Cheap Car Insurance in Gainesville, Florida ( With 2025 Rates)

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Lowest Premium

$419 / YEAR

Average Premium

$794 / YEAR

Highest Premium

$1004 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Gainesville is around $794 and can go upto $1004. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Gainesville by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Gainesville. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
32601	$790
32602	$795
32653	$793

Insurance Agents in Gainesville, FL and Near by

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Cotton's All Lines Insurance

1222 NW 16th Ave, Gainesville, FL 32601

(352) 338-1222

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Stefanie Cubbedge-Wiggins

16 SW 2nd Ave, Gainesville, FL 32601

(352) 373-0333

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Acceptance Auto Insurance

1126 N Main St, Gainesville, FL 32601

(352) 377-5955

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American Auto Insurance

603 NW 10th Ave, Gainesville, FL 32601

(352) 373-3855

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Waldorff Insurance & Bonding

1110 NW 6th St, Gainesville, FL 32601

(352) 374-7779

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Direct General Auto Insurance

1502 N Main St, Gainesville, FL 32601

(352) 378-3003

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Harbor and Associates Insurance Brokers

921 NW 13th St, Gainesville, FL 32601

(352) 372-4141

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AAA Insurance

1201 NW 13th St, Gainesville, FL 32601

(352) 373-7801

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Mark McGriff

1120 NW 13th St, Gainesville, FL 32601

(352) 372-8406

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Mickey Rawls

1410 NW 13th St Ste 9, Gainesville, FL 32601

(352) 377-5511

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1.88 mi

Hoskavich Insurance

1600 SW Archer Rd, Gainesville, FL 32610

(877) 870-8797

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3.49 mi

Matthew Fernandes

2135 NW 40th Ter Ste C, Gainesville, FL 32605

(352) 505-9158

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3.49 mi

Brightway Insurance

5310 NW 8th Ave, Gainesville, FL 32605

(352) 377-9819

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3.49 mi

Ellett Insurance

905 NW 56th Ter Ste A, Gainesville, FL 32605

(352) 331-8044

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5.75 mi

Bill Matchell

140 NW 75th Dr Ste A, Gainesville, FL 32607

(352) 332-6881

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5.75 mi

Redish Insurance Agency

533 NW 28th St, Gainesville, FL 32607

(239) 790-4423

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5.75 mi

McGriff-Williams Insurance

3501 W University Ave, Gainesville, FL 32607

(352) 371-7977

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5.75 mi

Pete Nash Insurance Agency

4010 W Newberry Rd Ste C, Gainesville, FL 32607

(352) 372-1400

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5.75 mi

Lee Crane Insurance Agency

4020 W Newberry Rd Ste 400, Gainesville, FL 32607

(352) 375-0500

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5.75 mi

Yawn Insurance Agency

4020 W Newberry Rd Ste 600, Gainesville, FL 32607

(352) 372-3232

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5.75 mi

Partners Insurance

4040 W Newberry Rd Ste 950, Gainesville, FL 32607

(352) 332-0180

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5.75 mi

Judy Locascio

4056 W Newberry Rd, Gainesville, FL 32607

(352) 335-2505

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5.75 mi

Willis of Florida

4880 W Newberry Rd Ste 100, Gainesville, FL 32607

(352) 378-2511

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5.75 mi

Tish Oleksy - State Farm Insurance Agent

4960 W Newberry Rd Ste 260, Gainesville, FL 32607

(352) 336-8474

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5.75 mi

Darr-Schackow Insurance

5200 W Newberry Rd Ste B, Gainesville, FL 32607

(352) 338-0552

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6.08 mi

Homestead Insurance Agency

5211 SW 91st Ter Ste B, Gainesville, FL 32608

(352) 505-6565

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6.08 mi

Ric Hansen

6500 SW Archer Rd Ste G, Gainesville, FL 32608

(352) 377-1366

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6.08 mi

Brightway Insurance - Kristy Moffat

9127 SW 52nd Ave Ste D103, Gainesville, FL 32608

(352) 519-1900

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6.08 mi

Bo Greene Insurance Agency

2783 SW 87th Dr Ste 100, Gainesville, FL 32608

(352) 333-1123

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6.08 mi

Acceptance Auto Insurance

3231 SW 35th Blvd, Gainesville, FL 32608

(352) 338-9990

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6.08 mi

Love Insurance

2216 SW Archer Rd, Gainesville, FL 32608

(352) 376-4357

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6.08 mi

John A. Morrison

2950 SW Archer Rd Ste D, Gainesville, FL 32608

(352) 378-3395

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7.57 mi

Spring Hill Insurance Group

3921 NW 97th Blvd Ste 3, Gainesville, FL 32606

(352) 332-1180

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7.57 mi

Michael Carroll

7627 W Newberry Rd, Gainesville, FL 32606

(352) 332-5442

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7.57 mi

King Agency of Gainesville

2321 NW 41st St, Gainesville, FL 32606

(352) 377-0420

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7.57 mi

Scarborough Insurance

2811 NW 41st St, Gainesville, FL 32606

(352) 377-2002

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7.57 mi

Donna Mann

2622 NW 43rd St Ste A2, Gainesville, FL 32606

(352) 395-7552

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7.57 mi

Nantz Insurance Agency

2770 NW 43rd St Ste C, Gainesville, FL 32606

(352) 367-1050

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7.57 mi

Weston-Arnold Insurance

4210 NW 37th Pl Ste 500, Gainesville, FL 32606

(352) 333-9440

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7.57 mi

Kris Hocter

3720 NW 43rd St Ste 100, Gainesville, FL 32606

(352) 375-7511

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7.57 mi

Banks Insurance Group

4915 NW 43rd St, Gainesville, FL 32606

(352) 247-8416

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7.7 mi

Smithers Insurance

4623 NW 53rd Ave Ste 3, Gainesville, FL 32653

(352) 373-7456

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7.7 mi

James Harmon Insurance

5538 NW 43rd St, Gainesville, FL 32653

(352) 376-2524

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8.79 mi

Walter Agency

420 NW 39th Ave, Gainesville, FL 32609

(352) 371-6667

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8.79 mi

Aubrey Rogers Insurance Agency

2400 NW 6th St, Gainesville, FL 32609

(352) 373-2003

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8.79 mi

Sunshine State Insurance

1111 NW 23rd Ave, Gainesville, FL 32609

(352) 371-9696

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8.79 mi

Brown & Associates Insurance

3131 NW 13th St Ste 31, Gainesville, FL 32609

(352) 371-6322

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8.79 mi

Mickey Rawls

3131 NW 13th St Ste 5, Gainesville, FL 32609

(352) 377-5511

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8.79 mi

Johnson & Fletcher Insurance Agency

3225 NW 13th St, Gainesville, FL 32609

(352) 373-4381

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8.79 mi

Latalyia D. McKnight

4004 NW 13th St, Gainesville, FL 32609

(352) 371-2204

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8.79 mi

Anchor Insurance Agency

4424 NW 13th St Ste C12, Gainesville, FL 32609

(352) 338-1906

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Learn More About Car Insurance in Gainesville, FL

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Gainesville, Florida (With 2025 Rates)