Cheap Car Insurance in Grand Prairie, Texas (With 2021 Rates)

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Lowest Premium

$409 / YEAR

Average Premium

$593 / YEAR

Highest Premium

$769 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Grand Prairie is around $593 and can go upto $769. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Grand Prairie by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Grand Prairie. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75050$579
75051$610
75052$587
75054$577

Insurance Agents in Grand Prairie, TX and Near by

  • 0 mi
    Danilo Galeas
    3008 E Main St, Grand Prairie, TX 75050
    (214) 412-3421
  • 0 mi
    Western General Insurance Agency
    132 E Main St Ste 107, Grand Prairie, TX 75050
    (972) 262-9516
  • 0 mi
    Southern Provision Group
    101 1/2 W Main St, Grand Prairie, TX 75050
    (972) 743-9494
  • 0 mi
    Estela Alonso
    133 W Main St, Grand Prairie, TX 75050
    (972) 264-4860
  • 0 mi
    B & B Insurance Agency
    307 W Main St, Grand Prairie, TX 75050
    (972) 264-5382
  • 0 mi
    Hugo Valdes
    613 W Main St, Grand Prairie, TX 75050
    (972) 262-9098
  • 0 mi
    Skip Johnson
    626 Dalworth, Grand Prairie, TX 75050
    (972) 262-4972
  • 0 mi
    C Austin Insurance Agency
    702 Dalworth St, Grand Prairie, TX 75050
    (972) 642-0002
  • 0 mi
    Jay Strickland Insurance Agency
    101 NW 8th St, Grand Prairie, TX 75050
    (972) 264-2000
  • 0 mi
    Allen Insurance Agency
    1001 Hill St, Grand Prairie, TX 75050
    (972) 264-2541
  • 0 mi
    Jon Stuckey Insurance Agency
    1001 Hill St, Grand Prairie, TX 75050
    (972) 263-4846
  • 0 mi
    Shebra Hackett
    410 NW 11th St, Grand Prairie, TX 75050
    (972) 266-2866
  • 0 mi
    Karen Trevino
    1044 N Carrier Pkwy, Grand Prairie, TX 75050
    (214) 446-5454
  • 0 mi
    Triple Alliance Insurance
    1410 W Main St, Grand Prairie, TX 75050
    (214) 444-6390
  • 0 mi
    Regina Martinez
    1602 N State Highway 161, Grand Prairie, TX 75050
    (972) 215-7006
  • 0 mi
    All American Hallmark Insurance
    2202 W Main St, Grand Prairie, TX 75050
    (972) 264-1040
  • 0 mi
    Greenfields Insurance Agency
    1106 N State Highway 360 Ste 318, Grand Prairie, TX 75050
    (214) 556-3099
  • 0 mi
    Chapman-Cornelius Insurance Services
    821 Greenview Dr, Grand Prairie, TX 75050
    (817) 265-3346
  • 0 mi
    Douglas Sanni-Thomas
    2080 N Highway 360 Ste 135, Grand Prairie, TX 75050
    (972) 606-2460
  • 0 mi
    Jeffrey Wayne Hunt
    2080 N Highway 360 Ste 375, Grand Prairie, TX 75050
    (817) 784-9499
  • 0 mi
    Mark Erwin
    2100 N Highway 360 Ste 302, Grand Prairie, TX 75050
    (972) 230-7722
  • 0 mi
    Patty Diaz
    2100 N State Highway 360 Ste 601, Grand Prairie, TX 75050
    (972) 623-2255
  • 0 mi
    Ray Lewis Hanna
    1106 N Highway 360 Ste 105, Grand Prairie, TX 75050
    (972) 988-6874
  • 12.84 mi
    TWFG Insurance Services - Earl Turner
    2702-b W Pioneer Pkwy, Grand Prairie, TX 75054
    (817) 274-5085
  • 3.27 mi
    Elizabeth Longoria
    119 E Jefferson St, Grand Prairie, TX 75051
    (972) 263-9398
  • 3.27 mi
    Texas Trust Insurance
    425 W Jefferson St, Grand Prairie, TX 75051
    (972) 264-8093
  • 3.27 mi
    Robinson Insurance Agency
    817 W Jefferson St, Grand Prairie, TX 75051
    (972) 262-2525
  • 3.27 mi
    Baja Auto Insurance
    515 S Carrier Parkway, Grand Prairie, TX 75051
    (214) 778-6804
  • 3.27 mi
    Erica Ochoa Armendariz Agency
    1309 S Belt Line Rd Ste B, Grand Prairie, TX 75051
    (214) 412-2073
  • 3.27 mi
    Blackburn Insurance Agency
    836 S Carrier Pkwy, Grand Prairie, TX 75051
    (972) 992-7213
  • 3.27 mi
    Terry R Williamson
    404 Marshall Plz, Grand Prairie, TX 75051
    (972) 264-2024
  • 3.27 mi
    Carl Nulsen
    315 W Marshall Dr, Grand Prairie, TX 75051
    (972) 201-9721
  • 3.27 mi
    Curtis Anderson
    1740 S Carrier Pkwy, Grand Prairie, TX 75051
    (972) 641-8551
  • 3.27 mi
    Lee King
    1833 S Carrier Pkwy, Grand Prairie, TX 75051
    (972) 264-5771
  • 3.27 mi
    Richard Salinas
    2321 S Belt Line Rd Ste 144, Grand Prairie, TX 75051
    (972) 262-1555
  • 3.27 mi
    Tyler Hitchcock
    2321 S Belt Line Rd Ste 160, Grand Prairie, TX 75051
    (972) 642-0798
  • 3.27 mi
    Debo Insurance
    2330 S Belt Line Rd, Grand Prairie, TX 75051
    (972) 642-1203
  • 3.27 mi
    A Friend Auto Insurance
    310 E Pioneer Pkwy, Grand Prairie, TX 75051
    (972) 263-1619
  • 3.27 mi
    A-Max Auto Insurance
    433c E Pioneer Pkwy, Grand Prairie, TX 75051
    (972) 266-5000
  • 3.27 mi
    Freeway Insurance
    425 E Pioneer Pkwy Ste 7, Grand Prairie, TX 75051
    (972) 426-5078
  • 3.27 mi
    Brian Ownby
    525 W Pioneer Pkwy Ste 555, Grand Prairie, TX 75051
    (972) 262-5121
  • 3.27 mi
    Fajardo Auto Insurance
    675 W Pioneer Pkwy Ste 104-b, Grand Prairie, TX 75051
    (972) 642-1550
  • 3.27 mi
    Acceptance Auto Insurance
    1102 W Pioneer Pkwy Ste 108, Grand Prairie, TX 75051
    (972) 352-2260
  • 3.27 mi
    Teecy Mai
    601 S Great Southwest Pkwy, Grand Prairie, TX 75051
    (817) 668-7666
  • 3.27 mi
    Caroline Omotayo Olayiwola
    2100 S Great Southwest Pkwy, Grand Prairie, TX 75051
    (972) 641-7900
  • 3.27 mi
    Suong Truong Agency
    2100 S Great Southwest Pkwy Ste 603, Grand Prairie, TX 75051
    (972) 641-6600
  • 3.27 mi
    Phoenix Insurance Group
    2615 W Pioneer Pkwy Ste 128, Grand Prairie, TX 75051
    (817) 394-1123
  • 3.27 mi
    Loc Truong
    2615 W Pioneer Pkwy Ste 104, Grand Prairie, TX 75051
    (972) 415-8136
  • 7.58 mi
    Baja Auto Insurance
    2502 S Belt Line Rd, Grand Prairie, TX 75052
    (214) 778-6803
  • 7.58 mi
    Angela Giessner
    2509 S Carrier Pkwy, Grand Prairie, TX 75052
    (972) 262-5151
  • 7.58 mi
    John Smrcina
    3117 S Carrier Pkwy, Grand Prairie, TX 75052
    (972) 262-2672
  • 7.58 mi
    Tim Bordelon
    3117 S Carrier Pkwy, Grand Prairie, TX 75052
    (972) 262-2672
  • 7.58 mi
    Bill Gonsiorek
    3175 S Carrier Pkwy, Grand Prairie, TX 75052
    (972) 642-3400
  • 7.58 mi
    TWFG Insurance Services - Tom Blasutta
    3200 S Carrier Pkwy Ste 102, Grand Prairie, TX 75052
    (972) 264-2192
  • 7.58 mi
    Teresa L Hockett
    594 W Interstate 20 Ste 235, Grand Prairie, TX 75052
    (972) 263-5300
  • 7.58 mi
    Andrew Kacz
    2993 S Highway 360 Ste 300, Grand Prairie, TX 75052
    (774) 218-9270
  • 7.58 mi
    Joshua Barger
    2993 S Highway 360 Ste 300, Grand Prairie, TX 75052
    (972) 206-1234
  • 7.58 mi
    St Pierre Insurance Agency
    2993 S Highway 360 Ste 100, Grand Prairie, TX 75052
    (972) 623-1564
  • 7.58 mi
    David Phillips
    325 W Westchester Pkwy Ste 200, Grand Prairie, TX 75052
    (972) 262-0880
  • 7.58 mi
    Charlie England
    4242 S Carrier Pkwy, Grand Prairie, TX 75052
    (972) 264-3276
  • 7.58 mi
    Kirk England
    4242 S Carrier Pkwy, Grand Prairie, TX 75052
    (972) 262-1361
  • 7.58 mi
    Deena Dixon
    2305 W Interstate 20 Ste 140, Grand Prairie, TX 75052
    (972) 602-3100
  • 7.58 mi
    Shashi Dayalji
    2304 Bardin Rd Ste 101, Grand Prairie, TX 75052
    (469) 717-0807
  • 7.58 mi
    Jesus Armendariz
    2985 S State Highway 360 Ste 203, Grand Prairie, TX 75052
    (214) 300-9616
  • 7.58 mi
    Craig Darden Insurance
    1801 W Polo Rd Ste 108, Grand Prairie, TX 75052
    (972) 660-6027
  • 7.58 mi
    Maria Gonzales
    1801 W Polo Rd Ste 126, Grand Prairie, TX 75052
    (972) 206-0211
  • 7.58 mi
    Tuan Nguyen
    5115 Lake Ridge Pkwy Ste 160, Grand Prairie, TX 75052
    (972) 660-1700
  • 7.58 mi
    David Peterson
    2580 W Camp Wisdom Rd Ste 400, Grand Prairie, TX 75052
    (972) 660-5999
  • 7.58 mi
    Adam Rope
    5244 S Highway 360 Ste 372, Grand Prairie, TX 75052
    (972) 522-7888
View all agents ↓

Learn More About Car Insurance in Grand Prairie, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.