Cheap Car Insurance in North Richland Hills, Texas (With 2021 Rates)

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Lowest Premium

$379 / YEAR

Average Premium

$545 / YEAR

Highest Premium

$695 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in North Richland Hills is around $545 and can go upto $695. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in North Richland Hills by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in North Richland Hills. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
76118$561
76148$547
76180$545
76182$544

Insurance Agents in North Richland Hills, TX and Near by

  • 0 mi
    MetLife Auto & Home - North Richland Hills
    5755 Rufe Snow Dr Ste 190b, North Richland Hills, TX 76180
    (817) 975-0156
  • 0 mi
    Diana Cooper
    5750 Rufe Snow Dr Ste 164, North Richland Hills, TX 76180
    (817) 281-7900
  • 0 mi
    A-Max Auto Insurance
    5352 Rufe Snow Dr, North Richland Hills, TX 76180
    (817) 485-1000
  • 0 mi
    Dave Hart
    5424 Rufe Snow Dr Ste 314, North Richland Hills, TX 76180
    (817) 656-9955
  • 0 mi
    Ash Azer
    5409 Davis Blvd, North Richland Hills, TX 76180
    (817) 514-6240
  • 0 mi
    Sunni Boenker
    5596 Davis Blvd Ste 200, North Richland Hills, TX 76180
    (817) 514-7600
  • 0 mi
    Anabel Delgadillo
    5596 Davis Blvd Ste 100, North Richland Hills, TX 76180
    (682) 312-3510
  • 0 mi
    Andrea Eminger
    5596 Davis Blvd Ste 100, North Richland Hills, TX 76180
    (817) 381-7887
  • 0 mi
    David Plumlee
    5596 Davis Blvd Ste 100, North Richland Hills, TX 76180
    (817) 519-8444
  • 0 mi
    Imelda Estrada
    5596 Davis Blvd Ste 100, North Richland Hills, TX 76180
    (817) 591-7818
  • 0 mi
    Spradlin Insurance Services
    6900 Boulevard 26 Ste C, North Richland Hills, TX 76180
    (817) 595-9300
  • 0 mi
    Darryl Jones
    7001 Boulevard 26 Ste 116, North Richland Hills, TX 76180
    (817) 595-1550
  • 0 mi
    Pathway Insurance Agency
    7001 Boulevard 26 Ste 321, North Richland Hills, TX 76180
    (817) 952-3025
  • 0 mi
    Dale White Insurance Services
    7100 Boulevard 26 Ste 301b, North Richland Hills, TX 76180
    (817) 284-0298
  • 0 mi
    Sakyia Tarver
    7109 Boulevard 26 Ste 8, North Richland Hills, TX 76180
    (817) 616-3507
  • 0 mi
    Grant Insurance Agency
    4146 Willman Ave, North Richland Hills, TX 76180
    (817) 284-9397
  • 0 mi
    Greg Brown
    7305 Boulevard 26 Ste B, North Richland Hills, TX 76180
    (817) 281-0845
  • 0 mi
    Page Insurance Agency
    7410 Boulevard 26 Ste 103, North Richland Hills, TX 76180
    (817) 945-6588
  • 0 mi
    Wanda Traversie-Warner
    7305 Turner Ter, North Richland Hills, TX 76180
    (817) 428-8412
  • 0 mi
    All About Insurance Inc
    7716 Glenview Dr, North Richland Hills, TX 76180
    (817) 589-0006
  • 0 mi
    ISG / Insurance Solutions Group
    7640 NE Loop 820 Ste 99, North Richland Hills, TX 76180
    (817) 354-6800
  • 0 mi
    Alan Parker Insurance
    8005 Grapevine Hwy, North Richland Hills, TX 76180
    (817) 281-0036
  • 0 mi
    Doug Taylor
    8226 Bedford Euless Rd, North Richland Hills, TX 76180
    (817) 428-1164
  • 0 mi
    Didi Diedrick-Riley
    8401 Boulevard 26 Ste 16, North Richland Hills, TX 76180
    (817) 428-6066
  • 0 mi
    Blake Tacker
    8240 Mid Cities Blvd, North Richland Hills, TX 76180
    (817) 656-8222
  • 0 mi
    Ronald Clary
    8240 Mid Cities Blvd, North Richland Hills, TX 76180
    (817) 788-5174
  • 0 mi
    Misty Farmer
    8240 Mid Cities Blvd, North Richland Hills, TX 76180
    (817) 503-2466
  • 0 mi
    Cliff Farmer
    8240 Mid Cities Blvd, North Richland Hills, TX 76180
    (817) 581-9505
  • 0 mi
    Pat White
    6021 Walker Blvd Ste 101, North Richland Hills, TX 76180
    (817) 788-8181
  • 0 mi
    Troy Dunn Insurance Group
    4500 Mercabtile Plaza Dr #300, North Richland Hills, TX 76180
    (817) 361-4418
  • 2.5 mi
    Rachel Beane
    5609 Watauga Rd Ste A, Fort Worth, TX 76148
    (817) 577-3341
  • 2.5 mi
    All Coverage Insurance
    6105 Denton Hwy Ste 30, Fort Worth, TX 76148
    (817) 503-0980
  • 2.5 mi
    Freeway Insurance
    6201 Denton Hwy, Fort Worth, TX 76148
    (817) 383-7116
  • 2.5 mi
    Premier Group Insurance - Sonia Williams
    6245 Rufe Snow Dr 348, Fort Worth, TX 76148
    (682) 214-7844
  • 2.5 mi
    Eloy Leal
    5621 Bunker Blvd, Fort Worth, TX 76148
    (817) 656-9696
  • 2.5 mi
    H R Mack
    6402 Rufe Snow Dr, Fort Worth, TX 76148
    (817) 605-1729
  • 2.5 mi
    Sophia Washington
    6707 Rufe Snow Dr Ste 50, Fort Worth, TX 76148
    (817) 581-2666
  • 2.5 mi
    Stan Evans
    6751 Rufe Snow Dr Ste 900, Fort Worth, TX 76148
    (817) 498-2305
  • 2.5 mi
    Michael McAlister
    6751 Rufe Snow Dr Ste 900, Fort Worth, TX 76148
    (817) 498-2291
  • 2.5 mi
    Deborah Keller
    8321 Whitley Rd Ste 102, Fort Worth, TX 76148
    (817) 409-4299
  • 2.96 mi
    Fermin Rico
    6821 Baker Blvd Ste C, Fort Worth, TX 76118
    (817) 591-1139
  • 2.96 mi
    Garrett Nees
    2977 S Precinct Line Rd Ste 217, Fort Worth, TX 76118
    (817) 595-3300
  • 3.09 mi
    Dac Jackson
    7801 Mid Cities Blvd Ste 300, North Richland Hills, TX 76182
    (817) 503-8500
  • 3.09 mi
    Laura Geninatti
    7510 Davis Blvd Ste A, North Richland Hills, TX 76182
    (817) 281-1191
  • 3.09 mi
    Karen Paul
    8225 Mid Cities Blvd Ste 100, North Richland Hills, TX 76182
    (817) 485-9090
  • 3.09 mi
    Wayne Swanzy
    8225 Mid Cities Blvd Ste 100, North Richland Hills, TX 76182
    (817) 996-7896
  • 3.09 mi
    The Reddoch Agency
    8605 Mid Cities Blvd, North Richland Hills, TX 76182
    (817) 427-0460
  • 3.09 mi
    Stephen Cade
    9285 Huntington Sq, North Richland Hills, TX 76182
    (817) 285-9776
  • 3.09 mi
    Boudreaux Insurance Agency
    9292 Huntington Sq, North Richland Hills, TX 76182
    (817) 988-5310
  • 3.09 mi
    Jeremy Boudreaux
    9292 Huntington Sq Ste 200, North Richland Hills, TX 76182
    (817) 403-4969
  • 3.09 mi
    Matt Merkle
    9289 Huntington Sq Ste 200, North Richland Hills, TX 76182
    (817) 514-9606
  • 3.09 mi
    Bradley Greene
    7952 Davis Blvd Ste 100, North Richland Hills, TX 76182
    (817) 284-9928
  • 3.09 mi
    Vic McLane
    7956 Davis Blvd Ste 101, North Richland Hills, TX 76182
    (817) 428-4000
  • 3.09 mi
    Goosehead Insurance - Antonio Gutierrez
    8412 Davis Blvd Ste 170, North Richland Hills, TX 76182
    (940) 365-0100
View all agents ↓

Learn More About Car Insurance in North Richland Hills, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.