Lowest Premium
$379 / YEAR
Average Premium
$519 / YEAR
Highest Premium
$683 / YEAR
The average annual premium in Keller is around $519 and can go upto $683. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
| Company | Annual premium (50/100/50) | Market share | Complaints |
|---|---|---|---|
| Geico | $350 | 6.00% ($1,151,485,019) | 1 |
| Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
| State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
| Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
| Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
| Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Keller by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Keller. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
| Zip | Avg. Premium |
|---|---|
| 76244 | $526 |
| 76248 | $511 |
Insurance Agents in Keller, TX and Near by
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0 miJeremy Ripple5310 North Tarrant Pkwy Ste 152, Keller, TX 76244(817) 778-9955View |
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0 miChad Haynes4022 Keller Hicks Rd, Keller, TX 76244(817) 741-0007View |
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0 miPhil Haynes4022 Keller Hicks Rd, Keller, TX 76244(817) 431-9111View |
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0 miTWFG Insurance Services - Gaisbauer/Muller5849 Park Vista Circle Ste 200, Keller, TX 76244(817) 431-6035View |
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0 miVaughan Insurance Agency10340 Alta Vista Rd, Keller, TX 76244(817) 379-4500View |
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0 miAlexander Colburn Insurance Group9500 Ray White Rd Ste 200, Keller, TX 76244(817) 402-2752View |
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0 miCorin Insurance Group9500 Ray White Rd, Keller, TX 76244(817) 688-4108View |
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0 miJC Roberts Insurance9500 Ray White Rd Ste 200, Keller, TX 76244(817) 745-4711View |
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0 miJames Little Agency9500 Ray White Rd Ste 200, Keller, TX 76244(817) 380-4952View |
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0 miRudy Martinez9500 Ray White Rd Ste 200, Keller, TX 76244(817) 656-7839View |
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0 miSilvia Richards9500 Ray White Rd Ste 243, Keller, TX 76244(817) 431-8773View |
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0 miCobalt Insurance Agency12412 Timberland Blvd Ste 324, Keller, TX 76244(817) 562-8922View |
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0 miAaron Reeves4240 Heritage Trace Pkwy Ste 508, Keller, TX 76244(817) 753-6400View |
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0 miRuss Mitchell Insurance4224 Heritage Trace Pkwy Ste 300, Keller, TX 76244(817) 589-7877View |
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0 miPatrick Beaman3588 Golden Triangle Blvd Ste 104, Keller, TX 76244(817) 295-7196View |
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0 miBill Winters3529 Heritag Trace Pkwy Ste 161, Keller, TX 76244(817) 431-4218View |
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0 miRoger Mount3529 Heritag Trace Pkwy Ste 161, Keller, TX 76244(817) 431-4218View |
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0 miCarole WilliamsPo Box 525, Keller, TX 76244(817) 482-1256View |
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0 miRon Morgan5250 Mccart Ave, Keller, TX 76244(682) 235-1157View |
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3.23 miRavenwood Insurance131 Quest Ct, Keller, TX 76248(469) 438-7550View |
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3.23 miAaron Hall1665 Keller Pkwy Ste 200, Keller, TX 76248(817) 431-3561View |
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3.23 miMichelle Jackson1670 Keller Pkwy Ste 255, Keller, TX 76248(817) 454-8581View |
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3.23 miLiberty Mutual Agency1240 Keller Pkwy Ste 201, Keller, TX 76248(817) 337-3606View |
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3.23 miC Keith Bland200 N Rufe Snow Dr Ste 105, Keller, TX 76248(817) 379-0011View |
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3.23 miTWFG Insurance Services - Keller Book891 Keller Pkwy Ste 124, Keller, TX 76248(817) 337-0004View |
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3.23 miGoosehead Insurance - Justin Winstead620 Stoneglen Dr, Keller, TX 76248(817) 727-4347View |
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3.23 miIntegrous DFW Insurance796 Keller Pkwy Ste D, Keller, TX 76248(817) 993-0707View |
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3.23 miPreferred Choice Insurance796 Keller Pkwy Ste D, Keller, TX 76248(817) 337-8400View |
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3.23 miCarol Harris350 Rufe Snow Dr, Keller, TX 76248(817) 431-1499View |
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3.23 miDavid Crownover416 Keller Pkwy Ste A, Keller, TX 76248(817) 431-1590View |
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3.23 miKevin Brett355 Keller Pkwy, Keller, TX 76248(817) 431-0530View |
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3.23 miDanny Rich416 Keller Pkwy Ste A, Keller, TX 76248(817) 431-1590View |
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3.23 miSean T. Farson1770 Rufe Snow Dr Ste A, Keller, TX 76248(817) 498-0232View |
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3.23 miChadwick Haynes1740 Rufe Snow Dr Ste A, Keller, TX 76248(817) 281-7482View |
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3.23 miEdward Kirkwood130 Hill St, Keller, TX 76248(817) 898-0370View |
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3.23 miAnn Gibson Insurance164 S Main St, Keller, TX 76248(817) 431-1723View |
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3.23 miBrett Vance204 S Main St Ste 230, Keller, TX 76248(817) 898-0388View |
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3.23 miKari Smith8739 Davis Blvd, Keller, TX 76248(817) 581-0211View |
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3.23 miKevin Smith8739 Davis Blvd, Keller, TX 76248(817) 849-2936View |
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3.23 miRay Gustafson8705 Davis Blvd, Keller, TX 76248(817) 514-0358View |
Learn More About Car Insurance in Keller, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
| Total vehicles registered | 24,527,939 |
| Total uninsured motorists | 14.1% |
| Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.