Cheap Car Insurance in Denton, Texas (With 2023 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Denton

Lowest Premium

$397 / YEAR

Average Premium

$519 / YEAR

Highest Premium

$741 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Denton is around $519 and can go upto $741. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Denton by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Denton. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
76201$518
76202$523
76205$507
76207$504
76208$526
76210$524

Insurance Agents in Denton, TX and Near by

  • 0 mi
    Complete Financial Group
    1808 Cornell Ln Ste 140, Denton, TX 76201
    (940) 382-9300
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  • 0 mi
    Ricardo Sempertegui - State Farm Insurance
    2317 W University Dr Ste 113, Denton, TX 76201
    (940) 381-2490
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  • 0 mi
    Acceptance Auto Insurance
    2317 W University Dr Ste 143, Denton, TX 76201
    (940) 891-1800
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  • 0 mi
    Schertz Insurance Agency
    1213 Primrose Ln Ste 102, Denton, TX 76201
    (940) 891-4803
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  • 0 mi
    A-Max Auto Insurance
    1627 W University Dr, Denton, TX 76201
    (940) 891-0200
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  • 0 mi
    Sanchez Insurance & More
    913 Sunset St, Denton, TX 76201
    (940) 484-4700
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  • 0 mi
    Scanlon Insurance Agency
    905 Sunset St, Denton, TX 76201
    (940) 387-0535
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  • 0 mi
    A-Tex Insurance
    100 W Oak St Ste G100, Denton, TX 76201
    (866) 484-2839
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  • 0 mi
    Sierra Insurance Agency Corp
    207 W Hickory St Ste 205, Denton, TX 76201
    (940) 382-3342
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  • 0 mi
    Chrystie Greer
    207 W Hickory St Ste 104, Denton, TX 76201
    (940) 239-5088
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  • 0 mi
    Goosehead Insurance - Patric Farrell
    109 E Oak St Ste 900, Denton, TX 76201
    (844) 446-6734
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  • 0 mi
    Area Wide Insurance Agency
    225 N Locust St, Denton, TX 76201
    (940) 320-9999
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  • 0 mi
    CU Financial Group
    225 W Mulberry St, Denton, TX 76201
    (940) 442-5581
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  • 0 mi
    Wade Hunt Insurance
    512 W Hickory St Ste 116, Denton, TX 76201
    (940) 591-8581
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  • 0 mi
    Glenn Davis Insurance
    601 N Elm St, Denton, TX 76201
    (940) 484-8913
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  • 0 mi
    Mark Tucker
    519 S Carroll Blvd Ste 100, Denton, TX 76201
    (940) 484-8441
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  • 0 mi
    Danny Koh
    601 N Carroll Blvd Ste A, Denton, TX 76201
    (940) 514-1559
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  • 0 mi
    Mark Chew
    801 N Elm St, Denton, TX 76201
    (940) 383-1083
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  • 0 mi
    Ramey & King Insurance
    320 Eagle Dr Ste 210, Denton, TX 76201
    (940) 382-9691
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  • 0 mi
    Tim Shoopman - State Farm Insurance
    1004 N Locust St, Denton, TX 76201
    (940) 383-2614
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  • 0 mi
    Krahl Insurance Agency
    901 S Elm St, Denton, TX 76201
    (940) 565-0125
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  • 0 mi
    Kelly Phillips
    1014 N Elm St, Denton, TX 76201
    (940) 320-2700
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  • 0 mi
    Gregory Wade Hunt
    211 Fort Worth Dr, Denton, TX 76201
    (940) 312-7075
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  • 0 mi
    North Texas Insurance Agency
    1104 N Locust St, Denton, TX 76201
    (940) 566-1213
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  • 0 mi
    Hutcherson Insurance Group
    1212 N Locust St, Denton, TX 76201
    (940) 382-9696
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  • 0 mi
    Tommy Graham
    1410 N Elm St Ste A, Denton, TX 76201
    (940) 382-1967
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  • 0 mi
    ANPAC Agency
    1421 N Elm St Ste 100, Denton, TX 76201
    (940) 566-0377
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  • 0 mi
    Larry Harberson
    1515 N Elm St, Denton, TX 76201
    (940) 387-4512
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  • 0 mi
    Jim Scribner Insurance
    1707 N Elm St, Denton, TX 76201
    (940) 387-4903
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  • 0 mi
    Kerry Goree
    525 Fort Worth Dr Ste 301, Denton, TX 76201
    (940) 382-9100
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  • 0 mi
    Baja Auto Insurance
    602 W University Dr, Denton, TX 76201
    (214) 301-7016
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  • 0 mi
    Jaime Santillan
    2000 Denison St Ste A, Denton, TX 76201
    (469) 261-2864
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  • 0 mi
    Michael Doranski
    2000 Denison St Ste A, Denton, TX 76201
    (940) 387-6289
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  • 2.27 mi
    Randy Neuser
    111 E University Dr Ste 108, Denton, TX 76209
    (940) 591-6800
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  • 2.27 mi
    Inner Circle Advisors
    2412 Old North Rd Ste 101, Denton, TX 76209
    (940) 312-6008
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  • 2.28 mi
    Neal & Neal Insurance Agency
    4202 N I-35, Denton, TX 76207
    (940) 387-8281
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  • 2.4 mi
    Matt Portz
    800 S Interstate 35 E, Denton, TX 76205
    (940) 591-6644
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  • 2.4 mi
    AAA Insurance
    1732 S Loop 288 Ste 100, Denton, TX 76205
    (940) 323-3240
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  • 2.4 mi
    George Carranza
    2430 S I 35 E Ste 212, Denton, TX 76205
    (940) 566-2234
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  • 2.4 mi
    Bradford Schommer
    2442 Lillian Miller Pkwy Ste 115, Denton, TX 76205
    (817) 769-2870
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  • 2.4 mi
    Goosehead Insurance - Cody Deck
    2438 Lillian Miller Pkwy Ste 205, Denton, TX 76205
    (940) 230-2803
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  • 2.4 mi
    Distinct Financial Solutions
    2220 San Jacinto Blvd Ste 110, Denton, TX 76205
    (940) 297-1474
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  • 2.4 mi
    Rob Glenn
    301 Dallas Dr Ste 118, Denton, TX 76205
    (940) 483-1042
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  • 2.4 mi
    Insurance Services Agency
    1111 Teasley Ln, Denton, TX 76205
    (940) 566-2202
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  • 2.4 mi
    Jose Poot
    1121 Dallas Dr Ste 2, Denton, TX 76205
    (940) 320-1355
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  • 2.4 mi
    Harnem Insurance Group
    717 S Interstate 35 E Ste 124, Denton, TX 76205
    (940) 293-4635
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  • 2.4 mi
    Spencer Insurance Agency
    717 S Interstate 35 E Ste 124, Denton, TX 76205
    (940) 247-3164
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  • 2.4 mi
    Alan Zimmerer
    264 S Interstate 35 E, Denton, TX 76205
    (940) 566-2350
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  • 2.4 mi
    Metlife Auto & Home - Jay Creel
    723 S I-35e Ste 206, Denton, TX 76205
    (940) 382-8828
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  • 2.4 mi
    The Hulett Agency
    723 S Interstate 35 E Ste 112, Denton, TX 76205
    (940) 503-3025
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  • 2.4 mi
    John Fondon
    1710 Westminster St Ste B, Denton, TX 76205
    (940) 384-9600
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  • 5.26 mi
    Goosehead Insurance - Jessie Bishop
    1402 N Corinth St Ste 114, Denton, TX 76208
    (940) 498-7007
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  • 5.26 mi
    Jamie Wilson
    1402 N Corinth St Ste 110, Denton, TX 76208
    (940) 498-7737
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  • 5.26 mi
    Texas Farm Bureau Insurance
    3201 E University Dr, Denton, TX 76208
    (940) 387-8572
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  • 5.76 mi
    Gary Peppers
    7650 S I 35 E Ste 124, Denton, TX 76210
    (940) 321-7100
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  • 5.76 mi
    Insurance Connection USA
    1430 Robinson Rd Ste 130, Denton, TX 76210
    (940) 382-4700
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  • 5.76 mi
    David Reese
    1420 Robinson Rd Ste 220, Denton, TX 76210
    (940) 387-2181
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  • 5.76 mi
    Century Insurance Agency
    2735 Wind River Ln Ste 151, Denton, TX 76210
    (940) 387-8811
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  • 5.76 mi
    David Otto
    3969 Teasley Ln Ste 1300, Denton, TX 76210
    (940) 383-2900
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  • 5.76 mi
    Gregory Wade Hunt
    1206 Bent Oaks Ct, Denton, TX 76210
    (940) 565-5060
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  • 5.76 mi
    Jill Marion
    1204 Bent Oaks Ct Ste 200, Denton, TX 76210
    (940) 243-3464
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  • 5.76 mi
    Grunor Family Insurance Group, LLC
    3201 Teasley Ln Ste 305, Denton, TX 76210
    (940) 387-3618
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  • 5.76 mi
    Rodney Overlander
    2925 Country Club Rd Ste 104, Denton, TX 76210
    (940) 383-9700
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  • 5.76 mi
    Denton Insurance Center
    2921 Country Club Rd Ste 102, Denton, TX 76210
    (940) 387-9501
    View |
View all agents ↓

Learn More About Car Insurance in Denton, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.