Cheap Car Insurance in Duncanville, Texas ( With 2024 Rates)

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Lowest Premium

$428 / YEAR

Average Premium

$601 / YEAR

Highest Premium

$738 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Duncanville is around $601 and can go upto $738. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

$30,000 coverage for all types of bodily injury suffered by one individual in one accident
Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
Damage to property or injury to others in one accident is $25,000.

Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

Company	Annual premium (50/100/50)	Market share	Complaints
Geico	$350	6.00% ($1,151,485,019)	1
Farmers	$385	7.98% ($1,530,613,603)	2
State Farm	$390	16.03% ($3,074,590,659)	119
Allstate	$495	7.38% ($1,416,050,038)	4
Liberty Mutual	$550	4.36% ($836,938,040)	64
Progressive	$660	8.75% ($1,678,264,745)	0

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Car Insurance Rates in Duncanville by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Duncanville. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

Zip	Avg. Premium
75116	$607
75137	$589
75236	$599
75237	$646
75249	$593

Insurance Agents in Duncanville, TX and Near by

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Fredrick Norris

214 S Main St Ste 101f, Duncanville, TX 75116

(972) 283-3475

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Fry Integra Insurance Services

214 S Main St Ste 100b, Duncanville, TX 75116

(972) 296-9786

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Best Southwest Insurance

312 N Main St, Duncanville, TX 75116

(972) 709-6060

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Jim McDonald - State Farm Insurance

314 N Main St, Duncanville, TX 75116

(972) 298-4491

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Lillie Turner

115 E Davis St, Duncanville, TX 75116

(972) 283-9595

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Wallace Insurance Agency

430 N Main St, Duncanville, TX 75116

(972) 283-2555

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Micheal Thomas

606 N Main St, Duncanville, TX 75116

(972) 283-1400

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Carolyn S Rich Insurance Agency

400 E Wheatland Rd Ste B, Duncanville, TX 75116

(972) 298-9692

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Rod Whiddon Insurance

400 E Wheatland Rd, Duncanville, TX 75116

(972) 296-4109

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Alecia Francis

606 W Wheatland Rd Ste 101, Duncanville, TX 75116

(972) 780-1576

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Steve Corder

606 W Wheatland Rd Ste 105, Duncanville, TX 75116

(972) 296-3877

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Richard Underwood

218 W Camp Wisdom Rd Ste A, Duncanville, TX 75116

(972) 709-0907

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Amador Insurance

847 N Duncanville Rd, Duncanville, TX 75116

(972) 298-8080

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Davis Online Insurance

259 W Camp Wisdom Rd, Duncanville, TX 75116

(972) 296-4517

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Rodney Labruce

606 Oriole Blvd Ste 304, Duncanville, TX 75116

(469) 899-6954

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TWFG Insurance Services - Ana Mohsin

217 E Camp Wisdom Rd Ste E, Duncanville, TX 75116

(888) 851-1530

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A-Max Auto Insurance

414 E Camp Wisdom Rd, Duncanville, TX 75116

(972) 572-1234

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Baja Auto Insurance

307 E Camp Wisdom Rd, Duncanville, TX 75116

(972) 426-5063

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Altima Auto Insurance

511 E Camp Wisdom Rd Ste B, Duncanville, TX 75116

(214) 446-7429

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Reggie White

626 W Wheatland Rd Ste A, Duncanville, TX 75116

(972) 422-9412

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Jeffrey Callens

107 N Cedar Ridge Dr, Duncanville, TX 75116

(972) 283-4662

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Glenn Montgomery

603 N Cedar Ridge Dr Ste 200, Duncanville, TX 75116

(972) 298-9239

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RDA Martin & Sons Insurance Agency

1414 W Wheatland Rd Ste 200, Duncanville, TX 75116

(972) 298-4923

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0 mi

Michael Thornton

1414 W Wheatland Rd, Duncanville, TX 75116

(972) 268-6837

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1.81 mi

Thomas J. Whitaker

1005 S Main St, Duncanville, TX 75137

(972) 296-8998

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1.81 mi

Devanand Gaymes

1005 S Main St, Duncanville, TX 75137

(469) 900-9089

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1.81 mi

Jane Moore

1314 S Main St Ste 100, Duncanville, TX 75137

(469) 759-6996

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1.81 mi

Stephens Williams

1102 Santa Fe Trl Ste 2, Duncanville, TX 75137

(972) 237-2311

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1.81 mi

William Maye

1451 Acton Ave, Duncanville, TX 75137

(469) 802-9357

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1.81 mi

Mauricio Aimo

603 E Highway 67 Ste 103, Duncanville, TX 75137

(214) 502-8536

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1.81 mi

Brady Willis

603 E Highway 67 Ste 103, Duncanville, TX 75137

(972) 780-8100

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1.81 mi

Josh Thibodeaux

150 E Highway 67 Ste 160, Duncanville, TX 75137

(972) 780-5599

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1.81 mi

R Preston Insurance Agency

150 E Highway 67 Ste 218, Duncanville, TX 75137

(972) 572-5555

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2.4 mi

Latricia Peck

4333 Gannon Ln Ste 111, Dallas, TX 75237

(469) 310-6999

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2.4 mi

Roderick D. Walker

4333 Gannon Ln Ste 111, Dallas, TX 75237

(972) 298-0600

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2.4 mi

Acura Insurance Services

4343 W Camp Wisdom Rd Ste 150, Dallas, TX 75237

(972) 709-1100

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2.4 mi

Freeway Insurance

4110 W Camp Wisdom Rd, Dallas, TX 75237

(972) 426-5077

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2.4 mi

Bill Toney

3917 W Camp Wisdom Rd Ste 104, Dallas, TX 75237

(972) 572-7600

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2.4 mi

Charla White Walters

5801 Marvin D Love Fwy Ste 101, Dallas, TX 75237

(214) 330-9000

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2.4 mi

Jason Ridley Agency

7125 Marvin D Love Fwy Ste 302, Dallas, TX 75237

(972) 584-9090

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View all agents ↓

Learn More About Car Insurance in Duncanville, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered	24,527,939
Total uninsured motorists	14.1%
Estimated economic loss of all vehicle crashes	$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
Collision covers for the expenses on your car caused by accident.
Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
Medical payments cover your's and your passenger's medical bills
Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
Towing and labor covers for the pay for towing your car and labor cost.
Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.

Cheap Car Insurance in Duncanville, Texas (With 2024 Rates)