Cheap Car Insurance in Grapevine, Texas ( With 2024 Rates)

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Lowest Premium

$379 / YEAR

Average Premium

$546 / YEAR

Highest Premium

$690 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Grapevine is around $546 and can go upto $690. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Car Insurance Rates in Grapevine by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Grapevine. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
76051	$546

Insurance Agents in Grapevine, TX and Near by

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Jay Lowe

2637 Ira E Woods Ave Ste 102, Grapevine, TX 76051

(972) 255-5111

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William Palmer

2200 Pool Rd Ste 210, Grapevine, TX 76051

(972) 377-2773

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Dorian Jimenez

2401 Ira E Woods Ave, Grapevine, TX 76051

(214) 222-9005

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Tina Patrignani-Ferguson

2200 Pool Rd Ste 212, Grapevine, TX 76051

(817) 993-0311

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Lauren Stone

2200 W State Highway 114 Ste 100, Grapevine, TX 76051

(817) 421-6760

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Tim Stone

2200 W State Highway 114 Ste 100, Grapevine, TX 76051

(817) 421-6760

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Ed Lair

2250 Pool Rd Ste 100, Grapevine, TX 76051

(817) 552-5247

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Gary Kuketz

2022 W Northwest Hwy Ste 130, Grapevine, TX 76051

(817) 424-0004

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Christopher Reince

2011 W Northwest Hwy Ste 105, Grapevine, TX 76051

(817) 310-0564

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Danny Rowland

1701 W Northwest Hwy Ste 100, Grapevine, TX 76051

(817) 899-7391

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Tim M Raine

1615 W Northwest Hwy, Grapevine, TX 76051

(817) 421-8100

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Texas Farm Bureau Insurance

1001 W Northwest Hwy Ste F, Grapevine, TX 76051

(817) 329-2120

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Abacus Advisory Services

611 S Main St Ste 400, Grapevine, TX 76051

(817) 527-6856

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Mid Cities Insurance Partners Agency

611 S Main St Ste 400, Grapevine, TX 76051

(817) 329-3049

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Jeffrey Mewhirter

611 S Main St Ste 400, Grapevine, TX 76051

(972) 788-0267

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Trinity Insurance Specialist

206 E College St Ste 203, Grapevine, TX 76051

(817) 410-4720

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Steve Crabtree

920 S Main St Ste 192, Grapevine, TX 76051

(817) 410-8818

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Mike Davis

1020 S Main St, Grapevine, TX 76051

(817) 481-5548

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i Insurance Group

1021 S Main St Ste 102, Grapevine, TX 76051

(817) 310-6677

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Austin Bradshaw

1111 S Main St Ste 122, Grapevine, TX 76051

(817) 424-3773

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Box Insurance Agency

1200 S Main St Ste 1600, Grapevine, TX 76051

(817) 865-1801

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Jack Dortch

1017 William D Tate Ave Ste 109, Grapevine, TX 76051

(817) 481-1421

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Neighbor's Choice Insurance Agency

431 E Northwest Hwy, Grapevine, TX 76051

(817) 421-8866

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Beda Garcia

520 E Northwest Hwy Ste 101, Grapevine, TX 76051

(817) 488-9798

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Frank Correa

520 E Northwest Hwy Ste 101, Grapevine, TX 76051

(817) 488-9798

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Bill Brandes

1340 S Main St Ste 200 # 200, Grapevine, TX 76051

(817) 481-2579

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Steve Mitchell

400 N Main St Ste 106, Grapevine, TX 76051

(817) 329-0804

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Jacobs Insurance Group

1000 Texan Trl Ste 217, Grapevine, TX 76051

(817) 485-8989

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Kenneth Ferguson

1000 Texan Trl Ste 208, Grapevine, TX 76051

(817) 769-4007

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Connect Insurance Agency

2140 Hall Johnson Rd Ste 103, Grapevine, TX 76051

(817) 421-3900

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Alan Tapley

4101 William D Tate Ave Ste 225, Grapevine, TX 76051

(817) 421-7495

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Goosehead Insurance - David Wilson

1452 Hughes Rd Ste 200, Grapevine, TX 76051

(817) 453-9999

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Noel Walker

1452 Hughes Rd Ste 200, Grapevine, TX 76051

(817) 873-5124

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Brecht & Associates

1450 Hughes Rd Ste 109, Grapevine, TX 76051

(817) 424-5335

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Jay Barnes

4100 Heritage Ave, Grapevine, TX 76051

(817) 358-0480

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Alk Insurance Agency

4851 Merlot Ave Unit 530, Grapevine, TX 76051

(817) 577-1144

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Danna Colca

2030 Glade Rd Ste 268, Grapevine, TX 76051

(817) 410-9600

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Learn More About Car Insurance in Grapevine, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Grapevine, Texas (With 2024 Rates)