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Home » Car insurance » Michigan » Cheap Car Insurance Detroit

Cheap Car Insurance in Detroit, Michigan (With 2020 Rates)

Lowest Premium

$735 / YEAR

Average Premium

$4595 / YEAR

Highest Premium

$11550 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Detroit is around $4595 and can go upto $11550. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

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Car Insurance Rates in Detroit by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Detroit. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

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ZipAvg. Premium
48201$4832
48202$5026
48204$4955
48205$4193
48206$5067
48207$4414
48208$4290
48209$3964
48210$4675
48211$4454
48213$4153
48214$3954
48215$4315
48216$4264
48217$3751
48219$4095
48221$4166
48223$4049
48224$4157
48226$4554
48227$4986
48228$4577
48233$3953
48234$3922
48235$4525
48238$4632
48242$2314
48243$3908

Insurance Agents in Detroit, MI and Near by

  • 0 mi
    John A Parks Company Insurance
    49 W Willis St, Detroit, MI 48201
    (313) 831-1430
  • 1.19 mi
    VTC Insurance Group - Brownrigg Agency
    333 W Fort St Ste 1940, Detroit, MI 48226
    (248) 373-5580
  • 1.19 mi
    J. Healan Baker Agency
    645 Griswold St Ste 2015, Detroit, MI 48226
    (313) 963-0480
  • 1.19 mi
    AAA Insurance
    719 Griswold St Ste 170, Detroit, MI 48226
    (313) 237-5500
  • 1.19 mi
    Diebold Insurance Agency
    1420 Broadway St Ste 101, Detroit, MI 48226
    (313) 964-3750
  • 1.62 mi
    Lewis & Thompson Agency
    2617 W Grand Blvd, Detroit, MI 48208
    (313) 875-7555
  • 1.71 mi
    Ago Benavides
    3570 W Vernor Hwy, Detroit, MI 48216
    (313) 849-2000
  • 1.74 mi
    Clark Financial Services & Insurance Agency
    2711 E Jefferson Ave Ste 206, Detroit, MI 48207
    (313) 259-6600
  • 1.74 mi
    MEEMIC - Kim-One Insurance Agency
    3384 E Jefferson Ave # 2, Detroit, MI 48207
    (313) 263-0630
  • 1.74 mi
    L.A. Insurance Agency 10
    6440 E Jefferson Ave, Detroit, MI 48207
    (313) 393-2900
  • 10.02 mi
    John Cash
    19203 Grand River Ave, Detroit, MI 48223
    (313) 537-1200
  • 10.02 mi
    Shauna Johnson
    18711 Grand River Ave, Detroit, MI 48223
    (313) 272-2020
  • 11.24 mi
    L.A. Insurance Agency 258
    21745 W 8 Mile Rd, Detroit, MI 48219
    (313) 538-7900
  • 11.24 mi
    L.A. Insurance Agency 223
    20204 W 7 Mile Rd, Detroit, MI 48219
    (313) 541-0088
  • 11.24 mi
    Dave Gilead Insurance Agency
    18323 W Mcnichols Rd, Detroit, MI 48219
    (313) 533-3220
  • 11.24 mi
    L.A. Insurance Agency 20
    21400 W Mcnichols Rd, Detroit, MI 48219
    (313) 255-4433
  • 2.11 mi
    MEEMIC - Cagwin Agency
    3031 W Grand Blvd Ste 320, Detroit, MI 48202
    (313) 875-9147
  • 2.11 mi
    Eric Huffman
    3031 W Grand Blvd Ste 568, Detroit, MI 48202
    (313) 875-3172
  • 2.11 mi
    Long Insurance Services
    3031 W Grand Blvd Ste 529, Detroit, MI 48202
    (313) 873-0300
  • 2.11 mi
    L.A. Insurance Agency 28
    2922 W Grand Blvd, Detroit, MI 48202
    (313) 871-0100
  • 2.11 mi
    Tony Massey
    15 E Kirby St Ste 112, Detroit, MI 48202
    (313) 873-3334
  • 3.56 mi
    Look! Insurance Agency
    6724 Michigan Ave, Detroit, MI 48210
    (313) 899-3194
  • 3.56 mi
    L.A. Insurance Agency 86
    6248 Michigan Ave, Detroit, MI 48210
    (313) 896-1000
  • 3.56 mi
    Insurance Max Agency
    4228 Livernois Ave, Detroit, MI 48210
    (313) 895-3000
  • 4.06 mi
    L.A. Insurance Agency 72
    7946 W Vernor Hwy, Detroit, MI 48209
    (313) 849-3333
  • 4.06 mi
    Metro X Services
    7938 W Vernor Hwy, Detroit, MI 48209
    (313) 842-9090
  • 4.06 mi
    Pd Dandnaik
    7725 W Vernor Hwy, Detroit, MI 48209
    (313) 554-1500
  • 4.06 mi
    Detroit Insurance Services
    7752 W Vernor Hwy Ste 102, Detroit, MI 48209
    (313) 843-2730
  • 4.06 mi
    Insurance Max
    7661 W Vernor Hwy, Detroit, MI 48209
    (313) 841-7000
  • 4.06 mi
    Jim Saucedo
    5602 W Vernor Hwy, Detroit, MI 48209
    (313) 841-8100
  • 4.42 mi
    L.A. Insurance Agency 4
    10231 Livernois Ave, Detroit, MI 48204
    (313) 933-2111
  • 4.42 mi
    Binder Underwriters
    4144 Oakman Blvd, Detroit, MI 48204
    (313) 931-2040
  • 5.36 mi
    Premier Insurance Agency
    15363 Livernois Ave, Detroit, MI 48238
    (313) 342-4100
  • 5.36 mi
    Advasure Insurance Agency
    15509 Livernois Ave, Detroit, MI 48238
    (313) 340-2300
  • 5.74 mi
    L.A. Insurance Agency 150
    14701 Mack Ave, Detroit, MI 48215
    (313) 884-8888
  • 5.91 mi
    L.A. Insurance Agency 33
    20531 Van Dyke St, Detroit, MI 48234
    (313) 369-1900
  • 5.91 mi
    L.A. Insurance Agency 236
    19138 Van Dyke St, Detroit, MI 48234
    (313) 892-1123
  • 6.76 mi
    L.A. Insurance Agency 19
    3511 S Fort St, Detroit, MI 48217
    (313) 294-2000
  • 7.14 mi
    MEEMIC - Kim-One Insurance Agency
    11000 W Mcnichols Rd Ste 219, Detroit, MI 48221
    (313) 397-4198
  • 7.14 mi
    Camelot Insurance Agency
    11000 W Mcnichols Rd Ste 111, Detroit, MI 48221
    (313) 341-1566
  • 7.14 mi
    Charlotte Knight
    7100 W 7 Mile Rd, Detroit, MI 48221
    (313) 340-9000
  • 7.14 mi
    Cosby Insurance Agency
    10140 W Mcnichols Rd, Detroit, MI 48221
    (313) 864-3285
  • 7.14 mi
    L.A. Insurance Agency 17
    17516 Livernois Ave, Detroit, MI 48221
    (313) 863-6000
  • 7.19 mi
    L.A. Insurance Agency 222
    15022 E 8 Mile Rd, Detroit, MI 48205
    (313) 521-5000
  • 7.19 mi
    Insurance Giant Agency
    14917 Gratiot Ave, Detroit, MI 48205
    (313) 317-8000
  • 7.19 mi
    L.A. Insurance Agency 5
    13002 Gratiot Ave, Detroit, MI 48205
    (313) 521-4400
  • 7.19 mi
    Advasure Insurance Agency
    13600 East 8 Mile Road, Detroit, MI 48205
    (313) 521-0300
  • 7.31 mi
    L.A. Insurance Agency 264
    15607 Grand River Ave, Detroit, MI 48227
    (313) 835-4000
  • 7.49 mi
    L.A. Insurance Agency 12
    16953 Harper Ave, Detroit, MI 48224
    (313) 640-4800
  • 8.03 mi
    L.A. Insurance Agency 2
    20004 Plymouth Rd, Detroit, MI 48228
    (313) 838-2900
  • 8.03 mi
    LB Financial Services
    16119 W Warren Ave, Detroit, MI 48228
    (313) 581-7100
  • 8.03 mi
    Mohamad S Soboh
    16800 W Warren Ave, Detroit, MI 48228
    (313) 581-3400
  • 8.03 mi
    L.A. Insurance Agency 269
    18251 W Warren Ave Ste B, Detroit, MI 48228
    (313) 228-5486
  • 8.03 mi
    L.A. Insurance Agency 128
    8800 Greenfield Rd, Detroit, MI 48228
    (313) 659-2222
  • 8.81 mi
    L.A. Insurance Agency 43
    13545 W 7 Mile Rd, Detroit, MI 48235
    (313) 340-4444
  • 8.81 mi
    AAA Insurance
    7910 W Outer Dr, Detroit, MI 48235
    (313) 255-9310
  • 8.81 mi
    Reymac Insurance Group
    13030 W 7 Mile Rd, Detroit, MI 48235
    (313) 416-6000
  • 8.81 mi
    Angela Hughes
    14511 W Mcnichols Rd, Detroit, MI 48235
    (313) 862-7800
View all agents ↓

Learn More About Car Insurance in Detroit, MI

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.