Cheap Car Insurance in Duncanville, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Duncanville

Lowest Premium

$428 / YEAR

Average Premium

$601 / YEAR

Highest Premium

$738 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Duncanville is around $601 and can go upto $738. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Duncanville by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Duncanville. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75116$607
75137$589
75236$599
75237$646
75249$593

Insurance Agents in Duncanville, TX and Near by

  • 0 mi
    Fredrick Norris
    214 S Main St Ste 101f, Duncanville, TX 75116
    (972) 283-3475
  • 0 mi
    Fry Integra Insurance Services
    214 S Main St Ste 100b, Duncanville, TX 75116
    (972) 296-9786
  • 0 mi
    Best Southwest Insurance
    312 N Main St, Duncanville, TX 75116
    (972) 709-6060
  • 0 mi
    Jim McDonald - State Farm Insurance
    314 N Main St, Duncanville, TX 75116
    (972) 298-4491
  • 0 mi
    Lillie Turner
    115 E Davis St, Duncanville, TX 75116
    (972) 283-9595
  • 0 mi
    Wallace Insurance Agency
    430 N Main St, Duncanville, TX 75116
    (972) 283-2555
  • 0 mi
    Micheal Thomas
    606 N Main St, Duncanville, TX 75116
    (972) 283-1400
  • 0 mi
    Carolyn S Rich Insurance Agency
    400 E Wheatland Rd Ste B, Duncanville, TX 75116
    (972) 298-9692
  • 0 mi
    Rod Whiddon Insurance
    400 E Wheatland Rd, Duncanville, TX 75116
    (972) 296-4109
  • 0 mi
    Alecia Francis
    606 W Wheatland Rd Ste 101, Duncanville, TX 75116
    (972) 780-1576
  • 0 mi
    Steve Corder
    606 W Wheatland Rd Ste 105, Duncanville, TX 75116
    (972) 296-3877
  • 0 mi
    Richard Underwood
    218 W Camp Wisdom Rd Ste A, Duncanville, TX 75116
    (972) 709-0907
  • 0 mi
    Amador Insurance
    847 N Duncanville Rd, Duncanville, TX 75116
    (972) 298-8080
  • 0 mi
    Davis Online Insurance
    259 W Camp Wisdom Rd, Duncanville, TX 75116
    (972) 296-4517
  • 0 mi
    Rodney Labruce
    606 Oriole Blvd Ste 304, Duncanville, TX 75116
    (469) 899-6954
  • 0 mi
    TWFG Insurance Services - Ana Mohsin
    217 E Camp Wisdom Rd Ste E, Duncanville, TX 75116
    (888) 851-1530
  • 0 mi
    A-Max Auto Insurance
    414 E Camp Wisdom Rd, Duncanville, TX 75116
    (972) 572-1234
  • 0 mi
    Baja Auto Insurance
    307 E Camp Wisdom Rd, Duncanville, TX 75116
    (972) 426-5063
  • 0 mi
    Altima Auto Insurance
    511 E Camp Wisdom Rd Ste B, Duncanville, TX 75116
    (214) 446-7429
  • 0 mi
    Reggie White
    626 W Wheatland Rd Ste A, Duncanville, TX 75116
    (972) 422-9412
  • 0 mi
    Jeffrey Callens
    107 N Cedar Ridge Dr, Duncanville, TX 75116
    (972) 283-4662
  • 0 mi
    Glenn Montgomery
    603 N Cedar Ridge Dr Ste 200, Duncanville, TX 75116
    (972) 298-9239
  • 0 mi
    RDA Martin & Sons Insurance Agency
    1414 W Wheatland Rd Ste 200, Duncanville, TX 75116
    (972) 298-4923
  • 0 mi
    Michael Thornton
    1414 W Wheatland Rd, Duncanville, TX 75116
    (972) 268-6837
  • 1.81 mi
    Thomas J. Whitaker
    1005 S Main St, Duncanville, TX 75137
    (972) 296-8998
  • 1.81 mi
    Devanand Gaymes
    1005 S Main St, Duncanville, TX 75137
    (469) 900-9089
  • 1.81 mi
    Jane Moore
    1314 S Main St Ste 100, Duncanville, TX 75137
    (469) 759-6996
  • 1.81 mi
    Stephens Williams
    1102 Santa Fe Trl Ste 2, Duncanville, TX 75137
    (972) 237-2311
  • 1.81 mi
    William Maye
    1451 Acton Ave, Duncanville, TX 75137
    (469) 802-9357
  • 1.81 mi
    Mauricio Aimo
    603 E Highway 67 Ste 103, Duncanville, TX 75137
    (214) 502-8536
  • 1.81 mi
    Brady Willis
    603 E Highway 67 Ste 103, Duncanville, TX 75137
    (972) 780-8100
  • 1.81 mi
    Josh Thibodeaux
    150 E Highway 67 Ste 160, Duncanville, TX 75137
    (972) 780-5599
  • 1.81 mi
    R Preston Insurance Agency
    150 E Highway 67 Ste 218, Duncanville, TX 75137
    (972) 572-5555
  • 2.4 mi
    Latricia Peck
    4333 Gannon Ln Ste 111, Dallas, TX 75237
    (469) 310-6999
  • 2.4 mi
    Roderick D. Walker
    4333 Gannon Ln Ste 111, Dallas, TX 75237
    (972) 298-0600
  • 2.4 mi
    Acura Insurance Services
    4343 W Camp Wisdom Rd Ste 150, Dallas, TX 75237
    (972) 709-1100
  • 2.4 mi
    Freeway Insurance
    4110 W Camp Wisdom Rd, Dallas, TX 75237
    (972) 426-5077
  • 2.4 mi
    Bill Toney
    3917 W Camp Wisdom Rd Ste 104, Dallas, TX 75237
    (972) 572-7600
  • 2.4 mi
    Charla White Walters
    5801 Marvin D Love Fwy Ste 101, Dallas, TX 75237
    (214) 330-9000
  • 2.4 mi
    Jason Ridley Agency
    7125 Marvin D Love Fwy Ste 302, Dallas, TX 75237
    (972) 584-9090
View all agents ↓

Learn More About Car Insurance in Duncanville, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.