Cheap Car Insurance in Cleburne, Texas (With 2024 Rates)

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Home » Car insurance » Texas » Cheap Car Insurance Cleburne

Lowest Premium

$363 / YEAR

Average Premium

$530 / YEAR

Highest Premium

$715 / YEAR

50/100/50 (minimum liability) ⓘ How the premiums are calculated

The average annual premium in Cleburne is around $530 and can go upto $715. This is for a 30 year old female buying 50/100/50 coverage which is considered as the minimum liability.

Texas Car Insurance Minimum Requirement by Law

As per the Department of Public Safety in the state requires a minimum of 30/60/25 as explained below:

  • $30,000 coverage for all types of bodily injury suffered by one individual in one accident
  • Bodily injury suffered by two or more people is $60,000. The amount is the same for deaths of two or more people caused by one accident
  • Damage to property or injury to others in one accident is $25,000.
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Best Car Insurance Companies in Texas and Rates Offered

The cheapest car insurance rates in the state is provided by Geico Insurance followed by Farmers Insurance. But the major players are State Farm, Progressive and Farmers insurance in order.

CompanyAnnual premium (50/100/50)Market shareComplaints
Geico$3506.00% ($1,151,485,019)1
Farmers$3857.98% ($1,530,613,603)2
State Farm$39016.03% ($3,074,590,659)119
Allstate$4957.38% ($1,416,050,038)4
Liberty Mutual$5504.36% ($836,938,040)64
Progressive$6608.75% ($1,678,264,745)0

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Car Insurance Rates in Cleburne by ZIP codes

The table below lists the average insurance rates for 50/100/50 (minimum liability) accross the zip codes in Cleburne. We have omitted the zip codes that has same insurance rates. If your zip code is not listed in the table, please refer to the zip code near to you since the insurance rates will be same as of the neighbouring zip code.

ZipAvg. Premium

Insurance Agents in Cleburne, TX and Near by

  • 0 mi
    My Insurance Store
    1920 E Henderson St, Cleburne, TX 76031
    (817) 774-0488
    View |
  • 11.4 mi
    King, Hunt & Associates
    1644 W Henderson St Ste 100, Cleburne, TX 76033
    (817) 645-0043
    View |
  • 11.4 mi
    Crystal Plaster
    1632 W Henderson St Ste C, Cleburne, TX 76033
    (817) 645-3974
    View |
  • 11.4 mi
    Harmon Insurance Agency
    109 Westmeadow Dr Ste B, Cleburne, TX 76033
    (817) 641-3401
    View |
  • 11.4 mi
    McKinley Rother DiMarco Insurance Services
    1200 W Henderson St Ste A, Cleburne, TX 76033
    (817) 641-3676
    View |
  • 11.4 mi
    Marianne Lanman Insurance Agency
    1204 Spell Ave, Cleburne, TX 76033
    (817) 558-3686
    View |
  • 11.4 mi
    Mahan Insurance Sales
    1470 W Henderson St, Cleburne, TX 76033
    (817) 517-6996
    View |
  • 11.4 mi
    E-Z Pay Auto Insurance
    1200 W Henderson St Ste B, Cleburne, TX 76033
    (817) 641-0744
    View |
  • 11.4 mi
    Day Insurance
    725 W Henderson St, Cleburne, TX 76033
    (817) 556-0859
    View |
  • 11.4 mi
    Gordon Dyer Insurance Agency
    1 N Walnut St Ste 126, Cleburne, TX 76033
    (817) 556-2420
    View |
  • 11.4 mi
    Connect Insurance Agency
    822 N Main St Ste A, Cleburne, TX 76033
    (817) 641-5791
    View |
  • 11.4 mi
    4MC Insurance Agency
    105 Poindexter Ave Ste B, Cleburne, TX 76033
    (817) 526-5090
    View |
  • 11.4 mi
    Texas Farm Bureau Insurance
    2307 Weatherford Hwy, Cleburne, TX 76033
    (817) 558-2848
    View |
  • 11.4 mi
    Debra Unverzagt
    1407 Granbury St, Cleburne, TX 76033
    (817) 202-9646
    View |
  • 11.4 mi
    Dagley Insurance & Financial Services
    1 N Walnut St Ste 125, Cleburne, TX 76033
    (972) 731-9595
    View |
  • 11.4 mi
    Moser-Goree Insurance Agency
    709 W Henderson St Ste A, Cleburne, TX 76033
    (817) 558-8519
    View |
  • 11.4 mi
    Blake Jones
    1940 W Kilpatrick St, Cleburne, TX 76033
    (817) 556-0644
    View |
  • 11.4 mi
    Dennis Mark
    893 N Nolan River Rd Ste B, Cleburne, TX 76033
    (817) 558-9595
    View |
  • 11.4 mi
    Mark Jameson
    400 N Ridgeway Dr, Cleburne, TX 76033
    (817) 641-3306
    View |
  • 11.4 mi
    Marshall Young Insurance Agency
    401 N Ridgeway Dr, Cleburne, TX 76033
    (817) 645-9155
    View |
  • 11.4 mi
    Joy McHargue
    506 N Ridgeway Dr Ste A, Cleburne, TX 76033
    (817) 556-2722
    View |
  • 11.4 mi
    Clint Pullen
    603 N Nolan River Rd, Cleburne, TX 76033
    (817) 645-2510
    View |
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Learn More About Car Insurance in Cleburne, TX

Helpful Info on Texas Car Insurance

Here is a list of useful information regarding Texas car insurance and driving in Texas roads.

Total vehicles registered24,527,939
Total uninsured motorists14.1%
Estimated economic loss of all vehicle crashes$38.4 billion

Sources: uninsured motorists, 2015, crash report, 2018

Different car insurance coverage options available in Texas

There are different coverages to protect your family and your car in the event of an accident. It is always better to have enough coverage to not incur any loss in such scenarios. Below is a list of coverages available in Texas state.

  • Liability covers for the payment to other car driver and car met by accident caused by you. Texas law requires you to have at least 30/60/25 coverage. This will cover for injuries $30,000 per person and $60,000 per accident. It also covers for property damage up to $25,000. It is better to have enough coverage than just having the minimum required 30/60/25 coverage to make sure all the losses are covered with your insurance.
  • Collision covers for the expenses on your car caused by accident.
  • Comprehensive covers your car cost if your car is stolen or damaged by fire, flood, vandalism.
  • Medical payments cover your's and your passenger's medical bills
  • Personal injury protection (PIP) coverage is similar to medical payments coverage but also covers for the loss of pay and other non-medical expenses caused by accident.
  • Uninsured/underinsured motorist covers for the damage to you and your car caused by an uninsured or underinsured motorist. This is required in Texas, but you can opt-out from this coverage.
  • Towing and labor covers for the pay for towing your car and labor cost.
  • Rental reimbursement covers the payment for rental car service used when your car which had an accident is being repaired.


The insurance rates mentioned in this article is based on the average amount for a 30 year old female purchasing 50/100/50 ($50,000 for injury liability for one person, $100,000 for all injuries and $50,000 for property damage in an accident) liability car insurance coverage. The premium rate can be higher or lower than the rates specified depending on the type of coverage one may choose, deductibles applied and the discounts offered by insurance company.