Cheap Car Insurance in College Station, Texas (With 2021 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance College Station

Lowest Premium

$316 / YEAR

Average Premium

$495 / YEAR

Highest Premium

$723 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in College Station is around $495 and can go upto $723. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in College Station by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in College Station. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium
77840$488
77841$502
77845$474

Insurance Agents in College Station, TX and Near by

  • 0 mi
    Christine Folkers
    1701 Southwest Pkwy Ste 106, College Station, TX 77840
    (979) 314-1381
  • 0 mi
    Affordable Insurance of Texas
    111 University Dr E Ste 215b, College Station, TX 77840
    (979) 446-0404
  • 0 mi
    Bruce Boyd
    300 University Dr E, College Station, TX 77840
    (979) 693-1683
  • 0 mi
    Wellmann Insurance Agency
    505 University Dr E Ste 603, College Station, TX 77840
    (979) 846-3500
  • 0 mi
    Scott Leigh
    1055 Texas Ave S Ste 106, College Station, TX 77840
    (979) 764-1500
  • 0 mi
    Jim Ross
    400 Tarrow St, College Station, TX 77840
    (979) 260-6500
  • 0 mi
    Julie Sturm
    400 Tarrow St, College Station, TX 77840
    (979) 776-1300
  • 0 mi
    Randy Flasowski
    1001 University Dr E Ste 105, College Station, TX 77840
    (979) 691-2534
  • 0 mi
    Scot Semple
    1621 Texas Ave S, College Station, TX 77840
    (979) 704-3039
  • 0 mi
    Beal & Winn Insurance Agency
    1500 University Dr E Ste 101, College Station, TX 77840
    (979) 268-1500
  • 0 mi
    Michael Derek Kilgore
    913 E Harvey Rd, College Station, TX 77840
    (979) 776-1900
  • 0 mi
    Jerry Anderson - Allstate Insurance Agency
    2214 Texas Ave S, College Station, TX 77840
    (979) 764-0015
  • 0 mi
    Jones & Associates Insurance
    2405 Texas Ave S Ste 302, College Station, TX 77840
    (866) 702-9138
  • 0 mi
    Frank Labarbera
    208 Southwest Pkwy E Ste B, College Station, TX 77840
    (979) 485-0104
  • 0 mi
    Jeff Andrick
    242 Southwest Pkwy E, College Station, TX 77840
    (979) 693-1216
  • 4.4 mi
    Ameritex Insurance Group
    9475 Kemp Rd, College Station, TX 77845
    (979) 777-4843
  • 4.4 mi
    Texas Farm Bureau Insurance
    12815 Fm 2154 Rd Ste 105, College Station, TX 77845
    (979) 693-4100
  • 4.4 mi
    Sam Kuver
    12901 Fm 2154 Rd Ste 100, College Station, TX 77845
    (979) 764-2001
  • 4.4 mi
    Insurors Group
    18201 Windmill Ct, College Station, TX 77845
    (979) 774-2233
  • 4.4 mi
    Goosehead Insurance - Brad Brown
    750 William D Fitch Pkwy Ste 220, College Station, TX 77845
    (979) 220-2413
  • 4.4 mi
    Jeff Hamilton
    4058 State Highway 6 S Ste 100, College Station, TX 77845
    (979) 690-8384
  • 4.4 mi
    Kevin Verdugo
    4058 State Highway 6 S Ste 200, College Station, TX 77845
    (979) 690-8000
  • 4.4 mi
    Liere Insurance
    1604 Copperfield Pkwy Ste 200, College Station, TX 77845
    (979) 776-2300
  • 4.4 mi
    Agency Yu
    2801 Earl Rudder Fwy S, College Station, TX 77845
    (979) 314-1512
  • 4.4 mi
    F B C Insurance Agency
    1808 Brothers Blvd Ste E, College Station, TX 77845
    (979) 694-1808
  • 4.4 mi
    Cole Campbell
    2911 Texas Ave S Ste 102, College Station, TX 77845
    (979) 703-6655
  • 4.4 mi
    Julie Niemann
    1804 Brothers Blvd Ste C, College Station, TX 77845
    (979) 693-9107
  • 4.4 mi
    W E Gibson Insurance
    2752 Longmire Dr, College Station, TX 77845
    (979) 694-1555
  • 4.4 mi
    Ben Camp Insurance Agency
    3205 Earl Rudder Fwy S, College Station, TX 77845
    (979) 764-5955
  • 4.4 mi
    Property Crossing Insurance Agency
    3205 Earl Rudder Fwy S, College Station, TX 77845
    (877) 292-7350
  • 4.4 mi
    Main Street Independent Insurance Agencies
    3800 Sh-6 South Ste 108k, College Station, TX 77845
    (979) 318-5400
  • 4.4 mi
    Dexter & Company
    4030 Highway 6 S Ste 101, College Station, TX 77845
    (979) 764-8444
View all agents ↓

Learn More About Car Insurance in College Station, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.

Methodology

The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.