Lowest Premium
$350 / YEAR
Average Premium
$513 / YEAR
Highest Premium
$1000 / YEAR
The average annual premium in New Braunfels is around $513 and can go upto $1000. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in New Braunfels by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in New Braunfels. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
78130 | $479 |
78131 | $541 |
78132 | $491 |
Insurance Agents in New Braunfels, TX and Near by
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0 miErnest Kenney130 S Seguin Ave Ste 101, New Braunfels, TX 78130(830) 620-7541View |
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0 miTunnell Insurance Agency145 N Castell Ave, New Braunfels, TX 78130(830) 625-1494View |
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0 miGoosehead Insurance - Brandy Schaefer246 W San Antonio St Ste 202, New Braunfels, TX 78130(830) 237-3757View |
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0 miRKT Insurance Services277 W San Antonio St, New Braunfels, TX 78130(210) 383-5638View |
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0 miMund Group256 W Mill St, New Braunfels, TX 78130(830) 620-4839View |
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0 miHermes Insurance Agency399 W San Antonio St, New Braunfels, TX 78130(830) 625-4500View |
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0 miBill Mehrer389 S Seguin Ave, New Braunfels, TX 78130(830) 625-5912View |
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0 miMiller & Miller Insurance400 W San Antonio St, New Braunfels, TX 78130(830) 625-3000View |
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0 miBarry Lagasse142 W Jahn St, New Braunfels, TX 78130(210) 365-1977View |
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0 miJames Mahan Jr648 S Castell Ave, New Braunfels, TX 78130(830) 387-4045View |
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0 miBDI Insurance235 Landa St, New Braunfels, TX 78130(830) 606-2317View |
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0 miTexas Risk Solutions790 S Castell Ave, New Braunfels, TX 78130(210) 585-2860View |
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0 miJosh Blanchett1110 W San Antonio St, New Braunfels, TX 78130(830) 625-6222View |
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0 miTexas Farm Bureau Insurance1105 Eikel St, New Braunfels, TX 78130(830) 625-6924View |
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0 miComaltex Insurance Agency1110 Eikel St, New Braunfels, TX 78130(830) 625-7511View |
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0 miJohn Boyd398 Landa St, New Braunfels, TX 78130(830) 625-6081View |
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0 miStephanie Bartose176 E Faust St, New Braunfels, TX 78130(830) 629-9387View |
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0 miL.A. Insurance Agency TX6119 S Ih 35, New Braunfels, TX 78130(830) 629-9200View |
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0 miDavid Schlageter714 Briarbend Dr, New Braunfels, TX 78130(830) 652-5033View |
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0 miJoseph Morris1520 S Seguin Ave, New Braunfels, TX 78130(210) 621-7677View |
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0 miA-Max Auto Insurance263 Loop 337 Ste 700, New Braunfels, TX 78130(830) 624-2000View |
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0 miTimothy Brice1287 Common St, New Braunfels, TX 78130(830) 620-6913View |
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0 miNicholas Mericle1520 S Seguin Ave, New Braunfels, TX 78130(830) 608-0100View |
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0 miMark Elder2345 Loop 337 Ste 300, New Braunfels, TX 78130(830) 626-0551View |
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0 miUnique Insurance Service39 Ridge Dr, New Braunfels, TX 78130(830) 608-0993View |
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0 miJustin Meadows1928 S Seguin Ave Unit 106, New Braunfels, TX 78130(830) 629-3276View |
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0 miTCOR Management1421 Hanz Dr, New Braunfels, TX 78130(830) 387-7019View |
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0 miHowell & Schmidt Insurance & Investments1619 Common St Ste B206, New Braunfels, TX 78130(830) 620-4224View |
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0 miLiberty Mutual Agency1619 Common St Ste 801 Bldg H, New Braunfels, TX 78130(830) 387-7135View |
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0 miLeslie Lybarger30 Gruene Park Dr, New Braunfels, TX 78130(830) 609-7775View |
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0 miPatricia Granados2660 Common St, New Braunfels, TX 78130(830) 620-1500View |
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0 miGregory Blake651 N Business Ih 35 Ste 1135, New Braunfels, TX 78130(830) 627-1583View |
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0 miMario Garcia651 N Business Ih 35 Ste 1135, New Braunfels, TX 78130(830) 627-1583View |
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2.86 miHuddleston & CompanyPo Box 310647, New Braunfels, TX 78131(830) 625-7502View |
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8.69 miPresidio Insurance Agency1659 State Highway 46 W Ste 115-431, New Braunfels, TX 78132(210) 241-3997View |
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8.69 miMike Flowers134 Western Oaks, New Braunfels, TX 78132(210) 775-0757View |
Learn More About Car Insurance in New Braunfels, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.