Lowest Premium
$397 / YEAR
Average Premium
$519 / YEAR
Highest Premium
$741 / YEAR
The average annual premium in Denton is around $519 and can go upto $741. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.
Texas Car Insurance Minimum Requirement by Law
As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:
- $30,000 coverage for all types of bodily injury suffered by one individual in one accident
- Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
- Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered
The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.
Company | Annual premium (50/100/50) | Market share | Complaints |
---|---|---|---|
Geico | $350 | 6.00% ($1,151,485,019) | 1 |
Farmers | $385 | 7.98% ($1,530,613,603) | 2 |
State Farm | $390 | 16.03% ($3,074,590,659) | 119 |
Allstate | $495 | 7.38% ($1,416,050,038) | 4 |
Liberty Mutual | $550 | 4.36% ($836,938,040) | 64 |
Progressive | $660 | 8.75% ($1,678,264,745) | 0 |
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Car Insurance Rates in Denton by ZIP codes
The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Denton. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.
Zip | Avg. Premium |
---|---|
76201 | $518 |
76202 | $523 |
76205 | $507 |
76207 | $504 |
76208 | $526 |
76210 | $524 |
Insurance Agents in Denton, TX and Near by
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0 miComplete Financial Group1808 Cornell Ln Ste 140, Denton, TX 76201(940) 382-9300View |
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0 miRicardo Sempertegui - State Farm Insurance2317 W University Dr Ste 113, Denton, TX 76201(940) 381-2490View |
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0 miAcceptance Auto Insurance2317 W University Dr Ste 143, Denton, TX 76201(940) 891-1800View |
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0 miSchertz Insurance Agency1213 Primrose Ln Ste 102, Denton, TX 76201(940) 891-4803View |
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0 miA-Max Auto Insurance1627 W University Dr, Denton, TX 76201(940) 891-0200View |
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0 miSanchez Insurance & More913 Sunset St, Denton, TX 76201(940) 484-4700View |
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0 miScanlon Insurance Agency905 Sunset St, Denton, TX 76201(940) 387-0535View |
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0 miA-Tex Insurance100 W Oak St Ste G100, Denton, TX 76201(866) 484-2839View |
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0 miSierra Insurance Agency Corp207 W Hickory St Ste 205, Denton, TX 76201(940) 382-3342View |
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0 miChrystie Greer207 W Hickory St Ste 104, Denton, TX 76201(940) 239-5088View |
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0 miGoosehead Insurance - Patric Farrell109 E Oak St Ste 900, Denton, TX 76201(844) 446-6734View |
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0 miArea Wide Insurance Agency225 N Locust St, Denton, TX 76201(940) 320-9999View |
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0 miCU Financial Group225 W Mulberry St, Denton, TX 76201(940) 442-5581View |
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0 miWade Hunt Insurance512 W Hickory St Ste 116, Denton, TX 76201(940) 591-8581View |
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0 miGlenn Davis Insurance601 N Elm St, Denton, TX 76201(940) 484-8913View |
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0 miMark Tucker519 S Carroll Blvd Ste 100, Denton, TX 76201(940) 484-8441View |
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0 miDanny Koh601 N Carroll Blvd Ste A, Denton, TX 76201(940) 514-1559View |
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0 miMark Chew801 N Elm St, Denton, TX 76201(940) 383-1083View |
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0 miRamey & King Insurance320 Eagle Dr Ste 210, Denton, TX 76201(940) 382-9691View |
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0 miTim Shoopman - State Farm Insurance1004 N Locust St, Denton, TX 76201(940) 383-2614View |
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0 miKrahl Insurance Agency901 S Elm St, Denton, TX 76201(940) 565-0125View |
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0 miKelly Phillips1014 N Elm St, Denton, TX 76201(940) 320-2700View |
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0 miGregory Wade Hunt211 Fort Worth Dr, Denton, TX 76201(940) 312-7075View |
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0 miNorth Texas Insurance Agency1104 N Locust St, Denton, TX 76201(940) 566-1213View |
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0 miHutcherson Insurance Group1212 N Locust St, Denton, TX 76201(940) 382-9696View |
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0 miTommy Graham1410 N Elm St Ste A, Denton, TX 76201(940) 382-1967View |
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0 miANPAC Agency1421 N Elm St Ste 100, Denton, TX 76201(940) 566-0377View |
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0 miLarry Harberson1515 N Elm St, Denton, TX 76201(940) 387-4512View |
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0 miJim Scribner Insurance1707 N Elm St, Denton, TX 76201(940) 387-4903View |
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0 miKerry Goree525 Fort Worth Dr Ste 301, Denton, TX 76201(940) 382-9100View |
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0 miBaja Auto Insurance602 W University Dr, Denton, TX 76201(214) 301-7016View |
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0 miJaime Santillan2000 Denison St Ste A, Denton, TX 76201(469) 261-2864View |
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0 miMichael Doranski2000 Denison St Ste A, Denton, TX 76201(940) 387-6289View |
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2.27 miRandy Neuser111 E University Dr Ste 108, Denton, TX 76209(940) 591-6800View |
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2.27 miInner Circle Advisors2412 Old North Rd Ste 101, Denton, TX 76209(940) 312-6008View |
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2.28 miNeal & Neal Insurance Agency4202 N I-35, Denton, TX 76207(940) 387-8281View |
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2.4 miMatt Portz800 S Interstate 35 E, Denton, TX 76205(940) 591-6644View |
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2.4 miAAA Insurance1732 S Loop 288 Ste 100, Denton, TX 76205(940) 323-3240View |
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2.4 miGeorge Carranza2430 S I 35 E Ste 212, Denton, TX 76205(940) 566-2234View |
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2.4 miBradford Schommer2442 Lillian Miller Pkwy Ste 115, Denton, TX 76205(817) 769-2870View |
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2.4 miGoosehead Insurance - Cody Deck2438 Lillian Miller Pkwy Ste 205, Denton, TX 76205(940) 230-2803View |
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2.4 miDistinct Financial Solutions2220 San Jacinto Blvd Ste 110, Denton, TX 76205(940) 297-1474View |
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2.4 miRob Glenn301 Dallas Dr Ste 118, Denton, TX 76205(940) 483-1042View |
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2.4 miInsurance Services Agency1111 Teasley Ln, Denton, TX 76205(940) 566-2202View |
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2.4 miJose Poot1121 Dallas Dr Ste 2, Denton, TX 76205(940) 320-1355View |
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2.4 miHarnem Insurance Group717 S Interstate 35 E Ste 124, Denton, TX 76205(940) 293-4635View |
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2.4 miSpencer Insurance Agency717 S Interstate 35 E Ste 124, Denton, TX 76205(940) 247-3164View |
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2.4 miAlan Zimmerer264 S Interstate 35 E, Denton, TX 76205(940) 566-2350View |
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2.4 miMetlife Auto & Home - Jay Creel723 S I-35e Ste 206, Denton, TX 76205(940) 382-8828View |
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2.4 miThe Hulett Agency723 S Interstate 35 E Ste 112, Denton, TX 76205(940) 503-3025View |
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2.4 miJohn Fondon1710 Westminster St Ste B, Denton, TX 76205(940) 384-9600View |
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5.26 miGoosehead Insurance - Jessie Bishop1402 N Corinth St Ste 114, Denton, TX 76208(940) 498-7007View |
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5.26 miJamie Wilson1402 N Corinth St Ste 110, Denton, TX 76208(940) 498-7737View |
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5.26 miTexas Farm Bureau Insurance3201 E University Dr, Denton, TX 76208(940) 387-8572View |
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5.76 miGary Peppers7650 S I 35 E Ste 124, Denton, TX 76210(940) 321-7100View |
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5.76 miInsurance Connection USA1430 Robinson Rd Ste 130, Denton, TX 76210(940) 382-4700View |
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5.76 miDavid Reese1420 Robinson Rd Ste 220, Denton, TX 76210(940) 387-2181View |
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5.76 miCentury Insurance Agency2735 Wind River Ln Ste 151, Denton, TX 76210(940) 387-8811View |
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5.76 miDavid Otto3969 Teasley Ln Ste 1300, Denton, TX 76210(940) 383-2900View |
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5.76 miGregory Wade Hunt1206 Bent Oaks Ct, Denton, TX 76210(940) 565-5060View |
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5.76 miJill Marion1204 Bent Oaks Ct Ste 200, Denton, TX 76210(940) 243-3464View |
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5.76 miGrunor Family Insurance Group, LLC3201 Teasley Ln Ste 305, Denton, TX 76210(940) 387-3618View |
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5.76 miRodney Overlander2925 Country Club Rd Ste 104, Denton, TX 76210(940) 383-9700View |
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5.76 miDenton Insurance Center2921 Country Club Rd Ste 102, Denton, TX 76210(940) 387-9501View |
Learn More About Car Insurance in Denton, TX
Helpful Info on Texas Car Insurance
Here is a list of useful information regarding Texas car insurance and driving in Texas roads.
Total vehicles registered | 24,527,939 |
Total uninsured motorists | 14.1% |
Estimated economic loss of all vehicle crashes | $38.4 billion |
Sources: uninsured motorists, 2015, crash report, 2018
Different car insurance coverage options available in Texas
There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.
- Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
- Collision covers for the expenses on your car caused by accident.
- Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
- Medical payments cover your's and your passenger's medical bills
- Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
- Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
- Towing and labor covers for the pay for towing your car and labor cost.
- Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.
Methodology
The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.