Cheap Car Insurance in Keller, Texas (With 2021 Rates)

Save up to 50% on your Car Insurance
See how affordable remarkable customer service can be.
100% secure. We respect your privacy.
Home » Car insurance » Texas » Cheap Car Insurance Keller

Lowest Premium

$379 / YEAR

Average Premium

$519 / YEAR

Highest Premium

$683 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Keller is around $519 and can go upto $683. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
Jump to Topic:

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

Get a free quote from the best of 200+ companies in 90 seconds.

Find affordable car insurance in your city

We recommend you to get car insurance quote and compare rates before choosing an insurance plan. People save up to 50% on car insurance by using our comparison shopping.

Car Insurance Rates in Keller by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Keller. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
76244$526
76248$511

Insurance Agents in Keller, TX and Near by

  • 0 mi
    Jeremy Ripple
    5310 North Tarrant Pkwy Ste 152, Keller, TX 76244
    (817) 778-9955
  • 0 mi
    Chad Haynes
    4022 Keller Hicks Rd, Keller, TX 76244
    (817) 741-0007
  • 0 mi
    Phil Haynes
    4022 Keller Hicks Rd, Keller, TX 76244
    (817) 431-9111
  • 0 mi
    TWFG Insurance Services - Gaisbauer/Muller
    5849 Park Vista Circle Ste 200, Keller, TX 76244
    (817) 431-6035
  • 0 mi
    Vaughan Insurance Agency
    10340 Alta Vista Rd, Keller, TX 76244
    (817) 379-4500
  • 0 mi
    Alexander Colburn Insurance Group
    9500 Ray White Rd Ste 200, Keller, TX 76244
    (817) 402-2752
  • 0 mi
    Corin Insurance Group
    9500 Ray White Rd, Keller, TX 76244
    (817) 688-4108
  • 0 mi
    JC Roberts Insurance
    9500 Ray White Rd Ste 200, Keller, TX 76244
    (817) 745-4711
  • 0 mi
    James Little Agency
    9500 Ray White Rd Ste 200, Keller, TX 76244
    (817) 380-4952
  • 0 mi
    Rudy Martinez
    9500 Ray White Rd Ste 200, Keller, TX 76244
    (817) 656-7839
  • 0 mi
    Silvia Richards
    9500 Ray White Rd Ste 243, Keller, TX 76244
    (817) 431-8773
  • 0 mi
    Cobalt Insurance Agency
    12412 Timberland Blvd Ste 324, Keller, TX 76244
    (817) 562-8922
  • 0 mi
    Aaron Reeves
    4240 Heritage Trace Pkwy Ste 508, Keller, TX 76244
    (817) 753-6400
  • 0 mi
    Russ Mitchell Insurance
    4224 Heritage Trace Pkwy Ste 300, Keller, TX 76244
    (817) 589-7877
  • 0 mi
    Patrick Beaman
    3588 Golden Triangle Blvd Ste 104, Keller, TX 76244
    (817) 295-7196
  • 0 mi
    Bill Winters
    3529 Heritag Trace Pkwy Ste 161, Keller, TX 76244
    (817) 431-4218
  • 0 mi
    Roger Mount
    3529 Heritag Trace Pkwy Ste 161, Keller, TX 76244
    (817) 431-4218
  • 0 mi
    Carole Williams
    Po Box 525, Keller, TX 76244
    (817) 482-1256
  • 0 mi
    Ron Morgan
    5250 Mccart Ave, Keller, TX 76244
    (682) 235-1157
  • 3.23 mi
    Ravenwood Insurance
    131 Quest Ct, Keller, TX 76248
    (469) 438-7550
  • 3.23 mi
    Aaron Hall
    1665 Keller Pkwy Ste 200, Keller, TX 76248
    (817) 431-3561
  • 3.23 mi
    Michelle Jackson
    1670 Keller Pkwy Ste 255, Keller, TX 76248
    (817) 454-8581
  • 3.23 mi
    Liberty Mutual Agency
    1240 Keller Pkwy Ste 201, Keller, TX 76248
    (817) 337-3606
  • 3.23 mi
    C Keith Bland
    200 N Rufe Snow Dr Ste 105, Keller, TX 76248
    (817) 379-0011
  • 3.23 mi
    TWFG Insurance Services - Keller Book
    891 Keller Pkwy Ste 124, Keller, TX 76248
    (817) 337-0004
  • 3.23 mi
    Goosehead Insurance - Justin Winstead
    620 Stoneglen Dr, Keller, TX 76248
    (817) 727-4347
  • 3.23 mi
    Integrous DFW Insurance
    796 Keller Pkwy Ste D, Keller, TX 76248
    (817) 993-0707
  • 3.23 mi
    Preferred Choice Insurance
    796 Keller Pkwy Ste D, Keller, TX 76248
    (817) 337-8400
  • 3.23 mi
    Carol Harris
    350 Rufe Snow Dr, Keller, TX 76248
    (817) 431-1499
  • 3.23 mi
    David Crownover
    416 Keller Pkwy Ste A, Keller, TX 76248
    (817) 431-1590
  • 3.23 mi
    Kevin Brett
    355 Keller Pkwy, Keller, TX 76248
    (817) 431-0530
  • 3.23 mi
    Danny Rich
    416 Keller Pkwy Ste A, Keller, TX 76248
    (817) 431-1590
  • 3.23 mi
    Sean T. Farson
    1770 Rufe Snow Dr Ste A, Keller, TX 76248
    (817) 498-0232
  • 3.23 mi
    Chadwick Haynes
    1740 Rufe Snow Dr Ste A, Keller, TX 76248
    (817) 281-7482
  • 3.23 mi
    Edward Kirkwood
    130 Hill St, Keller, TX 76248
    (817) 898-0370
  • 3.23 mi
    Ann Gibson Insurance
    164 S Main St, Keller, TX 76248
    (817) 431-1723
  • 3.23 mi
    Brett Vance
    204 S Main St Ste 230, Keller, TX 76248
    (817) 898-0388
  • 3.23 mi
    Kari Smith
    8739 Davis Blvd, Keller, TX 76248
    (817) 581-0211
  • 3.23 mi
    Kevin Smith
    8739 Davis Blvd, Keller, TX 76248
    (817) 849-2936
  • 3.23 mi
    Ray Gustafson
    8705 Davis Blvd, Keller, TX 76248
    (817) 514-0358
View all agents ↓

Learn More About Car Insurance in Keller, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.