Cheap Car Insurance in Lufkin, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Lufkin

Lowest Premium

$361 / YEAR

Average Premium

$557 / YEAR

Highest Premium

$830 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Lufkin is around $557 and can go upto $830. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Lufkin by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Lufkin. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75901$555
75904$566

Insurance Agents in Lufkin, TX and Near by

  • 0 mi
    Shaw Insurance Agency
    3306 S Chestnut St, Lufkin, TX 75901
    (936) 637-6221
  • 0 mi
    Don Briley
    1815 E Denman Ave, Lufkin, TX 75901
    (936) 632-4435
  • 0 mi
    Alisha Allen
    2716 S Medford Dr Ste A, Lufkin, TX 75901
    (936) 238-3972
  • 0 mi
    Clark Insurance Agency
    1507 E Denman Ave, Lufkin, TX 75901
    (936) 632-5171
  • 0 mi
    Davis Insurance Agency
    3110 S 1st St, Lufkin, TX 75901
    (936) 634-2291
  • 0 mi
    Jay Jackson
    1605 S Chestnut St, Lufkin, TX 75901
    (936) 632-4466
  • 0 mi
    Texas Farm Bureau Insurance
    2804 Atkinson Dr, Lufkin, TX 75901
    (936) 634-7285
  • 0 mi
    Toole Insurance Agency
    915 Atkinson Dr, Lufkin, TX 75901
    (936) 634-8665
  • 0 mi
    Guardian Reliability Group
    412 N 1st St, Lufkin, TX 75901
    (936) 755-1200
  • 0 mi
    Acceptance Auto Insurance
    430 N Timberland Dr, Lufkin, TX 75901
    (936) 634-2484
  • 0 mi
    TWFG Insurance Services - Ronnie Smith
    503 E Frank Ave Ste 102, Lufkin, TX 75901
    (936) 637-4808
  • 0 mi
    Justin Kolb
    315 E Lufkin Ave, Lufkin, TX 75901
    (936) 699-5333
  • 0 mi
    Ai United Insurance
    115 N Timberland Dr Ste 511, Lufkin, TX 75901
    (936) 225-5008
  • 0 mi
    Angelina Casualty Insurance Agency
    107 N Timberland Dr Ste 209, Lufkin, TX 75901
    (936) 639-1633
  • 0 mi
    Gibbs Insurance Agency
    511 S 1st St, Lufkin, TX 75901
    (936) 639-2255
  • 0 mi
    Tommy Street
    515 S Timberland Dr, Lufkin, TX 75901
    (936) 632-2155
  • 0 mi
    Autopartners Insurance Agency
    802 S Timberland Dr, Lufkin, TX 75901
    (936) 699-4008
  • 0 mi
    Mary Shanklin
    801 E Denman Ave Ste 2, Lufkin, TX 75901
    (936) 639-9853
  • 0 mi
    Wes London
    1105 S Timberland Dr, Lufkin, TX 75901
    (936) 632-6601
  • 0 mi
    Michael Drewery
    1013 Lee Ave, Lufkin, TX 75901
    (936) 637-6333
  • 0 mi
    Bartlett Baggett & Shands
    1204 S 1st St, Lufkin, TX 75901
    (936) 632-4496
  • 0 mi
    Lumbermen's Insurance Agency
    1305 S 1st St, Lufkin, TX 75901
    (936) 634-3326
  • 0 mi
    Bradley Clement
    1019 S Chestnut St Ste B, Lufkin, TX 75901
    (936) 634-4530
  • 0 mi
    Garrett Massie
    1019 S Chestnut St # B, Lufkin, TX 75901
    (936) 634-3276
  • 0 mi
    Troy Allen Tiemann
    1021 S Chestnut St # 3, Lufkin, TX 75901
    (936) 414-0169
  • 0 mi
    Wallace Daily
    1021 S Chestnut St Ste 3, Lufkin, TX 75901
    (936) 634-3838
  • 0 mi
    Byrd Insurance Agency
    1019 E Denman Ave, Lufkin, TX 75901
    (936) 634-8228
  • 0 mi
    Kristopher King
    1332 E Denman Ave Ste 101, Lufkin, TX 75901
    (936) 639-3292
  • 0 mi
    Martha Sue Harris
    4100 S Medford Dr, Lufkin, TX 75901
    (936) 634-8611
  • 0 mi
    Gans & Smith Insurance Agency
    4000 S Medford Dr Ste 30e, Lufkin, TX 75901
    (936) 639-8466
  • 0 mi
    Rick Overby Insurance
    4000 S Medford Ste 13 W, Lufkin, TX 75901
    (936) 633-6929
  • 0 mi
    Morgan Insurance Agency
    3708 S Medford Dr, Lufkin, TX 75901
    (936) 634-7755
  • 0 mi
    Melton-Integra Insurance
    1905 Tulane Dr Ste 140, Lufkin, TX 75901
    (936) 899-7131
  • 10.16 mi
    TWFG Insurance Services - Juan Ramos
    200 Mount Carmel Rd, Lufkin, TX 75904
    (936) 676-0780
  • 10.16 mi
    Wm Larry Turner
    2582 Ted Trout Dr, Lufkin, TX 75904
    (936) 634-8148
  • 10.16 mi
    Karber Boyd Insurance
    210 Largent St, Lufkin, TX 75904
    (936) 634-2405
  • 10.16 mi
    Charlotte Newman
    1406 W Frank Ave Ste C, Lufkin, TX 75904
    (936) 632-5558
  • 10.16 mi
    Steve McComb
    1406 W Frank Ave Ste A, Lufkin, TX 75904
    (936) 632-8781
  • 10.16 mi
    Joe Hancock
    609 S John Redditt Dr, Lufkin, TX 75904
    (936) 634-4451
  • 10.16 mi
    Alamo P&C Insurance
    1010 W Frank Ave, Lufkin, TX 75904
    (936) 639-3300
  • 10.16 mi
    First Affordable Insurance
    817 W Frank Ave, Lufkin, TX 75904
    (936) 699-1166
  • 10.16 mi
    Lisa Evans Bullock
    701 W Frank Ave, Lufkin, TX 75904
    (936) 639-6990
  • 10.16 mi
    Wilkerson Integra Insurance Services
    504 W Frank Ave, Lufkin, TX 75904
    (936) 637-3418
  • 10.16 mi
    Turner Insurance
    109 W Lufkin Ave, Lufkin, TX 75904
    (936) 634-0009
  • 10.16 mi
    Swain & Baldwin Insurance
    107 W Lufkin Ave Ste 318, Lufkin, TX 75904
    (936) 639-2201
  • 10.16 mi
    Patrick Havard
    601 Moore Ave, Lufkin, TX 75904
    (936) 634-1143
  • 10.16 mi
    Chad Morgan
    1503 S John Redditt Dr, Lufkin, TX 75904
    (936) 633-5591
  • 10.16 mi
    Selena Mitchell
    1411 Turtle Creek Dr Ste B, Lufkin, TX 75904
    (936) 699-3483
View all agents ↓

Learn More About Car Insurance in Lufkin, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.