Cheap Car Insurance in Missouri City, Texas (With 2021 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » Texas » Cheap Car Insurance Missouri City

Lowest Premium

$451 / YEAR

Average Premium

$588 / YEAR

Highest Premium

$799 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Missouri City is around $588 and can go upto $799. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Jump to Topic:

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Missouri City by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Missouri City. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
77459$589
77489$586

Insurance Agents in Missouri City, TX and Near by

  • 0 mi
    Michael Jaco
    4225 Sienna Pkwy Ste 120, Missouri City, TX 77459
    (281) 295-1670
  • 0 mi
    Weldon Finley
    5777 Sienna Pkwy Ste 500, Missouri City, TX 77459
    (281) 778-0240
  • 0 mi
    Bob Shaffer
    6705 Highway 6, Missouri City, TX 77459
    (281) 980-5555
  • 0 mi
    Brooke Cluse
    4502 Riverstone Blvd Ste 304, Missouri City, TX 77459
    (281) 778-9360
  • 0 mi
    Adam Pisani
    4502 Riverstone Blvd Ste 402, Missouri City, TX 77459
    (281) 980-6200
  • 0 mi
    Jennifer Satterwhite
    4502 Riverstone Blvd Ste 1103c, Missouri City, TX 77459
    (281) 201-0098
  • 0 mi
    Inner Beneficial Network
    8817 Highway 6 Ste 700, Missouri City, TX 77459
    (281) 313-2888
  • 0 mi
    David Stegall
    9029 Highway 6 Ste 170, Missouri City, TX 77459
    (281) 778-0841
  • 0 mi
    AAA Insurance
    4829 Highway 6, Missouri City, TX 77459
    (281) 403-8200
  • 0 mi
    Dewayne Armstrong
    4501 Cartwright Rd Ste 407, Missouri City, TX 77459
    (281) 499-6666
  • 0 mi
    Sue Cheung
    4501 Cartwright Rd Ste 602, Missouri City, TX 77459
    (281) 969-8281
  • 0 mi
    TWFG Insurance Services - Randy Costa
    4501 Cartwright Rd Ste 203, Missouri City, TX 77459
    (281) 261-9005
  • 0 mi
    Goosehead Insurance - Andrew Haley
    4501 Cartwright Rd Ste 306, Missouri City, TX 77459
    (281) 643-0996
  • 0 mi
    Connect Insurance Agency
    1800 Fm 1092 Rd Apt 205, Missouri City, TX 77459
    (832) 647-3646
  • 0 mi
    Ismail Ahmad
    3002 Lexington Lake Dr, Missouri City, TX 77459
    (281) 403-3428
  • 0 mi
    Kinion Insurance Agency
    1711 Texas Pky Fm 2234, Missouri City, TX 77459
    (281) 261-0220
  • 0 mi
    Fisher Insurance Agency
    3335 Cartwright Rd, Missouri City, TX 77459
    (281) 499-6511
  • 0 mi
    Truitt Insurance
    3415 Cartwright Rd, Missouri City, TX 77459
    (281) 499-3559
  • 0 mi
    Monica Miller
    3331 Cartwright Rd Ste 200, Missouri City, TX 77459
    (281) 607-1754
  • 0 mi
    Dwyatt Gentry
    3334 Fm 1092 Rd Ste 420, Missouri City, TX 77459
    (281) 499-2264
  • 0 mi
    TDECU Insurance Agency
    9109 Sienna Christus Dr, Missouri City, TX 77459
    (888) 833-7358
  • 0 mi
    James W Murray
    3550 Fm 1092 Rd, Missouri City, TX 77459
    (281) 499-0377
  • 0 mi
    Bert Schmidt
    5819 Highway 6 Ste 260, Missouri City, TX 77459
    (281) 499-5687
  • 0 mi
    Texas Farm Bureau Insurance
    5819 Highway 6 Ste 180, Missouri City, TX 77459
    (281) 403-2562
  • 0 mi
    Steven McKay
    5819 Highway 6 Ste 120, Missouri City, TX 77459
    (281) 499-2400
  • 0 mi
    Will Hayes
    8880 Highway 6 Ste 180, Missouri City, TX 77459
    (281) 778-0008
  • 5.27 mi
    Leonard Richardson Jr.
    614 Texas Pkwy Ste 500, Missouri City, TX 77489
    (281) 208-2800
  • 5.27 mi
    Darryl Mayo
    1531 Highway 90 A, Missouri City, TX 77489
    (281) 403-4802
  • 5.27 mi
    Charlie Walker Insurance
    2338 Texas Pkwy, Missouri City, TX 77489
    (281) 499-1922
  • 5.27 mi
    S & V Baldon Agency
    2419 Texas Pkwy Ste 100, Missouri City, TX 77489
    (832) 787-0007
  • 5.27 mi
    Brown Bear Insurance
    2440 Texas Pkwy Ste 217, Missouri City, TX 77489
    (281) 499-1853
  • 5.27 mi
    Eddie Henry
    2440 Texas Pkwy Ste 280, Missouri City, TX 77489
    (713) 723-8001
View all agents ↓

Learn More About Car Insurance in Missouri City, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.