Cheap Car Insurance in Mesquite, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Mesquite

Lowest Premium

$428 / YEAR

Average Premium

$630 / YEAR

Highest Premium

$811 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Mesquite is around $630 and can go upto $811. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Mesquite by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Mesquite. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75149$642
75150$617
75181$607

Insurance Agents in Mesquite, TX and Near by

  • 0 mi
    Baja Auto Insurance
    1336 N Galloway Ave Ste 104, Mesquite, TX 75149
    (972) 426-5069
  • 0 mi
    Avenue Insurance Group
    1800 N Galloway Ave Ste 300, Mesquite, TX 75149
    (972) 216-5700
  • 0 mi
    ABACO Insurance & Tax Services
    500 N Galloway Ave Ste 26, Mesquite, TX 75149
    (972) 216-2600
  • 0 mi
    Shaffer & Associates Insurance Agency
    625 Pioneer Rd Ste 110, Mesquite, TX 75149
    (214) 324-2554
  • 0 mi
    Craig Zolkowski
    217 E Davis St, Mesquite, TX 75149
    (972) 285-6656
  • 0 mi
    Joe Frank
    309 N Galloway Ave Ste 100, Mesquite, TX 75149
    (972) 288-8121
  • 0 mi
    Sabrina Hosein
    309 N Galloway Ave Ste 102, Mesquite, TX 75149
    (972) 288-1021
  • 0 mi
    Hanby Insurance
    211 W Main St, Mesquite, TX 75149
    (972) 285-0381
  • 0 mi
    Sanborn Insurance Agency
    210 W Davis St Ste 104, Mesquite, TX 75149
    (214) 381-1743
  • 0 mi
    Bingham & Associates Insurance Agency
    111 S Broad St, Mesquite, TX 75149
    (972) 329-5200
  • 0 mi
    Main Street Independent Insurance Agencies
    1216 Narcissus Ln, Mesquite, TX 75149
    (469) 208-7166
  • 0 mi
    Tangela Taylor
    801 W Kearney St Ste 401, Mesquite, TX 75149
    (972) 288-8444
  • 0 mi
    Roy Cruz Jr.
    921 S Bryan Belt Line Rd, Mesquite, TX 75149
    (972) 216-5000
  • 0 mi
    Ron Adams
    945 S Bryan Belt Line Rd Ste 100, Mesquite, TX 75149
    (972) 329-0971
  • 0 mi
    Cardona's Insurance #1
    726 Gross Rd, Mesquite, TX 75149
    (972) 285-4500
  • 0 mi
    Craig Sanborn
    401 Kent Dr, Mesquite, TX 75149
    (972) 216-9749
  • 0 mi
    Rusty McRae
    1425 Gross Rd Ste 104, Mesquite, TX 75149
    (972) 285-7779
  • 0 mi
    Larry Allen Sr
    225 W Cartwright Rd Ste A, Mesquite, TX 75149
    (972) 329-1335
  • 0 mi
    L.A. Insurance Agency TX8
    1704 Military Pkwy Ste 800, Mesquite, TX 75149
    (972) 285-5550
  • 0 mi
    Obdulia Simcox
    2033 Military Pkwy Ste 200b, Mesquite, TX 75149
    (972) 227-3183
  • 3.29 mi
    Anthony Kaufmann
    3939 E Highway 80 Ste 155, Mesquite, TX 75150
    (972) 681-7500
  • 3.29 mi
    Bob Quick
    2144 N Belt Line Rd Ste A, Mesquite, TX 75150
    (972) 289-0000
  • 3.29 mi
    Anil Mathew
    4321 N Belt Line Rd Ste 300, Mesquite, TX 75150
    (972) 203-9800
  • 3.29 mi
    AFIG LLC - Yamel Duenas
    2411 N Galloway Ave Ste 112, Mesquite, TX 75150
    (469) 461-3381
  • 3.29 mi
    Bill Davis
    2411 N Galloway Ave Ste 108, Mesquite, TX 75150
    (972) 270-7605
  • 3.29 mi
    Steve Whitworth
    3330 N Galloway Ave Ste 310, Mesquite, TX 75150
    (972) 686-5987
  • 3.29 mi
    A Friend Auto Insurance
    3330 N Galloway Ave Ste 270, Mesquite, TX 75150
    (214) 660-3500
  • 3.29 mi
    Chris Jasper
    1220 N Town East Blvd Ste 340, Mesquite, TX 75150
    (972) 279-3333
  • 3.29 mi
    Greta Stogner Insurance
    1111 N Town East Blvd Ste 5, Mesquite, TX 75150
    (972) 686-4100
  • 3.29 mi
    Vincent Greene
    1331 Us-80 Ste 200, Mesquite, TX 75150
    (972) 288-2288
  • 3.29 mi
    American Insurance Agencies of Texas
    1331 E Highway 80 Ste 209, Mesquite, TX 75150
    (972) 289-9893
  • 3.29 mi
    Acceptance Auto Insurance
    1515 N Town East Blvd Ste 208, Mesquite, TX 75150
    (972) 682-4220
  • 3.29 mi
    Becky A Harding
    1515 Town East Blvd, Mesquite, TX 75150
    (972) 613-7970
  • 3.29 mi
    Ramsey Insurance Agency
    1801 Lbj Fwy Ste 140, Mesquite, TX 75150
    (972) 279-1147
  • 3.29 mi
    Lasonnuia K. Sloan
    1515 N Town East 138-153, Mesquite, TX 75150
    (214) 229-2682
  • 3.29 mi
    Financial & Insurance Services
    18601 Lbj Fwy Ste 140, Mesquite, TX 75150
    (972) 279-1124
  • 3.29 mi
    K & S Group
    18601 Lbj Fwy Ste 420, Mesquite, TX 75150
    (214) 234-8871
  • 3.29 mi
    Arrow Insurance Service
    18601 Lbj Fwy Ste 220, Mesquite, TX 75150
    (972) 686-6868
  • 3.29 mi
    Horace Wallace
    18601 Lbj Fwy Ste 701, Mesquite, TX 75150
    (214) 327-7356
  • 3.29 mi
    J.L. Reyna Agency
    3220 Gus Thomasson Rd Ste 355, Mesquite, TX 75150
    (972) 285-5131
  • 3.29 mi
    Michael Hooker
    3300 Gus Thomasson Rd Ste 201, Mesquite, TX 75150
    (877) 454-5055
  • 3.29 mi
    Baja Auto Insurance
    3600 Gus Thomasson Rd Ste 180, Mesquite, TX 75150
    (972) 426-5071
  • 3.29 mi
    Freeway Insurance
    3522 Gus Thomasson Rd, Mesquite, TX 75150
    (972) 426-5080
  • 3.29 mi
    A-Max Auto Insurance
    3544 Gus Thomasson Rd, Mesquite, TX 75150
    (972) 270-8600
  • 3.29 mi
    Family Financial Group
    3501 Gus Thomasson Rd Ste 25, Mesquite, TX 75150
    (972) 270-1488
  • 3.29 mi
    Scott Bogue
    1900 Oates Dr Ste 112, Mesquite, TX 75150
    (972) 613-1396
  • 3.29 mi
    Paul Lukachek Insurance Agency
    5115 N Galloway Ave Ste 201, Mesquite, TX 75150
    (972) 270-7649
  • 3.29 mi
    Linda Carmack
    3334 N Town East Blvd Ste 210, Mesquite, TX 75150
    (972) 686-7928
  • 3.29 mi
    Nicholas A Wright
    3001 Motley Dr Ste F, Mesquite, TX 75150
    (972) 213-0082
  • 3.29 mi
    JD Insurance Agency of Mesquite
    3939 Us Highway 80 E Ste 155, Mesquite, TX 75150
    (972) 682-9599
  • 3.29 mi
    May Torrence
    3939 E Highway 80 Ste 282, Mesquite, TX 75150
    (972) 682-6011
  • 3.29 mi
    Skyline Insurance Agency
    3939 Highway 80 E Ste 412, Mesquite, TX 75150
    (214) 320-3344
  • 3.29 mi
    Insurance Now Agency
    3430 Sorrento Dr, Mesquite, TX 75150
    (972) 279-2500
  • 3.29 mi
    Ai United Insurance
    4325 Gus Thomasson Rd, Mesquite, TX 75150
    (972) 279-5050
  • 3.29 mi
    G.L. Hanley Insurance Agency
    4411 Gus Thomasson Rd Ste A, Mesquite, TX 75150
    (972) 681-7422
View all agents ↓

Learn More About Car Insurance in Mesquite, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.