Lowest Premium
$428 / YEAR
Average Premium
$630 / YEAR
Highest Premium
$811 / YEAR
The average annual premium in Mesquite is around $630 and can go upto $811. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Mesquite by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Mesquite. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
75149 | $642 |
75150 | $617 |
75181 | $607 |
Insurance Agents in Mesquite, TX and Near by
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0 miBaja Auto Insurance1336 N Galloway Ave Ste 104, Mesquite, TX 75149(972) 426-5069View |
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0 miAvenue Insurance Group1800 N Galloway Ave Ste 300, Mesquite, TX 75149(972) 216-5700View |
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0 miABACO Insurance & Tax Services500 N Galloway Ave Ste 26, Mesquite, TX 75149(972) 216-2600View |
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0 miShaffer & Associates Insurance Agency625 Pioneer Rd Ste 110, Mesquite, TX 75149(214) 324-2554View |
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0 miCraig Zolkowski217 E Davis St, Mesquite, TX 75149(972) 285-6656View |
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0 miJoe Frank309 N Galloway Ave Ste 100, Mesquite, TX 75149(972) 288-8121View |
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0 miSabrina Hosein309 N Galloway Ave Ste 102, Mesquite, TX 75149(972) 288-1021View |
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0 miHanby Insurance211 W Main St, Mesquite, TX 75149(972) 285-0381View |
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0 miSanborn Insurance Agency210 W Davis St Ste 104, Mesquite, TX 75149(214) 381-1743View |
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0 miBingham & Associates Insurance Agency111 S Broad St, Mesquite, TX 75149(972) 329-5200View |
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0 miMain Street Independent Insurance Agencies1216 Narcissus Ln, Mesquite, TX 75149(469) 208-7166View |
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0 miTangela Taylor801 W Kearney St Ste 401, Mesquite, TX 75149(972) 288-8444View |
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0 miRoy Cruz Jr.921 S Bryan Belt Line Rd, Mesquite, TX 75149(972) 216-5000View |
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0 miRon Adams945 S Bryan Belt Line Rd Ste 100, Mesquite, TX 75149(972) 329-0971View |
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0 miCardona's Insurance #1726 Gross Rd, Mesquite, TX 75149(972) 285-4500View |
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0 miCraig Sanborn401 Kent Dr, Mesquite, TX 75149(972) 216-9749View |
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0 miRusty McRae1425 Gross Rd Ste 104, Mesquite, TX 75149(972) 285-7779View |
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0 miLarry Allen Sr225 W Cartwright Rd Ste A, Mesquite, TX 75149(972) 329-1335View |
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0 miL.A. Insurance Agency TX81704 Military Pkwy Ste 800, Mesquite, TX 75149(972) 285-5550View |
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0 miObdulia Simcox2033 Military Pkwy Ste 200b, Mesquite, TX 75149(972) 227-3183View |
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3.29 miAnthony Kaufmann3939 E Highway 80 Ste 155, Mesquite, TX 75150(972) 681-7500View |
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3.29 miBob Quick2144 N Belt Line Rd Ste A, Mesquite, TX 75150(972) 289-0000View |
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3.29 miAnil Mathew4321 N Belt Line Rd Ste 300, Mesquite, TX 75150(972) 203-9800View |
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3.29 miAFIG LLC - Yamel Duenas2411 N Galloway Ave Ste 112, Mesquite, TX 75150(469) 461-3381View |
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3.29 miBill Davis2411 N Galloway Ave Ste 108, Mesquite, TX 75150(972) 270-7605View |
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3.29 miSteve Whitworth3330 N Galloway Ave Ste 310, Mesquite, TX 75150(972) 686-5987View |
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3.29 miA Friend Auto Insurance3330 N Galloway Ave Ste 270, Mesquite, TX 75150(214) 660-3500View |
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3.29 miChris Jasper1220 N Town East Blvd Ste 340, Mesquite, TX 75150(972) 279-3333View |
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3.29 miGreta Stogner Insurance1111 N Town East Blvd Ste 5, Mesquite, TX 75150(972) 686-4100View |
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3.29 miVincent Greene1331 Us-80 Ste 200, Mesquite, TX 75150(972) 288-2288View |
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3.29 miAmerican Insurance Agencies of Texas1331 E Highway 80 Ste 209, Mesquite, TX 75150(972) 289-9893View |
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3.29 miAcceptance Auto Insurance1515 N Town East Blvd Ste 208, Mesquite, TX 75150(972) 682-4220View |
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3.29 miBecky A Harding1515 Town East Blvd, Mesquite, TX 75150(972) 613-7970View |
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3.29 miRamsey Insurance Agency1801 Lbj Fwy Ste 140, Mesquite, TX 75150(972) 279-1147View |
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3.29 miLasonnuia K. Sloan1515 N Town East 138-153, Mesquite, TX 75150(214) 229-2682View |
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3.29 miFinancial & Insurance Services18601 Lbj Fwy Ste 140, Mesquite, TX 75150(972) 279-1124View |
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3.29 miK & S Group18601 Lbj Fwy Ste 420, Mesquite, TX 75150(214) 234-8871View |
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3.29 miArrow Insurance Service18601 Lbj Fwy Ste 220, Mesquite, TX 75150(972) 686-6868View |
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3.29 miHorace Wallace18601 Lbj Fwy Ste 701, Mesquite, TX 75150(214) 327-7356View |
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3.29 miJ.L. Reyna Agency3220 Gus Thomasson Rd Ste 355, Mesquite, TX 75150(972) 285-5131View |
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3.29 miMichael Hooker3300 Gus Thomasson Rd Ste 201, Mesquite, TX 75150(877) 454-5055View |
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3.29 miBaja Auto Insurance3600 Gus Thomasson Rd Ste 180, Mesquite, TX 75150(972) 426-5071View |
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3.29 miFreeway Insurance3522 Gus Thomasson Rd, Mesquite, TX 75150(972) 426-5080View |
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3.29 miA-Max Auto Insurance3544 Gus Thomasson Rd, Mesquite, TX 75150(972) 270-8600View |
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3.29 miFamily Financial Group3501 Gus Thomasson Rd Ste 25, Mesquite, TX 75150(972) 270-1488View |
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3.29 miScott Bogue1900 Oates Dr Ste 112, Mesquite, TX 75150(972) 613-1396View |
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3.29 miPaul Lukachek Insurance Agency5115 N Galloway Ave Ste 201, Mesquite, TX 75150(972) 270-7649View |
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3.29 miLinda Carmack3334 N Town East Blvd Ste 210, Mesquite, TX 75150(972) 686-7928View |
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3.29 miNicholas A Wright3001 Motley Dr Ste F, Mesquite, TX 75150(972) 213-0082View |
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3.29 miJD Insurance Agency of Mesquite3939 Us Highway 80 E Ste 155, Mesquite, TX 75150(972) 682-9599View |
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3.29 miMay Torrence3939 E Highway 80 Ste 282, Mesquite, TX 75150(972) 682-6011View |
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3.29 miSkyline Insurance Agency3939 Highway 80 E Ste 412, Mesquite, TX 75150(214) 320-3344View |
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3.29 miInsurance Now Agency3430 Sorrento Dr, Mesquite, TX 75150(972) 279-2500View |
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3.29 miAi United Insurance4325 Gus Thomasson Rd, Mesquite, TX 75150(972) 279-5050View |
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3.29 miG.L. Hanley Insurance Agency4411 Gus Thomasson Rd Ste A, Mesquite, TX 75150(972) 681-7422View |
Learn More About Car Insurance in Mesquite, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.