Cheap Car Insurance in Lexington, Kentucky (With 2024 Rates)

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Home » Car insurance » Kentucky » Cheap Car Insurance Lexington

Lowest Premium

$287 / YEAR

Average Premium

$783 / YEAR

Highest Premium

$1695 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Lexington is around $783 and can go upto $1695. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Lexington by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Lexington. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

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ZipAvg. Premium
40502$710
40503$707
40504$701
40505$704
40506$716
40507$709
40508$708
40509$696
40510$697
40511$692
40512$853
40513$699
40515$695
40516$686
40550$851

Insurance Agents in Lexington, KY and Near by

  • 0 mi
    Forsythe & Associates
    124 Kentucky Ave # 12, Lexington, KY 40502
    (859) 268-1571
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  • 0 mi
    United Security Agency
    128 Kentucky Ave Ste 115, Lexington, KY 40502
    (859) 523-7207
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  • 0 mi
    Rogers All In One Insurance Agency
    710 E Main St, Lexington, KY 40502
    (859) 333-1349
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  • 0 mi
    Epic Insurance Solutions
    710 E Main St Ste 110, Lexington, KY 40502
    (859) 899-2030
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  • 0 mi
    Denny Bridges
    210 Old Mount Tabor Rd Ste C, Lexington, KY 40502
    (859) 269-6111
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  • 0 mi
    William Dervin
    210 Old Mount Tabor Rd Ste C, Lexington, KY 40502
    (859) 269-6111
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  • 0 mi
    Mike Ison
    2121 Richmond Rd Ste 145, Lexington, KY 40502
    (859) 268-8850
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  • 0 mi
    ACL Insurance
    1025 Dove Run Rd Ste 309, Lexington, KY 40502
    (859) 935-5000
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  • 0 mi
    Randolph Scott Insurance Agency
    1025 Dove Run Rd Ste 302, Lexington, KY 40502
    (859) 252-0879
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  • 0 mi
    Bethany Hicks
    1050 Chinoe Rd Ste 100, Lexington, KY 40502
    (859) 264-0246
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  • 2.1 mi
    Joe Daugherty
    651 Perimeter Dr Ste 204, Lexington, KY 40517
    (859) 269-4990
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  • 2.1 mi
    Thoroughbred Insurance Service
    698 Perimeter Dr Ste 103, Lexington, KY 40517
    (859) 214-6051
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  • 2.1 mi
    Asa Pham
    169 E Reynolds Rd Ste 104, Lexington, KY 40517
    (859) 273-0400
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  • 2.1 mi
    The Wright Insurance Agency
    169 E Reynolds Rd Ste 204b, Lexington, KY 40517
    (859) 971-0221
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  • 2.1 mi
    Frederick A Ryburn
    3499 Lansdowne Dr Ste 211, Lexington, KY 40517
    (859) 271-1493
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  • 2.1 mi
    Latasha Campbell
    157 E Reynolds Rd Ste C, Lexington, KY 40517
    (859) 971-3713
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  • 2.1 mi
    A G Perry Insurance Agency
    152 E Reynolds Rd Ste 103, Lexington, KY 40517
    (859) 271-0031
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  • 2.1 mi
    Bill Rea - State Farm Insurance Agent
    138 E Reynolds Rd Ste 102, Lexington, KY 40517
    (859) 273-7373
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  • 2.1 mi
    David R Amole
    633 Elk Lake Dr, Lexington, KY 40517
    (859) 276-1338
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  • 2.1 mi
    Stonebridge Insurance
    3131 Custer Dr Ste 4, Lexington, KY 40517
    (859) 899-1003
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  • 2.1 mi
    Dwight McCarty
    3620 Walden Dr Ste 211, Lexington, KY 40517
    (859) 971-0266
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  • 2.1 mi
    Mountain Valley Insurance
    3620 Walden Dr Ste 100, Lexington, KY 40517
    (859) 223-3800
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  • 2.1 mi
    Lex Insurance
    3120 Pimlico Pkwy Ste 134, Lexington, KY 40517
    (859) 303-6397
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  • 2.1 mi
    Mostafa Ghaelian
    4071 Tates Crk Center Dr Ste 110, Lexington, KY 40517
    (859) 272-6766
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  • 2.42 mi
    Lexington Insurance Agency
    465 E High St Ste 101, Lexington, KY 40507
    (859) 253-6570
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  • 2.42 mi
    Auto Insurance Network
    440 Old Vine St, Lexington, KY 40507
    (859) 335-6343
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  • 2.42 mi
    Houlihan Insurance Agency
    337 E High St, Lexington, KY 40507
    (859) 255-7980
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  • 2.42 mi
    Powell Walton Milward - J. Smith Lanier & Co.
    360 E Vine St, Lexington, KY 40507
    (859) 254-8023
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  • 2.42 mi
    BB&T - Insurance Services of Lexington
    200 W Vine St Ste 300, Lexington, KY 40507
    (859) 224-8899
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  • 2.42 mi
    John G King Insurance
    125 Cheapside, Lexington, KY 40507
    (859) 252-6155
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  • 2.42 mi
    Carpenter-Warren Insurance Agency
    271 W Short St Ste 304, Lexington, KY 40507
    (859) 252-6691
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  • 2.42 mi
    MSI Lending of Lexington
    271 W Short St Ste 510a, Lexington, KY 40507
    (859) 253-5363
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  • 2.7 mi
    Neely & Wade Insurance Agency
    133 Walton Ave, Lexington, KY 40508
    (859) 233-7855
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  • 2.7 mi
    Whitt Insurance Agency
    210 W Maxwell St, Lexington, KY 40508
    (859) 278-0124
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  • 2.7 mi
    Bryan Mitchell
    252 E Third St, Lexington, KY 40508
    (859) 293-2253
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  • 2.7 mi
    Joseph Johnson
    138 Jefferson St, Lexington, KY 40508
    (859) 254-1808
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  • 2.7 mi
    Steven R Jackey
    629 N Broadway, Lexington, KY 40508
    (859) 396-7401
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  • 2.7 mi
    Sullivan Insurance Agency
    635 N Broadway, Lexington, KY 40508
    (859) 233-1637
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  • 2.7 mi
    At Your Service Insurance
    1204 Versailles Rd, Lexington, KY 40508
    (859) 225-0033
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  • 2.7 mi
    Mann Sutton & McGee Insurance Services
    1353 Leestown Rd, Lexington, KY 40508
    (859) 225-3661
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  • 2.92 mi
    Debra Hensley
    1513 Nicholasville Rd, Lexington, KY 40503
    (859) 276-3244
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  • 2.92 mi
    Dick Perry
    2128 Nicholasville Rd, Lexington, KY 40503
    (859) 277-7195
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  • 2.92 mi
    Stewart Perry
    2128 Nicholasville Rd, Lexington, KY 40503
    (859) 277-7195
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  • 2.92 mi
    Quality Insurance of Kentucky
    2039 Regency Rd Ste 3, Lexington, KY 40503
    (859) 278-0373
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  • 2.92 mi
    Al Jones Insurance Agency
    274 Southland Dr Ste 106a, Lexington, KY 40503
    (859) 276-0400
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  • 2.92 mi
    Joshua Boykin
    470 Southland Dr, Lexington, KY 40503
    (859) 276-1964
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  • 2.92 mi
    Dawan Hart
    2050 Regency Rd Ste B, Lexington, KY 40503
    (859) 276-2661
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  • 2.92 mi
    Tom Crumrine Jr
    171 W Lowry Ln Ste 160, Lexington, KY 40503
    (859) 224-8482
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  • 2.92 mi
    H Gene Young
    101 Malabu Dr Ste 9, Lexington, KY 40503
    (859) 277-4225
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  • 2.92 mi
    Cambridge Insurance
    2300 Regency Rd, Lexington, KY 40503
    (859) 252-0381
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  • 2.92 mi
    Thomas E. Mann
    185 Pasadena Dr Ste 235, Lexington, KY 40503
    (859) 268-2542
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  • 2.92 mi
    Kentucky Farm Bureau Insurance
    185 Pasadena Dr Ste 110, Lexington, KY 40503
    (859) 313-5400
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  • 2.92 mi
    Commercial Insurance Services
    176 Pasadena Dr Ste 2, Lexington, KY 40503
    (859) 278-0349
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  • 2.92 mi
    Morgan Trevathan & Gunn
    120 Dennis Dr Ste 1, Lexington, KY 40503
    (859) 264-1189
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  • 2.92 mi
    Terrill Williams
    2465 Nicholasville Rd Ste A, Lexington, KY 40503
    (859) 263-5454
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  • 2.92 mi
    Cornerstone Insurance
    2417 Regency Rd Ste B, Lexington, KY 40503
    (859) 276-2571
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  • 2.92 mi
    Central Insurance Services
    2400 Harrodsburg Rd, Lexington, KY 40503
    (859) 253-8799
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  • 2.92 mi
    USI Insurance Services
    220 Lexington Green Cir Ste 410, Lexington, KY 40503
    (859) 317-6950
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  • 2.92 mi
    Clint Conrad
    201 Ruccio Way Ste 120, Lexington, KY 40503
    (859) 276-4366
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  • 2.92 mi
    Tim Hamilton Insurance Agency
    401 Lewis Hargett Cir Ste 130, Lexington, KY 40503
    (859) 276-1234
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  • 2.92 mi
    Jeff Briggs
    449 Lewis Hargett Cir Ste 150, Lexington, KY 40503
    (859) 273-8512
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  • 2.92 mi
    Roeding Insurance
    505 Wellington Way Ste 275, Lexington, KY 40503
    (859) 296-4580
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  • 2.92 mi
    Van Meter Insurance Group
    505 Wellington Way Ste 350, Lexington, KY 40503
    (859) 263-2771
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  • 2.92 mi
    Arthur Walters Jr
    811 Corporate Dr Ste 104, Lexington, KY 40503
    (859) 223-2390
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  • 2.92 mi
    Keith Renfro
    3101 Clays Mill Rd Ste 402, Lexington, KY 40503
    (859) 278-8415
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  • 2.92 mi
    Bob Pitman
    851 Corporate Dr Ste 200, Lexington, KY 40503
    (859) 223-1191
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  • 2.92 mi
    Elite Insurance Services
    616 Wellington Way Ste C, Lexington, KY 40503
    (859) 303-9749
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  • 2.92 mi
    Alliance Assurance Agency
    3306 Clays Mill Rd Ste 104, Lexington, KY 40503
    (859) 219-6000
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  • 2.92 mi
    Heritage Insurance Agency
    3306 Clays Mill Rd Ste 106, Lexington, KY 40503
    (859) 219-1122
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  • 2.92 mi
    Mayne Insurance Agency
    3306 Clays Mill Rd Ste 104, Lexington, KY 40503
    (859) 514-6541
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  • 2.92 mi
    Trena Maxson
    3320 Clays Mill Rd Ste 114, Lexington, KY 40503
    (859) 224-4474
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  • 2.92 mi
    Christy Ann Turner
    3320 Clays Mill Rd Ste 211, Lexington, KY 40503
    (859) 219-0972
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  • 2.92 mi
    Kelly Wooten Insurance Agency
    3320 Clays Mill Rd Ste 109, Lexington, KY 40503
    (859) 278-3487
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  • 2.92 mi
    Kentucky Insurance & Investment Group
    3320 Clays Mill Rd Ste 214, Lexington, KY 40503
    (859) 224-0316
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  • 2.92 mi
    Slade & Collins
    3320 Clays Mill Rd Ste 109, Lexington, KY 40503
    (859) 219-1121
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  • 2.92 mi
    William Cox
    3320 Clays Mill Rd Ste 114, Lexington, KY 40503
    (859) 224-4474
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  • 2.92 mi
    Mike Brownell
    3851 Mall Rd Ste 130, Lexington, KY 40503
    (859) 543-8454
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  • 3.47 mi
    Barnes Insurance Center
    1202 Winchester Rd Ste 100, Lexington, KY 40505
    (859) 253-2728
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  • 3.47 mi
    Carpenter Insurance Group
    1109 Commercial Dr Ste B, Lexington, KY 40505
    (859) 202-3656
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  • 3.47 mi
    Lee Insurance Agency
    1018 E New Circle Rd Ste 210, Lexington, KY 40505
    (859) 253-1140
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  • 3.47 mi
    Russ Tucker
    1206 N Broadway, Lexington, KY 40505
    (859) 259-0404
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  • 3.47 mi
    Kentucky Insurance & Investment Group
    340 E New Circle Rd Ste 170, Lexington, KY 40505
    (859) 254-0457
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  • 3.47 mi
    Wallace Barber
    340 E New Circle Rd Ste 120, Lexington, KY 40505
    (859) 543-0300
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  • 3.47 mi
    G. L. Herndon Insurance Agency
    2220 Executive Dr Ste 203, Lexington, KY 40505
    (859) 286-7094
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  • 3.47 mi
    Joshua Williams
    2240 Executive Dr Ste 103, Lexington, KY 40505
    (859) 243-0162
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  • 3.47 mi
    Griffth-Catlett-Hampton Insurance Group
    2250 Thunderstick Dr Ste 1104, Lexington, KY 40505
    (859) 254-1836
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  • 3.47 mi
    Whitaker Insurance Group
    2311 Paris Pike Ste 150, Lexington, KY 40505
    (859) 543-4080
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  • 3.76 mi
    Al Torstrick Insurance Agency
    343 Waller Ave, Lexington, KY 40504
    (859) 233-1461
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  • 3.76 mi
    Triad Insurance Agency
    1216 S Broadway, Lexington, KY 40504
    (859) 255-0806
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  • 3.76 mi
    Kentucky Farm Bureau Insurance
    1316 Versailles Rd, Lexington, KY 40504
    (859) 253-1626
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  • 3.76 mi
    Larry C Gray Insurance
    773 Lane Allen Rd, Lexington, KY 40504
    (859) 317-9723
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  • 3.76 mi
    Willie Morrison
    847 Lane Allen Rd, Lexington, KY 40504
    (859) 277-4313
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  • 3.76 mi
    Bob Pugh
    828 Lane Allen Rd Ste 251, Lexington, KY 40504
    (859) 276-4421
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  • 3.76 mi
    Lexington First Insurance
    828 Lane Allen Rd Ste 210, Lexington, KY 40504
    (859) 260-8745
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  • 3.76 mi
    Anthony Cecil Insurance
    2365 Harrodsburg Rd Ste B220, Lexington, KY 40504
    (859) 231-6455
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  • 3.76 mi
    Old Colony Insurance Service
    1900 Cambridge Dr, Lexington, KY 40504
    (859) 255-3355
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  • 3.76 mi
    Insurance Partners
    2420 Members Way, Lexington, KY 40504
    (859) 455-7300
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  • 3.76 mi
    Kentucky Insurance & Investment Group
    1801 Alexandria Dr Ste 150, Lexington, KY 40504
    (859) 373-0010
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  • 4.93 mi
    JLJ Insurance Services
    3712 Willow Ridge Rd, Lexington, KY 40514
    (859) 263-3480
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  • 4.93 mi
    Commercial Insurance Services
    3744 Willow Ridge Rd, Lexington, KY 40514
    (859) 278-0349
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  • 5.87 mi
    Blue Grass Insurance Agency
    2560 Richmond Rd Ste 200, Lexington, KY 40509
    (859) 543-0050
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  • 5.87 mi
    Howard Shelton
    2614 Richmond Rd, Lexington, KY 40509
    (859) 266-6640
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  • 5.87 mi
    Insurance Agency of Kentucky
    2692 Richmond Rd Ste 202, Lexington, KY 40509
    (859) 396-4502
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  • 5.87 mi
    Strong Insurance Agency
    80 Codell Dr Ste 120, Lexington, KY 40509
    (859) 263-5840
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  • 5.87 mi
    Tom Barrick
    2891 Richmond Rd Ste 115, Lexington, KY 40509
    (859) 268-3222
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  • 5.87 mi
    Gina Hopper
    115 N Locust Hill Dr Ste 107, Lexington, KY 40509
    (859) 268-6998
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  • 5.87 mi
    Bryon Elkins
    3101 Richmond Rd Ste 311a, Lexington, KY 40509
    (859) 488-2531
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  • 5.87 mi
    Zachary Newman
    3101 Richmond Rd Ste 311a, Lexington, KY 40509
    (859) 488-2531
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  • 5.87 mi
    Logan Lavelle Hunt of Lexington
    121 Prosperous Pl Ste 2, Lexington, KY 40509
    (859) 255-7282
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  • 5.87 mi
    Dawn Stice
    121 Prosperous Pl Ste 11a, Lexington, KY 40509
    (859) 271-2277
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  • 5.87 mi
    Jeff Hutchison Insurance Services
    121 Prosperous Pl Ste 9b, Lexington, KY 40509
    (859) 309-1912
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  • 5.87 mi
    Kentucky Farm Bureau Insurance
    121 Prosperous Pl Ste 7, Lexington, KY 40509
    (859) 264-9707
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  • 5.87 mi
    Joey Doom
    3288 Eagle View Ln Ste 190, Lexington, KY 40509
    (859) 286-8269
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  • 5.87 mi
    Kent E. Lewis
    3288 Eagle View Ln Ste 190, Lexington, KY 40509
    (859) 286-8266
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  • 5.87 mi
    Liberty Mutual Agency
    3288 Eagle View Ln Ste 190, Lexington, KY 40509
    (859) 223-1313
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  • 5.87 mi
    Linda Fugate
    501 Darby Creek Rd Ste 37, Lexington, KY 40509
    (859) 299-7778
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  • 5.87 mi
    Assured Neace Lukens
    2443 Sir Barton Way Ste 400, Lexington, KY 40509
    (859) 543-1716
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  • 5.87 mi
    Josh McCurn
    1795 Alysheba Way Ste 6103, Lexington, KY 40509
    (859) 278-1442
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  • 5.87 mi
    Professional Insurance Plans
    1795 Alysheba Way Ste 4201, Lexington, KY 40509
    (859) 543-8955
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  • 5.87 mi
    Renee Jackson Agency
    1795 Alysheba Way Ste 1101, Lexington, KY 40509
    (859) 317-2217
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  • 5.87 mi
    Josh Mers
    1795 Alysheba Way Ste 6103, Lexington, KY 40509
    (859) 254-7755
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  • 5.87 mi
    White Insurance & Associates
    1795 Alysheba Way Ste 3204, Lexington, KY 40509
    (859) 263-0586
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  • 5.87 mi
    Forcht Insurance Service
    2404 Sir Barton Way, Lexington, KY 40509
    (859) 263-6530
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  • 5.87 mi
    Elite Insurance Agency
    2408 Sir Barton Way Ste 375, Lexington, KY 40509
    (859) 264-9400
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  • 5.87 mi
    John Parkhurst
    1795 Alysheba Way Ste 2104, Lexington, KY 40509
    (859) 264-4422
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  • 5.87 mi
    Forcht Insurance Agency
    2721 Old Rosebud Rd, Lexington, KY 40509
    (859) 335-0237
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  • 5.87 mi
    AAA / Energy Insurance Agency
    3008 Atkinson Ave, Lexington, KY 40509
    (859) 273-1549
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  • 5.87 mi
    Premier Group Insurance - Kevin McEachern
    1220 Morning Side Dr, Lexington, KY 40509
    (970) 691-5184
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  • 6.77 mi
    Tophan Kulkriwes
    1010 Monarch St Ste 250, Lexington, KY 40513
    (859) 276-4422
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  • 6.77 mi
    Nicholson Insurance Agency
    1001 Monarch St Ste 100, Lexington, KY 40513
    (859) 224-7080
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  • 6.77 mi
    Insurance Associates
    1021 Majestic Dr Ste 330, Lexington, KY 40513
    (859) 233-1443
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  • 6.77 mi
    Bush & Boggs Insurance Agency
    989 Governors Ln Ste 350, Lexington, KY 40513
    (859) 277-8877
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  • 6.77 mi
    Kentucky Insurance Group
    989 Governors Ln, Lexington, KY 40513
    (859) 277-8877
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  • 6.77 mi
    Erie Insurance: Bray & Oakley Insurance Agency
    3061 Fieldstone Way Ste 300, Lexington, KY 40513
    (859) 927-3743
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  • 6.77 mi
    Worth Insurance Group
    1031 Wellington Way Ste 225, Lexington, KY 40513
    (859) 296-1323
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  • 6.77 mi
    AAA Insurance
    3710 Palomar Centre Dr, Lexington, KY 40513
    (859) 219-3333
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  • 6.77 mi
    Bruce Wise
    1084 Wellington Way, Lexington, KY 40513
    (859) 278-8914
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  • 6.77 mi
    Mark Reed Jr
    1074 Wellington Way, Lexington, KY 40513
    (859) 223-9376
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  • 6.77 mi
    Greater Lexington Insurance Agency
    1066 Wellington Way, Lexington, KY 40513
    (859) 224-2477
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  • 6.77 mi
    Tony Arnold
    4371 Old Harrodsburg Rd Ste 150, Lexington, KY 40513
    (859) 269-6574
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  • 6.77 mi
    Sharon Ison Insurance
    4248 Palmetto Dr, Lexington, KY 40513
    (859) 806-4790
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  • 7.57 mi
    Tates Creek Insurance
    1096 Duval St Ste 140, Lexington, KY 40515
    (859) 687-3001
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  • 7.57 mi
    Barry Albritton
    1096 Duval St Ste 230, Lexington, KY 40515
    (859) 254-3435
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  • 7.57 mi
    Kentucky Farm Bureau Insurance
    1096 Duval St Ste 150, Lexington, KY 40515
    (859) 273-1825
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  • 7.57 mi
    Carroll & Stone Insurance
    4384 Clearwater Way Ste 200, Lexington, KY 40515
    (859) 269-1044
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  • 7.57 mi
    Andrew Strother
    4384 Clearwater Way Ste 130, Lexington, KY 40515
    (859) 273-2416
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  • 7.57 mi
    Gregory Slater
    4834 Clearwater Way, Lexington, KY 40515
    (859) 338-5031
    View |
  • 8.28 mi
    Reynolds Insurance Agency
    1500 Leestown Rd Ste 160, Lexington, KY 40511
    (859) 412-4636
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  • 8.28 mi
    Sara B. Jackson
    1716 Sharkey Way Ste 100, Lexington, KY 40511
    (859) 276-0906
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  • 8.28 mi
    David Lovejoy
    125 Towne Center Dr Ste 125, Lexington, KY 40511
    (859) 266-2121
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  • 8.28 mi
    M & J Insurance Services
    1510 Newtown Pike Ste 170, Lexington, KY 40511
    (859) 255-2656
    View |
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Learn More About Car Insurance in Lexington, KY

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.