Cheap Car Insurance in Ocean City, Maryland (With 2024 Rates)

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Home » Car insurance » Maryland » Cheap Car Insurance Ocean City

Lowest Premium

$503 / YEAR

Average Premium

$624 / YEAR

Highest Premium

$864 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Ocean City is around $624 and can go upto $864. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Ocean City by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Ocean City. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium

Insurance Agents in Ocean City, MD and Near by

  • 0 mi
    Rosenkilde & Associates
    11500 Coastal Hwy Unit 520, Ocean City, MD 21842
    (410) 833-7666
    View |
  • 0 mi
    Insurance Management Group
    109 77th St, Ocean City, MD 21842
    (410) 524-5700
    View |
  • 0 mi
    Norman H. Cathell Jr.
    12449 Ocean Gtwy Ste 5, Ocean City, MD 21842
    (410) 213-2241
    View |
  • 0 mi
    Associated Insurance Centers
    12445 Ocean Gtwy Ste 9, Ocean City, MD 21842
    (410) 213-2229
    View |
  • 0 mi
    Beth Gismondi
    9927 Stephen Decatur Hwy Ste 12, Ocean City, MD 21842
    (410) 213-7400
    View |
  • 0 mi
    Cathell Insurance
    11934 Ocean Gtwy Ste 12, Ocean City, MD 21842
    (443) 664-2155
    View |

Learn More About Car Insurance in Ocean City, MD


The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.