Cheap Car Insurance in Deer Park, Texas (With 2024 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Deer Park

Lowest Premium

$428 / YEAR

Average Premium

$598 / YEAR

Highest Premium

$768 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Deer Park is around $598 and can go upto $768. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Deer Park by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Deer Park. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium

Insurance Agents in Deer Park, TX and Near by

  • 0 mi
    Momentum Insurance & Financial Services
    3301 D H Watkins Dr, Deer Park, TX 77536
    (713) 306-6081
    View |
  • 0 mi
    Sean Mertz
    214 Center St, Deer Park, TX 77536
    (281) 930-9567
    View |
  • 0 mi
    Texas Farm Bureau Insurance
    2309 Center St Ste B, Deer Park, TX 77536
    (281) 930-9722
    View |
  • 0 mi
    Plemons Insurance Agency
    2323 Center St, Deer Park, TX 77536
    (281) 930-2222
    View |
  • 0 mi
    Les Ellard
    418 E San Augustine St, Deer Park, TX 77536
    (281) 479-5218
    View |
  • 0 mi
    A-Max Auto Insurance
    3205 Center St, Deer Park, TX 77536
    (281) 479-7777
    View |
  • 0 mi
    Lonestar Integra Insurance Services
    444 W Pasadena Blvd Ste D, Deer Park, TX 77536
    (713) 264-8929
    View |
  • 0 mi
    Wayne Riddle Insurance
    110 W Pasadena Blvd, Deer Park, TX 77536
    (281) 479-5248
    View |
  • 0 mi
    Turrentine Insurance
    4003 Center St, Deer Park, TX 77536
    (281) 476-0557
    View |
  • 0 mi
    Chipper Holt
    4418 Center St Ste A, Deer Park, TX 77536
    (281) 479-3666
    View |
  • 0 mi
    TWFG Insurance Services - Alex Calvo Insurance
    5001 Luella Ave Ste A, Deer Park, TX 77536
    (281) 909-3200
    View |
  • 0 mi
    Ai United Insurance
    8373 Spencer Hwy, Deer Park, TX 77536
    (281) 478-5555
    View |
  • 2.3 mi
    Sophia Diaz
    3327 Red Bluff Rd Ste A, Pasadena, TX 77503
    (713) 920-3100
    View |
  • 2.3 mi
    Oscar Meza
    3741 Red Bluff Rd Ste 150b, Pasadena, TX 77503
    (713) 475-9090
    View |
  • 2.3 mi
    Bruce Harlan
    1866 E Sam Houston Pkwy S, Pasadena, TX 77503
    (713) 947-7860
    View |
  • 2.3 mi
    Joey Cotton Insurance
    2936 E Sam Houston Pkwy S, Pasadena, TX 77503
    (281) 487-4886
    View |
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Learn More About Car Insurance in Deer Park, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.


The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.