Cheap Car Insurance in Coppell, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Coppell

Lowest Premium

$400 / YEAR

Average Premium

$562 / YEAR

Highest Premium

$675 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Coppell is around $562 and can go upto $675. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Coppell by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Coppell. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
75019$562
75063$580

Insurance Agents in Coppell, TX and Near by

  • 0 mi
    Darrin Hendley
    722 S Denton Tap Rd Ste 150, Coppell, TX 75019
    (972) 462-7589
  • 0 mi
    David Amacher
    651 N Denton Tap Rd Ste 110, Coppell, TX 75019
    (972) 899-6570
  • 0 mi
    Goosehead Insurance - Jason Hess
    260 N Denton Tap Rd Ste 265, Coppell, TX 75019
    (972) 462-0999
  • 0 mi
    Paula Huemmer
    709 S Coppell Rd, Coppell, TX 75019
    (972) 393-2528
  • 0 mi
    Ernie Jennings
    440 W Bethel Rd, Coppell, TX 75019
    (972) 393-5864
  • 0 mi
    RV Insurance Solutions
    412 W Bethel Rd, Coppell, TX 75019
    (214) 206-4010
  • 0 mi
    Michael Robinson
    600 S Denton Tap Rd Ste 110, Coppell, TX 75019
    (972) 471-1600
  • 0 mi
    Select Insurance Agency
    500 S Denton Tap Rd Ste 107, Coppell, TX 75019
    (972) 315-7299
  • 0 mi
    Charles Bender
    722 S Denton Tap Rd Ste 260, Coppell, TX 75019
    (972) 434-8300
  • 0 mi
    Debbie Neal
    722 S Denton Tap Rd Ste 250, Coppell, TX 75019
    (972) 471-3444
  • 0 mi
    Freedom Insurance Group
    702 S Denton Tap Rd Ste 100, Coppell, TX 75019
    (972) 798-3769
  • 0 mi
    Jeremy Rougeau
    598 S Denton Tap Rd Ste 104, Coppell, TX 75019
    (972) 462-0088
  • 0 mi
    Kelly Carter
    150 S Denton Tap Rd Ste 111, Coppell, TX 75019
    (972) 756-0086
  • 0 mi
    Larry Bender
    110 W Sandy Lake Rd Ste 104a, Coppell, TX 75019
    (972) 393-1022
  • 0 mi
    Erik Slaughter
    120 S Denton Tap Rd Ste 415, Coppell, TX 75019
    (972) 956-0011
  • 0 mi
    David King Agency
    549 E Sandy Lake Rd, Coppell, TX 75019
    (972) 393-3311
  • 0 mi
    Brandon Walters
    780 S Macarthur Blvd Ste 160, Coppell, TX 75019
    (972) 393-7727
  • 0 mi
    Ty Donovan
    1421 E Sandy Lake Rd Ste 120, Coppell, TX 75019
    (972) 462-1075
  • 2.96 mi
    Eric Douglas
    6210 N Belt Line Rd Ste 115, Irving, TX 75063
    (469) 270-3000
  • 2.96 mi
    Umer Usman
    7600 N Macarthur Blvd Ste 105, Irving, TX 75063
    (972) 869-4280
  • 2.96 mi
    Supriya Harris
    1135 Kinwest Pkwy Ste 150, Irving, TX 75063
    (469) 351-7013
  • 2.96 mi
    AAA Insurance
    941 Macarthur Park Ste 100, Irving, TX 75063
    (972) 444-7800
  • 2.96 mi
    Connect Insurance Agency
    7700 Brookview Ct, Irving, TX 75063
    (817) 368-9456
  • 2.96 mi
    North American Advantage Insurance Services
    1707 Market Pl Ste 100, Irving, TX 75063
    (877) 628-6060
  • 2.96 mi
    Dan Garber
    8251 N Belt Line Rd Ste 120, Irving, TX 75063
    (972) 621-1115
  • 2.96 mi
    Brandon Walters
    9901 Vly Rnch Pkwy E # 2065, Irving, TX 75063
    (972) 255-5705
  • 2.96 mi
    Charles George
    8615 Freeport Pkwy Ste 175, Irving, TX 75063
    (469) 636-9489
  • 2.96 mi
    Joshua Brosin
    8675 Freeport Pkwy Bldg E1, Irving, TX 75063
    (972) 915-6099
  • 2.96 mi
    Mohammed Hassan
    8675 Freeport Pkwy # 1m, Irving, TX 75063
    (972) 338-3454
  • 2.96 mi
    PCL Insurance Agency
    8615 Freeport Pkwy Ste 155, Irving, TX 75063
    (972) 459-4749
View all agents ↓

Learn More About Car Insurance in Coppell, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.