Cheap Car Insurance in Hayward, California (With 2024 Rates)

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Home » Car insurance » California » Cheap Car Insurance Hayward

Lowest Premium

$396 / YEAR

Average Premium

$632 / YEAR

Highest Premium

$871 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Hayward is around $632 and can go upto $871. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Auto Insurance Requirements in California

By law, the state requires a minimum of 15/30/5 for auto insurance as explained below:

  • $15,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $30,000. The amount is the same for deaths of two or more people caused by one accident
  • $5,000 for damage to the property of other people.
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Car Insurance Companies in California and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Progressive Insurance. But the major players are State Farm, Allstate and Farmers insurance in order.

Company Annual premium (50/100/50) Market share Complaints
Geico $313 3.9826% ($566,768,855) 66
Progressive $533 1.0974% ($156,172,025) 36
Allstate $544 7.5870% ($1,079,711,625) 50
Nationwide $693 0.6784% ($96,539,693) 9
Farmers $723 6.0130% ($855,712,148 ) 32
State Farm $746 14.1983% ($2,020,561,254) 50

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Car Insurance Rates in Hayward by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Hayward. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
94540$640
94541$628
94542$617
94545$620
94580$

Insurance Agents in Hayward, CA and Near by

  • 1.37 mi
    John Roberts Insurance Agency
    612 E Lewelling Blvd, Hayward, CA 94541
    (510) 278-3733
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  • 1.37 mi
    David Song Insurance
    715 E Lewelling Blvd, Hayward, CA 94541
    (510) 276-7842
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  • 1.37 mi
    Rodolfo Flotte
    860 E Lewelling Blvd, Hayward, CA 94541
    (510) 278-7421
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  • 1.37 mi
    Kim Holland - State Farm Insurance
    897 E Lewelling Blvd, Hayward, CA 94541
    (510) 481-2735
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  • 1.37 mi
    John Hsieh
    22710 Foothill Blvd Ste 3, Hayward, CA 94541
    (510) 784-7341
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  • 1.37 mi
    Tameem Nabiyar
    778 B St Ste A, Hayward, CA 94541
    (510) 581-1230
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  • 1.37 mi
    Viking Insurance Associates
    1178 C St, Hayward, CA 94541
    (510) 582-0125
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  • 1.37 mi
    Adrian Stovall
    22544 2nd St, Hayward, CA 94541
    (510) 581-0145
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  • 1.37 mi
    Alan Quan
    1219 A St, Hayward, CA 94541
    (510) 581-8213
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  • 1.37 mi
    David Pena
    1290 B St Ste 105, Hayward, CA 94541
    (510) 537-1840
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  • 1.37 mi
    Nancy Neto
    1290 B St Ste 112, Hayward, CA 94541
    (510) 537-3500
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  • 1.37 mi
    Gary Gonzales
    1260 A St Ste 200, Hayward, CA 94541
    (510) 881-1212
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  • 1.37 mi
    Waterman Insurance Agency
    1346 A St, Hayward, CA 94541
    (510) 886-6000
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  • 1.37 mi
    Cocos Insurance Solutions
    22210 Mission Blvd, Hayward, CA 94541
    (510) 538-4005
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  • 1.37 mi
    Randy Rasmussen
    22320 Foothill Blvd Ste 560, Hayward, CA 94541
    (510) 396-5788
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  • 1.37 mi
    Fryar Insurance & Risk Management
    22320 Foothill Blvd Ste 130, Hayward, CA 94541
    (510) 583-2203
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  • 1.37 mi
    Albert's Best Insurance Services
    397 A St, Hayward, CA 94541
    (510) 885-1134
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  • 1.37 mi
    Omega Insurance Service
    1525 B St, Hayward, CA 94541
    (510) 889-6590
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  • 1.37 mi
    Hugo Rodriguez
    300 A St # 2, Hayward, CA 94541
    (510) 862-0583
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  • 1.37 mi
    Blackwell & Associates Insurance Services
    21988 Foothill Blvd Ste 102, Hayward, CA 94541
    (510) 886-1610
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  • 1.37 mi
    Pinco Insurance Services
    21875 Main St, Hayward, CA 94541
    (925) 864-5286
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  • 1.37 mi
    Carlson & Associates Insurance Agency
    21565 Foothill Blvd, Hayward, CA 94541
    (510) 582-7900
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  • 1.37 mi
    Total Pacific Insurance Broker
    21573 Foothill Blvd Ste 213, Hayward, CA 94541
    (510) 300-3200
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  • 1.37 mi
    Shirley Quiambao
    21376 Mission Blvd, Hayward, CA 94541
    (510) 733-5682
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  • 1.37 mi
    Adel Badawi
    636 W A St, Hayward, CA 94541
    (510) 785-4400
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  • 1.37 mi
    Lily Cerna
    21192 Hesperian Blvd, Hayward, CA 94541
    (510) 200-9176
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  • 2.51 mi
    Teresa Chan
    17259 Hesperian Blvd Ste 6, San Lorenzo, CA 94580
    (510) 317-7706
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  • 2.51 mi
    Fiesta Auto Insurance
    17725 Hesperian Blvd, San Lorenzo, CA 94580
    (510) 481-1773
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  • 2.51 mi
    Big Savings Insurance Agency
    17860 Hesperian Blvd, San Lorenzo, CA 94580
    (510) 317-1000
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  • 2.51 mi
    Lorin Young
    16848 Alisal Ct, San Lorenzo, CA 94580
    (510) 276-4127
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  • 2.51 mi
    Ana Alvarez
    15845 Channel St # C, San Lorenzo, CA 94580
    (510) 294-8803
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  • 2.64 mi
    Gurnam Lallian
    31105 Mission Blvd, Hayward, CA 94544
    (510) 489-1901
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  • 2.64 mi
    Avninder Dilawari
    30042 Mission Blvd Ste 221, Hayward, CA 94544
    (510) 441-7490
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  • 2.64 mi
    Edwina Paraso
    30030 Mission Blvd Ste 215, Hayward, CA 94544
    (510) 489-0203
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  • 2.64 mi
    Tad Miller
    28529 Mission Blvd, Hayward, CA 94544
    (510) 200-7096
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  • 2.64 mi
    Eden Shores Insurance Services
    501 W Tennyson Rd, Hayward, CA 94544
    (510) 786-1154
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  • 2.64 mi
    Karen Lee
    799 Fletcher Ln Ste 204, Hayward, CA 94544
    (510) 363-8270
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  • 2.64 mi
    First Avenue Insurance Services
    24479 Mission Blvd, Hayward, CA 94544
    (510) 538-8111
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  • 2.64 mi
    Chavez Insurance Services
    384 Jackson St Ste 7, Hayward, CA 94544
    (510) 690-0358
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  • 2.64 mi
    Ernie Lopez
    374 Jackson St, Hayward, CA 94544
    (510) 581-2414
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  • 2.64 mi
    Neal's Insurance
    24561 Soto Rd, Hayward, CA 94544
    (510) 889-1000
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  • 2.64 mi
    Kimberly Graves
    25220 Mission Blvd, Hayward, CA 94544
    (510) 324-5400
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  • 2.64 mi
    Yennifer Lemus
    225 W Winton Ave Ste 120, Hayward, CA 94544
    (510) 264-1244
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  • 2.64 mi
    Fiesta Auto Insurance
    214 Harder Rd Ste C, Hayward, CA 94544
    (510) 538-5600
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  • 2.64 mi
    Jeff Sinfuego
    25175 Santa Clara St Ste A, Hayward, CA 94544
    (510) 780-9788
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  • 2.64 mi
    Dashers Insurance
    432 W Harder Rd, Hayward, CA 94544
    (510) 782-0955
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  • 2.64 mi
    Elizabeth Banuelos
    26953 Mission Blvd Ste D, Hayward, CA 94544
    (510) 581-8561
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  • 2.64 mi
    Cost-U-Less Insurance Center
    26953 Mission Blvd Ste B, Hayward, CA 94544
    (510) 493-7192
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  • 2.64 mi
    Premier Group Insurance - Kenneth Tarrell
    27526 Tampa Ave, Hayward, CA 94544
    (510) 786-3700
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  • 3.15 mi
    Henry Rice Insurance Solutions
    24301 Southland Dr Ste 407, Hayward, CA 94545
    (510) 783-3981
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  • 3.15 mi
    Zulien Morales
    925 W Winton Ave Ste B, Hayward, CA 94545
    (510) 265-1600
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  • 3.15 mi
    AAA Insurance
    1580 Chabot Ct, Hayward, CA 94545
    (510) 670-4380
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  • 3.15 mi
    Clement Lee
    26226 Industrial Blvd, Hayward, CA 94545
    (650) 802-9228
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  • 3.15 mi
    Penguin Insurance Services - Yogesh Maharaj
    26250 Industrial Blvd # 26, Hayward, CA 94545
    (209) 834-5067
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  • 3.15 mi
    Olga Noriega
    26250 Industrial Blvd Ste 29, Hayward, CA 94545
    (510) 247-9492
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  • 3.15 mi
    Christian Randrup
    26203 Production Ave Ste 12a, Hayward, CA 94545
    (415) 385-5909
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  • 3.15 mi
    Iwan Tunggal
    26203 Production Ave Ste 12a, Hayward, CA 94545
    (510) 266-0444
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  • 3.15 mi
    Jordan Shin
    3475 Investment Blvd Ste 208, Hayward, CA 94545
    (510) 783-0373
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  • 3.15 mi
    James Hawkins
    3541 Investment Blvd Ste 2, Hayward, CA 94545
    (800) 528-6868
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View all agents ↓

Learn More About Car Insurance in Hayward, CA

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.