Cheap Car Insurance in Hurst, Texas (With 2021 Rates)

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Lowest Premium

$387 / YEAR

Average Premium

$538 / YEAR

Highest Premium

$682 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Hurst is around $538 and can go upto $682. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Hurst by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Hurst. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
76022$534
76053$545
76054$530
76118$561

Insurance Agents in Hurst, TX and Near by

  • 0 mi
    Lestra Carlisle
    1121 W Pipeline Rd Ste 201, Hurst, TX 76053
    (817) 203-8605
  • 0 mi
    Jim Groce
    1060 W Pipeline Rd Ste 108, Hurst, TX 76053
    (817) 589-0330
  • 0 mi
    Gary Blalock
    951 W Pipeline Rd Ste 307, Hurst, TX 76053
    (817) 589-5400
  • 0 mi
    Greg Hardman
    951 W Pipeline Rd Ste 309, Hurst, TX 76053
    (817) 282-1551
  • 0 mi
    Joseph Mwawasi
    669 Airport Fwy Ste 303, Hurst, TX 76053
    (817) 677-8205
  • 0 mi
    Steven Thomas
    669 Airport Fwy Ste 106 # 106, Hurst, TX 76053
    (817) 268-0079
  • 0 mi
    William Solorzano
    669 Airport Fwy Ste 402, Hurst, TX 76053
    (214) 886-7098
  • 0 mi
    Jennifer Haring
    813 Trailwood Dr, Hurst, TX 76053
    (817) 282-4666
  • 0 mi
    Steve Kretschmar
    624 W Bedford Euless Rd Unit A, Hurst, TX 76053
    (817) 268-3143
  • 0 mi
    Barebones Insurance Agency
    600 W Bedford Euless Rd, Hurst, TX 76053
    (817) 946-2115
  • 0 mi
    Gary Hill
    601 W Pipeline Rd, Hurst, TX 76053
    (817) 589-1034
  • 0 mi
    Insurance of Mid Cities Agency
    1235 Cavender Dr Ste 101, Hurst, TX 76053
    (817) 282-9300
  • 0 mi
    Chris Lane Insurance Agency
    112 W Pipeline Rd, Hurst, TX 76053
    (817) 285-7878
  • 0 mi
    Baja Auto Insurance
    608 E Pipeline Rd, Hurst, TX 76053
    (817) 854-7024
  • 2.04 mi
    Fermin Rico
    6821 Baker Blvd Ste C, Fort Worth, TX 76118
    (817) 591-1139
  • 2.04 mi
    Garrett Nees
    2977 S Precinct Line Rd Ste 217, Fort Worth, TX 76118
    (817) 595-3300
  • 2.2 mi
    Michael Eagan
    112 Bedford Rd Ste 116, Bedford, TX 76022
    (817) 952-9963
  • 2.2 mi
    Julianna Grubbs
    310 Airport Fwy, Bedford, TX 76022
    (817) 268-8999
  • 2.2 mi
    Proclient Insurance Associates
    1312 Brown Trl Ste G, Bedford, TX 76022
    (817) 247-9726
  • 2.2 mi
    Acceptance Auto Insurance
    1424 Airport Fwy Ste T, Bedford, TX 76022
    (817) 359-6600
  • 2.2 mi
    Ai United Insurance
    379 Pipeline Rd, Bedford, TX 76022
    (469) 444-1443
  • 2.2 mi
    Jay Adkins
    1600 Airport Fwy Ste 510, Bedford, TX 76022
    (817) 485-9901
  • 2.2 mi
    Southwest Assurance Group
    2350 Airport Fwy Ste 202, Bedford, TX 76022
    (817) 329-7007
  • 2.91 mi
    RWP Investments
    1801 Precinct Line Rd Ste B, Hurst, TX 76054
    (817) 605-0065
  • 2.91 mi
    Texas American Insurers
    1845 Precinct Line Rd Ste 101, Hurst, TX 76054
    (817) 877-3101
  • 2.91 mi
    Summit Insurance Group
    1845 Precinct Line Rd Ste 216, Hurst, TX 76054
    (817) 281-6500
  • 2.91 mi
    Shalyn Clark
    2000 Precinct Line Rd Ste 100, Hurst, TX 76054
    (817) 788-1999
  • 2.91 mi
    Curtis Farrar & Associates
    1717 Chadwick Ct Ste A, Hurst, TX 76054
    (817) 282-2112
  • 2.91 mi
    Texas Sun Insurance Agency
    1816 Harwood Ct, Hurst, TX 76054
    (817) 479-8401
  • 2.91 mi
    Kurt Steigerwald
    601 W Harwood Rd, Hurst, TX 76054
    (817) 282-8828
  • 2.91 mi
    Sergio San Pedro
    1848 Norwood Plz Ste 109, Hurst, TX 76054
    (817) 755-8500
  • 2.91 mi
    DFW Insurance Professionals
    1848 Norwood Plz Ste 205, Hurst, TX 76054
    (817) 510-6550
  • 2.91 mi
    Lisa Nickels Insurance Agency
    995 W Glade Rd, Hurst, TX 76054
    (817) 318-8900
  • 2.91 mi
    Shaw Insurance Agency
    947 W Glade Rd, Hurst, TX 76054
    (817) 479-7601
  • 2.91 mi
    Jackie Lewis
    971 W Glade Rd Ste 200, Hurst, TX 76054
    (817) 368-6639
  • 2.91 mi
    Jason Taylor
    785 Lonesome Dove Trl, Hurst, TX 76054
    (817) 520-1600
View all agents ↓

Learn More About Car Insurance in Hurst, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.