mi

James Blaha

1431 E Chapman Ave, Orange, CA 92866

(714) 639-2525

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0.07 mi

Nathan Petz

1431 E Chapman Ave, Orange, CA 92866

(714) 289-9700

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0.07 mi

Tyler Harms

1431 E Chapman Ave, Orange, CA 92866

(714) 744-0733

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0.07 mi

OnSite Insurance Services

1609 E Chapman Ave, Orange, CA 92866

(877) 303-6425

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1.8 mi

A & E Insurance Services

1111 W Town And Country Rd Ste 29, Orange, CA 92868

(714) 834-9100

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1.8 mi

Judy Semler

1111 W Town And Country Rd Ste 48, Orange, CA 92868

(714) 547-1689

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1.8 mi

Ross Gielow

500 S Main St Ste 103, Orange, CA 92868

(714) 550-0327

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1.8 mi

Pacific Lighthouse Insurance Agency

625 The City Dr S Ste 330, Orange, CA 92868

(657) 667-0225

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1.8 mi

Best California Insurance Services

146 S Main St, Orange, CA 92868

(714) 453-0700

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1.8 mi

Rissely Rojas

201 S Anita Dr Ste 201, Orange, CA 92868

(714) 808-6460

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1.8 mi

Jay Kim

2050 W Chapman Ave Ste 182, Orange, CA 92868

(949) 667-0002

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1.8 mi

Bosco Morales

2230 W Chapman Ave Ste 170, Orange, CA 92868

(714) 563-9915

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1.8 mi

Aaron & Associates Insurance Agency

2230 W Chapman Ave # 152, Orange, CA 92868

(714) 558-8700

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1.8 mi

Hanna Maher Insurance

2230 W Chapman Ave # 228, Orange, CA 92868

(888) 900-8644

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1.8 mi

InsuranceFirst Services

333 City Blvd W Ste 1700, Orange, CA 92868

(714) 602-4277

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1.8 mi

Bill Wallace

1820 W Orangewood Ave Ste 210, Orange, CA 92868

(714) 978-7000

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1.8 mi

Roxanne Munoz

2100 W Orangewood Ave Ste 180, Orange, CA 92868

(714) 978-1242

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1.8 mi

Steven Cardenas Zuniga

2100 W Orangewood Ave Ste 180, Orange, CA 92868

(909) 525-0740

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1.8 mi

Wismick Saint-Jean

2100 W Orangewood Ave Ste 180, Orange, CA 92868

(714) 406-1912

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1.8 mi

Joel Clark

2100 W Orangewood Ave Ste 180, Orange, CA 92868

(949) 288-6776

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2.47 mi

Michel Riviere

2560 N Santiago Blvd, Orange, CA 92867

(714) 816-2900

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2.47 mi

Thomas & Thomas Professional Insurance Services

2534 N Santiago Blvd Ste B, Orange, CA 92867

(714) 778-5555

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2.47 mi

TAG Insurance - Susan Chi Agency

8357 E Norfolk Ave, Orange, CA 92867

(714) 768-2819

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2.47 mi

Kleinberg Insurance Solutions

1421 N Wanda Rd Ste 120, Orange, CA 92867

(714) 888-5430

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2.47 mi

Smart Money Solutions

2914 E Katella Ave Ste 203, Orange, CA 92867

(714) 288-1944

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2.47 mi

Freeway Insurance

1715 E Katella Ave Ste C, Orange, CA 92867

(714) 784-0892

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2.47 mi

AA Lares Insurance Services

1153 N Tustin St, Orange, CA 92867

(714) 288-8000

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2.47 mi

Consolidated Orange County Insurance

1216 N Tustin St, Orange, CA 92867

(714) 558-1334

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2.47 mi

Jackie Everett

1103 N Tustin St, Orange, CA 92867

(714) 771-4449

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2.47 mi

Don Kent

172 N Tustin St Ste 201, Orange, CA 92867

(714) 633-2351

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2.47 mi

Robert Boggs

311 N Tustin St Ste A, Orange, CA 92867

(714) 639-3301

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2.47 mi

James Cook

311 N Tustin St Ste A, Orange, CA 92867

(714) 771-6140

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2.47 mi

Daedre Botelho

1116 W Collins Ave, Orange, CA 92867

(714) 628-9450

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2.47 mi

State Farm Insurance - Greg Davis

665 N Tustin St Ste H, Orange, CA 92867

(714) 633-3020

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2.47 mi

Edward Lee

1740 W Katella Ave Ste J, Orange, CA 92867

(714) 532-4671

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2.47 mi

Chris Victoria

1740 W Katella Ave Ste H, Orange, CA 92867

(714) 744-4500

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2.47 mi

Daniel Mills

1740 W Katella Ave Ste S, Orange, CA 92867

(714) 997-9927

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2.47 mi

Lucille Justiniani

1095 N Main St Ste Q, Orange, CA 92867

(714) 639-4474

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2.47 mi

Michael Hwang

1542 E Collins Ave, Orange, CA 92867

(714) 532-5964

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2.47 mi

One Stop Insurance Agency

322 W Katelia Ave Ste 5a, Orange, CA 92867

(949) 574-9262

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2.47 mi

Denise Hudson

1045 W Katella Ave Ste 240, Orange, CA 92867

(714) 633-6118

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2.47 mi

Russ Chatham

747 W Katella Ave Ste 202, Orange, CA 92867

(714) 639-6983

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2.47 mi

Lee Campos

1022 N Tustin St, Orange, CA 92867

(714) 769-1027

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2.47 mi

Churney Insurance Agency

438 E Katella Ave Ste 218, Orange, CA 92867

(714) 771-2250

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2.47 mi

Community Business Insurance Agency

1403 N Batavia St Ste 104, Orange, CA 92867

(714) 221-8002

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2.47 mi

Pipeline Insurance

438 E Katella Ave Ste 225, Orange, CA 92867

(714) 633-1933

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2.47 mi

Zachary Cudd

1411 N Batavia St Ste 217, Orange, CA 92867

(714) 997-1700

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2.47 mi

Jon Kimbrell

950 E Katella Ave Ste 4, Orange, CA 92867

(714) 221-6636

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2.47 mi

Nikki Kaur

950 E Katella Ave Ste 5, Orange, CA 92867

(714) 771-4333

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2.47 mi

Gary Orgill

900 E Katella Ave Ste A1, Orange, CA 92867

(714) 633-5900

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2.47 mi

Commercial Associates Insurance

1594 N Batavia St, Orange, CA 92867

(714) 524-4949

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2.53 mi

Edson Insurance Services

1721 N Bush St, Santa Ana, CA 92706

(800) 696-7544

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2.53 mi

Elmco Insurance

1905 N Main St, Santa Ana, CA 92706

(714) 973-1436

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2.53 mi

Sonia Carolina Franco

2017 N Main St, Santa Ana, CA 92706

(714) 515-8062

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2.53 mi

Eileen Ferrufino

1600 N Broadway Ste 110a, Santa Ana, CA 92706

(714) 225-4444

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2.53 mi

Nancy Vazquez

2112 N Main St Ste 285, Santa Ana, CA 92706

(714) 572-6685

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2.53 mi

Insurance Partners

2107 N Broadway Ste 108, Santa Ana, CA 92706

(714) 285-4800

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2.53 mi

Paul Muench Company

2107 N Broadway Ste 205, Santa Ana, CA 92706

(714) 689-0055

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2.53 mi

Schoolsfirst Insurance Services

2115 N Broadway, Santa Ana, CA 92706

(714) 258-4309

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2.53 mi

Jose Garrido

703 W 17th St, Santa Ana, CA 92706

(714) 486-3550

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2.53 mi

David Reyes

1077 W 17th St Ste B, Santa Ana, CA 92706

(714) 285-0155

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2.53 mi

Just Auto Insurance Services

1702 N Bristol St, Santa Ana, CA 92706

(714) 210-0899

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2.53 mi

Peggy Bates

2723 N Bristol St Ste D1, Santa Ana, CA 92706

(714) 543-0422

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2.68 mi

Sandy Hocking-Cline

1801 Park Court Pl Ste E207, Santa Ana, CA 92701

(714) 973-9100

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2.68 mi

Maria Guerrero

1647 E 1st St Ste A, Santa Ana, CA 92701

(714) 285-0303

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2.68 mi

Jose Garcia

1640 E 1st St Ste G, Santa Ana, CA 92701

(714) 547-0500

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2.68 mi

Hanaa Wahba

1651 E 4th St Ste 209, Santa Ana, CA 92701

(714) 203-6434

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2.68 mi

OC Insurance Agency - Ricardo Ibarra

1617 E 1st St Ste F, Santa Ana, CA 92701

(714) 834-9999

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2.68 mi

USA Business Center

1522 E 4th St, Santa Ana, CA 92701

(714) 560-8835

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2.68 mi

Global International Insurance Sales

123 S Mcclay St Ste B, Santa Ana, CA 92701

(714) 834-9234

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2.68 mi

Academy Insurance

1401 E 1st St, Santa Ana, CA 92701

(714) 547-1400

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2.68 mi

Neighborhood Insurance Agency

1333 E 1st St, Santa Ana, CA 92701

(714) 285-9990

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2.68 mi

Adriana's Insurance Services

1309 E 1st St, Santa Ana, CA 92701

(714) 547-1777

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2.68 mi

Auto Express Insurance Agency

202 S Grand Ave, Santa Ana, CA 92701

(800) 400-3038

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2.68 mi

Veronica's Insurance Services

404 N Grand Ave Ste D, Santa Ana, CA 92701

(714) 460-4499

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2.68 mi

Mural Insurance Agency

1202 E 17th St Ste 103, Santa Ana, CA 92701

(714) 541-1003

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2.68 mi

Sandy Sanchez

1104 E 17th St Ste F, Santa Ana, CA 92701

(714) 371-0551

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2.68 mi

AA Insurance Center

700 E 1st St Ste B110, Santa Ana, CA 92701

(714) 277-3572

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2.68 mi

Catano Insurance Brokers

312 E 4th St, Santa Ana, CA 92701

(714) 210-1710

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2.68 mi

Pipeline Insurance

215 N Main St, Santa Ana, CA 92701

(877) 928-9994 x207

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2.68 mi

David Galvan

207 N Main St, Santa Ana, CA 92701

(951) 990-4977

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2.68 mi

Juan Chavez

207 N Main St, Santa Ana, CA 92701

(714) 202-0092

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2.68 mi

Palmer Insurance Agency

631 N Main St, Santa Ana, CA 92701

(714) 835-0840

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2.68 mi

Gonzalez Auto Insurance Services/Sa

210 W 1st St Ste 215, Santa Ana, CA 92701

(714) 479-0609

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2.68 mi

Eddie Quillares

415 N Broadway, Santa Ana, CA 92701

(714) 617-7150

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2.68 mi

Saveco Insurance Services

1403 N Main St Unit A, Santa Ana, CA 92701

(714) 953-5000

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2.68 mi

Auto International Insurance Agency

1508 N Main St, Santa Ana, CA 92701

(800) 599-8210

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2.68 mi

Mexurance General Insurance Agency

1508 N Main St, Santa Ana, CA 92701

(714) 352-7676

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2.68 mi

Centurywide Insurance Services

414 W 4th St, Santa Ana, CA 92701

(888) 616-6871

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2.68 mi

Velece Insurance

830 N Ross St, Santa Ana, CA 92701

(714) 558-1034

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2.99 mi

Charles Stream

17871 Santiago Blvd Ste 223, Villa Park, CA 92861

(714) 998-5788

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2.99 mi

Terry Bradshaw

17871 Santiago Blvd Ste 207, Villa Park, CA 92861

(714) 637-4120

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3.01 mi

Carol Nauss

3111 N Tustin St Ste 101, Orange, CA 92865

(562) 565-5723

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3.01 mi

Matthew Huffman

3111 N Tustin St Ste 101, Orange, CA 92865

(714) 279-8320

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3.01 mi

Emma Hightower

1647 E Lincoln Ave, Orange, CA 92865

(714) 637-5900

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3.01 mi

Fred Amin

1107 E Lincoln Ave Ste 104, Orange, CA 92865

(714) 282-9009

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3.01 mi

Laurel Insurance Agency

940 E Lincoln Ave, Orange, CA 92865

(714) 772-9944

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3.01 mi

Abe Rader Insurance Agency

730 E Lincoln Ave, Orange, CA 92865

(714) 921-4848

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3.01 mi

Frexiny Lazo

202 W Lincoln Ave Ste D, Orange, CA 92865

(714) 535-1854

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3.01 mi

Susan Hart

1940 N Tustin St Ste 101, Orange, CA 92865

(714) 637-2002

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3.01 mi

Jean McDaniel

1940 N Tustin St Ste 116, Orange, CA 92865

(714) 744-9000

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3.01 mi

Michael Buttacavoli

1912 N Batavia St Ste C, Orange, CA 92865

(714) 769-7007

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3.43 mi

Paul Sun

2942 E Chapman Ave Ste G, Orange, CA 92869

(714) 602-6046

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3.43 mi

Sreyvin Samoeun

2744 E Chapman Ave, Orange, CA 92869

(714) 771-2935

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3.43 mi

Bill Wallace Insurance Agency

2844 E Chapman Ave, Orange, CA 92869

(714) 288-0950

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3.43 mi

Sandra Garcia

3530 E Chapman Avenue, Orange, CA 92869

(714) 532-5700

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3.43 mi

Janet Villa

4122 E Chapman Ave Ste 9, Orange, CA 92869

(714) 628-1992

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3.43 mi

Felipe Hernandez

11926 Earlham St, Orange, CA 92869

(714) 253-3232

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3.43 mi

Kelly Davis

7444 E Chapman Ave Ste A, Orange, CA 92869

(714) 647-6303

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3.43 mi

Tanya Pearson

7622 E Chapman Ave Ste B, Orange, CA 92869

(714) 289-1226

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3.43 mi

Wade Pearson

7622 E Chapman Ave Ste B, Orange, CA 92869

(714) 289-1778

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View all agents ↓

Learn More About Car Insurance in Orange, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Orange, California (With 2025 Rates)